Since there is a shortage of water in the five elements, it is definitely not possible to use the word "water" directly. This is a bit of a parallel import, and it is not very auspicious to use the name of the bank.

That can only be written by the water's edge with three dots. Neither does the "sea". The previous "maritime loan" has already died, how can it continue to be used? Should the diaphragm be diaphragm or not? "Foreign" is not good. Sounds like a foreign company. The colonial color is too strong, and it is easy to cause some unnecessary trouble in the future.

"That's called Chaofeng Bank!" Huang Jiaojiao came up with a name.

"I thought it was opened by Chaoshan people. The regional color is too strong. Li Yuan objected.

At the beginning, because the British government in Hong Kong was too ruthless, in order to protect themselves, Chinese businessmen began to roll up frantically, forming a regional chamber of commerce. Not only externally, but also internally. Among them, the Chaoshan Chamber of Commerce is one of the most influential chambers of commerce in Hong Kong.

It should be said that there were still a lot of positive effects at that time.

However, with the increase in the strength of Chinese businessmen, a tug-of-war and even a counteroffensive slowly began, and the model of chambers of commerce and guilds became backward. Because everyone knows that unity is strength! There is no need to be confined to a small regional circle.

In the early 90s, the role of Hong Kong's major chambers of commerce had gradually weakened, and then Hong Kong businessmen gradually emerged as a whole.

And the role of this bank, Li Yuan doesn't want to be limited to Hong Kong, how can he agree to the regional color?

"That's called ...... Flood! Huang Jiaojiao blinked Carslan's big eyes and joked.

Li Yuan was "poofed" and happy: "That's not as good as Heaven and Earth Bank!" And there is also the right to print money! ”

Huang Jiaojiao obviously didn't know about this stalk. There is no such coin yet. She glanced at Li Yuan strangely: "Heaven and Earth Bank? That's a good name, huh? There is just no water. ”

"Huh."

"Is that still called Shui Duoduo? Hee-hee. Huang Jiaojiao took the initiative to tease.

Lie down! You can't bear this as a man, right?

Unexpectedly, the eldest lady intensified, relying on the hostage in her stomach, her eyes were like silk: "Little Yuanzi, you will come if there is a kind?" Hongu is waiting here! Do you dare to come? Hey, hey, hey...... Eh......"

“……”

"Meow!" The little ball hid in the corner with wide eyes, trembling with fear from the scene in front of it.

Finally waiting for the end, Huang Jiaojiao rubbed her sour mouth and hands, and glared at the stinky man viciously. The old lady still made a mistake, this soul is good for everything, but the tricks are endless, and what is too tiring......

……

After some "serious" discussion, the two finally made a decision, and the name was called - Han Palace Bank.

This name has no other meaning, it is nothing more than a continuation of the habit of naming "Tangzun Liquor".

Then began the introduction of the Han Palace Bank, and the eldest lady "crackled" and said a lot of things. Anyway, according to Li Yuan's understanding, it seems that the situation is not good.

In order to expand their business, the original maritime loan had a more aggressive business style, so the risk control link was not very good. In addition, the action of the FBI is an emergency, and there is no preparation in advance? So the results are pretty bad.

Not to mention anything else, the current bad debts are close to 200 million Hong Kong dollars?

And those things that are collateral. Isn't it possible that the original custodian bank has plucked its feathers? Assets that are easy to realize, such as real estate and stocks, have long been auctioned off by them. In the end, what was left was piles of scrap copper and rotten iron.

It's not an exaggeration at all, it's just some broken copper and iron.

Originally, there were still many factories in Hong Kong. After those people took out a mortgage loan at the sea, either because of the failure of the investment, or because of immigration, because of the illegal transfer of assets, they were dealt with huge fines before, causing a large wave of bankruptcies.

Of course, the land and factories of those factories were sold, but the real estate in Hong Kong was not sold at all. All that's left is a mess of second-hand equipment. Who would want this in the? So these bad debts are about to turn into bad debts!

However, also because of the unpreparedness, the bank's flow situation is very good.

That is to say, there are many debts outside, but there are also many deposits, and the deposit accounts are as high as more than 110,000. There are also many loans. There you have it...... Tear down the east wall and make up the foundation of the west wall. Ahem!

After introducing these, the eldest lady said triumphantly: "Actually, I have thought about it, if you want to save this bank, you must continue to ensure sufficient flow." That's how confident the customer will be. So I'm ready to ......"

