In this day and age, the vast majority of users are defenseless when it comes to email advertising.

In Europe and the United States, mail order sales, telephone sales and other modes are very popular. That is, in your home mailbox, stuff a lot of advertising paper. Or the salesman calls home directly. And their home phone is usually posted with yellow pages, which are placed in the phone booth for people to flip through casually. I don't think that mailing addresses, home phone numbers, etc., are personal privacy at all.

It wasn't until the spam was flooded that it was all of a sudden? This caused public outrage and was slowly banned by law.

Therefore, after receiving this email advertisement, there were really a lot of people who came to ask, and Erna was half tired to death, the account manager. Fortunately, ten new telephone girls were urgently recruited, and they finally withstood this wave of inquiries.

Los Angeles has never lacked this kind of bumpy beauty, soft body and crispy girl, and here are all types of girls from all over the world who dream of stardom. So almost all of these phone girls have reached the level of professional voice actors. And the salary is not high, slightly higher than a part-time job in a restaurant.

Where is it like Silicon Valley later, where customer service is outsourced to Ah San? The accent of the phone girl has a strong curry flavor. Absolutely bad review!

As for the state of sales of parallel lines? Not satisfactory!

After all, there are still free mosaic browsers, and where did the parallel lines come from? Never heard of it before.

So most people are waiting and waiting to download a free trial at most. There are only a very small number of big dog owners, and they have paid for so many sets of boutique editions......

Here, you can see the disadvantages of being low-key. Since the parallel lines did not blend into the circle of Silicon Valley, they had no reputation at the beginning.

But on the other hand, it is precisely because of the unexpected appearance of parallel lines that it brings about a butterfly effect.

We should all know that in the history of computer IT development, the first generation of Big Mac is Wang An Computer.

Perhaps few people nowadays have heard of the former richest Chinese man - Mr. Wang An. But back then, the old gentleman was a myth. In the field of computing, he has almost single-handedly taken on the whole world.

It is because of the unique thrifty character of the Chinese, whether it is hardware or software, Wang An computer is an all-round attack, and all competitors are overwhelmed.

It's a pity that the tiger father is the dog and the son. The eldest son of the successor was too uncompetitive and thought that personal computers had no future, which eventually led to Wang An's computer death.

But then again, like a person single-handedly taking on the great achievements of the world, it is unprecedented, and there should be no one to come. Therefore, although Mr. Wang An is still honored, he is still very admirable.

To put it more clearly, it is to misjudge the outlet of personal computers, and Wang An computer directly receives the box lunch.

Also because of the pressure on the personal computer, new companies such as IBM, Apple and so on have emerged. Later, because of Apple's continuous internal friction, even the founder Jobs kicked out of the company, so IBM became a monopoly and became a new generation of giants.

However, the good times were short-lived. Since hardware has always been king before, but the tuyere of software is king has arrived!

This goes without introduction. With its Windows operating system, Microsoft became a giant of this period.

But now the tuyere is coming again, and that is the Internet era. The first thing that comes to mind is the browser!

Of course, then came the era of smartphones, and Apple finally turned over and became a giant again. What else is the latest metaverse era? The era of artificial intelligence? Can it really be realized? Only God knows!

It stands to reason that what is about to emerge now is the Internet era, and outlets like browsers should be fanatically pursued, right?

Not really. At present, the outlet of Silicon Valley - interactive TV! Ahem. Who would love a little software like a browser?

So, no one can predict the future unless he is reborn! (laughs and cries)

As a result, the previous Mosaic browsers, including the new parallel-line browsers, have not attracted the slightest attention from the outside world, and they have not paid much attention to it.

You should all know that programmed apes are a group of creatures with big brains. For their own personal hobbies, they have developed a lot of messy little software. And most of them are very nonsensical, and have no market value at all. Some valuable patents have also been acquired. In fact, the computer IT skyscraper is built brick by brick with such a brain.

However, if you haven't actually used it, who knows if your little software has market value?

It's like the DOS system back then, the general meaning of its name - stupid donkeys wouldn't use this shit!

So, the creator of DOS, Gary. Kildare, how much did he despise this little piece of software back then? I don't think it's a big deal at all. Who would have thought that the DOS system would become famous later? And how much money did Microsoft make in the end after buying the patent for DOS for tens of thousands of dollars?

