Chapter 242: Insurance

Wang Hu and both of them were very satisfied and thanked the emperor, although the money was not much, but there was a decree of reward. This kind of decree is not a send, it is not a decree, it is not necessary to pay the decree, and you can keep it for yourself to show off. Zhan Ming's attitude is relatively indifferent and indifferent, he is not willing to go to other places, or lead troops to fight, he is used to being in Yangping.

As for Ouyang's disposal, there is a mention of it, that is, the merits and demerits are offset, so that he can reflect on it. This time, there are more than a dozen holy decree rewards, and Zhao Yu has a big hand. There were more than 300 people who did not have a holy decree to ask the state to reward the imperial court. For example, the fourth gold will get ten taels of gold. It's quite a hundred times, which is undoubtedly a huge incentive for them. When Zhao Yu did this, he naturally continued to implement assimilation measures.

Myolie Wu also had a reward of fifty taels of gold because Ouyang mentioned that she was her guide. Although gold and silver are not in circulation, of course, the emperor cannot use the guan as a unit. Myolie Wu was very happy to get the bounty, but Xun Ouyang was not there. When Ouyang came back, her heat passed again. Coupled with the intense academic situation and the strict professor, there was no time to disturb Ouyang.

In December, it was a new session of the North-South Chamber of Commerce. First of all, he summarized the achievements of last year's agriculture-oriented, and then focused on the insurance industry in view of the relatively large commercial losses this year. Insurance is available in Yangping, but the area and business are very limited, and it has always been a small fight. Ouyang said at the meeting: "As long as the price is right, everything can be guaranteed." What property damage, accidental death, etc. It is also possible to insure the proscribed army. For example, each forbidden soldier pays 10 yuan of insurance money every year, and if it is not a suicide death, the widow can get 500 yuan of insurance. According to the Yongxing Military Road. In that year, more than 4,000 people were killed in battle. That is, two million yuan in compensation. At that time, the Yongxing Military Road Forbidden Army was 110,000 people, and the total insurance fund was 1.1 million yuan. It seems like a loss, but who knows if you want to fight Yokoyama? First, it can be regarded as making some contribution to the country, and the soldiers at the front cannot shed blood and tears. Second, there is also room for profit. Of course, in principle, only one large insurance company should be established for the time being, after all, there are many wars, and some compensation must be drawn from other places. I'm just suggesting that you can do your own research and see who is willing to take the lead. ”

One person stood up and said, "Lord Ou, it seems that you should vote first on whether the Si family can enter the seat." Si Jia is very interested in the insurance industry. ”

"Yes!" Ouyang picked up another official document and read: "By me, Su Qian, and Zhou An...... Twenty people will run for the seat, and there are three businessmen who have *** people. This year, the quota is two and four mainstream businesses, and the scale of funds is within the permitted range. The information will be sent, and everyone will be optimistic about the vote tomorrow morning. This year, the meeting was held at the Jinzun Hotel in Yangping, and everyone could walk around after the meeting, and the rooms were all set. If you want to pull a relationship ticket, solve it yourself. As a reminder, the form of blackmailing or promising benefits is a violation of commercial law and will be removed once discovered. Last but not least, next year's term of office as President expires, and this year is the last term, and tomorrow afternoon will be the main election for the chairmanship, and you can also communicate with each other. ”

Of course, it is good to be the chairman, but if you change someone else, you may make mistakes that you shouldn't have. Although Ouyang is still a business vane, he knows that he must be replaced, and he will turn it into a tradition. No ruler is allowed to stay in power for too long. As a modern person, Ouyang knows the truth that the inheritance of the right to the throne will inevitably fail for future generations.

Ouyang is a traverser, but don't think that it can't function without the Ouyang Chamber of Commerce. Some things have reached a certain scale, and it is not one or two people who can control and dominate, but the inevitable pace of social development and progress.

