Chapter 202: Who Is It?

Zhao Yu said: "Go and see Yangping Qianzhuang." "As the No. 1 Yangping Money Village in the Great Song Dynasty, which is invested by commercial non-real owners, is of course the leader in various industries, so naturally we can't help but look at it.

Yangping Qianzhuang Management Group, with a luxurious appearance, is a stepped company. Although all the departments are on the first floor, they are designed with a stepped underground elevated connection. The first layer is flat with the road surface, and the second layer is connected to the first layer after the first layer, which is about half a layer high. According to this ratio, it is pushed all the way to a depth of six stories. It is also the tallest building in the Baiyun District complex.

Ouyang Dao: "This is designed by the design company under the name of Weichen. The sixth floor is full of offices for officers and shareholders. The lower five floors have their own functions. ”

Four uniformed security guards at the door, entering the first floor, were immediately greeted by a beautiful woman: "Excuse me...... Lord Ou? ”

"Introduce it as usual!" After the completion of Baiyun District, the people who came to visit were not Shaoshu, especially such a magnificent building, connoisseurs could only look up. Although the sixth layer is still one layer from the ground, in a three-dimensional way, the sixth layer has the aura of an overlord who controls everything. Overlooking the Baiyun District, who competes.

"Okay, no problem." The beautiful woman led everyone to introduce as they walked: "There are 20 deposit counters on the first floor, but because it is the headquarters, it only receives more than 10,000 yuan of business. If the loan amount is more than 20,000 yuan, you can go to the second floor. ”

"Yes!" Zhao Yu saw that the middle was a staircase, the left side of the hall was a money deposit point, and the right side was a ticket business.

The second floor is the loan department. There are three types of loan points, large, medium and small, and the minimum loan and point for one-to-one business is 20,000 yuan.

The third floor is the canteen, there is an extra side door to go out, and it is one of the two concentrated vegetable markets in Baiyun District when you go out for more than 100 meters.

The fourth level is the personnel department, from this level is the position of the management, idlers are not allowed to enter, and there is no back door. This side manages the personnel of all Yangping Qian Zhuang branches. Half of the money bank is a permanent employee, and if there is a dismissal or promotion, they must be sent for the record. Temporary workers are directly said by the local shopkeeper.

The fifth layer is the accounting department and the investment department, as soon as you come up, you can hear the sound of the abacus, all the employees are burying their heads in the accounts, counting the men in uniform around them, and the rhythm is the fastest department in the first few layers.

When he reached the sixth floor, Ouyang asked people to say hello, and Su Qian and other money giants came out to greet him. After some calculations, Zhao Yu was welcomed to the conference room. Zhao Yu saw everyone's expressions and smiled: "You should treat me as a customer." ”

"Yes!"

A beautiful woman asked, "What does Your Majesty drink?" ”

Ouyang Dao: "This is Su Qian's personal assistant called Zi'er, if you want to talk to the shopkeeper of Su, you have to contact Zi'er to make an appointment." ”

Zhao Yu smiled: "I really envy your life. ”

"It's actually very tiring. It is a place to concentrate resources and manpower and carry out a unified office. The division of labor between the departments is clear, but if there is a problem, it can be negotiated quickly. Ouyang said: "Let me introduce, Your Majesty Su Qian has seen, this is the director of the finance department, this is the manager of the accounting department, the manager of the personnel department, the manager of the warehouse security department, the manager of the legal department, the manager of the investment department, the manager of the sales department, the manager of the public relations department, ......."

"What is a PR department?"

Ouyang explained: "For example, if Yangping Qianzhuang wants to advertise in a football match, the public relations department is responsible for negotiating with the yamen. For example, if Qianzhuang intends to invest in shares, the public relations department will send someone to negotiate with the project person, and then make an investment plan with the investment department and show it to the project person. ”

"What about the Investment Department?"

Su Qian explained: "The accounting department will make statements regularly, for example, this month's loan difference is 500,000 yuan, that is, we have a net extra 500,000 yuan, and it is expected that this money can die for a year." Then the investment department will find a way to increase the value of 500,000 yuan, so it will invest in more flexible industries. When the deposit can't keep up, sell the shares and cash back. ”

Zhao Yu's eyes lit up and asked, "Then can you invest the treasury money?" Invest when cultivating people's livelihood, and take it out when necessary. ”

Su Qian looked at the others and said, "Your Majesty, we are investing internally. His Majesty may set up a special agency to manage money if necessary. In fact, the small ones also feel that the treasury money is being wasted. As adults say, a person's total assets are equal to the assets plus the assets controlled. That is, his own money plus the money he borrowed. ”