Therefore, the current browser is facing the same situation - nothing more than a small software with a big brain!

However, there is no shortage of discerning people in this world.

Jim. Clark, one of the founders of Netscape. He immediately contacted Anderson, the inventor of the Mosaic browser, and took out $5 million in start-up funds to co-establish a new high-tech company, Netscape.

Different from the original history, due to the emergence of the parallel line browser, the establishment of Netscape has been advanced by half a year.

And Netscape has also changed the development strategy. It wasn't like the original historical Netscape, recruiting a whole team, and developing it for a whole year, trying to be as perfect as possible, and finally basically came up with a full version of the Netscape browser.

Now Clark and Anderson are all about speed!

Therefore, Netscape is ready to develop Netscape 1.0 browser in no more than two months on the basis of Mosaic browser. Solve the problem of competition first. And that full version of the browser can be put into development at a later time.

In order to prepare for the parallel line to compete for market share......

……

And what happened in Silicon Valley, including the early establishment of Netscape, Li Yuan, who was far away in Hong Kong, knew nothing.

In fact, Li Yuan couldn't even take care of the parallel lines for the time being.

Because of the implementation of the minus 20 down payment, it immediately brought rolling cash flow to the Han Palace Bank. Its surging degree caught Li Yuan himself a little off guard......

"Yuanshao, can you do me a favor? Your bank buys one get two free mortgages, can you give my Ah Dong a chance? Tie Zhidong handed over a cigarette and lit it for Li Yuan.

But Li Yuan was stunned and didn't understand what Tie Zhidong meant. What chance can I give? It is impossible to operate in violation of regulations, otherwise what is the difference between giving money for nothing?

Tie Zhidong explained with a smile: "Yuanshao, many of my brothers have ancestral houses. If it's buy one get two free, that's three suites. There were still a lot of old four-nines with me back then. These younger brothers are old enough to let them go to Africa to sell medicines. After a few years, the loan will definitely be able to be paid off. When the time comes, I will send them a unit for the elderly, which is my heart to be a big elder. The remaining unit, take out half of the ancestral house, they are equivalent to picking it up for nothing. What do you think? You don't have any risk here? ”

Li Yuan smiled dumbly, can you still do this?

But then again, it's also a kind of resource integration. Only a man like Tie Zhidong can do it.

Otherwise, even if those old boys have an ancestral house, they will not be eligible for a mortgage at all. Taking a step back, even if they were given a loan, they would simply not be able to repay.

On the contrary, it was such a comical operation, and the result was that everyone was happy, and everyone could get the benefits. And it doesn't matter if the bank is here, this is a very normal business loan.

"Brother Dong, they shouldn't have an old deposit account, right?"

"Huh. Those rotten boys have cleaner pockets than butts, how can they be in the bank? ”

"That's okay. I'll arrange someone for you. Li Yuan made an internal call and called Jerry Wu over, "Brother Dong, people will be here soon." Eh, I heard that your medicine has been selling very well these few times, are you interested in setting up a pharmaceutical factory in the mainland? ”

Tie Zhidong smiled bitterly and shook his head: "If you open a pharmaceutical factory with an identity like me, will you believe it?" You can check it three or five times a day, and close the door in the morning and evening. Alas! When I was young, I knew the majesty of the rivers and lakes, and now it is difficult to go right. ”

】

Li Yuan understands that Tie Zhidong is a big man with brains, and he now wants to completely whitewash his identity.

But there are many people who want to wash their hands every day, and how many can really do it? In addition to the Ma family of "Oriental Daily", there is also ...... Wang Laoji.

Right! You read that right! Back then, Wang Laoji was also a big elder in Hong Kong, and when he was older, he washed his hands in a golden basin, so he washed and sold herbal tea, but sold a nationally renowned brand?

Interestingly, was Wang Laoji still the elder of the Ma brothers? They seem to be more good at doing business? (laughs and cries)

It is precisely because of the extremely high difficulty that Wang Laoji and they are so famous. Therefore, Tie Zhidong's whitewashing journey can only depend on his own luck.

