Chapter 974: The Situation Is Mine

"Breaking news, Ducun Bank has suffered the most serious vicious bug in history, and experts analyze that Ducun Bank will cause a major loss of at least one billion this time!"

"Ducun Bank has failed to invest several times, and the funds have been seriously trapped, and Ducun Bank may have no way to maintain user withdrawals in the short term."

"The vulnerability hunter successfully counterattacked,The official website of Dumura Bank was hacked,At present, the homepage of the website has been tampered with,After clicking, it will automatically jump into a pirated AV playback station in Neon,At present, Wataru Bank is making every effort to repair it。

"According to reliable sources, this time Dumura Bank was not just hacked on the website, their online banking business was hacked, according to the analysis of relevant people, Ducun Bank's customer bank account information may have been leaked."

"Watamura Bank is in jeopardy......"

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Looking at the series of reports in front of him, Nobita Fangno only felt cold sweat on his back, and his face turned pale.

How so?

Why is this happening?

Obviously, when I left the company yesterday, everything was fine, but now what's going on?

Wake up.

What does it look like?

In particular, the few cooperative loans that have just been finalized are basically negotiated by Nobita Yoshino in person, and the result was repaid last night, hello, hello, hello, everyone.

Overnight.

There was such a thing, and even from the previous high-quality customers, directly to the risk customers?

"Is this news confirmed?"

"Didn't these loans successfully pass the approval before the cooperation, and didn't you tell me that they were high-quality customers, and now you tell me who is a risky customer?"

"Is the risk control done by your risk control department all-eaten?"

After such a big incident, Nobita Fangno was still confused, at the moment he only felt at a loss, and the only thing he could do was to find the relevant person in charge to reprimand.

But alas.

was originally going to reprimand his subordinate Nobita Yoshinomi, but he was questioned by his own subordinates:

"Mr. Fangye, everything our risk control department does is reasonable and compliant, in fact, we have warned you before that several customers this time have problems with their risks."

"But you said that they are big customers, and now the banks are also in urgent need of lending these funds, forcing us, and giving them the approval of the lockdown."

"So in this matter, if you want to find someone to take responsibility for this matter, Mr. Yoshino, I don't think you should look for me."

As soon as these words came out, Nobita Yoshino's face suddenly turned the color of pig liver.

It's unsightly.

But he couldn't refute anything, after all, what this subordinate said was indeed the truth.

The bank's business has been really good lately.

Storage rates have skyrocketed.

They naturally hope that the money deposited in the bank can be released to the market for investment as soon as possible, and it is not uncommon for the risk control department to speed up the approval.

But he really didn't expect it.

It should have been impossible to go wrong, but it happened.

Especially looking at the smiling expressions of his subordinates, Yoshino Daiki knew in his heart that if the matter could not be handled well this time, then he, the general manager, would have to bear the main responsibility.

That's not a good thing!

"How would they do something like this out of nowhere?"

"Haven't heard of it before?"

Nobita Fangye's tone softened a little, and when he asked, the effect was still good after this gesture was put down, at least his subordinates were not so impulsive, and shook his head at this time:

"The companies that borrowed from us this time, although the reasons for borrowing were different, they finally had problems with their funds, and all of them came out of the stock market."

"In fact, what we investigated before the risk control was only their previous qualifications and whether the company had the strength to repay."

"Honestly, they have the ability to do that."

"So, it's not as bad as it seems?" Nobita's eyes lit up.

Seeing that his subordinates nodded in affirmation.

Nobita Yoshino breathed a sigh of relief instantly.

It's okay, it's okay.

As long as it's not sure it's dead, it's fine, and it's not unacceptable to delay for a while.

"But I'm afraid the current situation doesn't allow us to dwell on bad debts." Another manager in charge of bank access services next to him spoke:

"Although our storage rate has increased during this time, we have also increased significantly in the number of users who withdraw money since this morning."

"Although there hasn't been a run yet."

"But if this continues, at most three days, our funds will not be able to support normal withdrawal business."

"And I would suggest that we start concentrating money in the big cities right away, and at least make sure that there are no problems in a few major big cities."

These words made Nobita Yoshino instantly pour cold water on his head.

Truly.

Banks are the most likely to cause problems due to insufficient capital reserves.

