- I don't understand, right?

Wang Youjie once again sent three smiling pictures.

Buli asked, have you been touched by such a fairy love story?

Wang Youjie "smiled" and said, I really want to admire the "discernment" of Ala Shanghai's mother-in-law!

- Although it seems a bit contradictory, this is the style of the Shanghai mother-in-law. Do you know how to cut it? Of course, when I don't know you, I will pick and choose from you, and after getting along for a while, it will be good for you.

Wang Youjie asked: Really?

- Hehe, there's a good chance you'll know about it in the future. Ala Hai's mother-in-law's harshness is also for her daughter, good for her son-in-law, in fact, she also hopes that her son-in-law can be better for her daughter, know how to fight?

Wang Youjie sent a WeChat message in the past: I don't know.

Bu Li smiled and said, you also saw the news just now, this is a real case about a mother-in-law in Shanghai! When it comes to picking up sons-in-law, my experience is that in fact, Shanghai mothers-in-law are often more energetic than their daughters!

Wang Youjie sent a smiling face and said, I don't have such good luck.

Bu Li "white eyes", said, if young men and women are still more reserved because of shyness, mothers-in-law and mothers-in-law don't care about that, if they find their favorite "future son-in-law", they will take the initiative to help both sides pierce the layer of "window paper". Isn't it good to have such a Shanghai mother-in-law?!

The king did not make a sound.

In fact, I have talked about so much before, but it is only the first problem that Wang Youjie has encountered now, that is, the mother-in-law in Shanghai.

The second problem he is facing now is the house.

Housing prices in Shanghai have not been cheap for a long time.

"Housing is not speculation", but we have to admit that houses in Shanghai are still too expensive, and young people basically can't afford to buy houses on their own, which is an indisputable fact.

Even for young locals, buying a satisfactory house is not an overnight thing. Then it is even more difficult for tens of millions of young people from other places who are working hard in Shanghai like Wang Youjie.

I don't know when it started, but young people floating in first-tier cities began to dream of owning a house. For this simple and unpretentious dream, they emptied the "six wallets" of their home.

Of course, the "six wallets" are also luxuries, because many young people do not have the conditions to empty the "six wallets".

"Gnawing the old" is of course a bad thing, but for many young people, in the matter of buying a house, if they don't "gnaw the old", in fact, they can't get it on their own. Behind the "gnawing the old" is the reality of China's abnormally high housing prices.

So, the question arises: even if the monthly income is more than 10,000 yuan, can young people still buy a house in Shanghai only on their own?

Six words: There is a chance, but it is hard.

How hard is it, exactly?

If you buy a house by yourself, it can even be said that it is difficult to get to the sky.

Wang Youjie himself has also gone to the field for inspection, and with his current monthly salary, he basically can't afford to buy a house in Shanghai, and he can't even think about it.

There is a saying that buying a private property in a first-tier city is a luxury for people of any class. The problem is whether young people can afford luxury goods. Of course, there are still some people who can afford it.

There is also a saying that 1/100 of a start-up may be able to successfully buy a house, if you work part-time, it may be 1/100 of Qingbei, 1/500 of a popular professional double first-class, and 985 may be 1/700.

Of course, this is just a joke.

But in Shanghai, the houses that are now less than 3 million are either very far away, or very old, very small and dilapidated, which is unimaginable. This is also an indisputable fact.

Here's an example.

Now many houses in the outer ring are slightly closer to the urban area, and the average price is about 60,000 yuan, if young people want to buy a 100-square-meter house to get married, the down payment of 30% is about 1.8 million. Even if the monthly salary is 10,000 yuan, young people need to save for 15 years without eating or drinking, and the remaining 4.2 million yuan, according to the current loan, will have to repay at least 22,290 yuan per month, and it needs to be repaid for 30 years.

Well, according to normal logic, this is impossible.

Why? Because this requires a personal salary of at least 25,000 after tax, so how many such people are there?

From the perspective of the total number of taxpayers, after the implementation of the new tax law, the original 150 million taxpayers have dropped sharply to about 60 million. That is to say, only more than 60 million people have a comprehensive income of more than 5,000 yuan, of course, it does not exclude all the leaky and additional non-taxable income, but the proportion is definitely not too large, which you can feel from the annual individual income tax declaration in recent years. If you want to buy a house with a monthly salary of 5,000 yuan and an average price of tens of thousands, the difficulty can be imagined, not to mention that there are not as many high-salary people as imagined.

In fact, it is becoming increasingly difficult for young people to establish themselves in first-tier cities. Let's not talk about high housing prices, from the perspective of rent alone, rents that are getting more expensive every year have squeezed the living space of most young renters.

According to a survey, 80% of young people who have just graduated have paid more than 50% of their salary on monthly rent. It can be seen that many young people can't save money for a year, and most of them are working for landlords.

As another example, let's take the so-called "three major things" of marriage that are most talked about.

In the seventies and eighties of the last century, it was watches, bicycles, sewing machines. Later, with the gradual improvement of living standards, it gradually became refrigerators, color TVs, and washing machines. Things are changing, but what remains unchanged is people's yearning for material security in married life.

But today, in the 21st century, these "three major items" have gradually evolved into the houses, cars, and tickets required by Shanghai's mother-in-law in Shanghai.

The only difference is that the comprehensive strength and living standards of various places are different, so there are differences in the items required.

For example, in Wang Youjie's hometown, the house, car, and furniture needed for marriage can be completed by adding up to five or six hundred thousand yuan. But with these banknotes, you may not even be able to buy a bathroom in Shanghai!

This is not a worship of material things, but only forced by life!! Of course, the current Wang Youjie knows this truth.