28 Unexpected delight
[6/17/99 Cloudy]
[Last night, after Jia Yan left, I went to Tianhai Bath to meet Zhao Donkey]
[When I saw him, I couldn't help but be surprised, it turned out that this kid turned out to be my neighbor Zhao Guang when I was a child]
[Back then, we often played together, but then he didn't get admitted to high school, but I didn't expect him to mix up with society]
【………………】
[But he only accepted me ten points, and it seems that he still remembered the friendship of the year]
[With this money, the Internet café can finally be opened, and I am confident that I will be able to earn the money and return it to him after half a year]
Seeing this, Gao Yunong couldn't help but be stunned, good guy, I really didn't expect that my father was so bold?
Not only did he go to the bank to negotiate a loan, but he also went to that Zhao Guang and borrowed a loan shark?
Why would Dad do this?
[The reason why I went to Zhao Guang was because I saw a mysterious person remind me that if I could get as many computers as possible, I would get a few more]
[After all, there is also an Internet café next door, and the competition will be fierce at that time, so I want to suppress them from the beginning]
[I don't know if Jia Yan's loan can be approved, I have to make two preparations]
Seeing this, Gao Yunong understands, I see, my father is still very thoughtful!
This is a two-handed preparation, continue to look down.
[With more than 40,000 yuan borrowed from Zhao Guang, plus more than 30,000 yuan borrowed by several friends, I have more than 70,000 yuan in my hand]
[I happened to be free today, and I also went to the computer city, but this time it really made me angry]
[The mysterious man suggested that I go to the capital to buy a computer, but I didn't take it seriously at first, after all, it's so far away, and how to ship the computer back after buying it is also a problem]
[But I didn't expect to go to the computer city today to ask, a few days ago I quoted a computer of 10,000 yuan, and they actually rose to 15,000 today]
[Grandma Zhente's, I suspect they're deliberately targeting me]
[When I came out, a boss who sold ink cartridges stopped me and told me that someone was going to ban me]
[It is said that he is a teacher in charge of logistics in the College of Agriculture, because he is in charge of logistics procurement, so these computer vendors dare not offend him]
[But he has a cousin who buys a computer in the provincial capital, and if I want, he can recommend me to go to the provincial capital]
[The price of a computer is about the same as here, but you have to add a freight]
[I showed him the configuration sheet recommended to me by the mysterious person yesterday, and asked him to call his cousin and give me a quote]
[As a result, the two of them called for half an hour, and finally quoted me more than 11,000 units]
[I'll go to his grandmother's, a mysterious person told me that this configuration is in the capital, and it is more than 7,000]
[However, I didn't show it on my face, but it also strengthened my determination to go to the capital to purchase]
Seeing this, Gao Yunong couldn't help but sigh.
My father, I really don't give up when I don't get to the Yellow River.
He asked him to go directly to the capital, but he still had to go to the computer city to ask around, obviously he still didn't trust his words 100%!
But if he touched the south wall himself, it was finally clear who his enemy was!
[June 20, 99 Cloudy]
[After waiting for several days, Jia Yan finally called me this morning, and his report passed]
[XX Bank actually lent me 300,000 yuan, oh my God, I really didn't expect it, this guy is too powerful]
Seeing this, Gao Yunong's face also became colorful at this time.
From what he knows about banks, it's true that banks like real estate as collateral, but in general.
Banks prefer commercial housing, but they don't like commercial retail housing so much.
Moreover, commercial housing banks generally give you loans at a 7% discount, and commercial stores are all at a 5% discount.
However, he remembered that it was 99 years at that time, and the real estate reform in China had just begun.
Banks have not yet perfected their credit system, to put it mildly, that period was definitely the most chaotic time for the domestic bank credit system.
Many things that later generations would never dare to think of happened during that time.
For example, this time, Jia Yan actually lent his father 300,000 yuan, which was greatly unexpected.
He originally thought that he would be able to lend hundreds of thousands of dollars to the sky, but who would have thought that Uncle Jia would be so powerful.
Not only did he not discount the valuation of his family's property, but also quietly increased it by half...
However, if you think about it, you can understand that the first wave of domestic real estate has not yet taken off.
All banks have not formed such evaluation standards and discount mortgage systems as they do now.
Uncle Naja will naturally exert his strength for his own performance......
This money, whether it is for his father or for Gao Yunong, is a windfall!
Of course, he dared to give such a loan, naturally because of the credit task he was carrying.
On the other hand, it is also to understand the appreciation potential of their yard.
At that time, even if their family can't afford it, as long as they take the yard over, the bank will not suffer a loss if they sell it.
After all, by that time, several universities must have merged, and the convection gates of the Faculty of Agriculture and the Polytechnic College had been opened.
Once this Dong'an Road is revitalized, the value of their compound will definitely rise up.
[He asked me to hurry up and go through the formalities, I went with the house book, and he personally took me to apply for a mortgage]
[Busy, I actually completed all kinds of procedures in one day, and the payment will arrive tomorrow]
[I can't wait, I decided to buy a ticket to the capital tonight]
[Anyway, this will arrive tomorrow, and I can also swipe the card in the capital, so it's a big deal to pay some fees]
Hey, it looks like Dad really can't wait.
Gao Yunong's mood even became anxious with his father's record, and he hurriedly continued to look back.
[6/21/99 Sunny weather]
[At six o'clock in the morning, I finally arrived in the capital, this is the first time I have come to the capital]
[It's really worthy of the capital, the stations are so bossy, I walked for a long time before I walked out]
[When I got outside, I was startled, the road was full of cars, and there were high-rise buildings in the distance]
[I stopped a taxi and asked, from Jingcheng Station to Hailong Building, he actually asked me for 100 yuan]
[I'm sorry, he's really a native hat]
[Later, I asked someone, it turned out that the subway was the fastest, I did Line 1, and I arrived at Xizhimen]
[It's much closer to Hailong from here, I didn't take the bus because there were too many people in the morning, so I didn't squeeze in]
[I had to take a car from here, but fortunately the price was not expensive, and it only cost fifteen yuan to send me to the place]
[When I got to the Sea Dragon Building, I had to pass through an overpass, and it really scared me when I crossed the overpass]
[I met several people, sneakily followed me all the way, and asked me from time to time if I wanted a saucer]
[I asked him what dish?] He's still vague with me, these guys are weird.]
Seeing this, Gao Yunong's mind couldn't help but show the scene when his father was stunned, standing on the overpass and asking others, what time was it.
I couldn't hold back for a while, and I actually laughed out loud.