Although in order of priority.

In fact, this time, there was a problem with the bank's business investment activities.

But actually.

Now that the problem has developed to the present, the main problem is no longer just the failure of investment.

It's the panic caused by the bank's investment failure.

Or rather.

It is now that a large number of customers are busy withdrawing money, and this is the biggest problem now.

"It's mainly public opinion."

"It's not a big deal for those damn media to watch the excitement one by one, and this time, we are actually a small thing for any company."

"But it's such a small thing, but under the deliberate amplification of the media, it seems to have become a big event."

"That's why users are now in a panic."

Someone spoke.

This statement has won the approval of many people:

"It's true that these media are not good things, listening to the wind is rain, and I don't know how they know the news."

"There's no way, because we're arguing with that group of hackers, we've already become the object of the hackers' attention, and all eyes will definitely be on us, eager to use us to bring them more news and heat."

"Damn the media!"

β€œβ€¦β€¦β€

Listening to everyone's scolding one by one, Nobita Fangno was a little strange:

"What about hackers?"

"I seem to have read a report just now, it was hackers who attacked our system and even hacked our website."

"Does this have anything to do with Bug Hunters?"

Issue.

Suddenly it erupted like a volcano, and it was a lot of problems all together, and even Nobita Yoshino almost ignored it.

However, he was relieved that this issue that was not paid attention to by everyone was not a big problem.

"Mr. Yusho Sakuraya was very right before, our system is not something that a few hackers can quietly invade, and they have not broken our firewall at all."

"The main thing is that the website was hacked by hackers, and Mr. Yusho Sakuraya is tracking down the identity and location of the hacker, and I believe that there will be a result soon."

"These hackers don't make a threat at all, they don't even dare to attack our firewall, they can only hack our website to vent their anger, and for us, this basically does not cause us any loss."

"They're just a bunch of clowns, and I think we're still overestimating the so-called hackers, but they're not as mysterious as they think."

β€œβ€¦β€¦β€

Everyone, you say a word to me.

In times of crisis, hacker attacks are the most relaxing thing, and can even bring smiles to everyone's frosty faces.

And such a smile also made Nobita Yoshino couldn't help but breathe a long sigh of relief.

It's okay, it's okay.

But then, Nobita Yoshino couldn't help frowning:

"Now is not the time to relax!"

"The hacker attack may not have caused us any real blow, but the attack they launched on our website has had a very serious impact on our reputation."

"Now we must avoid the impact of hackers on our reputation, and we must avoid things that produce runs!"

"So."

"Now you guys are going to get moving."

"First of all, we would like to state that this hack only changed our website, but it did not have a material impact on us, and reassured depositors that our bank would not be brought down by a mere hack."

"Secondly, in terms of funds, don't we have some investment in bonds and stocks in our hands, and we will start to cash out part of it as soon as possible to deal with the problem of large-scale withdrawals by depositors that may arise in the future."

"Third, or in terms of public image, we want to show the public that this time is just a normal investment, and it will not affect us, tell depositors that our funds are normal, and it will definitely not affect withdrawals, but because of limited manpower, even if everyone wants to withdraw money, try to wait a little less when they come, otherwise they will have to wait for a long time."

β€œβ€¦β€¦β€

In the end, it is the old rivers and lakes, and it has not been a day or two since Nobita Yoshino was in charge of the bank, although he has not seen any winds and waves, but now there is such a problem.

Actually, it's also a minor problem.

Plainly.

All they need to do now is to stabilize the situation.

After all.

There is a problem with lending, but it is not a failure or two that can kill the bank.

Investment failures can only be regarded as an exception.

After all, a large number of depositors come to deposit money every day, and as long as the habit of keeping money in the bank has not changed, the bank will have countless amounts of money to carry out a series of business activities.

As for losses?

Think too much.

Even if it is a loss, the bank is not afraid at all.

Plainly.

As long as depositors come to withdraw their money, they can guarantee that they can always withdraw it, and depositors do not cause large-scale panic, then the bank will always be invincible.

There can never be a big problem.

But Nobita Yoshino at this moment definitely didn't expect it, just when he felt that the situation was in me.

Circumstance.

But it's going in a worse direction!

"Loophole hunter, it's moving again!"