363 Global Markets

Five million, just an appetizer?

Li Manjun took a deep breath, after all, he is also a person who has handled tens of millions of funds, don't be so unproductive.

But what kind of industry is Hengda?

That's real estate!

Li Manjun picked up the cup and took two sips of coffee to suppress the shock, signaling Zhu Yaowei to hurry up and serve the food, and he was ready.

"Have you read the newspaper?" Zhu Yaowei asked.

Li Manjun shook her head, in fact, she doesn't like to read newspapers, she usually watches the news at night when she has time.

Because of the rebirth, I know the big events in my heart, and with the addition of a new project for the recycling of used clothes, my work is even busier, and I haven't read the newspaper for a while.

Zhu Yaowei was unexpected, and a little expected, and went directly to the newsstand outside the coffee shop to buy a newspaper.

The date was yesterday, Zhu Yaowei pointed to one of them and motioned for Li Manjun to take a look.

Li Manjun looked down and saw that the central bank had issued the "Interim Regulations on the Administration of Commercial Banks' Self-operated Housing Loans", and the bank's commercial housing loans were finally on the right track.

The new housing loan conditions are relatively strict, one is to require the provision of double guarantees, mortgage guarantees and guarantee guarantees.

The second is that the maximum term is only 10 years, and the third is that the borrower is required to have a deposit first, and the deposit amount is not less than 30% of the house price, and the deposit period must be more than half a year.

Li Manjun was stunned for another moment, and the mortgage came so quietly.

It turned out that after August 1995, everyone could take out a loan to buy a house.

Although this condition is not as convenient as in later generations, the arrival of commercial housing loans will inevitably set off a new round of real estate storm.

I especially remember the powerful shock wave brought by the real estate bubble in Southern Province in 93, which radiated to the homes of ordinary people, and the savings of my aunt and my sister-in-law for most of their lives were wasted.

This is still not serious, in any year, the number of people queuing on the rooftop is uncountable.

"I didn't expect it, everyone thought that real estate would not rise again, but it was just a false failure, and after learning the lessons, it will come back again, and it will get better and better."

Zhu Yaowei said with a smile: "It's a pity that you didn't go to Haishi this year, otherwise you would have seen what our mudflats are like now." ”

"By the way, all five buildings have been capped, the framework of the mall has been basically completed, and with the new policy, our houses will sell out."

Li Manjun pointed to the bill of exchange in his hand, "What is this money?" ”

"Pre-sale deposit."

Zhu Yaowei's whole high-spirited appearance seemed to avoid him even from the hot waves around him, and Li Manjun's sweaty appearance was completely different, and those who didn't know thought that the two of them were not in the same room.

Li Manjun slowed down for a while, put the bill of exchange into his bag, and this wave ejected and took off on the spot!

"You are the largest shareholder of Hengda besides me, this time is just my gratitude for your help all the time, and then, every month there will be a dividend belonging to you into your private account."

"Every one of them will not be less than two million."

Private accounts and public accounts are not the same thing.

This money completely belongs to Li Manjun alone, not Luman Company.

Li Manjun calculated an account in his heart, in this way, Xiang Lian's chip research does not have to worry about funding problems at all.

Zhu Yaowei deliberately observed Li Manjun's expression, and saw that she didn't have much emotional fluctuations when she heard the good news, and suddenly felt bored.

It seems that it is better to have to throw money directly in front of her, for example, five million.

Zhu Yaowei said that he bought another piece of land in Haishi and planned to make a successful replica in Rongcheng, Dongshi, and even the capital.

"In the next few years, our Hengda shopping malls will definitely appear in major developed cities across the country." Zhu Yaowei said firmly.

Listening to him talk about this, you don't think he's bragging and arrogant at all, you just feel that what he's talking about is real events that will come to fruition in the future.

Li Manjun didn't doubt it at all, because she had seen it.

It's just that she never thought that she would become the majority shareholder of these shopping malls.

"If you want me to see, don't take your rags." Zhu Yaowei seriously suggested: "Didn't you win the demolition and reform project?" Concentrate on this, and make a lot more money than if you were doing garbage. ”

"By the way, are you sure that such a good piece of land is going to be used to build a hotel?" Zhu Yaowei frowned slightly, only feeling wasted.

Thousands of acres of land, build a commercial community, build four or five buildings, one building up to 18 floors, just buy a house, you can have no worries about food and clothing for a lifetime.

But the hotel is different, you have to worry about the operation after it is built, how can it be packaged to the property company to manage comfortably?

"But I'm just suggesting that what you want to do is your business, don't be disturbed by me." Zhu Yaowei kindly reminded, looking like a smile but not a smile.

Li Manjun glanced at him speechlessly, "You are an afterthought." ”

"Don't talk about this, aren't you going to talk to me about the chip project?" She had almost forgotten about it.

Real estate can still make money for 20 years, but after 20 years, it will be a high-tech world!

Zhu Yaowei really forgot about it, and when he talked about his success, he couldn't help but be a little obsessed.

He laughed twice to hide his embarrassment, and then asked Li Manjun about Xiang Lian and the chip.

Li Manjun told the truth and said that he was optimistic about the chip project and the key role of the chip in the future.

"The software is grasped, but the hardware is completely ignored, and by the time people realize it, it's too late." Li Manjun said with a serious expression.

There was a touch of surprise in Zhu Yaowei's dark eyes under his glasses, as if he didn't expect Li Manjun to have such a big picture.

"If you fail, don't you feel sorry for the money you threw down?" Zhu Yaowei asked tentatively.

Of course, Li Manjun was distressed, and he didn't bother to say those fake and empty words to cover up, "No one's money is blown by the wind, I have feelings and patriotism, but I am also rational, so the money I put in will be controlled within the range that I can accept." ”

"However, the worst outcome is considered, and you can't help but think about the best outcome, what if it succeeds?"

What if it succeeds?

The corners of Zhu Yaowei's mouth were hooked, revealing an interesting smile, "That will definitely bring me more benefits than Hengda." ”

After all, real estate is developing in China, and chips, the market it faces is global!

"I just bought the land, and the biggest amount of money left is also given to you, and now I can only give you three million."

Zhu Yaowei asked curiously: "Three million, how much can you and Xiang Lian share with me?" ”

Li Manjun suppressed the surprise and asked him: "Are you going to invest three million at one time, or continue to invest three million every year?" ”

Zhu Yaowei sighed helplessly, "The most feared thing about the project is the lack of funds, I can't guarantee that I will give this amount every year, but if you are lacking, you can ask me at any time, and you can count as much as you can." ”

Li Manjun immediately made a decision, for fear that he would regret it: "Yes, just with your attitude, your shares account for as much as mine!" ”