Huang Jiaojiao is actually right. Including Cao Keqin did the same before.

From a small bank with poor creditworthiness to a quasi-first-class large bank in a short period of time, it relies on a bubble blown by a large amount of running water. Otherwise, how could the original maritime loan be operated in violation of regulations? It's just that a lot of turnover is urgently needed.

】

"How? Nothing to say, right? Hey. Huang Jiaojiao said happily, "Don't forget, I studied finance. Also, I asked my eldest brother, and they were willing to give us 100 units to take care of the mortgage business. Isn't this just running water? Xiao Yuanzi, how is Hongu doing? Hum! ”

"Foresight and exhaustion! Just one word - awesome! ”

"Hahaha!"

"Alright. You can handle the rest yourself. Don't let this palace down, young? Kneel down! Hey, hey, hey! ”

Jiaojiao, I burst into tears of excitement. Do you know there are other problems? Li Yuan was directly happy.

"You have to take care of it! Hum! ”

The previous statements of the eldest lady were actually not wrong, but they were also on paper, and they did not solve the most important problem at all - the problem of funding!

Now the key thing is that it is difficult for a good woman to cook without rice. No matter how many recipes you memorize, no rice is still no rice!

Faced with Li Yuan's questioning, the eldest lady was a little unconvinced: "Then tell me, what can you do?" How dare you laugh at me? Hum. ”

As soon as Li Yuan wanted to speak, Huang Jiaojiao immediately stopped: "You wait first, all your assets are mortgaged to the bank, right?" ”

"Huh."

Li Yuan just wanted to speak, but Huang Jiaojiao stopped again: "You wait, Jinyuan Plaza is not allowed to withdraw funds, and other places are also not allowed, I am the CEO!" Hum! ”

"Huh."

Li Yuan was about to speak for the third time, but Huang Jiaojiao stopped him for the third time: "Wait, I don't have to use my brain to think about the money here, it's the baby's." Unless you ask for this palace. Hahaha! ”

"Okay!" Li Yuan was too lazy to talk nonsense with the eldest lady. If you want to use the eldest lady's money to fill the hole, just make a phone call, so why bother to go to Hong Kong?

"Jiaojiao, listen to me first. There are still ways to do it, but you need to be improvised. On the surface, how much money is what is money, and no one can do magic and can't make new money. But that's not absolute. For example, this is the case now. In fact, it is to build a false fog wall to enhance customer confidence...... All right! Your IQ shouldn't be able to comprehend this. ”

(⊙?⊙)

"I'll just put it plainly. Through certain PR activities, divert the attention of the client. and prevent a run from occurring...... All right! It's still quite profound, and it tests your IQ very much. ”

(⊙?⊙)

"Let's just talk about it! How to fool customers, let them restore confidence in our bank, and ensure the normal operation of the bank in the shortest possible time...... All right! You may still not understand ......"

(⊙?⊙)

"Li Yuan! I'm going to bite you to death! You say I don't understand? Don't understand? I'm studying finance——! ”

"Hahaha......"

"Meow meow!" The little ball scurried under the bed, and it trembled with fear again......

“……”

After teasing the eldest lady, Li Yuan finally introduced his plan in detail. The beautiful eyes that made the eldest lady happy again and again, she went directly into Li Yuan's arms, and she couldn't wait for the two of them to get tired of it until they were old......

"Xiao Yuanzi, are you really good at this?"

"If it works, you'll find out if you try it. It won't have any bad consequences anyway. ”

"Then why three years?"

"Don't you know the news out there? Ninety-seven returns. It's been almost three years, right? ”

"Huh? What does that have to do with regression? ”

"Don't you know that? Britain is a-stirring stick. Before they left the colonies, they would blow a big bubble into the local economy and lay many political and economic mines. After the evacuation, they will be detonated one by one. The local people are angry and resentful. Find a way to stir up trouble behind your back, buy a few traitors, and welcome Britain back? Maybe the colony will be reclaimed. ”

"Huh? Is that so? ”

"Of course it is. If you look at the Indian colonies, as soon as you leave, there will be a partition of India and Pakistan. When we withdrew from the Middle East, in order to prevent the Arab world from uniting, that is, the most threatening river basin and the two river basins, Israel was planted in the middle. ”

"Then we are doing the same in Hong Kong?"

