Chapter 9 Loans ("138 Reading Books")

Liu Peng and his grandfather stood in the small station of the commune, grandpa was wearing a whitish shirt today, holding a small cloth bag in his hand, according to grandpa, this shirt was bought for him by Sister Ping a few years ago with the money she had saved, grandpa was usually reluctant to wear it, only once on those formal occasions. Liu Peng looked at the simple and dedicated grandfather, and couldn't help but feel a sense of reverence in his heart.

The villagers chatted there in twos and threes, and the cries of chickens and ducks came from time to time in the back basket, and gradually the people in the small station gathered more and more, and from time to time someone greeted Grandpa, and it seemed that Grandpa was very famous in the commune.

"Yo! This is not the old village chief, you also go to the town! A shrill voice came

Liu Peng and his grandfather turned around and looked back, it turned out that they were from the same village, this person's name was Tuesday, thin body, hair was "messy" and unkempt, and the eyes were very sunken, which made the cheekbones on both sides look high, and they were wearing a blue "color" short-sleeved and gray "color" trousers, but the trousers were only up to the calves, and they were wearing a pair of old plastic sandals on their feet. This person is a well-known red-eyed person in the village, who can't see the good of others, and he doesn't work hard.

"Ai! Isn't this the child of the old Liu family? I heard that gold has been found in your house, how about it? Did you dig it? You can't just take it alone, this is in the village, everyone has a share! Tuesday uttered his high-pitched voice, mocking

"Tuesday, what are you talking nonsense here? Xiaopeng's family is just opening mountains and planting trees, you yourself are idle all day long, you don't learn well, and you are still spreading rumors everywhere, are you okay to do! Grandpa said angrily

"Grandpa, don't be angry, let them talk, and they will know if our family is planting fruit trees in the future."

"Yo, it seems that what the village says is true! Your Liu family is the old village chief, will you take care of us more in the future. ”

"Tuesday, did you say enough, what did their family *** me, it's just that my old man wants to recognize a godgrandson, is it difficult for you to gossip? Are you dissatisfied with me, the village chief! Grandpa pointed to Tuesday and said loudly, with an angry look on his face.

Tuesday saw that his grandfather was angry, and said stupidly: "Old village chief, I didn't mean that, you are a respected person in our village, no one can do without you, congratulations!" The old village chief took in a godgrandson. The old village chief, I'll go first, I'll go over there to find someone" Tuesday turned and left

"Grandpa, do you think I'm here to get close to you?" Liu Peng asked

"Xiaopeng, don't think about it, I really want to recognize you as a grandson." Grandpa comforted

"Me too, since I was a child, I have been my grandfather, when I was a child, you were good to our children, I remember them all. Grandpa, you will always be my good grandfather! ”

"Hehe, grandpa prefers children, okay, Xiaopeng, the car is coming, let's hurry up and line up!"

In the distance, a small passenger car that looked a little broken pale green "color" drove by, and the passenger car ran on the dirt road in the countryside, making a "bump! Touch! Touch! 'Ringing. Liu Peng and his grandfather got into the car, and found that there was no vacancy in the car, Liu Peng persuaded his grandfather: "Grandpa, let's get out of the car, catch the next shift, there is no seat now, this road is very shaking, I'm afraid it's not appropriate for you to get old." ”

"It's okay, grandpa's health is fine! If we wait for the next shift, we will have to delay for a long time, and we will have to do something later, but we can't delay. Grandpa laughed

"Old village chief, sit here!" A middle-aged man gave up his seat.

"It's Village Chief Wang, are you going to the town too? It's not good to sit in your seat," Grandpa greeted Village Chief Wang.

"Old village chief, just sit down, are you going to the town 'government' to do something? It just so happens that I'm going too, so let's go together! ”

"Then you're welcome, I'll have other things to do in town." Grandpa sat down

"Oh! So, who's this guy next to you? Village Chief Wang asked

"Let me introduce to you, this is my newly recognized godgrandson, this time I will take him to the town to buy some east, Liu Peng, this is the village chief of our neighboring village six villages, village chief Wang, you call him Uncle Wang!"

Village Chief Wang looked at Liu Peng curiously and said with appreciation: "Very delicate!" This child will definitely have a future in the future, and the old village chief really has a vision. ”

Liu Peng said embarrassedly: "Uncle Wang praised it, and I won't know until later!" Hehe. ”

"This kid is very modest! Ha ha! Village Chief Wang said with a smile

Along the way, Grandpa and Village Chief Wang chatted about the affairs of each village, and Liu Peng quietly listened to the two village chiefs talking about the situation in their respective villages.

When they arrived in the town, grandpa and village chief Wang said goodbye to each other, and then took Liu Peng to the credit cooperative, and when they arrived at the credit cooperative, grandpa asked the salesman: "Girl, is Director Yang here?" ”

The salesman said politely: "Old man, our director is working on the second floor, you can go upstairs to have a look." “

"Thanks!"

