Chapter 140: Anger the Honest Man

70 hectares of land.

That's 17,000 acres.

"There is a lot of good land in Yingzhou, and the grain yield is also very high, and the yield per mu of silt fields is even more than three stones. I don't know how much better the rice field is produced than the dry field. The price of land is not too low, right? ”

"The dry land in my hometown only produces one stone a year." Li Kui said enviously.

Li Yun was disdainful: "The people of Baizhang Village only scatter seeds in the ground and don't work, what kind of farming is it?" ”

"You're a lot of blame. However, land prices in Yingzhou are also much more expensive. Li Kui compared the prices of several land transactions and came to a conclusion: "I have seen it before, the lowest is more than 20 guan per mu, and the best is 70 or 80 guan. ”

"Counting 50 guan per acre, these 70 hectares of land are worth 850,000 guan."

"Silk—"

"Silk—"

"Silk—"

……

Li Kui is a few, among them, Li Kui is a person who has seen a big scene, and now he has 30,000 yuan in cash. When he saw that a warehouse supervisor who did not enter the stream could sit on 850,000 yuan of real estate, his eyes were as hot as red-hot iron.

Gao Yu gasped, he was still complacent about the income of one or two yuan a month not long ago, but he found that a warehouse supervisor who did not enter the stream could sit on so much wealth, and he was envious! If he really wants so much land, how could he leave his hometown, take a seventeen or eighteen concubines, and then go out to squander it, nothing else, the master is rich, and he is fascinated by it...... However, he is a native of Kaifeng Mansion, if the old Gao family was sitting on such a large piece of land, it is estimated that Gao Yu would have died long ago. The granges around Kaifeng Mansion are treasures in the eyes of the powerful, and he is an ordinary soldier who owns such a large grange, which is a crime and a damn.

Li Yun is even more miserable, he can't even count how much money can be exchanged for 850,000 yuan, and the pocket money of this product before is calculated on a case-by-case basis, and it will only be rewarded to him at will when Li Qing is happy. Li Yun sniffed enviously and said enviously: "It's good to be an official!" ”

"How many products are there?"

"From eight!"

"It seems that it is not difficult to mix with a warehouse supervisor."

……

Su Guo was a little frightened and flustered, he was really afraid that Li Kui would be a few eyes hot at the speed of making money, and he would end up with a vote. Don't look at Li Kui, who earned 30,000 guan in less than half a month, but Su Guo also knew that this money was not his, according to his estimate, Li Kui would be able to get 3,000 guan at most. But in fact, Li Kui got much more than he estimated.

At least more than 10,000 pieces.

But that's just a few bucks?

Compared with 850,000 guan, it is simply not worth mentioning. Even if Li Kui had 850,000 yuan in cash, there was no hope for him to buy land of the same value.

The procedures for land purchase in the Northern Song Dynasty were extremely troublesome.

First of all, all relatives must agree, seven aunts, eight aunts, uncles and uncles, their consent is only the first step, and they also need the consent of neighbors, the township, the county, and the state. After a round of process, as long as one does not agree, the transaction will not be completed.

There is only one situation that is different, that is, there is no money to repay the loan after the pawn, and the ownership of the land is lost. Basically, people lose their land, and that's the process. There are very few that are bought and sold separately.

Unless you are the one who is wronged and buys it at several times the market price, you can hope to exchange all the money for land.

"We're here to check the accounts, but we can't be tempted by money!" Su Guoyi said a few points to Li Kui, don't forget your original intention, it is very dangerous for you to go on like this.

Gao Yu immediately said that his and Su Guo's positions were the same: "Yes! Renjie, you are no longer short of money, so don't think about it. ”

Li Kui rolled his eyes and said, "You are even about to flow out, do you dare to say that you are not moved?" ”

Su Guo covered his forehead in pain, but he asked a question: "How did Jia Daoquan accumulate such a huge amount of wealth?" said that he has a good business, only one rice shop, one pawnshop, and other than that, he is the warehouse supervisor's Yulu. It's unbelievable to say it. ”

At the same time, he was also puzzled, Yingzhou is a major production area, with a large amount of farmland, and a huge amount of grain is produced every year. According to the population of Yingzhou, there will be no food shortage.

