Chapter 258: The Borrower Is Coming!
"Brother!"
"You're right."
"What is not risky? When we go out to fish, we work with our heads tied to our belts, and we don't really know when we're going to die. ”
"Are you afraid of anything else if you're not afraid of death?"
"Let's go!"
"That's how it was decided."
"Let's go to Guan Yuanyuan now, see what kind of charter it is, see how much interest there is, as long as we can catch more fish, shrimp and crabs and make more money, even if the interest rate is high, we will grit our teeth and carry it."
Liu Guangwei's face was cloudy and uncertain, and he made up his mind for about ten minutes.
Liu Quansheng and Liu Guangwei told the people on the fishing boat that they would not go out to fish tonight, and then hurriedly left the fishing boat and strode towards Guan Yuanyuan's office.
Sun Qin stood by the window of Guan Yuanyuan's office, holding a cup of coffee, in front of him the new wharf, the bright lights, especially the many fishing boats docked around, and knew that the transition from the old wharf to the new wharf had been very smooth.
"Guan Yuanyuan."
"When did the old dock start to be renovated?"
Sun Qin has always known that Guan Yuanyuan has plans to renovate the old wharf, especially to build a smaller wharf, which will form a large dock with the current new wharf, a total of three wharves.
"It took a month or so to start renovating the old pier."
"Specifically, it depends on the operation of the new wharf, especially whether other fishing boats accept the new wharf, and from the current situation, there is no big problem."
】
Guan Yuanyuan walked to Sun Qin's side, looked out along Sun Qin's time, and immediately saw the new wharf, don't look at it It's night, but it's no different from the daytime, it's more lively.
"Hey!"
"Sun Qin."
"Do you think anyone will come to us to borrow money to buy a Yangpu fishing boat?"
Guan Yuanyuan has a little bit of gains and losses. He discussed the agreement with Sun Qin and Zhang Jiajia to properly gamble, and immediately released the news, and now most of the day has passed, and there is no movement.
"Hee-hee-hee!"
"I can't eat hot tofu in a hurry."
"It's not been long since the news went out, how could there be someone so soon? You must know that borrowing money is not a trivial matter, especially if you want to buy a large fishing boat or even a distant-water fishing boat, it is a lot of money. ”
"People who go out to sea know very well that bigger fishing boats can go farther and catch more fish, shrimp and crabs, but they always have to weigh carefully, whether they can afford to pay the money, whether they can afford the interest."
"It is estimated that the next two or three days will slowly ferment, especially if Luo Dinghua and Luo Zhongming's distant-water fishing boats return to the dock again and catch a lot of fish, shrimp and crabs, someone will come to the door and borrow money from us to buy distant-water fishing boats."
Sun Qin was not in a hurry at all, the news had just spread. Not to mention distant-water fishing boats, even ordinary fishing boats are not cabbage on the street, and they are not something that can be bought with just two dollars out of their pockets. At the wharf of Songjiamen Fishing Port, no matter how eager they are to buy huge fishing boats, or even deep-sea fishing boats, they must weigh them carefully.
Guan Yuanyuan knew that he was a little anxious. Sun Qin is right, borrowing money, especially borrowing money to buy a fishing boat or even a deep-sea fishing boat, everyone must think about it carefully. Not to mention that in the next two or three days, even if no one comes to the door for half a month, it is very normal, but Luo Dinghua and Luo Zhongming's deep-sea fishing boats return to the dock again, especially if they catch a large number of fish, shrimp and crabs, it must be a huge stimulus.
"Huh?!"
"What are these two people doing? You can't ask us to borrow money to buy a fishing boat, right? ”
Guan Yuanyuan was just about to go back to the sofa and sit down, when he saw two people striding towards the building in his office. It will take a few days for my building to be open for rent, and now there is no one else working here except my company. These two men knew at a glance that they were people who had gone out to sea to fish.
Guan Yuanyuan's heart immediately beat violently, it was possible that he had come to borrow money from himself and Sun Qin.
Sun Qin was a little dumbfounded. Just now, I said that it would take two or three days before someone might come to me and Guan Yuanyuan to borrow money, but I didn't expect someone to come to the door in a blink of an eye.
"Hee-hee-hee!"
"This is a good thing, it seems that there are a lot of people here at the Songjiamen Fishing Port Wharf who want to buy fishing boats, and they are very urgent."
"Guan Yuanyuan."
"Once you have the first person to eat crabs, there's a steady stream of them."
