Chapter 156: Ideas for Making Money
"Brother Chong, my mother is still going to leave you at home for dinner, you see?"
Just as I was about to leave with Huang Yi and the others, suddenly, Chen Yu shouted at me.
"You tell the second aunt next time, there is something going on this time!"
I said with a smile.
Although I do have something to tell my second uncle and aunt, after all, Huang Yi's matter is the main thing now, and I still have to prioritize things.
"But ......"
Chen Yu looked embarrassed, looked at me and stopped talking.
Seeing this, I pulled her aside and whispered to her: "Xiaoyu, I know what you mean, but I really can't leave here, you tell the second uncle and the second aunt, I'm sorry, by the way, also, I found a job for the second uncle, that is, the group of people who came to the village to talk about demolition before, just let the second uncle do it with them, forget it, I'll come back later, you wait for me at night!" ”
"Huh? No, really no, Brother Chong has already helped our family a lot, and my dad can find a job by himself! ”
Chen Yu hurriedly said.
"It's okay, it's just a convenient thing, and you don't know the situation of the second uncle, let him find a job by himself, I'm afraid it's a little difficult, only by looking at yourself and staring at your nose, can you rest assured, this is also for the second uncle!"
Hearing my words, Chen Yu nodded obediently: "Well, I know, Brother Chong, then you come back early in the evening, I'll wait for you at home!" ”
"Hmm!"
After talking with Chen Yu, I took Huang Yi and them to dinner.
Eating with them and chattering, I learned that Huang Yi's usury business is actually related to Long Ye, and the lenders used to follow Long Ye, but now they have little to do with Long Ye, plus with the sudden rise of the Hufeng Group in recent years, their situation is also extremely difficult.
In recent years, with the rise of various online loans, their business has also been hit a lot, and the security has become safer in recent years, and it is no longer like before, and their boss even has plans to give up this business.
"Brother Huang, usury is never a good way out, there are many ways to make money, but in the current social situation, it is obvious that usury is no longer good, the most important thing is that it is illegal, so we have to think of other correct ways to make money!"
I said to Huang Yi and them.
"Of course I know what you said, but where is it so easy to make money, let's take us as a lender, it's right to look at huge profits, but you know what? From the beginning of the first half of this year to the present, very little money can be recovered from the money borrowed from us, don't look at our various threats to bluff people, but in fact we are just scaring and scaring people, where do we dare to really do anything, meet the cowardly lucky, can make some money, but meet the scoundrel, or really have no money, then there is really no way! ”
"So far this year, not to mention making money, I have lost a lot of money alone, I am ready to go door-to-door at the end of the year, and I will not do it next year after I am done, I really don't make money, and there is a group of brothers under my hands to eat, how can I fix it if I don't make money?"
Huang Yi told his helplessness.
"Then what is Brother Huang's plan for next year?"
"I haven't thought about it yet, is there any good way for Brother Chen?"
Huang Yi looked at me and asked with a smile.
"It's not a good way, it's just an idea, and this idea doesn't necessarily make money, after all, investment is risky, or forget it!"
I hesitated for a moment and couldn't help but say.
"Brother Chen, what you said is boring, halfway through your speech, it's really a little unpleasant, hurry up, what is the idea?"
Huang Yi couldn't help but ask curiously.
"Quite simply, aren't you in the business of money lending? Next, we can continue to do the business of lending, but we must make this lending more formal, just like those online loans on the Internet, we can specialize in a financial software company, we can engage in some small lending business in the early stage, and then slowly do some investment and financial products! ”
"Isn't that too hard? And those things on the Internet are all virtual, what if people don't return them? We can't find anyone! ”
As for the risk problem, we can use some valuable collateral to lend, and if the other party really does not repay it at that time, we can completely collect the other party's collateral in compliance and legally, so that we can also avoid some corresponding losses!"
"However, the interest rate of those online loans on the Internet is generally not very high, how much money can you make? If you can't make money, you have to take risks, I don't think this business is very reliable! ”
"Brother Huang, don't look at it that way, the interest on online loans is already a lot, of course, it can't be compared with your loan shark, after all, we are now formal and legal, and the interest rate must not be too high, and it is indeed possible to take some risks in the early stage, but as long as there are financial products in the future, when the time comes, others will put all the money in us, and we can make more money with this money, which is why the capital is getting richer and richer!"
Hearing my words, Huang Yi and the others were all confused, and they were all in the clouds.
"Brother Chen, what you said is too high-end, we are all rough people, we don't understand anything at all, we can't do these things!"
"So you need a partner, and of course you can't all know nothing, if you really want to do it, you have to learn!"
I said seriously.
"You're right, the current social changes are too fast, if we don't learn, we really can't keep up with the society, and sooner or later we will be eliminated by the society!"
Huang Yi said approvingly.
"I see that Brother Chen knows a lot, and when the accounts in my hands are finished at the end of the year, I will see next year to learn from Brother Chen, and then we will work together, I will pay for it, you will have your brains, let's see if we can make a big wave!"
Huang Yi looked at me, his eyes were bloody, and he said with a little excitement.
"Brother Huang, aren't you messing with your boss? You're gone, won't you? ”
I asked, confused.
"What boss? My boss has always been just Master Long, Lord Long has long since ignored me, we have long since broken up, regardless of him, you just say that you are not interested in doing it, right? ”
Huang Yi patted me on the shoulder and said.
Seriously, I didn't expect that Huang Yi would do what he said, in fact, I originally wanted Huang Yi and them to find something serious to do and not engage in loan sharks, but I didn't expect them to be really interested in the financial business.
It's completely impossible to say that I'm not interested, after all, who is willing to work for others forever, when I opened the factory before, it was this mentality, but it's a pity that I was tricked by Bai Ru and Wang Zheng, a pair of dog men and women, otherwise my factory might not be bad now.
Thinking of Bai Ru and Wang Zheng, I don't know what the situation of Bai Ru and Wang Zheng is now, Xiao Kelan told me before that the lawsuit with Bai Ru has already been judged, and it is estimated that it has now reached the point of enforcement, if you don't give money, Bai Ru is afraid that she will become a complete liar.