The same is true of the current situation, Yingzhou has been affected by disasters year after year, but the imperial court does not need relief at all, and the local output of Yingzhou is enough to feed the people of Yingzhou.

Li Kui also wanted to know, but he was more interested in exploring how Jia Daoquan used the small amount of capital in his hand to leverage such a large amount of real estate, and this goods also had to be a warehouse supervisor, if he was the head of the household department, or the third envoy, what would the court of the Great Song Dynasty become?

"If you want to know how they do business, you only need to know the money they can use." These days, Li Kui has sorted out some of the data and information in his hands, as long as it is completed, he can know what method this group of people used to leverage such a huge wealth.

Su Guo was at a loss for this, and thought that it was useless to follow Li Kui these days, but he didn't expect that Li Kui would have a way to estimate the way of business headed by Jia Daoquan through some very superficial figures.

Don't talk about Sue.

Gao Yu wanted to know.

He once admired this warehouse supervisor named Jia Daoquan a little, this is nearly a million yuan of real estate, if he really wants so much money, what reputation does he need?

In the next two days, Li Kui continued to transcribe and enter data.

With the entry of a pen of numbers, Li Kui also made a table of grain prices in Yingzhou.

Yingzhou only has about three months of abnormal grain prices, and these three months are exactly the time of green and yellow. There is no surplus grain in the hands of the people, and the price of grain in the market begins to rise wildly, and it will be maintained to the level of nearly 100 percent. Because the time is too short, even if it attracts the attention of officials, when food prices fall, it will eventually be gone.

"Uncle Xiao, look here, in three, four, five or three months, the price of grain has suddenly risen. At the same time, I found that this period was also the most frequent period of land transactions. ”

Li Kui pointed to the trend chart, but Su Guo's face was solemn, but his heart was panicked. He can't read it, he can't understand the coordinates, he can't understand the trend drawn by Li Kui, he doesn't know anything.

But what made him even more panicked was that he was actually the nominal decision-maker of this four-person team.

Li Kui continued: "Yingzhou has a population of 400,000, of which 100,000 have been separated from the land, that is, there are 300,000 people who cultivate the land. Eliminate these people for the time being, assuming they don't need to buy food. The food ration needs of 100,000 people for three months are almost 100,000 stones. And the fluctuation of food has caused these people to spend nearly the usual amount of money. Because the numbers are not too big, most people can barely get through. ”

Yingzhou is a big city. In the Tang Dynasty before the Great Song Dynasty, Chang'an, a super city with a population of one million in the country, was located. 5 cities with a population of more than 100,000. However, after a hundred years of development in the Great Song Dynasty, there are 5 cities with a population of one million and 52 cities with a population of 100,000.

Therefore, Yingzhou has enough consumer demand, so there is no need to worry about it.

"But they don't have land!"

Su Guo frowned, he always felt that what Li Kui said was a little off-point.

Li Kui smiled and said, "Uncle Junior, you have to contact here." June is the season when the summer grain harvest begins, and according to other state capitals, this is indeed the time when the grain is at its lowest. It's about 20 wen a bucket, and 200 wen for one stone of grain. However, I found that in the records of the city magistrates, the price of grain in Yingzhou at this time was less than 15 wen, and sometimes only 14 wen and one dou. ”

This leads to a family of six, with ten acres of paddy fields, producing 30 stone of grain a year, and putting in one percent, each with a ration of 3 stone a year, which can eventually be used for other expenditures of the realized assets, removing the grain tax about the stone. That is, the grain is probably only stone. Even if after selling to a grain merchant, the money obtained is 200 wen, and at the same time, the poll tax is 20 wen per person, and the money at the disposal of the eternal time is only 720 wen, according to the usual exchange of 770 wen, a family of six people can use only half of the income at their disposal in a year. In fact, it is necessary to remove the money to buy salt, which is a necessary expense, and it may leave the family with no surplus income, but a deficit. ”

After coming to such a conclusion, Su Guo was stunned, and suddenly exclaimed: "Li Kui, are you saying that the farmers are likely to have sold their rations?" ”

