Chapter 35 A New Idea
"You've got a lot of connections, right?" Cuihua said.
"Yes." Little Black Tiger said.
"I have a plan to make a quick buck." Cuihua said.
"What's the solution?" The little black tiger was very interested.
"First of all, gather all your men, I'm sure there are about thousands." Cuihua said.
"Is it a big battle? Gather all your men. Little Black Tiger asked
"Can't you just not fight and kill? I asked you to gather your subordinates to raise funds, in one term, called crowdfunding. Cuihua said.
The term crowdfunding, the little black tiger was dumbfounded, the first time I heard of it.
Cuihua began to explain.
In the 80s of the twentieth century, there was a term called Qihui.
Here's how:
Starting with one person, as the host of the exchange, he gathered a few very trusted relatives and friends to raise funds to buy large items.
For example:
Generally speaking, if you can gather five or six people, the owner will have fifty or sixty yuan in his hands, and he can buy a luxury item (the price of the year, such as buying a decent watch). Then, according to everyone's needs, or in the order of lottery, the ten yuan will be returned every month. In this way, everyone who starts the exchange can get the emergency funds.
This is a kind of people-owned, spontaneous, personal credit, and interest-free lending relationship. The people of that era were very simple, and there was no such thing as an old man, which was also the basis for the existence of this kind of lending relationship.
The crowdfunding in Cuihua's mouth is similar to the exchange exchange, but it is fundamentally different. It is based on modern credit theory and is a method of raising funds. This is also the most fundamental value of what a treasure can survive, to give a term, called scale effect.
To put it another way:
If you pay one yuan per person, it will be very easy for everyone, and there will be no financial pressure at all. But the platform for raising funds is different, with the modern Chinese population count, one billion, the platform can raise one billion funds, this time, enough envy and jealousy, there is a billion capital flow, and do not calculate the time value of the funds, what is not easy?
The crowdfunding in Cuihua's mouth is similar to this kind of fundraising.
Cuihua patiently explained.
Raise money from thousands of henchmen with a minimum limit of one dollar. $5 is the upper limit. For a period of three months, double the return in addition to the principal.
In the 80s of the 20th century, one yuan was not much, but it was a lot less, because the cost of eating a banquet was only five cents, and the relationship was very iron, and it was only one yuan.
However, in just three months, you can earn one dollar in addition to the principal.
Although it doesn't make too much money, it can't scare people to death, but after all, it is an explanation to the funders.
In this way, the start-up funds for the project are available, and it is conservatively estimated that raising 10,000 yuan at one time is not a problem, but in those days, 10,000 yuan, but the existence of local tyrants (converted into modern value is not small, about three or four million yuan).
Cuihua is definitely not a scammer, and with this start-up capital, she is ready to start making money.
With start-up capital, that's all it takes. You can make quick money in a short period of time.
The little black tiger was very excited when he heard it. Because Cuihua's business knowledge is brand new, the little black tiger has never experienced it at all. But there is one point, the little black tiger has a lot of trust in Cuihua, and if there is no foundation, Cuihua has no foundation to achieve it at all.
Cuihua told the little black tiger that when raising funds, everything can only be voluntary, and must not be forced.
Cuihua's words seem to be nonsense, the little black tiger's subordinates, as long as he opens the golden mouth, it is almost equivalent to an order, who dares not to obey?
Of course, among them, there are still many people who don't believe it, but fortunately, one yuan is not a big financial pressure on everyone, and many people join with the mentality of losing one yuan.
The little black tiger himself didn't fully understand the principle, but his feelings for Cuihua were deep, and he was willing to pay.
Soon, the funds were fully raised, about 20,000 yuan.
The little black tiger contributed 100 yuan, the four little wolves each contributed 10 yuan, and the other subordinates ranged from 1 to 5 yuan, mostly voluntarily. It's a pity that the appearance of the emerald flower is zero. But the little black tiger doesn't care, and the people below don't need to explain it one by one.
First of all, the company was established, the name is a little black tiger, a bit vulgar, Xinxing Co., Ltd.
Chairman Xiao Heihu, general manager Cuihua and chief financial officer, and others, as business managers, printed their respective business cards, even if the company was opened.
In the company, Cuihua has also established a reward system, as long as the business is completed, 5% of the net profit will be rewarded.
In fact, Cuihua's company business is very simple, to put it bluntly, it is to buy short and buy short, and the term is broker.
This business is a special industry under the economic wave of the 80s of the 20th century, which is based on the opacity of information between buyers and sellers, as well as the resources that are excellent and demanded by others. What is earned is the price difference, which is a deformed economy in a special era.
This form of economy, which was popular for a while, also decayed very quickly.
The main reason is that a moment of luck has produced a group of nouveau riche, and this kind of people, most of whom are not virtuous, will soon go bankrupt, and the deeper reason is that the seller's market at that time turned into a buyer's market, coupled with the country's rectification of the market, information is becoming more and more transparent, and this business is going into decline.
On the one hand, it is in the hands of the broker, there may not be funds, completely dependent, find the buyer, and then go to the seller, the white wolf with empty gloves, often one does not pay attention, the buyer and the seller meet, there is nothing to do with the broker. Most of them are ten nets and nine nets empty, and they are in a disorderly state when they catch one net.
Cuihua's advantage is that she has funds and connections.
The funds are crowdfunded, and the connections are those of Little Black Tiger and his capable men.
Cuihua attaches great importance to the spirit of the contract, and signs the contract and pays the deposit as soon as possible after determining the feasible project.
In just one month, Cuihua made a steel transaction.
After the completion of the contract, after deducting all expenses, the company's net profit is 50,000 yuan.
The little black tiger was very excited, he never thought that money could be earned in such a way.
A celebration feast is a must.
It is impossible for thousands of people to gather together to celebrate, compress and compress, and there are still 100 people. This is not a small scale, and it takes 10 tables to set up a table. This is still the scale of the celebration banquet under Cuihua's repeated requests.
Cuihua instilled the concept that the poor should not lose their will and the rich should not go crazy, and the scale of the celebration banquet must be low-key and low-key.
The celebration banquet was held as scheduled. Cuihua didn't want to attend, but under the repeated insistence of the little black tiger, Cuihua couldn't push it and could only participate.
The convening of the celebration banquet alarmed one person, who was Secretary Huang, the first secretary of the mayor of the city and the director of the city office.
After listening to the report, Secretary Huang's eyes were gloomy and he didn't say a word. The city staff asked him softly, "Do you want to report to the mayor?" ”
Secretary Huang waved his hand and said, "No need." ”