Many people have talked to Ouyang about this problem, but Ouyang is very resolute. He said that he is not mediocre at present, but it does not mean that he will not be mediocre in the future. Everyone's prime time is limited, so switching options is the best way to go. At the same time, Ouyang hopes that the chairman elected by everyone is more fair and objective, and has more leadership and brains. Don't think about choosing only your good friends, because that will not only hurt everyone, but also yourself. After tomorrow, Ouyang will serve as the honorary chairman for life, with no real power, but a title to indicate his identity in the meeting. Among the aspiring candidates, most of them are enterprising people in their thirties such as Su Qian. They each have their own candidacy books, which will be read tomorrow afternoon. Don't think that Su Qian has the greatest chance, the people of the Yangping Chamber of Commerce are still more opposed to Su Qian's part-time chairman. After all, now that the business is expanding, there is a lot to do as a good CEO.

Ouyang ignored their private public relations, and according to the regulations, no one could directly or indirectly visit the chairman during the few days of the meeting. Ouyang was happy to be idle. The next morning, the voting for new members officially began, namely the Si family, the shopkeeper Wang, and two of the Southeast Chamber of Commerce.

The shopkeeper was very modest and practical, and he was the first to speak, and he first indicated the direction of his business, which was to survey and dig underground, not including the things of the grave. The strategy is to keep it, never take out a loan, and don't lend money to anyone. Except for some of the surplus money deposited in the bank, the rest was financed by the pension fund.

Although Shopkeeper Wang is not a good money-making partner, this person's morality is a relatively noble person in the circle, and he has a strong security when cooperating with him. Add to that his great move to feed 80% of his profits to pension funds. All seats responded by acclamation. He almost got a full ticket.

Then the competition is fiercer. The Si family's financial resources are not to be said, but the chamber of commerce is generally dissatisfied with its almost exclusively family management tradition. In response to this, Side said that in the future, the Si family will only implement family management on the field, and the rest of the investment will adopt the shareholding appointment system. The second major problem of the Si family is that they do not abide by the contract, and once violated the system of management of the Yangping money bank in Liao without authorization, which led to the predatory outbreak of the Si family and the control of a large amount of currency in circulation. Side admitted that this was a serious mistake, and said that in addition to restoring the system, the Yangping Qianzhuang in Liao would serve the education fund free of charge and would not charge any commission.

And the other two, one is the red and purple river transportation industry. However, it is limited to the river. The other is the seed industry, which has a good reputation, and although it is not well capitalized, it is a major supplier of agriculture south of the Huai River. It has introduced a lot of varieties of melons, fruits and vegetables from Persia and Yuzhou, and has also sent people to the countryside to teach planting, and its reputation is very good.

After three rounds of ***, in the end, the Si family narrowly won after Ouyang and others had done enough work in advance. Although the other two failed, they were not without gains, and many members were interested in their business.

The afternoon is the most important election of the chairman. Since Ouyang is no longer in office, someone must take over at this time next year. Compared to the smell of gunpowder in the morning, there was silence in the afternoon. It's not that everyone is modest, but everyone is not confident that they can do better than Ouyang. Ouyang said on the stage: "Everyone, being the chairman is not only an honor, but also a responsibility. How to better protect the interests of merchants and how to better develop the interests of merchants. Failure is inevitable, and I, Ouyang, am not a saint, and I have done a lot of things that should not be done, and I have not considered everything comprehensively. For example, in the case of Jurchen laborers, I am very responsible. It can be wrong, but it can't be left uncorrected. I also know that there will be a lot more to be in this position, but there has to be someone to do it. In other words, this position is also a recognition of you by the merchants of the Great Song Dynasty. “

"Since Lord Ou said so, even if I am the only one." Shopkeeper Wang stood up and said, "Anyway, I'm an idler, and the following things are taken care of by the people below, and Brother Hu takes care of them." ”

Su Qian stood up and said, "Everyone knows that I have a big temperament and are bold. It is possible to make money quickly and lose money faster. I'm not a close confidant of the emperor like adults. It's not like a lot of people have the support of ministers, but if you choose me, I'll do my best. ”

The representative of the Yangping Chamber of Commerce said, and Zhou An, the representative of the Southeast Chamber of Commerce, naturally got up: "I am not as capable as the shopkeeper Su." To get this far, in addition to the luck that is not bad, is the help of everyone. I'm also older, and I can't compare to the younger ones. In a few more years, my family business will be taken care of by my children. So being the chairman is also enjoyable. "According to the rules, if Zhou An passes on more than 40% of his property, he will be deprived of the right to a seat. Whoever has the ability of the children and grandchildren will fight for it themselves.