"There should be no war, but there will definitely be economic mines. At least in the first half of the year, you have seen that the stock market and the housing market have both soared in recent years. It was the financial opening of the British government in Hong Kong that released a large amount of hot money. And what other large-scale public works are being built. Pile up Hong Kong's local government debt, increasing the fiscal pressure after the handover. ”

"It turns out that the sauce is purple. So what do other people know? ”

"Of course I do. Don't think that the Governor has any clever means. In our Greater China, he is just a prefect. What kind of university do you really think he is? It's just that you Hong Kong people don't know about it. ”

"Hush. Xiao Yuanzi, I found that you are different from others. As if you look down on anyone? That's the kind of ...... That kind of ......"

"Huh. Do you like me like this? ”

"Hee-hee. Don't tell you. Just ignore you. Hum! ”

“……”

There is one thing to say. At present, the people in Hong Kong and Taiwan, due to too much slavery and education there, actually have a kind of vision and mentality like a frog.

The mainland is again in Taoguang. Many people were directly fooled and lame by this Taoguang Yang, which led to a large number of kneeling people, which was later known as the source. Even if there are some backbone people left, they are still very confused in their hearts

And Li Yuan's mentality comes from decades later, his waist is very hard, and he is even more arrogant in doing things. That kind of "empty-eyed" behavior style, in this era, almost stands out from the crowd and brings a very unique temperament.

The eldest lady suddenly felt soft all over, in fact, what she liked the most was this inexplicable temperament......

……

On the streets of Hong Kong, notices were posted at the doors of the 26 business offices of the original maritime loans:

“…… After the review and approval of the financial management department, the original Haishang Loan basically completed all the acquisitions and changed its name to Hangong Bank......"

“…… Han Palace Bank will officially resume trial operation on October 1 and fully resume all business of the bank. Including account access and withdrawal......"

“…… In order to better serve the public. From now on, the pre-registration process will begin. And launched a series of old customer feedback activities ......"

“…… As long as the old customers who have opened a deposit account in the bank, they can enjoy the full service of buy one get two free! ”

I'm picking! See the Maritime Loan ...... Oh, now it's called Han Palace Bank back in business, and almost all of its old customers are happy to be a big push. The big stone in their hearts finally hit the ground. Although there was news of the acquisition, there was no very accurate time? Now we can finally confirm that we will be back in business on October 1st!

But what the hell is buy one get two free? Buy a house, and then take out a loan from your bank, and you can give it away...... Two bottles of soy sauce? It's impossible to send two suites, right? Otherwise, how many brain fragments does the bank have to eat?

At the same time as the notices were posted, the 26 locations also opened their doors and provided advance registration and information services. Therefore, with curiosity, many regular customers entered the business office. Buy 1 get 2 free? Or a mortgage? This reward benefit is simply amazing, good?

……

Jerry Wu stood in the lobby of the head office and greeted the few people who came in with a smile......

Fortunately, after the maritime loan incident, Jerry Wu did not become a backstabber. Unfortunately, he was on the verge of losing his job.

If it weren't for the fact that after the HKMA took over, it would have been necessary to leave a few old employees who were familiar with the situation, and maybe they would have already fired Youyu. But even so, Jerry Wu's income has also dropped significantly. Moreover, it is difficult for a person like him with a tainted work experience to find a suitable job in an outside bank.

Therefore, when Huang Jiaojiao acquired it, Jerry Wu immediately went over to kneel and lick it. At least there have been a few encounters, and it is not a shame to kneel and lick the third lady.

And the eldest lady has always been bold and soft-hearted, and when she saw Jerry Wu kneeling and licking, she agreed to take him in. However, the specific position needs to be determined. That's why Jerry Wu especially wants to perform.

"Hello everyone! I'm Jerry Wu, the account manager here. How can we help? Jerry Wu walked up to several customers with a smile on his face.

"Handsome guy, we just want to ask, are you reopening?"

"That's right! Our Han Palace Bank will have a soft opening on October 1. ”

"Then you can take out all the money in it?"

"What a question! However, during the trial operation, the flow of people was relatively large, and there were also problems with the handover procedures. It's best to come back in a few days and go through the formalities when there are fewer people. ”

"Handsome guy, we've been scared of you, huh? Of course, when you open the door, you will come to withdraw the money! ”

"Huh. No problem. But it's best to make a reservation by the way, and make an appointment at the lady counter over there. ”