Three weeks later, Nobunaga received a call from Goro Kamado, and the license was done.

He immediately made a phone call to May.

"Hee-hee...... Brother Nobunaga, is there good news about the license? ”

Mei asked on the other end of the phone, as if she had a premonition.

"I've been in touch with Mr. Goro Kamado. Through the influence of the Hokkaido Coal Mine Municipalities in the Diet and the city government, it is indeed possible to obtain a regional insurance license. ”

However, in addition to the 50 million yen handling fee, we also have to pay a deposit of 500 million yen to Yubari City and the Hokkaido Financial Services Agency. It costs 1,050 million yen in total. ”

Nobunaga told Mei that he had succeeded in obtaining a regional insurance license through the influence of the charcoal mine local government association "Huiguang Huizhao".

The insurance license is the most difficult license in the franchise industry.

Because the insurance industry is special:

The threshold of the insurance industry is mainly capital and licenses. There are many bigwigs with funds, so the real threshold for the insurance industry is the license.

…………

The classic case of the previous life is Kweichow Moutai.

Everyone knows that this is a big guy who is not bad for money;

Give it an oil exploration license and see if it can dig up a drop of oil?

No

Give it a communication license and see if it can make a phone call?

No

Give it a railway license plate and see if it can lay a railroad track?

No

Give it an insurance license and see if it can make an insurance?

Yes.

It also made an Internet celebrity product——— Huagui Barley Life Insurance.

…………

In 2017, Kweichow Moutai Distillery invested 1 billion yuan, equivalent to the net profit of Kweichow Moutai for three days, to establish the first local insurance legal entity in GZ Province——— Huagui Life Insurance.

Huagui Damai Ding Life Insurance, the star product of Huagui Life, has become a smash hit Internet celebrity life insurance product with the financial support of Moutai.

…………

However, this regional insurance license can only be used to sell insurance products and operate in 10 designated cities in Hokkaido, including Yubari, Asahikawa, Hakodate, Otaru, and Muroran.

The largest city in Hokkaido is Sapporo and is not included.

However, both Mei and Nobunaga are already satisfied.

If it weren't for the whole of Hokkaido, dozens of resource-based cities had entered a period of recession, and the region was in a depression, and the strategic opportunity for this regional insurance license would not have been Nobunaga's turn at all.

…………

"No problem. However, 1,050,000,000 yen...... I've been a little tight lately, and I found an emerging market stock market that has invested more than 300 million yen. ”

On the other end of the phone, Mei said pitifully.

"Yangquan Restaurant can contribute a part of the money, which can be regarded as a stake in your insurance company."

Nobunaga is very confident in Mei's investment ability.

…………

Obtaining a license from an insurance company, even from a regional insurance company, is equivalent to gaining a ticket into the chaebol realm.

The insurance industry itself is an industry with a very high ceiling.

To reap great long-term returns, you have to tie yourself to a few great compounding machines:

Insurance, banking, FMCG and other industries.

There are the most complex interest machines, and their growth is combined with the economic development of human society and the continuous natural growth of the population.

…………

From the 20th century to the 21st century, Berkshire Hathaway was the company that maximized the power of the insurance business.

Excellent financial companies, using the floating funds of insurance companies to make leveraged investments, can provide Berkshire with tens of billions of dollars of negative interest floating deposits every year, and can even achieve a negative cost of capital.

………………………………

The two chatted for a while about the affairs of the insurance company, and then talked about the Hokkaido Coal Mine Autonomous Association.

Mei reminded: "By the way, Chief Goro Kamado, the speed of reform of their institution is going to be accelerated. ”

"I see Yubari City as the government's financial report for this year, and the situation is very pessimistic."

"This is still the data that has been modified by the Yubari City Bureau of Statistics, and you can imagine how bad the real situation is......"

"The Hokkaido Coal Mine Municipalities Consortium must move away from the industry and regional group labels and go from Yubari City to the whole of Hokkaido and the whole country...... Otherwise, the election in two years will be more auspicious. ”

Nobunaga said, "Uncle Goro Kamado, I am carrying out institutional transformation in accordance with the institutional reform plan you specified, but the basic disk has been lost too much. ”

…………

Hokkaido Coal Mine Local Government Association.