Apart from these three, no one spoke. In fact, everyone knows that it must be selected from Su Qian and Zhou An. Zhou An has a wide range of contacts and is resourceful in business, but he is not enterprising enough. Otherwise, in addition to Hangzhou, Yang, and Hong, only one Hengzhou and half of Taizhou have been developed to enter the southeast economic circle.

Su Qian was ruthless, the Yangping Chamber of Commerce was almost an empty shell back then, and he dared to drive all the way to the Liao border.

Compared with the two, everyone is still more inclined to Su Qian, after all, the very important battle against Jin is about to begin. Zhou An's temperament is not suitable for the windfall profits brought by war, but is more suitable for the steady accumulation of wealth in peacetime. After three votes, Su Qian was elected chairman of the second chamber of commerce. It can now mobilize astronomical sums of money.

As for the insurance industry, it was finally won by Hu Wansan. He said, if not for anything else, just for Ouyang's life-saving grace, he also did the money. Everyone is not very clear about the profits and risks of this industry, and the Si family wants it, but they can't afford to pick it up, and there are too few partners. In the end, Hu Wansan injected 500,000 yuan, accounting for 60% of the total share capital, and established Dasong Insurance Company. Under the guidance of Ouyang, Myolie Wu will serve as the chief executive officer for the time being, and the specific candidates will be nominated by everyone at the shareholders' meeting in three months' time.

……

Zhao Yu read the insurance plan sent by Ouyang and immediately applauded. Although there were funeral expenses for soldiers who died in battle before, it was basically a drop in the bucket. And it will also be exploited by black-hearted people layer by layer, commonly known as skinning people. Zhao Yu immediately consulted with the Ministry of War and the Privy Council. Because what Ouyang proposed in the plan is. The imperial court paid half of the money to buy insurance for the entire forbidden army. 100 for the disabled, 500 for the dead. Don't underestimate five hundred, it's enough for an ordinary person to live frugally for decades.

The development of society is like this, gathering wealth into the hands of a few. If there is no policy intervention and the secondary distribution of wealth, the gap between the rich and the poor will widen. When you use 10 guan to earn consistently, others use 10 million guan to earn 1 million. Otherwise, why is it said that the first pot of gold is the hardest.

The information given by the military department Shangshu is that there are currently 820,000 forbidden troops in the Great Song Dynasty. If it is five times per person, it will cost more than four million. And even in the two Western Xia Wars, the pensions of the dead soldiers were only 100,000 yuan. Tong Guan didn't care how much money it was, he thought it was a very good way to solve the soldiers' worries. Even if the soldier does not have the money to take out insurance again, he will be able to compensate half of the money in the future. Ouyang's plan was harsh that the imperial court had to pay for all the forbidden troops, and it couldn't help anyone who wanted to charge.

……

Myolie Wu was very nervous after reading the plan: "Ouyang, are you playing with me as a child?" If there is a war, it will not be enough to lose all my father's assets. ”

"Girl, you're in the insurance business. There are a lot of things that the insurance industry knows insider. Ouyang pointed to the plan, saying: "Only non-suicide incumbents can receive compensation." That is to say, the first condition cannot be suicide, and the second condition must be that there must be a team at the time of his death. There is a saying in a war that the army is defeated like a mountain, and once it is defeated, it cannot be regarded as incumbent, because he has not fulfilled his obligations. And I still have some information. ”

"What information?"

"Slow!" Ouyang thought about it for a while: "Don't look at it, this is the insurance trap I sorted out." You just have to believe in one word, and I won't let you lose money. ”

Myolie Wu was unhappy: "You just say one thing for me to hear." ”

"Okay, just say one. When filling out the insurance policy, there is a survey. For example, whether you will drink too much, whether you will fight often. ”

Myolie Wu asked suspiciously, "Does this have anything to do with it?" Fighting and dying does not count as a job. Alcohol abuse can count as suicide, right? ”

"yes, so that's the trap." Ouyang said: "Many people will not fill in truthfully, they will worry about whether they will lose less if they die in the future because of alcoholism." And herein lies the trap. He lied. He did not treat us with integrity and deceived us in the first place. We can deny or underpay. ”

“…… Not very clear. ”

Ouyang asked, "Do you think your teeth are healthy?" ”

"Of course it's healthy."