Li Kui nodded with a dark face: "That's right." At the same time, I can conclude that Yicang did not buy grain when the summer grain first came down, but waited for a month. Because the price of the purchased grain in Yicang is 25 Wen, this is a month after the summer grain is paid. It was the government's money that was lost, but the rice merchants and warehouse supervisors who benefited. This month is also the time point when several rice shops in Yingzhou buy grain, and they can keep the price of grain very low. As a result, many people who are anxious to repay their debts are unable to obtain the ability to repay their debts at all. Once all the rations are sold, it may only be enough to pay off the bills, but what about their lives? ”

"The local loans in Yingzhou are similar to those in other areas, with a monthly interest rate of six cents. With such a large amount of interest, ordinary people's annual income is not enough to repay the debt, how can it be possible to get back the mortgaged land? In just three years, the peasant family went bankrupt and became a proletarian completely. ”

"And these lands had to fall into the pockets of the rice merchants, the warehouse supervisors, and so on. I also found an interesting problem with the fact that although these people have amassed a staggering amount of wealth, they don't have much money at all in the first place. It is likely that their capital came from the fire in the eighth year of Yuanfeng, when Emperor Shenzong was in a big trip, and no one cared about burning 50,000 stone of grain. ”

Su Guo finally understood something, the knowledge of coordinates, as long as he understood the relationship, he could see some eyebrows. Su Guo's brain is very useful, at least when Gao Yu and the two were confused, they had been lying on the trend chart for a while.

After a long time, Su Guo looked up at Li Kui and asked: "In this way, as long as we solve the food shortage for these three months and invest 100,000 yuan, oh, no, as long as 60,000 stones, can we solve the plight of the people of Yingzhou?" ”

"Uncle Junior, you think it's simple." According to normal thinking, this is indeed the case: "Even if the government invests in food, it will not solve the dilemma." Because the government can only sell grain through grain merchants, how many rice merchants in Yingzhou do you think are clean? Even if they grit their teeth, they have to put all the grain in the market into their granary. For this, they don't care about money. ”

"In addition, Uncle Xiao, you may not know the private way of borrowing, one mu of land is worth fifty yuan, as a pledge, no one can borrow fifty yuan. Due to the existence of high interest rates, many people are short of how much money they borrow and how much they borrow. Sometimes it's ten, sometimes it's five. Based on the calculation of 10 times, the repayment will be 20 times after one year, but the repayment will be 40 times after two years, and 0 times after three years...... Once the repayment is not made for three years, it is absolutely impossible to recover the collateral. After losing their land, these people either continued to cultivate on the same land, but their status became tenants. Or go away. ”

"People are always born, old, sick and dead, and there is a place to spend money, and if they continue to borrow, I am afraid that they will only become slaves for the rest of their lives. There is no need to sign a contract, children are born with huge debts, debts that cannot be paid off in a lifetime, and even if they do not have a slave contract, they are no different from slaves. ”

"Damn it!"

Even the good old man Su Guo couldn't stand it, he couldn't imagine that a small warehouse supervisor doing evil would do such a huge harm. But the reality is probably even more terrible than such an outcome.

Li Kui continued: "Uncle Xiao, if you can't stop them from collecting money this year, after this year, tens of thousands of people in Yingzhou will become the slaves of the families of Jia, Sun, and Liu. ”

"Why?" Su Guo was shocked by the sinister nature of human nature, but he still naively thought that as long as he prepared in advance, the situation would only end there.

However, Li Kui took out the record of the contract change and said to Su Ai: "Only Jia Daoquan, this time last year, he added 00 hectares of land, and their method of taking it aggressively, the faster the wealth accumulates, I estimate that this year's income of land will be a figure that will surprise everyone." It should be more than 300 hectares. ”

It's night.

Su Guo took Li Kui to tell Su Shi the results of the analysis, and after Su Shi heard it, he didn't doubt it, because he also saw the mystery from the numbers, and he didn't pay attention, and dragged the long beard on his chin together, which made him cry out in pain: "If this person doesn't kill, it's not enough to deter Xiaoxiao, and the country's catastrophe will not be long in coming." Renjie, if it really comes to this point, the forbidden army will be used. ”

"What does the ancestor mean?" Li Kui was worried that Su Shi still had concerns.

But Su Shi said sternly: "Kill, I'd rather kill by mistake than leave trouble!" ”

Honest man, Su Shi was angry.