"These people who go out to sea to fish have very clear minds, and they know very well that they want to catch more fish, shrimp and crabs, especially now that there are so many fishing boats in Songjiamen Fishing Port, they have to go farther, and more importantly, these people who go out to sea to fish have a very strong adventurous heart."
Sun Xiangqin turned his head to look at Guan Yuanyuan. Things went more smoothly than I thought, or the person who borrowed the money came faster. That's a good thing.
Liu Quansheng and Liu Guangwei sat on the sofa, a little cramped.
Guan Yuanyuan and Sun Qin are both well-known figures at the Songjiamen Fishing Port Wharf.
Needless to say, Sun Xiangqin is the boss of the purchase of fish, shrimp and crabs, and he has a very good reputation, and most of the fish, shrimp and crabs caught by himself at sea are sold to Sun Qin.
Guan Yuanyuan is even more of a person who builds and manages the wharf of Songjiamen Fishing Port.
Now the two of them are sitting across from each other, and it's impossible to say that they aren't nervous at all.
"Two Boss Liu."
"Let's not waste time, let's get straight to the point."
"You want to borrow money to buy fishing boats. It was a wise decision. ”
……
"There are two ways, one is that the interest rate is very high, and the other is that the interest rate is relatively low, but you have to agree to a series of conditions."
……
Sun Qin buys fish, shrimp and crabs, and often deals with fishermen like Liu Quansheng and Liu Guangwei, and knows their personalities very well.
Liu Quansheng was very surprised.
Those who borrow money pay interest, and the more money you borrow, the more interest you pay. When I came here and wanted to borrow money from Sun Qin, I had already been mentally prepared. But what I didn't expect was that there were two ways to borrow money, the first way was exactly the same as I expected, and I had to pay high interest, which was the second way, and I didn't think of it at all. Although it is necessary to agree to a series of conditions, for example, the fish, shrimp and crabs caught offline should be sold to Sun Qin according to the market price, and cannot be sold to other people, which is not important, they have to sell the fish, shrimp and crabs caught by themselves, and the agreed market price, for themselves, there is no loss, the most important thing in the middle is the fish, shrimp and crab caught, once it exceeds a certain amount, the proportion of dividends will change.
"Five thousand tons?!"
"If we don't catch more than 5,000 tons of fish, shrimp and crabs every month."
"The dividend ratio of fish, shrimp and crab is seven of us and three of you."
"If we catch more than 5,000 tons of fish, shrimp and crabs every month, the share ratio will become seven of you, and we only have three?!"
"Moreover, the fish, shrimp and crabs caught in the previous three years have caught an average of more than 300,000 tons of fish, shrimp and crabs per year, and the interest will drop significantly.
Liu Quansheng took a hard breath, widened his eyes, and looked at Guan Yuanyuan and Sun Qing who were sitting opposite him.
5,000 tons of fish, shrimp and crabs?!
Now I catch his fish, shrimp and crabs a month, but it's just two tons.
If you buy a larger fishing boat or an ocean-going fishing boat, the number of fish, shrimp and crabs you can catch will increase rapidly, but you never thought that you would be able to catch 5,000 tons of fish, shrimp and crabs a month.
The key is to agree to such a condition, and the interest rate on borrowing money is ridiculously low.
"Yes, that's right, it's five thousand tons."
"Why would we want to do such a thing?!"
"We are very optimistic that you will be able to catch a lot of fish, shrimp and crabs in the future, and we believe that you will be able to catch more than 5,000 tons in a month."
"You may not be able to do this in the first two or three months, but as time goes by, as you become familiar with the seas, it will be very easy and simple to do so."
Guan Yuanyuan did not hide it, Liu Quansheng and Liu Guangwei must be very puzzled, why are these people willing to agree to such conditions, and simply say it directly.
"Hehehe!"
"Miss Guan. Miss Sun. ”
"To be honest, we don't believe we can catch 5,000 tons of fish, shrimp and crabs a month."
Liu Quansheng shook his head vigorously, such conditions are very favorable to himself and Liu Guangwei, there is no need to pay so much interest at all, and the proportion of dividends below 5,000 tons is very favorable, himself and Liu Guangwei, but he knows that he must make this matter clear in advance.
"Boss Liu."
"Don't forget, if the catch of fish, shrimp and crabs exceeds the proportion of 5,000 tons, we will account for 70%."
