Chapter 409 Business Districts and Banks
As rule-makers, they have higher authority in transactions.
If the Xianbei people do not obey, then let them go, and then interrupt all trade and trade, they must behave stronger, this is Yang Zhao's reminder to Zhen Yan and them, and said: "If you encounter any problems, you can find the Zijing of Yanmen at any time, and he will lead troops to solve those Xianbei people." ”
"Good!"
Zhen Yan and Lu Zhu said at the same time.
They are for the imperial court, to trade with Xianbei, and naturally they can be protected by the army.
It is also understandable what role the rule-maker is in the transaction and knows what should be done.
Yang Zhao continued: "The sheep that were exchanged, you first sell them to the outside world according to their respective channels, and if you can't sell them, you will arrange them in our army as food and salary, or give them to a part of the imperial court, and I will arrange for consumption." ”
The price of a sheep is not cheap, and even if the sheep is slaughtered and sold for meat in the market, it will not be cheap.
People who can afford to eat mutton are also poor at worst.
Ordinary people basically have extravagant hopes, unless they have some extra money in hand, or they encounter some happy events to buy some meat to celebrate, they basically can't afford it.
The group that can afford it is not large, and even if you eat it, it is difficult to eat a large amount of mutton.
The sheep exchanged for will have excess that cannot be consumed, which is within Yang Zhao's expectations.
Zhen Yan said: "We try our best to sell as much as possible. ”
As long as you sell more, you can lose less.
Yang Zhao's pressure to deal with those sheep will not be so great.
"Our losses should not be very large."
Yang Zhao thought for a while and said: "I will also find a way to make up for you, and then I am ready to open up business, Luoyang, which is being rebuilt, I have divided a large commercial area, where various transactions can be conducted, and at the same time, I have also established a Ministry of Commerce, and in the commercial district, a commercial building has been built to regulate commercial activities." ”
"Lord, are you serious?"
Lu Zhu was first overjoyed when he heard it.
Emphasizing agriculture and suppressing commerce has always been the mainstream of various dynasties.
To open up business, Yang Zhao is still the first.
Lu Zhu, who mainly does business, is the most surprising for opening up business.
"It's true!"
"I am still considering specific plans, as well as policies for business, including business norms."
"I will try to come up with a complete plan before the next expedition, write a law that is specifically used in business, and reform of commercial taxes, etc."
"Business needs guidance, and the Ministry of Commerce is the key to guidance."
"In the future, I am ready to put you in charge of management, including the management of all the business behaviors under our rule."
"You can do both, right?"
Yang Zhao finally asked again.
To open up business, there is a lot of preparation that needs to be made.
In particular, the development of completely new policies and the regulation of business.
Now it's just a preliminary idea, and it takes a lot of effort to implement it in the future, but these can be gradually implemented after trading with Xianbei.
It is still more important to trade with Xianbei and weaken Xianbei people.
"I can!"
Lu Zhu was not polite and agreed directly.
Zhen Yan thought about it a lot more than Lu Zhu, and asked suspiciously: "Do we have the conditions to open up business?" ”
This condition is relatively broad.
These included food, but also the problem of the lack of shelter for merchants.
"I'm going to create the conditions for openness."
Yang Zhao affirmed: "I dare to put it forward like this, I can ensure that the conditions are okay, and you can implement it according to my plan." ”
"Okay, I'm fine."
Zhen Yan agreed.
If the business is opened, the business district of Luoyang can be implemented, and they control the business of the Han Dynasty, which can indeed make up for the losses caused by the purchase of sheep, and these losses can be earned back in the process of doing business.
also understands that this is the preferential treatment that Yang Zhao brought to them in order to make up for it.
"I have a second thought."
Yang Zhao continued: "Brother Zhen still remember, we used to cooperate in Liangxiang to replace money with a kind of document, and when necessary, we can bring the documents to your Zhen firm at any time to exchange cash? ”
Zhen Yan nodded and said, "Of course I remember, the lord's approach can save us a lot of trouble." ”
"This practice can be promoted and expanded."
Yang Zhao thought for a while and said, "I want to use the prestige of the two of you to set up something called Qianzhuang, and then prepare enough basic gold to print paper money based on the value of these basic gold." ”
"Banknotes?"
Lu Zhu was still in contact with this concept for the first time, and he didn't understand it very well, so he asked: "As the name suggests, this should be paper?" ”
Yang Zhao said: "That's right, we issue banknotes, which can be used for normal transactions, but on banknotes, make enough anti-counterfeiting preparations, coin holders need coins, gold, etc., and can bring banknotes of sufficient value to our money bank for exchange, just like at the beginning, the way I cooperated with Brother Zhen is similar." ”
Zhen Yan thought for a moment and said, "The lord's idea is good, and this will also facilitate the transaction between other merchants and the two of us, but it is limited to trading with us. ”
"So I want you to expand it."
Yang Zhao said solemnly: "The banknotes we issue are not only used for transactions with the Zhen family and the Elk family, but we can also accept deposits. ”
"Deposit?"
This concept, they are completely unfamiliar.
looked at Yang Zhao with some blankness.
Yang Zhao explained: "Let other merchants deposit their money, gold, etc. into our bank, and finally exchange them for paper money. ”
Zhen Yan first disagreed: "It's not feasible to do this, no one will exchange real money for a piece of paper." ”
Lu Zhu also felt that it was not good, and said: "Those businessmen are very shrewd, how can they exchange money for worthless paper?" ”
"This requires the credibility of our imperial court and the prestige of your two families."
Yang Zhao explained: "The paper money in exchange is within the scope of my rule, all of which are universal, and you can exchange it at any time if you want to cash it, as long as it is handled well, everything is possible." ”
These concepts are too advanced.
Even Zhen Yan and Lu Zhu couldn't accept it for a while.
They listened, lost in thought.
Thinking about it, can it really work?
Yang Zhao said: "In addition, we also provide loan business, which is the main source of income for Qianzhuang......
More than a thousand years later, he briefly told them about the functions of those banks.
After saying everything, they were still frowning.
Even a little confused.
Can this really become a reality?
Yang Zhao also knows that the way of the bank is difficult to explain to them.
To set up a bank, in fact, it is as troublesome as opening up business, you need to formulate various laws, regulate all kinds of behavior, the most important thing is the gold standard, you need reserves, and so on.
Seeing Zhen Yan and the others, with a confused look, Yang Zhao understood that the content of the follow-up was beyond their cognition, and they couldn't accept it, and finally said: "You guys first follow what I said, go and prepare, and I will give you a detailed plan later, and then determine whether it can be implemented." ”
"Good!"
They can only agree first, and what to do will be said later.