Ouyang's theory is one of the two major economic laws that have been studied in Europe for hundreds of years. Ouyang took over and explained: "The people of the Song Dynasty are all saving money, and most of them are saving. Your Majesty, although they now earn twice as much money, they do not use the money, but lend it to the bank. It means that their lives have not changed, and it can also be said that their money has not increased in value. The money bank itself has no money, and uses the money borrowed by the people to lend to the owner, and then takes the people's money to invest. In fact, it is equivalent to the money bank taking the profit of saving appreciation. In private investment, savings is a kind of savings, and a lifetime of hard work is to save a few dollars. Another is personal investment, using the money to buy land, buy a house and rent it. This kind of return is relatively slow, but it is also a low-risk stable investment. There is also a partnership to open a company, such as a logistics company. They buy wagons and horses to transport raw materials and products for the yard. Your Majesty, please note that they are only buying chariots and horses, that is, the money earned from transportation, although it is a cost, does not need to invest in transportation. The carriage and horse are a value-preserving product, which can be resold at any time to get back most of the capital. ”

Su Qian saw that Zhao Yu still didn't understand and explained: "Your Majesty, what does your lord mean." First, your own money and the money you earn from borrowing money are your own money, and of course doing business is risky. The second is that the lord said that logistics companies, unless there is a disease or disaster, is an industry that will not lose money, and I suggest that Your Majesty consider it from this aspect. ”

Zhao Yu smiled and shook his head: "It seems that the knowledge here is deeper." ”

Su Qiandao: "Your Majesty, there are still talented people in the household department. ”

"That's it!" Zhao Yu said: "Su Qian, you borrow the manager of the investment department for half a year." ”

"Yes!"

The Investment Department has recently been working on a topic, lending and money. Ouyang has been a phenomenon of confusion until modern times. China holds a large amount of U.S. foreign debt and a large amount of U.S. dollar reserves, while the U.S. fiscal deficit has been running back many years. But why do Americans have money instead? And China's living standards will be so much lower? In disguise, the United States is borrowing money from China, and China is the creditor. In order to lend money to the United States, Chinese creditors compete with cheap labor and non-renewable resources in exchange. On the other hand, however, the United States has stopped the export of high-tech products to China and increased China's production costs. Ouyang Ping couldn't do this topic, but handed over this topic to the investment department of Yangping Qianzhuang.

Relative to the surrounding area, Song can be compared to the modern United States. The currencies of all countries were settled in Song currency, and they controlled the coinage rights of Liao, Jin, Tubo and Dali. If this subject can be studied, even if it takes hundreds of years, Ouyang believes that as long as there is no civil strife in the country, the Song Kingdom will slowly become the economic hegemon of the earth. Production is prosperous, not strong. Strength is a continuation of the external role of internal forces.

Coming out of Yangping Qianzhuang, continue to go a few hundred meters is Baiyun Square. The square is surrounded by the most expensive luxury stores in the Great Song Dynasty. Clothing, jewelry, jade, ceramics, silk, silk, leather, etc., are all absolutely superb. Zhao Yu was hindered by his identity, so he only bought a few sets of clothes and did not try them on the spot. To the left of the square is a residential area, where horses, cattle and sheep are not allowed to enter. Unified planning and construction of residential areas. The construction of houses in each area is exactly the same, and the overall view is clear and neat.

Zhao Yu asked: "This is your policy of selling houses and not land?" ”

Ouyang nodded: "Yes, if you only sell land, the structure will definitely be different from each other." There may also be illegal occupations, which interfere with the overall layout and aesthetics and comfort of the accommodation. Only sell houses, you can plan such as the direction of the gutter and the garbage concentration area. Of course, the interior decoration is up to the buyer. This also has the advantage that as long as there are few people on duty in the community, law and order can be guaranteed. Because there are no dead spots and obstructions, everything is clear at a glance. In addition, His Majesty saw that each community has a special security guard, and outsiders are not allowed to enter without the permission of the residents. There are a total of 120 houses in this complex, and each house has to pay a monthly property fee of 5 percent. On the one hand, there is the salary of the security gate, and on the other hand, the cost of gutter washing, garbage disposal, planting flowers and plants, building and maintaining fitness facilities, etc. ”

Zhao Yu nodded: "Yes, but I don't know, you said that Baiyun District is all for sale, which means that the yamen must plan and build this place first." You take that much money? ”

"Back to Your Majesty, Weichen established the Baiyun District Construction Company. There are several sources of money. The first is investment in shares, the second is money bank lending, and the third is real estate pre-sale. The previous month, the construction company was liquidated because the property was basically sold. After repaying the loan from the bank, the profits will be shared equally among the shareholders. ”

Zhao Yu asked curiously: "With an investment of 1,000 yuan, how much can you share in liquidation?" ”

"Probably...... That's probably more than 20,000. Ouyang wiped his sweat, he had already guessed Zhao Yu's reaction.

