August 13th.

At two o'clock in the afternoon, it was overcast.

After Yuan Ze said goodbye to Yang Mi and Yang Ying's house, he sat in the driver's seat of his Porsche 918 and checked the harvest this time.

[Yang Mi and Yang Ying's positive emotions have reached 2000/2000, congratulations on obtaining 20 patent applications for green cards + a consumption card worth 20 million yuan......]

This time, the treasure farming operation without incident was not much in expenditure, only about 100,000.

The consumption card worth 20 million yuan was enough to make up for the expenses.

Speaking of which, in Yuan Ze's warehouse, there is still a consumption card worth 50 million yuan that is useless, and when the time is right, he still has to find an opportunity to use it.

In addition, this harvest, there are 20 patent applications for green cards, the baby belongs to the category of rare, and the value is guaranteed to be 60 million yuan.

[Patent Application Green Card]: This card is a kind of treasure that can make the patent application all the way smooth. After the use of a new patented technology, the patent will be automatically examined for novelty, inventiveness and practicability by the supreme rules, which can skip all kinds of cumbersome and lengthy examination stages. Once qualified, the Supreme Rule will be directly approved for storage, and the patent will be applicable worldwide without geographical restrictions.

"You can skip all kinds of review stages and directly approve the warehousing by the supreme rules...... Great stuff! ”

After reading the introduction of these 20 patent applications for green cards, Yuan Ze's eyes lit up and his face was happy.

Patent application is a long wait for a small company.

Typically, there are 3 types of patents.

The first type is a design patent, which can be obtained in three or four months if you are lucky, and more than half a year if you are unlucky.

The second type of utility model patent is normally about one year.

The third type is the invention patent, which has an additional substantive examination, which means that the application for the invention patent takes much longer than the previous two patents, and it takes 2 to 3 years to apply for it.

Yuan Ze was still worried about what to do if the product patent and drug review time was long, but he didn't expect that there would be an answer.

It seems that this protagonist's aura is really powerful.,It should be inadvertently triggering the buff that makes all wishes come true.。

"If there is a baby in the patent application acceleration category, there should also be a baby in the drug review acceleration category, right?"

His eyes flickered, and Yuan Ze thought excitedly.

If you can get the baby that is directly approved by the supreme rules for drug review, then maybe within this year, you can see products such as Lipolite on the market.

But if you don't have the blessing of this kind of special baby, it's better to say something about it, and you can take the path of skin care products.

If a pharmaceutical product like Liporexin wants to be marketed, it will be much more difficult.

It takes several years for generic drugs to go through a series of processes before they can be approved for marketing.

Not to mention the original new drug, the card time is longer, usually a new drug from research and development to the market, most of the time takes ten years or even longer.

Even if the R&D stage is omitted, the time for clinical trials and marketing approval is relatively fixed.

If you're lucky, you'll get it in three or five years, and if you're unlucky, you'll be able to go for ten or eight years.

Anyway, the threshold of the pharmaceutical industry in this era is getting higher and higher, and it is becoming more and more profitable.

However, whether it is a threshold issue or something else, it is not a matter for Yuan Ze, who has opened the hanging.

"The protagonist's aura must give some strength! Come on, come on! ”

……

Just when Yuan Ze was still happy about getting a patent and applying for a green card.

Kang Lei and Hu Xu rushed to the Shenzhen market in order to make money.

After the two got off the plane, they took a car all the way to the CBD of Nanshan District.

Standing at the foot of a towering building, looking up at the clear sky, Kang Lei said:

"Lao Hu, I heard people say that Ge Chengye has been trapped in real estate, does he still have money? And even if he has money, with his current situation, will he lend us money? ”

As he spoke, he yawned, his face full of sleepiness.

From the early hours of yesterday morning to now, for more than 30 hours, he and Hu Xu have only rested for three or four hours, and the rest of the time, they are either calling someone to borrow money, or taking a plane or a car.

After some hard work, the two also borrowed 530 million RMB with their respective connections and resources.

Of course, such a large sum of money cannot be borrowed just by virtue of character and a mouth.

Nowadays, people in this society, especially rich people, are all human spirits, and you want to borrow money without talking about some real interests? Let's go back to washing and sleeping.

Therefore, the money is subject to interest, and they also give a monthly interest rate of 1% to those who are willing to borrow money.

It is equivalent to an annual interest rate of 12%, which is much higher than the interest rate of depositing in the bank and buying treasury bonds, and naturally some people are tempted to lend money to them.

It's just that the 530 million RMB, in the eyes of the two, is still a little less.

Hu Xu said: "Whether he will borrow money or not, I have to talk to him to find out, the old rules, or according to the previous two plans!" ”

"Okay, I hope this guy can be happy, this is such a good opportunity to make a fortune, it's a pity to miss it."

