Chapter 16 Bank Proposals

On the third day, the meeting was still held behind closed doors.

This time, Zhang Youzhi took the stage to speak first.

After Zhang Youzhi went back, he thought about it again and again, and finally put forward a proposal. This bill can raise a lot of money for the imperial court, whether it can have 100 million yuan, Zhang Youzhi does not know. But when he thinks about it, it's pretty good.

Zhang Youzhi stood on the stage and looked at He Xi next to him. With some nervousness in his heart, he said, "It's also the first time I've done this, and I'm throwing bricks and bricks for everyone. My bill is the railroad bond. I have all kinds of data on the Jingying Railway here. You can take a look, in fact, everyone also knows that the Jingying Railway makes money."

"Now the imperial treasury cannot continue to allocate funds for the railway. Personally, I propose to issue railway bonds. With the Jingying Railway as a guarantee, a total of 60 million yuan will be used to build the Jingbu Railway, Jingda Railway and Jingji Railway."

Gyeongbu is the railway from Beijing to Busan.

Jingda is the railway from Beijing to Datong,

Jingji is the railway from Beijing to Jinan.

After these railways are built, they will definitely make money.

But for Zhang Youzhi, making money is not the goal.

Making money is the goal.

It takes time when the project starts. 60 million yuan is in the hands of the imperial court, and you can pay it back when you want. Isn't that just right? And when the war is over. Didn't the imperial court have the money to build the railway?

After all, these plans were all made by He Xi.

It's just because it is impossible for the Ming Dynasty to support it. So put it on for now.

He Xi listened. I didn't know whether to cry or laugh for a while.

Let's cry, Zhang Youzhi did think of a way to make money, and this method is not bad, but I don't know if there is so much money in the market. This is very important.

What is ridiculous is that Zhang Youzhi's method is essentially crooked. Not on the right path at all. It's almost no different from scamming.

At this point, He Xi was disappointed.

However, Zhang Youzhi's plan can be regarded as passable, and it can be regarded as throwing bricks and leading the way.

Xie Lun secretly sneered when he heard this.

After Zhang You went straight down, Xie Lun came up.

To be honest, these parliamentarians don't know how to finish the parliamentary toy at the moment, and they don't prepare any bills at all. And Xie Lun's method, if he can't get the money, He Xi will end up in person.

He Xi is not impossible.

But if He Xi is left to do everything by himself, He Xi has too many things to take care of, and he also has to take political risks. However, if the people below put it forward, it cannot be said that He Xi will not bear the political risk at all, at least not all of them.

It is more important to cultivate a lot of enthusiasm to participate in politics.

After Xie Lun came to power, he said, "My bill is to open up the banking industry. Allow the private sector to enter the bank."

As soon as these words came out, there was an uproar below. Many people know how profitable banks are. It's just that in the hands of the Ming court, the bank bears too much responsibility, so it seems that the bank is not profitable. In fact, if you really want to talk about it, it is too easy for banks to make money.

Generally speaking, the banks in the hands of the Ming court did not dare to invest too much in many commercial fields. Even in the matter of lending, it is also stable. Almost certainty.

When the bank was first established, there was a very loose section, but the rest was strict.

There is no way around it.

It's not that He Xi doesn't want to let go. However, the operational risks of the bank itself must also be avoided. The most important thing is that He Xi does not have a candidate who can operate with confidence. The person with the highest business talent in He Xi's hands is Yang Zhen. And Yang Zhen has already entered the officialdom.

suppressed Yang Zhen in the bank, and he himself was unwilling.

This is also He Xi's helplessness. The more senior talents are, the more they want to be officials. In the entire Ming court, there were many people who wanted to be officials, and few people who were willing to run enterprises for the court.

Therefore, it is better for banks to take a prudent route.

And Xie Lun's sentence seems to have nothing to do with the national debt or something, but in fact, it is a good move. Banks are goods after all

Coin amplifier, don't say that He Xi originally wanted to release water. Even if the water is not released overnight, the activity of commercial banks can also make the market more money in circulation.