Sure enough, Zhao Yu was shocked and asked: "In two years, it has increased more than 20 times?" ”

"Your Majesty, this risk is naturally there. For example, landslides, such as the government to stop, such as funds cannot keep up, such as few buyers. Of course, the investment also pays off, and we expected that if everything goes well, the profit will be about ten times higher. However, as soon as it was put on the market, there were many buyers, and the price soared. As soon as His Majesty saw that community, a unit was originally set at about 2,000, but in the end it was raised to 5,000. ”

Zhao Yu smiled bitterly: "Ouyang, do you know how big five thousand guan is?" ”

"This ...... Wechen knows some. Ouyang Dao: "Your Majesty must know that the headquarters of Yangping Qianzhuang is located in the golden area and is specially designed. At that time, the reserve price of the bidding set was 80,000 yuan. ”

"Wait, five thousand. I believe that there are many rich people in Yangping, but I can't see less than ten in such a community, and it is impossible for each of them to come up with 5,000 yuan, right? ”

Ouyang explained: "Your Majesty, you are back to the topic of Yangping Qianzhuang. For example, Zhang San bought a house for his mother here, and of course he didn't have that much money himself. But in the past few years, the salary has come down, and it is still possible to borrow a little more to make up a few hundred thousand yuan. He bought the house with 1,000 yuan, and the remaining 4,000 yuan was loaned, which could be repaid in fifteen years. It's only more than 200 a year, and he has 100 a month. ”

"Oh, that means that if the money bank doesn't give a loan, the house here won't be sold at all, let alone at such a high price." Zhao Yu understood: "As a result, Zhang San has to work for many years in vain to be worth this house." ”

"Well...... It seems that this is the case. Your Majesty, the scenery here is good, the security is good, and even the sanitation is handled by special personnel. One more thing, the house can appreciate in value. Ouyang Dao: "As far as Weichen knows, now a unit here has privately fried to six thousand. Merchants from all over Tokyo, Hangzhou, and Suzhou are beginning to get excited. Wechen heard that more than a dozen businessmen from the Southeast Chamber of Commerce joined forces to establish Tokyo Real Estate Co., Ltd., and bought all the streets in Tokyo and rebuilt them. Then, through speculation, all the houses and land were sold. ”

The success of property speculation in Baiyun District has made businessmen see the means to get rich. What? Ouyang knows about the real estate bubble, of course he knows, but is this what Ouyang cares about?

"I really don't have the money to repay the loan, and the house can still be mortgaged to repay the loan......"

Zhao Yu frowned and asked, "How do I feel that you seem to be rich and rich people have joined forces to rob the people......

Ouyang whispered: "Your Majesty, two percent of the tax profits paid to the treasury by Yangping this year come from here. ”

"That's what you call a supermarket, right?" Zhao Yu no longer dwelled on this question, and pointed to the long row of high-roofed houses in front of him and asked.

"Yes, Your Majesty." Ouyang Dao: "This side belongs to centralized trading. Raw meat is also inspected by special personnel, and if it is sick or dead, it cannot be sold in. This row of houses is interconnected, and there are those who specialize in meat, poultry, fish, and vegetables. There are also soap horns, poria and other bath and tooth brushing products. Cotton thread, ready-to-wear, etc., as well as snacks such as candied fruit. Smoked duck and braised chicken are available. So whether it's household supplies or office supplies, you can buy them inside. Even seeds, ploughing cattle have them. To be honest, business isn't doing well right now. But with the opening of the land route and the completion of the bridge, the place became even more lively. ”

On the right is the miscellaneous area, where there are all kinds of vendors and all kinds of food. Teahouses, storytelling, juggling, opera everything. Ouyang explained to Zhao Yu that men can do more, and women don't have to make a living, and shopping has naturally become the first choice of entertainment for women. Men can also come to these places to have fun outside of work. There are also residential areas in the miscellaneous area, but the prices are quite a bit lower on the left. However, compared to ordinary people, it is still ridiculously high. In order to ensure the prosperity of Baiyun District, many houses here are money villages and county government properties, which are purchased for rent. The price is relatively low, only two dollars per month, but the living area is naturally small, and the monthly rent of the house is only ten square meters, but it is enough for the hard-working handicraftsmen to live.