He currently holds 15% of the seats in the Yubari City Council, as well as the control of the Hitoshi Town Council, the Kuriyama Town Council, and the mayor of Naganuma Town.

But at this rate of decline, the avalanche of coal workers in particular is unemployed.

The basic plate of the alliance of the coal mine municipalities can be described as falling apart.

"Kanban, turf, purse".

In the past, the Hokkaido Coal Mine Municipality Union was better than "strong Kanban", that is, there were many people, and "the skin bag was shriveled" and there was a lack of money.

Two years later, the situation has been completely reversed.

With the support of a large amount of donations from the Flying Noodles Shinkyo NPO Fund, the Hokkaido Coal Mine Municipalities are united to "make a bulge".

On the contrary, the great decline of the coal industry has caused a large number of "kanban losses" and a sharp decline in supporters.

………………………………

"By the way, the insurance license has been obtained, do you have any plans for the next step?" Nobunaga asked.

"I'm going to form a small insurance company and start a business in Hokkaido first."

"In terms of investment, the Hong Kong stock market is an emerging market with great potential. Hong Kong stocks have been active since 1978, and the Hang Seng Index has been rising. ”

Mei had already planned for the future, and she went on to say to Nobunaga:

"Brother Nobunaga, give this insurance company a name. After all, you are the majority shareholder of this company. ”

Nobunaga thought for a moment and said, "Let's call it Kagewarrior Insurance Co., Ltd." ”

This year, Akira Kurosawa's "Shadow Samurai" was released, and Mei watched it four times in the cinema, recommending the movie to Nobunaga and Gifutaro on the phone every day.

Mei smiled on the phone and said, "Okay, let's call Shadow Warrior Insurance Co., Ltd." ”

…………

The Xiangjiang stock market rose from 294 points at the end of 1978 to 1,406 points at the end of 1981, the index rose more than 7 times, and the trading volume amplified and soared to 16 times.

Among them, individual stocks that have increased more than ten times and more than 20 times abound, which is a famous mad bull in the history of Hong Kong stocks.

Many people who "eat crabs first" have already earned their first pot of gold, and the atmosphere in the market has become optimistic.

As time went on, more and more people were attracted to the stock market, including the Xiangjiang people, Frogyu and Nanyang Chinese.

Even many people who don't know anything about stocks are eager to invest their savings in this emerging market to make a big profit.

As a result, more money poured into the Hong Kong market, and the index rose further, forming a virtuous circle.

…………

Whether it is a rich businessman or a working boy, whether it is an old man or a grandmother, the street teahouse is a crowd of people who are keen on stock speculation.

The government and sober media have repeatedly warned to beware of stock market bubbles, and even asked the police to disperse the stock speculation crowd, which has been regarded by Hong Kong people as blocking people's financial routes, and they have been scolded.

In 1982, when the news broke down on the future of Longying Xiangjiang, the story plummeted, the Hang Seng Index fell by 57%, and the rooftop queue overnight, this wave of mad bulls came to an abrupt end.

………………………………

Nobunaga hung up the phone, looked at the takeout menu provided by Kizushima Gold and Kabukicho in Shinjuku, and muttered, "This big 32-year-old housewife looks good." ”

At this time, in the TV set of the hotel, Fuji TV's "Sankei TV News FNN" program, news report:

"Fukushima Aquaculture Group issued the "Announcement on the Inventory Write-off of Bottom-sown Ezo Scallops in Some Sea Areas and the Provision for Inventory Price Decline".

"Affected by the increasing diurnal variation of water temperature, the growth of shellfish bait organisms is restricted, resulting in insufficient basal feeding rate, slower growth and insufficient nutrient accumulation of Ezo scallops."

"A large number of Ezo scallops have migrated to the Strait of Malacca and are heading to the Indian Ocean ......"

"Therefore, the company's inventory write-off and inventory decline in the third quarter are prepared to raise a total loss of 13.063 billion yen."