Yan Xin was taken to his study by Cai Qixiang.

The babysitter quit after serving tea.

Behind closed doors, just these two people.

Yan Xin can't enjoy the high-end life of drinking tea at present, relatively speaking, he prefers to drink ice Coke, especially in such a hot weather, drinking half a can of ice Coke in one go, which is more refreshing than anything else.

However, he also knew that in the face of a big boss with such a wealth level, it was too unseemly to drink Coke.

Drinking tea is more in line with the status of two people.

Pretending to take a sip of tea, he sighed "ah" and exclaimed: "Good tea!" ”

He really can't say where this tea is good.

But the tea at home of such a rich man, that must be good.

Cai Qixiang also took a sip of tea, tasted it for a while, and then spoke:

"What the hell is going on with you and Lily? I heard you're not together anymore......"

Yan Xin was a little embarrassed: "Yes." ”

"I don't know the details, so I listened to her mother say a few words, it seems that Lily is angry that you have a woman outside?" Cai Qixiang asked.

Yan Xin nodded and admitted: "Yes, it's me who is sorry for her." ”

Cai Qixiang sighed: "Lili, this child, has always been protected too well, and she doesn't know anything about the reality of this world, so sometimes there will be some willfulness, you are a person who does big things, don't worry about her." ”

Yan Xin smiled bitterly, not knowing what to say, so he could only pick up the teacup and take another sip of tea.

Listening to Cai Qixiang's words, it is similar to Ai Jing's meaning.

At this time, if he said that he still wanted to be with Alili, it was estimated that Cai Qixiang would also help him, and then put pressure on Alili.

But he didn't want that.

This only made Arily more disgusted with him.

Hide your thoughts by drinking tea.

After taking a sip of tea, he pursed his lips and said, "It was originally what I did wrong, and she should be angry with me no matter how she is, I respect her ideas and don't want to force her to do anything she doesn't want to do." ”

After expressing his attitude, he paused and added:

"In my heart, she is a very good woman, and I sincerely hope that she can live freely and happily."

Emphasizing the word freedom is to hope that no one will put pressure on her.

In addition, another attitude was emphasized - he still cared about Ellilie in his heart.

Cai Qixiang could understand what he meant, sighed again, and said, "It's because she is not blessed......"

Yan Xin lowered his head and said, "It's me who is sorry for her, it's that I don't have this blessing." ”

His attitude also made Cai Qixiang half relieved - at least his attitude towards Alili was guilt, not disgust.

When there is guilt, all that can be thought of is to make amends, not destroy.

His worst fears won't happen.

That's good news.

After a moment of silence, he laughed twice:

"It's normal for the little couple to have a misunderstanding, who can say that it's good to divide and merge? Maybe in a few days, her mind will turn a corner, and the two of them will be fine again. Okay, don't talk about those children's personal affairs, we are here to talk about cooperation this time, I believe that Mr. Yan, you are a person who does great things, and your cooperation will not be affected because of that little personal relationship of children. ”

Yan Xin also smiled and said, "Of course not, cooperation is cooperation, and feelings are feelings, and I can still separate this." ”

After talking about this matter, the two of them entered the topic and talked about cooperating in real estate.

The subprime mortgage crisis has also had a big impact on this industry, and the economic downturn has affected everyone's income, which will naturally affect the enthusiasm for buying a house.

The most hurtful thing is that everyone's expectations for the future have been lowered, and they have to take into account the danger of unemployment, so they have to hold on to their money and dare not spend so much.

Therefore, the price of houses in many places is falling, and the newly built buildings are not so easy to sell.

Cai Qixiang had an in-depth discussion with Yan Xin last year, and also listened to Yan Xin's advice, and in the following time, he did not blindly expand like other peers, but tightened investment.

Up to now, several peers he knows have fallen into the dilemma of disconnection of the capital chain to varying degrees, the bank cannot borrow money, and several buildings under development have no funds to maintain, so they can only stop work.

The project has stopped, but the bank's interest will not stop, and every day of delay will have to pay an extra day of interest.

