After sending Reed away, Li Yuan shook his head with a smile.

In the small talk just now, Reed kept hinting that he could get the bankrupt farm at the auction at a low price?

Of course, Li Yuan directly pretended to be stupid, did he really think that he wanted to be an agricultural tycoon?

To be honest, if it weren't for the need for such an ATM now, Li Yuan would have given up the international trade of this agricultural product a long time ago.

At this moment, I received a call from Hong Kong:

"Yuanshao, I'm Jerry. There are still many people who come to our bank to ask for loans. But house prices have risen by 14%? Up 8% in the last month? Do we need to pause?"

Hong Kong's housing market was originally a short-lived period of consolidation. Due to the loan of the Han Palace Bank with a negative 20 down payment, and a large number of other followers, under the stimulus of this positive situation, the housing market has started a new round of rise.

Of course, Jerry Wu didn't know any of this at all. At present, it has risen by more than ten percent, and the risk factor is quite high.

However, Li Yuan disagreed. He laughed and said, "We'll put as much as we want." If you don't have enough money, you can borrow from your peers. I would rather give away most of my profits than ensure that I give back to the public."

"Haha!"

"This policy remains unchanged for the time being. It will be extended until the end of this year. Whether it will continue or not will be judged at the end of the year. Also, these loans are high-quality loans. If the funds can be turned, our bank will also be able to eat a part. If you can earn it yourself, you can make it yourself, and you can also optimize the bank's loan portfolio."

"Won't it be too radical?"

"Jerry, it depends on your profession. The housing market crashes before the end of the year, and that's a matter of my decision. If the bad debt ratio of the loan is too high, then it is a problem for your management."

"Roger. There is little fate."

Li Yuan is not afraid of the rise in the housing market at all, and the housing market in Hong Kong will rise by two or three times. Therefore, the loan with a negative 20 down payment can be extended at least until the end of next year, and even until the end of the next year, that is, the end of 95 years.

As for the future financial turmoil in Southeast Asia? Isn't it paid off in three years?

Even if you switch to a long-term mortgage after maturity, you will not be afraid of cutting off your mortgage. Because housing prices have risen two or three times, what if they fall to half? It is still lower than the market price. I wish they would cut off the payment and take back the property.

Of course, as long as there is a steady stream of loans, there is a steady flow of money from the bank. Li Yuan has more money to borrow chickens and eggs.

I don't know how. As the stall gets bigger and bigger, how can there be more and more lack of money?

"There is also good news, the number of accounts opened by Han Palace Securities has more than tripled last month."

Li Yuan was happy. With the current big bull market, putting a dog up will also attract those retail investors? And Li Yuan didn't take this kind of store business to heart at all.

"Jerry, there are not many customers left in Hong Kong, consider mainland customers."

"Mainland customers?"

"Do you think mainlanders don't have money? Don't tell me, you don't know anyone from the underground bank?"

"I understand, I'll arrange it myself......

"You don't have to. It has nothing to do with our Han Palace. Got it?"

"Roger!" Jerry Wu asked with a smile, "Yuan Shao, I want to ask you, you are well-informed, can you provide some insider information?"

"The inside story of the fart." Li Yuan scolded with a smile, "We don't do malicious shorting here, unless the profit is too big!"

In the midst of laughter, Li Yuan thought for a few seconds: "That's it! Do you know Netscape? As soon as Netscape goes public in March next year, the Nasdaq will definitely rise, and the technology sector will definitely rise, so you can do the rest yourself!"

"America's NASDAQ?"

"Yes! This is it!"

「……」

Li Yuan suddenly thought, "Jerry, something to ask you, are there many people in Hong Kong who want to immigrate now?"

"Of course! I've got quite a few of them. Why do you have friends who want to immigrate?"

"Just ask me about the situation, has anyone immigrated to the United States? It's the one for investment immigration

Species."

"Immigration to the U.S. is too expensive and many people simply can't afford it. Therefore, it is recommended that Canada or Australia ......."

Sure enough, Jerry Wu is very familiar with immigration policy. In other words, it was a very popular message in Hong Kong society in this era.

However, in Jerry Wu's introduction, the United States is not a good place for investment immigration, because the threshold is particularly high. Current immigration policy – $1,000,000 investment! Provide more than 10 jobs directly.

Not only does it take real money, but it also needs to really solve the employment problem.

So later, the United States itself lowered its requirements, not only to $500,000, but also to directly or indirectly provide ten jobs! In other words, the immigration lawyer is given a lot of room to operate.

Not to mention Australia, there are still remnants of the White Australia policy, which discriminates against all other people of color, and is not the best place to immigrate.

The requirements for everyone to take it are much lower, either 400,000 Canadian dollars to buy the immigrant investment fund, and after five years, the principal and income can be withdrawn. Of course, this fund returns ...... It's a little symbolic! But at least the funds can be safe.

The other is to pay hundreds of thousands of Canadian dollars in interest, and the financial institution will lend you the 400,000 Canadian dollars?

To put it simply, it is to spend hundreds of thousands of Canadian dollars to buy a qualification for investment immigration.

Therefore, like Harden, Yin Wan, and Nova, who are millions of dollars at every turn, it must be no problem to immigrate to the United States. As for ten jobs? Then put a hundred hearts! As long as there are enough dollars, everything in the United States can be bought.

But Hong Kong is in trouble. Let's just say that the hundreds of thousands of Canadian dollars, that is also millions of Hong Kong dollars. The small door will definitely be distressed.

After listening to these introductions, Li Yuan smiled and said, "Jerry, then we can do the same. As long as they can come up with a hundred thousand dollars, our bank will lend them 1 million. Establish a private equity fund in the United States. Give them another $1,000,000 worth of fixed assets. Like a farm or something."

In the United States, it is quite easy to get a license for private equity funds, and you can do it almost with money. The key is not the establishment of a private equity fund, but whether your private equity fund can attract customers?

So, Wall Street is a paradise for speculators!

Of course, Jerry Wu understands these things. However, he had some questions: "If there is little fate, do we Hong Kong people farm the land?" Few of them will understand, will they?"

"It doesn't matter if you don't know how to farm, we can help set up a farm management company and leave it to us. And seeing the farm and the title deeds, those people will believe that we are not lying to them. And the agricultural products produced by the farm are all underwritten by the management company, which also solves their worries. As for the $1 million principal that will not be paid out in five years, the farm will also be recovered, and it has been mortgaged to our bank anyway."

Jerry Wu thought about it for a while: "There is little fate, in theory, it should be fine. However, we still need to consult with an expert."

"Yes. Anyway, it's a private equity fund, which can invest in film projects or farms. The land we got from the hundreds of thousands of legal auctions can be sold to them at the market price of 1 million. But I would like to remind you that the immigration process has nothing to do with our bank."

"I understand this, you can leave it to me with confidence." Jerry Ng smiled, "There are many migration agency companies in Hong Kong, and I will pick a few suitable ones."

[In view of the general environment,

"That's good!"

「……」

After some communication with Jerry Wu, Li Yuan left the Han Palace Bank behind him. He and Sean packed up and rushed to Beverly Hills......