"Nonsense, the gap between your front teeth is too big and you have tooth decay. After you had an accident, you deceived the insurance company in the first place in the contract and concealed the facts. Even if the tooth has nothing to do with your death, we can refuse compensation. Because according to commercial law, it is a dishonest contract and can be annulled. The profit goes to the unlied. ”

Myolie Wu nodded, and suddenly rushed over to grab Ouyang's manuscript: "Show me, show me." "That's not a manuscript, that's gold!

"Don't mess around!" Ouyang hurriedly jumped out of the way and threw the manuscript into the pond.

Myolie Wu looked at the manuscript soaked in water, and her handwriting was blurry with this cry: "If you don't let me read it, don't write it." If you don't want people to read it, then don't say it. I said it and didn't let people see it......"

Ouyang was sorry: "I've been thinking about this for a long time, but I still think that this can't be so tricky." After all, these people all shed blood and sacrificed for my Great Song Dynasty. ”

"I ...... I can use it for others. For example, you. ”

Ouyang grinned: "I don't believe it." Ou Ping, send-off. ”

"Ouyang ......" Myolie Wu stomped her feet hard and left, she was lame when she walked, her strength was too great, and she was numb.

Ou Ping sent the guests back and asked while scooping up the garbage in the pool: "Young master, new love?" ”

"Go, my eldest niece. Idle boring teases her. Don't talk nonsense. The speaker is unintentional, and the listener is intentional, and it is troublesome. Ouyang said: "His father *** lake, before leaving, told me that he and I have an equal relationship, if his daughter is disobedient, just beat and scold." has already hinted to Young Master Ben, don't do anything to the juniors. ”

"What does the young master himself think?"

"Hehe, Ruby will be back next year." Ouyang said: "Of course women are good, but you have to think about the consequences of marrying a group of wives." Do you think I can still read the newspaper and bask in the sun so peacefully? When you get something, you have to lose something, but you don't find it. ”

"Young Master, I feel that your reasoning has become more and more profound recently."

"For example, if I eat an apple and am full, I need to think about it when I want to eat another apple. My mouth is satisfied, but what about my stomach? Continuous eating destroys the stomach, and naturally eats less at night, missing out on better tasty. After you marry a woman, you have half of the money in your hand that she has to spend, you have to endure her nagging, you have to put up with her all kinds of problems. Correspondingly, she will help you tidy up the housework, help you cook and wash clothes, and help you give birth to a baby. You can also *** and women***. Willing to do it. Giving is what you get. ”

"......" Ou Ping fell into thought.

Ouyang smiled: "Don't think meaninglessly, this question itself is meaningless." ”

"Young master, you haven't been a winter swimmer for a long time."

"Winter swimming is more suitable for you young people." Ouyang drank saliva and said, "I'm more suitable for basking in the sun." "It's all about enjoying life. Peaceful, comfortable. Ouyang suddenly thought, is he old?

Ou Ping said: "Uncle wrote a letter saying that there are three unfilial pieties, and no queen is the greatest. ”

"What's two?"

“…… I don't know. ”

"The mountain is high and the emperor is far away, so you can't do anything to me left and right." Ouyang said: "If there is a little ghost, now I am not reading newspapers, but diapers." That's what makes sense to think about. In Ouyang's view, children are one of the factors that make the family happy, not a product that must be created in order to pass on the family and inherit their inheritance. Of course, everyone knows differently, and Ouyang doesn't want to convince others, but he also hopes that others don't convince him.

……

Zhao Yu finally agreed to the insurance plan, because she and Myolie Wu carried out the same algorithm. thinks that she has a small head, Myolie Wu has a big head, and the cheap one is the martyred soldiers. She is very receptive to this emotion. So it was approved.

This is the order, that is, the performance. So Myolie Wu was very busy in the lunar month, she had to hire people, she had to draft a unified contract, and she had to open a company and arrange for employees to eat and stay...... As a corporate planning consultant for an insurance company, Ouyang is not in the area of his management at all. Fortunately, Hu Wansan helped Myolie Wu leave two capable people. Ouyang replied bitterly to Myolie Wu, as a boss, it is not a test of your business ability, but a test of your ability to employ people.

Myolie Wu was angry at a person who didn't help and only said cool things.

: When writing this chapter, the situation was more special and confusing, but the meaning is that meaning, please understand.