Chapter 1189 Reasons for Cancellation of Loans
Song Feng first put his hand on Niu Zhenguo's pulse position and checked the pulse according to his habits.
A few minutes later, there was a knock on the office door.
Mrs. Niu walked to the door and opened the door, and said to the secretary at the door, "Is there something wrong?"
"Hello Madam, Miss Lin Shiya would like to ask to see the president."
"Missing"
As soon as the secretary's voice fell, Niu Zhenguo immediately answered.
said that he had been on a business trip recently, and it would take about a month to return to Jiangcheng.
Song Feng said with a strange expression, "Mr. Niu, let me take the liberty of asking, why don't you see Lin Shiya?"
Niu Zhenguo sat up from the sofa and sighed, "Doctor Song doesn't know, Miss Lin Shiyalin, she has offended a big man who shouldn't be offended."
"The other party called me and ordered me to stop the loan to Miss Lin's company immediately."
A week ago, Lin Shiya found Niu Zhenguo and borrowed 80 million yuan from a commercial bank through a mortgage.
According to the agreement, early this morning, the bank should have transferred the money to Lin Shiya's company's account.
A few minutes before the payment, an unexpected call forced Niu Zhenguo to change his mind.
The loan given to Lin Shiya was cancelled.
Song Feng asked, "Which big man can make Mr. Niu go back on his word?"
Niu Zhenguo was about to answer when the sound of high heels came from the corridor.
A moment later, Lin Shiya appeared at the door of the office.
The secretary guarding the door said, "Miss Lin, why did you come up?"
Lin Shiya said anxiously, "I'm sorry, I really can't wait, I want to see Mr. Niu immediately, why did he stop...... Song Feng?!"
"Why are you here?"
Lin Shiya was stunned.
Niu Zhenguo and Mrs. Niu in the office looked at Song Feng at the same time.
Song Feng said, "If I say it's a coincidence, will you believe it?"
Niu Zhenguo was surprised, "Doctor Song, you and Miss Lin are?"
"We're good friends."
Song Feng said lightly, "Shiya, you come in, if you have anything to say, come in."
For Song Feng's sake, Niu Zhenguo waved his hand and sent the secretary at the door away.
Mrs. Niu smiled and invited Lin Shiya to the office.
Lin Shiya didn't know how Song Feng met Niu Zhenguo and Mrs. Niu.
There was only one thing she wanted to know now.
Why didn't Niu Zhenguo pay his company as agreed?
Niu Zhenguo said helplessly: "Miss Lin, I'm sorry, it's not that Niu doesn't talk about the spirit of the contract, and it's not that I want to deliberately make things difficult, it's really a last resort."
"You've offended a big man who has a lot of influence in the local area, and my bank has a close relationship with their family."
"If I go against his will, it will have a serious impact on me and the bank, so ...... Thank you for your understanding."
"That's why you're going to cut off my source of funds?"
Lin Shiya said sadly.
"In that case, why did you sign a loan contract with me?"
Niu Zhenguo explained: "Miss Lin, don't be angry, I really didn't want to cut off your source of funds, and when I signed a contract with you, I didn't know that person was going to deal with you."
"He called me more than two hours ago."
"The threat is very obvious, if I lend money to you, he will cancel all cooperation with the bank and withdraw all the deposits deposited here."
"Who is he?"
Song Feng and Lin Shiya said in unison.
Mrs. Niu said, "Husband, Miss Lin is a good friend of Dr. Song, if you don't look at the monk's face and look at the Buddha's face, even if you don't give her a loan, you should tell her who is secretly looking for her trouble."
"Okay, I say."
Niu Zhenguo was slightly embarrassed and said, "Miss Lin, if you want the bank to lend you money, you'd better go to Mr. Han Taiping."
Lin Shiya was shocked and said, "You mean, the person who prevented the bank from lending money to me was Han Taiping, the uncle of the Han family?"
"It's him......"
Niu Zhenguo sighed.
The Han family is one of the five wealthy families in Jiangcheng, with a large amount of liquidity in their hands, and they are one of the bank's top customers.
If Niu Zhenguo does not do what Han Taiping wants, he will immediately withdraw all the deposits deposited in the bank.
It will also release rumors and break off all cooperation with banks.
Things in the business field often affect the whole body.
Although the commercial bank under Niu Zhenguo's name has hundreds of billions of deposits, it also bears huge risks.
On the surface, Niu Zhenguo's money is far above the Han family.
Actually, you can't think that way at all.
Once the Han family takes the money deposited in the commercial bank, there will be a chain reaction.
The Han family is Niu Zhenguo's largest depositor, with deposits of as much as 10 billion yuan in commercial banks.
Assuming that the Han family does not say a word and withdraws 10 billion deposits, other depositors will definitely feel that there is a problem with funds in commercial banks.
What banks are most afraid of is a run.
Countless banks went bankrupt because of the run.
Niu Zhenguo put all his efforts into this bank.
Even if you know that you have gone back on your word, it is a serious violation of the spirit of the contract.
No way.
For the sake of the bank and his own career, Niu Zhenguo, who has an upright personality, can only do everything.
"Miss Lin, Mr. Song, it's not that my old cow doesn't give face, people are under the roof, and sometimes they have to bow their heads."
Mrs. Niu helplessly apologized to the two.
guessed that Song Feng and Lin Shiya were not ordinary friends, they were probably boyfriend and girlfriend.
Even so, Mrs. Niu couldn't help.
As a qualified helper, Mrs. Niu understands her husband's distress very well.
In normal times, it is impossible for my husband to do such a thing that harms others and himself.
But once you encounter pressure from an adult, the situation is completely different.
Lin Shiya is sad and angry.
Why is your fate so bumpy?
Having finally gotten the ownership and use of the company and the office building, she was preparing to make a big splash when she was once again hit by a bolt from the blue.
He tried his best to persuade Niu Zhenguo and got a loan of 80 million yuan from a commercial bank.
The Han family actually wanted to get in the way.
Blocking commercial banks from lending in despicable ways.
Song Feng said, "Mr. Niu, can I ask you for something?"
Niu Zhenguo said in embarrassment: "Doctor Song, don't say it, if it's something else, Niu has absolutely nothing to say, but this matter is ......."
Song Feng said, "Mr. Niu misunderstood, I didn't ask you to give Shiya a loan, I wanted you to call Han Taiping and call him here, I have a few words to tell him."
"What are you going to say to him?"
Niu Zhenguo was puzzled.
Song Feng said with a smile: "This is a personal matter between me and him, and it is not convenient to tell you now, if you treat me as a friend, please ask you to make this call on my behalf."
"Whatever the reason, all in all, you must call him over."
"This ......"
Niu Zhenguo lowered his head and calculated, bothering Song Feng to wait a minute.
He needed to think about why Song Feng called Han Taiping over.
There will be no conflict.