Kang Lei nodded, and then, thinking of something, he couldn't help but sneer: "Lao Xu, Lao Li, and a few of them, they are actually afraid that we will deceive them, and they don't want to give them 30% of the total income, but they only need the fixed monthly interest of 1%, which is really stupid." ”

Hu Xu shook his head and smiled: "I can't blame them, after all, they haven't seen Mr. Yuan's strength, besides, even if it is 1% monthly interest, it is a good income for them, they have been tired for most of their lives, and now they have a stable life and free wealth, and they are not very willing to toss, which is normal." ”

"So, if there is no tossing mentality, then they deserve not to make a lot of money, and this life will be capped like that."

Kang Lei said swellingly, turned his head and said excitedly: "However, when I think of the GBP/USD exchange rate that has fallen to 1.2092 after the end of six o'clock in the morning today, my heart is as sweet as eating honey."

Lao Hu, do you know, at the current exchange rate of GBP/USD, we have already made a net profit of almost 50 million US dollars, which is more than 300 million yuan when converted into RMB!

This is even faster than robbing a bank! It's so cool! ”

Hu Xu couldn't help but be helpless: "You've said this several times, and you're still saying it......"

Kang Lei smiled and said: "No way, this time I just threw the money in, and the benefits came so quickly, I was comfortable all over, and I was happier than studying happy things with women!" ”

Hu Xu pointed at him with a smile and said: "This is just the beginning, according to our analysis in the early hours of yesterday morning and Mr. Yuan, the exchange rate of GBP/USD is estimated to fall to 1.08, or even 1.06."

At that time, with the short positions we hold now, we will earn even more! ”

Kang Lei said with a smile: "I won't mention 1.06, but if it can really fall to the position of 1.08, we can close the position around 1.08, hehe, I calculated yesterday, and the net income can reach 450 million US dollars!"

At that time, even if you deduct Brother Yuan's commission, you can earn more than one billion RMB, and I can also earn four or five billion RMB.

Moreover, now that we have borrowed 530 million, if we can continue to get a sum of money in Ge Chengye's hands in the future......"

Seeing his excited appearance, Hu Xu was a little fascinated, and quickly interrupted:

"Okay, okay, be happy and wait until the money is borrowed, Mr. Ge hasn't written a word yet, let's go, he should be waiting for us now, go up and talk to him again."

"Okay, let's go, I'm a little impatient now, this time I have to get more money out of his Ge bald head, otherwise we won't leave!"

The two said, after entering the building, under the guidance of Secretary Ge Chengye, they quickly took the elevator upstairs.

Ge Chengye is a bald man, with a clear scar on his round face, a small beard on his chin, and he is dressed as casually as the furnishings of his office.

As soon as he saw Kang Lei and Hu Xu, Ge Chengye immediately beckoned them to sit down, and then asked the secretary to make tea, and then greeted them.

Drinking tea and chatting a few words, Ge Chengye asked about the intentions of Kang Lei and Hu Xu.

They didn't hesitate, and said directly from Hu Xu: "Mr. Ge, we have been friends for many years, and I won't hide it from you, I and A Lei recently got a very high-quality investment project, but now we still lack some money in our hands, so I'm here to find you." ”

Ge Chengye: "What kind of high-quality investment projects? Can you tell me about it? ”

Hu Xu said: "This is a confidential project, I can't say it. But if Mr. Ge believes me, I can tell Mr. Ge about the expected benefits of this project, there are currently two revenue models, one is fixed and the other is non-fixed. ”

Ge Chengye smiled and said, "Let's talk about the fixed one." ”

Hu Xu said: "The fixed income is equivalent to a loan relationship between us and Mr. Ge, which is calculated according to a monthly interest rate of 1%. ”

Ge Chengye picked up the teacup and drank tea, and said with a smile: "1% monthly interest, this is equivalent to 12% annual interest, which is several times higher than the bank's fixed deposits. What about non-fixed returns? ”

Hu Xu nodded: "Of course making money, non-fixed income is 30% of the total income, how about it, is Mr. Ge interested?" ”

Ge Chengye said: "I'm interested, let's do it, my kind of non-fixed income, invest 20 million to try." ”

Hu Xu frowned: "20 million? ”

Kang Lei said: "Ge Chengye, what are you thinking of me and Lao Hu, 20 million?" What about you sending Hanako? When you were in the northeast, you were almost hacked to death, if Lao Hu and I hadn't sent you to the hospital in time for rescue, you don't know how tall the grass is! ”

Ge Chengye smiled when he heard this, touched the scar on his face, and said with emotion:

"Yes, I would like to thank Mr. Kang and Mr. Hu for saving me, so it's just the two of you, if someone else comes, don't say 20 million, even if it's 2 million, I won't vote."