After chatting for a while, Jerry Wu led Tie Zhidong to go through the formalities. But after a while, Jerry Wu hurried back again: "Yuan Shao, Brother Dong's affairs have been dealt with." But I have something to report to you. ”

Li Yuan nodded: "Is it a matter of mortgages?" ”

"This is it. So far, we have signed 272 mortgage contracts. As long as you wait for the soft opening, you can disburse the loan. ”

"You're doing a great job." Li Yuan affirmed with a smile. In particular, Jerry Wu's performance is very good, and the mortgage he has pulled has basically accounted for more than a quarter.

"That's as it should be." Jerry Wu said modestly, then hesitated for a few seconds, and then said, "Yuan Shao, what happened to Brother Dong just now inspired me. In fact, there are many people who are interested in our buy-one-get-two-free mortgage program. However, many customers do not have deposit accounts, can we expand the scope of loans? And we only cooperate with the Huang family, but some customers have taken a fancy to other real estate? Can I give some of it to other real estate developers? ”

Li Yuan immediately made a decision: "Of course others can want to." The more cash flow a bank has, the better. You are responsible for this matter, and come up with a plan as soon as possible. Also, we are open to do business, and of course other real estate developers are also welcome. ”

"So where is the third lady ......?"

"She's not going to have an opinion. This is Lisa's bank and me, not their Huang family's private bank. ”

"I understand, I understand." Jerry Wu nodded repeatedly, "If that's the case, I can guarantee that I can sign 500 more here!" ”

"1,000, 2,000. Oh! Jerry, is our loan so popular? ”

"Certainly welcome. I've heard that other banks are going to launch similar loans. Even the housing prices have been supported, and everyone outside is calling us the boss of the bank. ”

"Huh. Lisa and I didn't think about it that much. We just need to survive the run after the soft opening. ”

"If you sign a few hundred more copies, you will definitely have no problem dealing with the run. That is, our funds will become flooded, and we need to find a good loan project as soon as possible. ”

"Huh? Less money to worry about, more money to worry about? ”

"That's it." Jerry Wu laughed a few times, "Yuan Shao, what are you going to do with that money?" Or is it a mortgage? ”

Li Yuan frowned slightly, and thought for a few seconds, "There are too many mortgages issued, and we still need to diversify our investments." Let's buy a boat partly! There are still too few ships in Liyuan Shipping. Part of it is ready for Jinyuan Square. And some of them...... I'll think again. ”

"Gotcha! It is also safe to take out a loan to buy a boat. Jerry Wu didn't have any opinions.

As Hong Kong is an international shipping centre, there is a huge amount of entrepot trade from the mainland. Buying a boat here is much the same as buying a house. Generally, it will not be used for its own use, mainly for renting out to the outside world, and making a charter company for dough. This is also a very sound and stable investment.

For example, the charter king, his fleet is almost all leased.

And Li Yuan has channels in the former Soviet Union, where there are a large number of "scrapped ships" waiting to be picked up. Whether it is for personal use or leased to the mainland, this business is almost blood-earned.

At present, the maritime market in the mainland is getting bigger and bigger. But there is still a lack of foreign exchange, and I can't afford to buy many ocean-going freighters. If the rent-to-own method is adopted, the mainland will want as much as you have.

Besides, it is ostensibly a scrapped ship, but in fact it is a second-hand ship that can be used for more than ten years. This allows you to cash out a lot of cash from the bank, which can be used elsewhere.

"Jerry, starting this month, reinstate your manager's position. It's business as usual! ”

Jerry Wu was ecstatic in his heart: "Thank you, Yuanshao." I'm going to do my best. Thank you! ”

“……”

……

Sure enough, when the Han Palace Bank completely lifted the restrictions, the number of customers who came to buy one get two free skyrocketed.

I have to say that Chinese people are born with the talent of buying real estate, as long as they have the opportunity to buy a house and land, they will not hesitate to empty their families, and even do not hesitate to be a house slave for the rest of their lives.

To be honest, there are indeed people who lie flat. But there are not many such people! Otherwise, how could there be such a meme as "six wallets" later? In other words, the whole family will buy a house at all costs!

Therefore, in just ten days, more than 3,700 mortgages have been signed!