After visiting for a long time, Zhao Yuzhen gained a lot of knowledge. When it comes to Tokyo's prosperity, it is from the outside, and there are small traders and vendors shouting everywhere. Residential businesses are mixed, and the roads are narrow and crowded. It seems to be very prosperous. But Yangping pays attention to life. It was already a day back to the old county seat, and Zhao Yu took a sedan chair to the Xincheng Industrial Zone with undiminished interest. After seeing all this, she herself felt that in such a large-scale place, hundreds of officials were already very few, and it was a bit unreasonable to say whether Yangping Shengzhou was not.

The next thing is to go to Jinzun to eat, the best Yangzhou master, I heard that the master inherits the imperial kitchen, and the blue is better than the blue. There are also Persian dances, loquat singles, Huangmei operas, popular songs, acrobatic performances, etc., plus the humor of the host of the host of the Jinzun night, this day Zhao Yu is very fulfilling.

I don't know how Zhao Yu is, anyway, Ouyang is tired enough. After going back to Su's house and Su's eldest son, he drank a cup of tea and went to rest, and the bones in his body seemed to be falling apart. Shopping is never a man's forte. But I didn't expect that as soon as I closed my eyes, I came to the internal guard to inform the emperor of Xuan.

So Ouyang struggled to get up, so he would get out tomorrow, and he would have to survive today.

When I arrived at Zhao Yu's place, Huilan was also there. Then I found out that after Zhao Yu went back, he suddenly remembered that he hadn't seen Huilan all along, so he announced it. The two chatted for a few words and talked about Baiyun District. Speaking of Baiyun District, it is natural to talk about those clothes. Then Zhao Yu asked Ouyang to come over and design a few sets of clothes. Zhao Yu went for a trip today and felt his rusticism. The style of clothes I wear is worn by my mother's generation.

Whelan is much prettier, with a black suit system. Plus a tie, simple shawl hair, the temperament is compelling! So Ouyang stayed up all night and designed a set of high-necked modern wedding dresses according to his memory. I didn't go back to sleep until the fifth watch.

After sleeping for more than an hour, he was woken up by Zhang San, saying that he was returning to the palace, and Ouyang naturally wanted to send it. Tossed until noon, he finally sent Zhao Yu away. Ouyang went back to Master Su's house to take a bath and eat, and Meimei slept until the next morning. As for Oufu, there are some things that you can't move back to after you have withdrawn. Song Huizong, who originally thought that it was a holiday and didn't want to return to Yangping not long ago, called Ouyang over again.

As soon as Ouyang heard that Song Huizong was looking for him, he knew that it was related to Liu Sinu, so he took a few officials from the torture hall to Song Huizong's villa in Yangping University. Seeing that the internal guards have all been replaced by newcomers, they all know Ouyang and are very polite to Ouyang.

Song Huizong was not so polite, and he scolded Zhao Yu with Ouyang on the spot, and then asked playfully: "Lord Ou, do you know why Liu Sinu lives in Tokyo?" ”

Oh? Could it be that Song Huizong knew the answer? Ouyang Daxi asked, "Emperor Taishang, what's going on?" "If one of the two puzzles is solved, then there will likely be clues to the Yangping corpse sinking case.

"Stand down." Song Huizong said quietly.

Several internal guards looked at each other and said together, "Yes!" ”

"Don't!" Ouyang said busily, he didn't want to chat with Song Huizong alone, he would get into trouble.

Song Huizong shook his head: "Then you can't say it." ”

“…… That Wechen would rather not listen. "It looks like the water is too deep in here. I don't want to be a victim of ***.

Song Huizong said disdainfully: "What are you afraid of her doing?" Without you Ouyang, she Zhao Yu has today? ”

Ouyang Khan said: "Weichen retired. ”

"Please!" Song Huizong did not keep it.

When he came out, several torture halls said: "My lord, why don't you stay, then you can solve the first mystery." ”

Another person said: "Stupid, the lord listened in private, no matter what he said to the emperor, the emperor would not believe it." ”

Ouyang nodded: "Although I play with the Emperor Taishang a lot, I definitely don't stay alone with him." Since the Emperor Taishang is unwilling to say it explicitly, we will check it ourselves. Back to the Yamen! ”

"Yes!"

Back at the yamen, Zhan Ming was already waiting, and Zhan Ming said, "You go out first, I have something to talk to the adults alone." ”

Everyone went out, Zhan Ming closed the door and sat next to Ouyang and whispered: "I just received the information that Li Yifeng used the name of an adult to investigate Liu Sinu's money transactions from Qianzhuang, and the adults must not guess who is the owner of Liu Sinu's household expenses and the tokens used to withdraw money in Qianzhuang." ”