As he spoke, Ge Chengye sighed and said with a sad expression:

"As you know, in the past two years, because of environmental problems, many industries have not been able to do well, and people like me who are engaged in real estate will be even worse, dying one after another. Therefore, I am now a mud bodhisattva crossing the river and it is difficult to protect myself, and I don't have any spare money in my hand at all. ”

Kang Lei said: "I've also heard about you, so Lao Hu and I found you, do you think we are here to exploit you?" Don't look down on people there, we think you are reliable, so we came to you, and we want to pull you when you are in trouble. ”

"Pull me?" Ge Chengye was amused for a while, and said directly:

"Since everyone is an old acquaintance, then I will also open the skylight and say something bright, to tell you the truth, part of my loan in the bank is concentrated at the end of this year, and it will expire in three or four months.

The loan of 2.5 billion yuan, and now there is still 8 billion yuan left to fill the gap, what are you using to pull me?

Can it take me to earn 800 million in three or four months, or can I borrow 8 billion to help me repay the loan when I want to repay the loan? ”

Ge Chengye didn't lie and deceive people, but he is indeed in big trouble in the capital chain.

Due to the mask incident and the economic bubble, a number of real estate projects in his hands have been continuously impaired, the company's revenue has plummeted, and the net profit has changed from profit to huge loss.

Not only has his personal assets shrunk seriously and his liabilities have continued to rise, but the most important thing is that several of the dozen or so banks that were willing to lend to him in the past are unwilling to lend.

Such a catastrophe is not a single line, resulting in a gap of hundreds of millions of dollars in his capital chain.

If this gap cannot be plugged, the loan is overdue, and a few more banks are unwilling to lend to him, then he will be completely cold.

In the face of Ge Chengye's words, Kang Lei didn't say anything, but took out his mobile phone, turned on the computer, and pressed it.

When Ge Chengye saw his actions, he was a little puzzled: "Mr. Kang, what are you doing?" ”

"Don't talk, I'll do the math."

"What?"

Kang Lei said while pressing the calculator: "The loan of 2.5 billion is still 800 million short, which means that you have 1.7 billion cash flow in your hand, right?"

1.7 billion words, full ...... Then according to 1.2 in, 1.08 or less, after deducting various commission fees, it is no problem to make a net profit of 3 billion, and 30% of the total income will be distributed to you, which will also be 9 billion.

Therefore, your 800 million mouth is a ball, if you believe me and Lao Hu, we can not only help you fill in the opening of the capital chain this time, but also allow you to have an additional 100 million cash out. ”

Ge Chengye: "??? ”

Ge Chengye looked at Kang Lei with a confused expression, brother, what the hell are you talking about?

What made me net 900 million, crazy, when I was a fool?

Ge Chengye looked at Hu Xu and said with a smile: "Mr. Hu, Mr. Kang, what's wrong today, it's noon drinking, it's just a joke here." ”

However, he only heard Hu Xu say quietly: "He didn't drink at noon, and he didn't joke. ”

"Huh?" Ge Chengye couldn't help but wonder when he saw that Hu Xu was like this: "Mr. Hu, are you sure that what Mr. Kang said is not a fool?" ”

"No, he is telling the truth, you can not believe him, but I can vouch for his words." Hu Xu said seriously.

Hu Xu's character in the circle has always been well-known.

Therefore, even if Ge Chengye felt that Kang Lei was funny at the moment, he couldn't help but be suspicious when he saw Hu Xu being so serious.

Ge Chengye frowned and said, "Truth? Mr. Kang said, take 1.7 billion cash flow to engage in your investment, and then make money and share 900 million to me! Is there such a lucrative investment in the world now?

Two, this is not a small fund of hundreds of thousands or millions, but a big fund of 1.7 billion, no joke. ”

Hu Xu thought for a while and said slowly: "Maybe Ah Lei's statement is a bit exaggerated, but if Mr. Ge really has the courage to invest 1.7 billion in us, the money that will be distributed to you at that time should not be a problem to have seven or eight billion." ”

Ge Chengye: "......"

I'm rubbing, what are you two doing, are you really bragging about not making drafts? Think I'm so easy to fool?

Hu Xu saw his disbelieving look on his face, and continued: "That's it, I'll tell Mr. Ge something real, if Mr. Ge you invest money in us, but my and A Lei's investment this time failed to take you to earn enough 800 million."

So, when the time comes, how much is the gap of 800 million yuan in your bank loan, and Ah Lei and I will help you make up for it, how about it? ”

Ge Chengye saw that he didn't look like he was joking, and he was a little unsure, so he squinted and said, "Mr. Hu, are you really here?" ”

"Really, it's true, there's nothing fake!"

"For how long?"

"It's as short as two months, as long as three or four months, anyway, it won't delay Mr. Ge to repay the loan."

……