Chapter 495: Currency Reform

"The lord is for the money?"

Xun You quickly guessed Yang Zhao's thoughts again.

The money village in the business district has been established for a long time, but there has been no movement, and it has not developed, and no one will even go in to take a look, after all, not many people can have the courage to exchange money for a piece of paper.

Yang Zhao nodded and said, "Those who know me, Gongda also!" I'm just for the money bank, don't look at the existence of the money bank, it seems very whimsical and unreasonable, after all, how much value a piece of paper can have, but this development is very useful! ”

Xun You's thinking has certain limitations.

If the brain can't make up for it, how useful the money bank can be, probably when it comes to spending money, it is much more convenient than metal money.

But a piece of paper, no matter how high its value, is limited.

Who dares to risk redeeming it?

Yang Zhao continued to explain: "The value of a piece of paper is not very good, but it is different to link that piece of paper with gold, silver and copper, etc., my money bank, not simply turning money into paper, but also needs reserves, so that paper can be turned back into money at any time, also known as the gold standard." ”

"What is this?"

Xun Yu asked incomprehensibly.

Yang Zhao explained: "Before the money bank issues banknotes, we will prepare enough gold and silver and coins in the money bank to ensure that the holders can exchange paper money for real money normally. ”

Issuing money is also a profound science.

When and how much to issue, there needs to be a comprehensive prediction and calculation.

More will be inflationary, less will be deflationary.

However, the impact is far more than that, and it will be closely related to people's clothing, food, housing and transportation, and affect the quality of life of the people under their rule.

Before the banknotes are issued, the gold standard has to be prepared.

At the same time, it is also necessary to rein in some currencies and carry out various fine-tuning to prevent prices from fluctuating too much.

Xun You didn't understand these at all, and after listening to Yang Zhao's words, he only felt that it was very powerful, and there were so many ways to issue currency.

"Trouble Gongda to help me arrange it, and I must change the next currency."

Yang Zhao said again: "While reforming, I will coordinate everything, don't worry, I will not cause market chaos and price chaos like Dong Zhuo." ”

Xun You thought about it for a long time, nodded and said: "I believe in the lord, I will go to Fengxiao and them to discuss it later, but can the lord tell us in detail about the monetary system?" ”

They don't understand much of that.

In order to formulate a new monetary policy, it is necessary to understand the currency.

Yang Zhao told them completely.

Xun You found a pen and paper, recorded it, and then went to Guo Jia and Mao Jue to discuss what they should do and how they could change it.

After sending Xun You away, Yang Zhao brought Zhen Yao and Lu Zhu, who were still in Luoyang, again.

"From now on, you will arrange as soon as possible to set up a money bank in Jizhou, Qingzhou, Xuzhou, Youzhou and each county in Bingzhou, and then I will implement the money bank."

Yang Zhao admonished.

Zhen Yan said: "We are in the money bank in the business district, and now we don't even have a single customer, is it really feasible to do this?" ”

Yang Zhao said confidently: "It's feasible, I'm ready to promote, the money bank will develop, you can rest assured, but before promoting the money bank, I will issue a new kind of coin, called silver coins, and then exchange it in the money bank first, you warm up in advance, and promote it appropriately." ”

"What are silver coins?"

Lu Zhu asked curiously.

Yang Zhao could only repeat what he had just said to Xun You to them.

"That's about it."

Yang Zhao finally said: "This kind of silver coin, between gold and copper, can meet different degrees of purchasing power needs, next spring, I will officially issue, now preheat the silver coin in advance, and then implement the banknote, public access to their side, will also cooperate with us to prepare, you first set up other regions of the bank, do not underestimate the bank, the future will be an important guarantee for our economic development." ”

"Good!"

Zhen Yan and Lu Zhu hesitated for a moment, thinking that there was some truth.

All this time, they were in business.

The understanding of business is deeper than before, especially the relevant business theories brought by Yang Zhao.

There are many things, and they are not difficult to understand.

Qian Zhuang continued to be implemented in this way, and Yang Zhao could rest assured that they would be responsible.

Next, he also found some craftsmen left by Ma Jun.

Outside Luoyang City, there is also a mint.

It is usually used to mint five baht coins.

Yang Zhao asked people to send all the silver to the mint, and then told the craftsmen left by Ma Jun, saying: "The silver coin I want, the style is similar to that of ordinary coins, but there are strict requirements for weight, a silver coin must be about one or two weights, and our gold is also minted into gold coins, and the weight and style are the same ......as silver coins."

He put these requirements in general terms.

The craftsmen know what to do.

They hurriedly opened the furnace and melted a piece of silver, and then used the original coin mold to first make a silver coin for Yang Zhao to see the effect.

"That's right, that's it!"

Yang Zhao looked at the silver coin in his hand and suggested: "If you can, change the pattern of the mold, the shape is different from that of copper coins, gold, silver and copper, the pattern on the surface, I want to be completely different." ”

The craftsman next to him listened and hurriedly recorded it.

At the mint, it was busy until the evening, and Yang Zhao finished the instructions and returned to the city.

"Husband, I'm late to come back."

Qiao Ying said softly: "We are all at home, waiting for you to come back for dinner." ”

Walking into the hall, Yang Zhao saw that everyone in the family was there.

Except for Yao'er and Xuan'er's two children, they are all waiting for them to come back.

The meals on the table are kept warm on a special stove all the time.

"There are a lot of things to arrange today, and if there is such a situation in the future, you don't have to wait for me."

Yang Zhao felt a warmth in his heart, and gently admonished.

Elk Zhen smiled: "We are a family, how can we not wait for my husband to come back?" ”

This sentence has been agreed by them.

Yang Zhao has been busy outside for the family, and they can be responsible for being intimate and gentle at home.

"Also, Shang Xiang asked us to ask our husband, when can we pass through the door?"

Cai Jing smiled and asked.

Regarding the matter of letting Sun Shangxiang pass through the door, Yang Zhao hadn't figured out how to deal with it.

But there must be something wrong with Sun's approach.

"We'll talk about that later."

Yang Zhao temporarily threw it aside, and said, "Let's eat first, you're all hungry." ”

"Good!"

The ladies said in unison.

Soon it will be evening.

Tonight, Diao Chan and Gan Mei went to bed at the same time.

Go back to the room.

They were ready, and when they saw Yang Zhao coming in, their faces turned crimson in an instant, and they hurried over to dress Yang Zhao widely......