When he came to the second floor, his grandfather found Director Yang's office, the door of the office was hidden, and he knocked on the door.

"Please come in!" Director Yang's voice came from inside

Grandpa walked in with Liu Peng, there was a cool wind inside, Liu Peng poked his head out from behind his grandfather and looked at the entire office, there was a black "color" desk in the office, there was a computer on the table, and there were folders in the basket next to the computer, and Director Yang was sitting there reviewing documents, he was wearing a pair of silver "color" glasses on his face, a white "color" shirt, wearing a black "color" tie, and there was a vertical air conditioner opposite the table. The cool breeze just now was blowing out of the air conditioner, and Director Yang raised his head and looked at the person in front of him.

"Isn't this the old village chief of the five villages? Why are you free to come to me today? The old village chief is a well-known figure in our town, and he is rated as an outstanding worker and an excellent party member every year! Old village chief, please take a seat! Director Yang pointed to the chair across from him

"Director Yang, don't put a high hat on me anymore, if you wear it, my old man's waist can't stand it, come, grandson, this is Director Yang, you just call him Uncle Yang, it's too angry for a child to call the director." Grandpa laughed

"Hello Uncle Yang!" Liu Peng greeted politely

Director Yang looked at Liu Peng in front of him, and looked at the old village chief suspiciously, "Old village chief, when did you have a grandson?" I remember when I went to your village last year, I didn't see you having such a big grandson! ”

Grandpa smiled: "This is the grandson I just met a few days ago, this kid is quite smart, how is it?" My old man's vision is not bad! ”

"That's right, your old vision is naturally good, I think this kid is also quite well-behaved, by the way, old village chief, if my guess is right, I'm afraid you came to me this time for money!"

Grandpa smiled: "Director Yang, the old man is not turning around, he just wants to borrow a sum of money this time, you see if it will work!" ”

"This, old village chief, you can first tell me the specific number, and its use."

"The old man wants to borrow 10,000 yuan this time, and our village wants to develop a peach orchard, but we are short of money, you see?"

"Old village chief, I'm afraid it's difficult to get this 10,000 yuan! Although we call it rural credit cooperatives, which should support the development of rural areas, the risk of banks is also very high, and without the corresponding mortgage, I am afraid it will not be easy to do! Director Yang groaned

"Isn't this okay in the old man's personal name?"

"In the name of an individual, you can only put 5,000 yuan out at most, if you want to borrow 10,000 yuan, I want to mortgage it, it's not that I'm hard for you to get old, I also want to support you, but this is the bank's regulations, I can't make an exception!"

"Then, Director Yang, this will not work, I will take the house mortgage!"

"No! Grandpa, you can't mortgage the house! Liu Peng said resolutely

"Old village chief, I think you can only borrow 5,000, so it is not difficult for you or for us." Director Yang persuaded

"But five thousand is not enough!" Grandpa was a little anxious

"Uncle Yang, is it good for us to use Taoyuan as a mortgage, although this Taoyuan has just begun to be built, but I believe that it can be listed in two years at most, although the bank has a certain risk, I am afraid that our Taoyuan will not be successful, but the bank's lending is not possible without risk at all. Besides, our loans are only small loans, and your bank can lend them with confidence! ”

Director Yang looked at Liu Peng with a surprised face, and saw Liu Peng's eloquent analysis, not like a sixteen-year-old boy at all, Director Yang smiled bitterly: "Old village chief, it seems that your grandson is not ordinary, his analysis is good, there are inevitable risks in bank lending, and it is impossible to be 100% successful." So be it! Just like your grandson said, using Taoyuan as collateral is adding your old village chief's personal name to borrow 10,000 yuan. ”

"Haha, it seems that my grandson will definitely have a future in the future!" Grandpa said with a high heart

"Old village chief, don't you know that you brought the contract from Taoyuan? If you bring it, we can help you with the loan now. Director Yang asked

Grandpa looked at Liu Peng, Liu Peng smiled, and took out a stack of documents from his bag. Grandpa smiled: "It seems that you little slippery head has been prepared!" ”

"Hehe, grandpa, I didn't mean to hide it from you, I just got ready, in case I can use it, I don't have to run twice!"

Director Yang clapped his hands and said, "Okay, now that all the formalities are complete, I'll go through the formalities for you!" ”

"Then I'm sorry for you, Director Yang!" Grandpa thanked

"Nothing! I also support rural development, I hope you will do it well! I'm looking forward to your success, by the way, is there anything else you can do? If you have anything else, just go ahead and pick it up before you get off work today. ”

"Okay, Director Yang, I'll take my grandson to buy some east, let's have a light lunch together at noon!" Grandpa suggested

"Hehe, the old village chief will be free of this meal! If other people find out, it's not good to gossip, and when you succeed in the future, I'll just go to the peach orchard and pick some peaches. Haha, you won't be unwelcome with me! ”

"Okay, I'm not embarrassed for you, you are welcome to come to our Taoyuan at any time in the future, then Director Yang, let's go first, let's get back in touch!"