There is no capital to invest in the newly acquired land, and grass can only grow there.

Some even want to sell the land in their hands at a low price, wanting to exchange for funds, develop the unfinished real estate, and then sell it, so as to revitalize the capital chain.

But now everyone is quite cautious and does not dare to enter.

Cai Qixiang has not acquired land for more than a year, and has not developed new real estate, avoiding the biggest risk.

But the subprime mortgage crisis still affected him.

The house price has fallen, and the real estate in his hand is not so easy to sell, not to mention the off-plan house, the existing house is not easy to sell.

The higher the house price, the more people are selling.

The more house prices fall, the fewer homes are sold.

That's always the way the market has always been.

Although he has not acquired any new land, he still has a real estate under construction, but the funds are already very tight.

It is also difficult to find a bank loan.

Greatly reducing the price of the house and selling it can temporarily alleviate the urgent need.

But if the price drops too low, the loss will be a bit much, and there will be no place to make up for the deficit in the future.

Not only will years of hard work eventually come to naught, but they will even be burdened with a lot of debt.

It's better to hoard the house there, bet on a future house price increase, and have a chance to turn over.

In the eyes of others, he is a big boss and a billionaire.

However, he himself knows that his assets should be regarded as negative assets, not according to the listing price, but according to the real house price that can be traded now.

Let him have the courage to support it, or Yan Xin's original judgment - the subprime mortgage crisis will have a great impact on the economy, and it will also affect housing prices, but the impact will not be too long, and at the latest next year, it will be in full bloom, and then usher in a period of rapid growth of at least ten years.

At that time, real estate will enter a real golden age.

Half of this year has passed, and next year's spring is not so far away.

Although his current capital chain is very tight, he can still maintain it until that time by borrowing a little here and delaying a little there.

According to Yan Xin's analysis, the subprime mortgage crisis will end next year, and the real estate market will enter a golden age, so now is the best time to enter the market.

As far as he knows, there are more than a dozen real estate developers who want to sell their newly acquired land at a low price to maintain the operation of funds.

The price was so low that he salivated.

He felt it was a good opportunity to get in.

But the problem is that he thinks it's useless.

He doesn't have any money to spare now, and he can't get that much money from the bank.

I can only watch such a good opportunity in front of me, but there is no way to get it.

At this time, the cooperation with Yan Xin is quite important.

Because Yan Xin is rich.

The more important reason is that Yan Xin's company is a so-called Internet company, which has a fast development speed, super profitability, excellent asset structure, and can obtain large bank loans.

It's somewhat funny to do real estate and use your own money to do development.

Normally, it is to take a loan from a bank, and then it is to sell the off-plan property.

The proportion of bank money and consumer money used for development is very small.

If you don't have the qualifications to borrow from the bank, then don't engage in real estate, the funds required are too huge, and the average real estate developer can't afford to play at all.

Yan Xin has money in hand and loan qualifications, but he can't find a springboard to enter real estate.

And Cai Qixiang is short of money, and now he can't borrow money in the bank.

The two of them have their own needs, so they hit it off.

In the chat, Cai Qixiang told Yan Xin in detail about some knowledge of real estate, and also talked about what land to sell at a low price, how much discount there is, and how much room for negotiation.

Yan Xin was a little drooling when he said it.

That's a great opportunity to get started.

Even if there is no capital to develop it in the future, just take a few pieces of land, cover it there, and sell it several times in three years and five years.

Cai Qixiang is more optimistic about a few pieces of land in Yangcheng, while Yan Xin is more interested in the land in Pengcheng.

In his previous life, he was not familiar with Yangcheng, and he didn't know which places had higher property prices.

But he remembered that the housing prices in Yangcheng were still lower than those in Pengcheng.

And he has worked as a security guard in Pengcheng and has also delivered takeaways, so he knows which areas have the highest housing prices.

The idea of rich people is to have them all, they are considered rich, but they are not particularly rich, and it is impossible to get them all.

It is not too much of a problem to get a piece of land in such a first-tier city, but it is quite difficult to get two pieces of land.