"In other words, if the fish you catch is now less than 5,000 tons, you will definitely be the one who takes advantage, and if the fish you catch is now more than 5,000 tons, you will take advantage of it and take advantage of it, then it will become us."
"No matter what kind of business you have, you have to take risks, and if we want to make more, we must take a little risk."
"In fact, if you don't catch more than 5,000 tons of fish, shrimp and crabs, we don't lose money, and you borrow money, it's not that you don't pay any interest, but you just make a little less."
"We bet with a little less money that you catch more than 5,000 tons of fish, shrimp and crabs every month."
"We lost the bet, and it's very normal that the fish, shrimp and crabs you caught did not exceed 5,000 tons."
"If you borrow money at a high interest. The fish, shrimp and crabs you catch must be sold to us, and sold to us at a low price, or no matter how much fish, shrimp and crabs are caught, the proportion of dividends is the three of you. ”
"Who would do such a thing?"
Sun Qin knew that Liu Quansheng and Liu Guangwei were a little bit of a loser now, and even felt that pie had fallen from the sky, but maybe it wouldn't take much time for Liu Quansheng and Liu Guangwei to know that 5,000 tons was really not a dream.
One o'clock in the morning.
Guan Yuanyuan and Sun Qin stood by the window and looked down at Liu Quansheng and Liu Guangwei, who were leaving in a hurry. Originally, I thought that the two of them were just here to understand the situation, and they must go back to think about it before making a decision, but I didn't expect to ask all the things carefully and make a decision immediately.
"Hee-hee-hee!"
"The first person to eat crabs appeared, and then more people will eat crabs, Liu Quansheng and Liu Guangwei The ocean-going fishing boats they bought returned to the new wharf of Songjiamen Fishing Port, especially if they drove the pelagic fishing boats out to sea to catch a lot of fish, shrimp and crabs back to the wharf."
"The next thing is definitely like the collapse of the legendary dominoes, one after another, the other people who go out to sea to fish at the Songjiamen Fishing Port Wharf will definitely not be able to stand it, and they will definitely have to buy a large number of deep-sea fishing boats."
"The time has come to make a fortune and make a lot of money."
Sun Qin looked at Liu Quansheng who was striding away, and the backs of Liu Guangwei and Liu Guangwei, the expression on their faces was a little strange. I didn't expect these two people to be so neat and tidy.
"Who's to say it isn't?"
"Liu Quansheng and Liu Guangwei are really amazing, they have such courage and courage"
Guan Yuanyuan nodded. In the future, more people will borrow money to buy distant-water fishing boats, but we must admit that Liu Quansheng and Liu Guangwei are really amazing, and they are definitely very courageous and courageous people. The amount of money to buy a distant-water fishing vessel is not a small amount, but two people say they will borrow it.
"Sun Qin."
"There must be a risk in lending such a large sum of money, but why did I find that you really don't worry at all?"
Guan Yuanyuan was really a little curious about this matter. Buying a distant-water fishing vessel requires a lot of money, and it's definitely not a small amount. Liu Quansheng and Liu Guangwei borrowed such a large sum of money, without collateral and no guarantee. Once the fishing fails, such a sum of money can only be lost, not to mention the interest, and even the principal cannot be recovered. It is impossible for Sun Qin not to be unaware of the risks involved, but he doesn't care at all.
"Hee-hee-hee!"
"It's really risky."
"But we don't have money that everyone can borrow."
"Liu Quansheng and Liu Guangwei are both masters of fishing, although their fishing boats are not big, they can catch a lot of fish, shrimp and crabs every time they go out to sea."
"As long as such a person has a bigger fishing boat, he will definitely be able to catch more fish, shrimp and crabs."
Sun Xiangqin knew what Guan Yuanyuan was worried about.
Guan Yuanyuan was silent for a while, and immediately laughed.
There are a lot of people fishing here at the Songjiamen Fishing Port Wharf, some people have very good fishing skills, some people have very general fishing skills, and even it is very difficult to raise a family at the mouth of the lake.
What kind of person can borrow money?
It must be those who go out to sea and are very good at fishing.
If any kind of person borrows money, there is really a problem with the brain.
The money of these people is not blown by the wind, and they must want to make money by lending it to others, and those who have no fishing skills borrow money and spend it indiscriminately, or they buy fishing boats and cannot catch fish at all.
Who here knows better than Sun Qin, a person who buys fish, shrimp and crabs every day, the skills of these people who go out to sea to fish?