As a result, the economic data rises and all boats are lifted. He Xi can raise more money in the overall market.

Not to mention, opening a bank itself can increase Daming's financial revenue.

Not to mention anything else, bank franchise tax, savings tax, savings money, He Xi can think of many reasonable and legal ways to get money from the bank.

In short, the emergence of commercial banks and private banks is definitely a major event in the financial market. And this method can naturally solve many of He Xi's problems, such as quadrupling the number of national bonds.

It's just that He Xi understands these things, Xie Lun understands, but Zhang Youzhi doesn't understand.

Xie Lun talked eloquently on it, generally speaking, how many people want to borrow money, but they can't borrow money, and in many remote places, Daming Bank will not go at all, but they are also Daming people, and the imperial court can't give up Yunyun.

Anyway, I talked about it for a long time.

After Xie Lun finished speaking, everyone looked at He Xi.

After all, it doesn't matter what Xie Lun says. What matters is what attitude He Xi has.

After all, everyone knows that opening a bank is definitely a profitable thing.

He Xi said indifferently: "Since the council has such an idea, after I go back, I will discuss it with the people below, and a special meeting will be held in a few days to talk about this matter."

As soon as these words came out, everyone was boiling.

They found that a great opportunity to make a fortune was in front of them. At the same time, they also felt the difference, what they wanted most before was that the court would leave them alone. After all, once the imperial court interferes in commerce, it definitely asks for money.

It's not even just money, it's life.

In this case, they all avoided the imperial court, preferring to hand over more money to the officials, just begging the officials not to hurt them, that is, protection money.

Of course, there are also some who use their power to extort and extort money. Even if these people are in business, they are not businessmen.

But now they find that it is completely different. 、

Their opinions were actually adopted.

After all, many people think that Xie Lun and Zhang Youzhi are completely different. Zhang Youzhi eats official meals. Although he has no official body, Zhang Youzhi speaks on behalf of the official family, such as Zhang Youzhi's proposal, which is greasy, He Xi can see it, can't he see it others?

You must know that the people here, no matter who they are, are rolling in the sea of business, and many of them can understand it more clearly than He Xi.

But Xie Lun's proposal is different.

Banking. Who wouldn't want to do it? This is something they can't even think of, and now that it's brought up here, He Xi actually said to think about it. Although they didn't agree, for these merchants, they knew that there was a door.

The rest is just a condition.

In order to open a bank, they don't mind hemorrhage.

This is not the same as the national debt. Treasury bonds have interest, but the interest on government bonds is nothing to these big businessmen. It's just to give the imperial court some protection money, and the people who regard the national debt as an apportionment don't know how much.

But everyone in the bank knows that it is a big fat meat, and it is worth bleeding for this big fat meat, even if there is more blood.

It's all something that can be earned.

What? You say that with so many banks, there are no risks in operation and no rivals? Don't you think about that?

Naturally, I don't think about it.

Everyone here is very confident that they can win this competition and become one of the winners. Now it's just a ticket in mind.

These people simply won't wait for the results to be announced. ap.

Even many people feel that He Xi's failure to announce the results itself means that he wants to see the performance of the people below, and he has taken action for a while.

These wealthy businessmen who controlled the wealth of the Ming Dynasty acted together, which suddenly made many people feel the pressure. After all, there are already a lot of powerful people behind these rich businessmen, and at this moment, these powerful people are also running for it, after all, no one will dislike making more money

。

Moreover, these wealthy businessmen also have some network of connections, which makes many officials unable to wipe their face, and even many newspapers have their shares, and for a while, the government and the opposition are supporting this bill.

Even Zhu Xiongying couldn't sit still.

Because of this incident, Zhu Xiongying invited He Xi into the palace and talked about it. For the first time, Zhu Xiongying felt the power of so-called capitalism. This force made him a little frightened.