If you take three plots of land, you're at the limit.

It is only possible to bet that within a year the subprime mortgage crisis will end, house prices will start to rise, market confidence will recover, and more loans from banks will be able to be sold.

Four plots of land, that's impossible.

You can't chop them alive.

Capabilities are limited, so they have to choose the most cost-effective.

Now it's time to do it, so neither side is hiding their financial situation.

- They have to be honest about planning for the future based on that, or else it's a terrible thing to plan on a false data.

After giving the truth, Cai Qixiang found that Yan Xin's strength was much stronger than he imagined.

But Yan Xin found out that this big boss Cai lives in a big villa and drives a Rolls-Royce, but he is actually not so rich, and he can even be regarded as a loser.

But then again, when the subprime mortgage crisis passes next year and real estate recovers, people will become real billionaires again.

Although Feng Chen didn't come over, his strength was limited, even if Feng Xi would help him, his share would not be too much-the main thing was that Cai Qixiang didn't want to give up so much of his share.

So, the two of them can get the general framework out.

They are not trying to set up a new real estate company, but on the basis of Fengxiang Real Estate Company, they will bring in new collaborators to develop new real estate.

Cai Qixiang owns seventy percent of the shares of Fengxiang Real Estate Company, his wife's relatives own nearly one and a half of the shares, and the rest are veterans of the company's founding period, and several of them account for one and a half of the shares.

Those relatives of his wife's family also knew about his cooperation, and they knew that the company's capital chain was wrong, so they were also looking forward to this cooperation.

If they don't bring in new high-quality major shareholders, they won't be able to borrow money from the bank.

As for Yan Xin's shares, how much capital needs to be injected and how many shares can be obtained, this also needs to be discussed.

There are more than 200 million funds that can be used in Yan Xin's hands, just for this moment.

However, the significance to him of Fengxiang Real Estate Company is not only that he can inject more than 200 million funds, but also the loans he can bring, and the loans that the new Fengxiang Real Estate Company can obtain after he becomes a shareholder.

At present, the assets of Fengxiang Real Estate Company, converted according to the actual transaction price, are already negative assets.

Counting shares in proportion to assets is obviously not suitable either.

They value the opportunity in the future, not the details.

In the end, the consensus was that in the new real estate company, Yan Xin, who injected 200 million yuan in cash, owned 40% of the shares, and Feng Chen, who had not yet arrived, also had to pay a corresponding proportion of cash to obtain 5% of the shares.

In fact, this price makes Cai Qixiang feel that it is too high, and the proportion of shares given is too much, mainly because he is worried that in this way, the controlling stake may fall into the hands of the other party.

Although their company is now strictly counted as negative equity, but, as Yan Xin said, the real estate market will recover, then in another year, the assets will be more than 1 billion.

Taking 200 million in cash to get 40% of the shares, he felt that it was too uneconomical.

But then Yan Xin put forward a condition that Cai Qixiang couldn't refuse - in his 40% shares, 5% was given to Alili, and he only needed 35%.

Alili is Cai Qixiang's daughter, although she is an illegitimate daughter, the father-daughter relationship has always been there.

This is equivalent to giving the shares to your family.

In this way, Yan Xin and Feng Chen, two outsiders combined, have 40% of the shares in their hands, and those scattered shareholders, after the shares are diluted, are less than 10%.

If you can't have more than 50% of the shares, that is, you can't get a controlling stake, then there's nothing to worry about.

So in the end, he agreed to the offer with a smile.

After all, Yan Xin's shareholding brought the company not only the 200 million in cash, but also a good reputation, so that the company could re-obtain loans from the bank, so as to obtain greater development opportunities.

Before Feng Chen came over, they had already reached an agreement on the general framework of the new company.

Walking out of the study, both of them were in good spirits and had smiles on their faces.

Until Cai Qixiang called his son, said that Yan Xin had come here, and asked him if he had time to come over for dinner.

As a result, his son said "I'm busy", and he was silent, and most of the smile on his face disappeared.