117 Don't get a loan

Li Manjun was just curious when he saw the big guy, and generously took out the "black bricks" in his bag.

"This mobile phone is very heavy, and the battery is still very unused, one battery can be used for half an hour."

Li Manjun's joking complaint made everyone laugh, saying that she was cheap and behaved.

Wen Yufeng and Mrs. Lin looked at her with envy in their eyes.

Mr. Qiu and Mr. Lin both said that Zhao Yong had made them miserable, and now his wife at home is also going to be a big brother, and he will be punished for drinking.

Zhao Yong punished himself with three cups, and the two of them were satisfied, and on the topic of Li Manjun's complaining, he also complained that the network access fee was extremely expensive, and the signal was not good.

Openly complaining, secretly showing off, in the second half of the year, the southern province will build houses in the development zone, and next year the situation will be very good, and Qiu will make a lot of money.

Zhao Yong, Mr. Lin, Director Liang, including Lu Shengming, each has gained.

As soon as I was happy and interested, I drank too much.

Mr. Qiu and Lu Shengming had a special driver to pick them up, and Director Liang drank like a puddle of mud, and Wen Yufeng couldn't help him, so he had to follow Lu Shengming and his wife back along the way.

Mr. Lin didn't drink much today, so he helped Zhao Yong into the taxi with Li Manjun, watched them leave, and the husband and wife took the company's special car to end today's party.

It was getting farther and farther away from the hotel, Li Manjun raised his hand and patted Zhao Yong, who was slumped on the seat, "It's all scattered, don't pretend."

Zhao Yong opened his eyes, looked at her sideways, and laughed, innocent and a little silly.

"What are you happy about?" Li Manjun asked funny.

Zhao Yong leaned over, exhaled hot breath, with a mellow aroma of wine, and whispered, "You'll know when you go home." ”

Li Manjun raised his eyebrows, took out a hangover pill from his bag and handed it to him, after all, he really drank a lot of wine.

Zhao Yong put the pill in his mouth, swallowed it dry, rested on her shoulder, his eyes narrowed slightly, and waited for the wine to dissipate.

The taxi stopped downstairs at home, the husband and wife got out of the car, Li Manjun saw a small stall selling wontons on the side of the road, and asked Zhao Yong if he wanted to eat it.

Just now in the restaurant, although there are a lot of good wine and food, I haven't seen him eat two bites.

Zhao Yong hugged his daughter-in-law and rubbed his chin on the top of her head, "You bought it and fed me." ”

After drinking a little wine, it was sticky, Li Manjun couldn't cry or laugh, and the husband and wife came to the wonton stall arm in arm and asked for a large bowl of wontons to pack and eat at home.

White snowflakes were falling outside the house, and it was snowing.

The two of them sat at the homemade warming table, one feeding the other, and the wontons in the bowl were steaming, and the whole body warmed up in one gulp.

Zhao Yong finished eating a big bowl of wontons in one go, and the strength of the wine eased up, pulled Li Manjun to the bedroom, let her sit on the edge of the bed, took out the wardrobe key to open the wardrobe, took out the black travel bag inside, and put it in front of her.

"What?" Li Manjun asked, his hand already unzipping.

Zhao Yong leaned against the closet door, crossed his arms and raised his chin at her, "You can see it." ”

When the bag was opened and he saw a few newspapers, Li Manjun had already guessed in his heart that when he took out all the newspapers, they were all 11,000 in cash, plus the previous 130,000, a total of 330,000.

"It's almost the New Year, and all the accounts everywhere have been settled, and this is my share." He said it calmly, as if it wasn't something to brag about.

But those dark eyes still expected her surprise reaction.

Who can not be happy when they see money?

The corners of Li Manjun's mouth curled higher and higher, and he couldn't help but pounce on it and sniff the aroma of money.

Zhao Yong chuckled: "Wealth fan." ”

Li Manjun didn't care what he said, he counted the money over and over again, and his excited heart slowly calmed down.

The two sat on the bed, with 330,000 cash in between.

Zhao Yong said: "This money, leave 200,000 turnover, and leave 130,000, I think let's buy a car first, what do you think?" ”

Li Manjun wants to buy a house, she has already inquired with Mrs. Qiu tonight, after the Spring Festival next year, the first batch of commercial houses in Rongcheng will be put on sale, and one of the real estate projects is particularly good, just near a small area in Rongcheng.

This is a proper large school district house.

Mrs. Qiu said that the house price may be slightly more expensive, and those who have channels have now begun to find someone to pay a deposit to book in advance, and when the official opening comes, it may be very hot.

However, at the moment, most people are still stuck in the idea that the unit will allocate welfare housing, and the demand for commercial housing is mainly for the foreign population, and most of the buyers are foreign businessmen.

The circle is very important, and with the attached school, Li Manjun is very excited.

Mrs. Qiu said that the smallest unit is also 120 square meters, and the full price is nearly 300,000 yuan.

In addition to the liquidity needed, the savings in her own hands plus the money in Zhao Yong's hands are barely enough without buying a car.

Thinking of this, Li Manjun and Zhao Yong put forward the idea that he wanted to buy a house next year.

Zhao Yong was stunned, "Now there are only two of us at home, and it's good to live there." ”

Li Manjun said: "No one will be too big about this kind of house, the sooner you buy it, the sooner you enjoy it, I want an independent bathroom and kitchen." ”

"How much does that cost?" Thinking of the problem of bathing in winter, Zhao Yong was a little relaxed.

He knew that Li Manjun liked to take a bath, and if he had time in summer, he would wash it once a day, and he would wipe it before going to bed if the conditions were not good.

Now that the weather is cold, she has to go to the bathhouse twice a week, and in order to be cheaper, she directly flushes the bath card, which can be discounted by 20%.

But for Li Manjun, how can this compare to the comfort and convenience of washing at home.

"Including the decoration, it will cost about 350,000." Li Manjun replied.

Zhao Yong knew that she also had about 100,000 deposits in her hand, so that the savings of the two people added up to 450,000, leaving 200,000 cash as liquidity, and the rest was only 250,000.

It's still 100,000 yuan away from buying a house.

Is his car in vain?

It is impossible to invest all the working capital, there is not enough cash flow in hand, and the risk is too great.

"Why don't you finish the New Year?" Zhao Yong frowned.

Li Manjun looked at the pile of cash in front of him and sighed, "If only I could have a mortgage."

Mortgage?

"Do you want to take out a loan to buy a house?" Zhao Yong hurriedly said: "This is not to say, the loan pressure is very high, we can't grasp it." ”

He has been in business for so many years, and if he can not borrow, he will not borrow, and he will be cautious and cautious until he wants to borrow.

In the first two years, Mr. Qiu wanted to become bigger and stronger, and borrowed a huge amount of money from the bank, but he didn't expect that the construction industry had been tepid in the next two years, the money was not earned, and he had to lose money, bank bills, court summonses, and private debts.

Zhao Yong has seen Mr. Qiu's most depressed appearance with his own eyes, when you have money, you don't need borrowers to ask you to borrow.

But once you run out of money and the company's cash flow has problems, then all the demons and monsters have jumped out, and you can't delay it for a day.

(End of chapter)