However, just when Ayase River Bow showed a look of excitement and guilt for this, Risa Aoki directly blocked in front of Senju Makoto and said.

"Chengjun, no, you will definitely be reprimanded and even punished by Captain Mao Zhihua like this."

"Yes, Deputy Captain of Thousand Hands, this is a treatment cost of up to hundreds of millions, no matter how you think about it, it's impossible......" Hu Che Yongyin also weakly reminded Thousand Hands Cheng.

"Anyway, you have to give it a try, even if it's a partial reduction." Senju Makoto said firmly.

Risa Aoki didn't mean to back down at all, but said more and more anxiously.

"Chengjun, have you forgotten? You were severely reprimanded by Captain Unohana a few days ago for carrying out that kind of large-scale treatment without permission in Team Eleven, and if you mention this matter at this time, you will definitely be more and more annoyed by Captain Unohana. ”

"That's right, that's right, Vice Captain Senju was kicked out of Captain Uno Hana's living room covered in blood...... "Tora Yuyin also continued to remind.

"It's okay, I'm a disciple of Uno Hana after all......"

For a while, between the back-and-forth conversations between Makoto Senju, Risa Aoki and Yuyin Torato, Ayasegawa Yukin's whole person was even more guilty.

Myself...... Absolutely despicable!

He actually made that kind of despicable request, so that Chengjun risked his life to get a reduction in his treatment bills for himself......

It's just that the feelings and sense of responsibility for the eleventh team in Ayasegawa's heart forced Ayasegawa to pin his only hope on Senju Makoto.

Just when Ayasegawa felt that he was being tortured, Risa Aoki suddenly spoke.

"By the way, Chengjun, if you really want to help the 11th team, it is better to let the 11th team pay in installments according to the 'medical loan' you proposed before."

Ayasegawa Yukina noticed a certain word and hurriedly asked. "Medical loans?!"

Risa Aoki glared at Ayasegawa Bow with dissatisfaction, but still opened her mouth to explain.

"That's right, this is an idea originally put forward by Chengjun in order to empathize with those low-ranking nobles who are in a very poor financial situation, and the purpose pursued is 'no matter what, the treatment will be treated first, and then the cost of treatment will be talked about later'."

Immediately, Risa Aoki specifically described the operation method of the so-called "medical loan".

The reason why the nobles are recognized as nobles is that they themselves have their own territory in the Silent Soul Court......

Therefore, the nobles could mortgage their domains and promise to repay a portion of the cost of treatment in monthly installments over the next 10, 20, or 30 years.

Of course, in order to make up for the loss of a large amount of treatment costs in the short term, the reimbursement of treatment costs requires a little additional interest, which is an annual interest rate of 5.65%.

Hearing this, Ayasegawa Yukini only felt that his eyes lit up.

Although Ayasegawa Yukin's math is not very good, the simplest multiplication is still clear.

The fourth team is willing to postpone the gradual collection of treatment fees for such a long time, and only charge 5.65% interest, which is simply charity!

Subsequently, Risa Aoki also briefly gave a recent example:

A low-level nobleman owes 300,000 yuan in treatment expenses for multiple treatments, and in the end, the lower-level nobleman only needs to repay more than 1,000 treatment costs regularly every month through a "medical loan".

This made Ayasegawa Yukin's expression completely excited at once!

Three hundred thousand? You only need to pay back more than a thousand every month?!

"Chengjun, I'm going to get this medical loan for Team Eleven!" Ayasegawa said without hesitation.

"Huh?"

Senju Makoto said with a somewhat embarrassed expression. "Gong Qin, this medical loan has just begun to be implemented, and there may still be some loopholes that need to be repeatedly verified to fix, or ......"

"No!"

Ayasegawa Yukin, who was already extremely guilty about Senju Makoto, said resolutely.

"Instead of bothering Sei-kun to ask Captain Unohana, it's better to slowly repay Team Eleven's treatment bill in this way."

After a pause, Ayasegawa said to Risa Aoki. "Risa, please help me calculate how much the eleventh team needs to repay every month if I apply for a 'medical loan'?"

Aoki Risa business expertly introduced.

"This is also divided into different periods, currently it is generally divided into 10 years, 20 years, 30 years, 50 years and 100 years.

Ayasegawa Yukini pondered for a moment......

For the relatively long lifespan of the Grim Reapers, 100 years is actually not too long!

But in the end, Ayasegawa Yukini still tried to ask. "Thirty years, how much is each month?"

"Wait a minute......

Immediately, Risa Aoki took out a pen and a small notebook from her arms, and calculated for a full moment as if she was struggling to write, and then raised her head and said.

"It's not much, not even 800,000, it only costs 777,478.89 per month."

"More than 700,000?!"

Ayasegawa Yukin's eyes were almost visibly happy.

For the Grim Reaper personally, more than 700,000 per month is undoubtedly still an astronomical amount.

However, this figure is not unacceptable for the entire 11th team's activity funds, even if it also has a lot of pressure, but it is definitely still affordable.

At least, compared to the one-time treatment cost of more than 100 million yuan, more than 700,000 yuan per month can only be regarded as a small meaning.

Immediately, Ayasegawa Yukini immediately said that he wanted to apply for this "commercial loan", and quickly signed the contract with Risa Aoki on behalf of Team Eleven.

As for the collateral of the 11th team, it is naturally the spacious team building and land of the 11th team.

In this regard, Ayasegawa did not have the slightest worry at all, and it was not a problem for the huge eleven team to settle more than 700,000 yuan per month from the team's internal funds.

"Chengjun, thank you really this time, thanks to your 'medical loan', otherwise the team funds of the 11th team would really collapse from my hands."

Ayasegawa Bow held Senju's palm and expressed his heartfelt gratitude.

Senju Makoto, who felt guilty, was a little afraid to look directly into the eyes of Ayasegawa Yukin's eyes at the moment......

The loan of 134.69 million yuan, and the annual interest rate is still 5.65%, and in the end, the interest that needs to be settled without the principal is as high as more than 145 million.

'I'm damn ......'

Senju silently condemned himself.

"However, in order for Unohana-sensei to enjoy the most beautiful flowers all year round, in order to flourish quickly with the abundant internal funds of the Shiban team......

'Eleven teams will be bitter! Anyway, the teacher must be rich and raised, and those muscular brothers lack the pressure from poverty. ’

(End of chapter)