At the end of Shang Hanlin's speech at the banquet, there was a break between the next Li Hanlin's speech at the banquet, during which the gentlemen were allowed to change their clothes and drink tea, and the students could also discuss and discuss at the bottom.

"Sister Xuechen! That's a great story! Princess Zhiling turned around and praised Fu Xuechen.

"It's not that exaggerated, it's just some immature ideas." Fu Xuechen was responding modestly, but he caught a glimpse of Yan Siyun, the county lord beside him, suddenly got up and left his seat and walked forward.

"Huh?" Princess Zhiling also saw Yan Siyun's movements.

Seeing Yan Siyun quickly walk to the seat of the fourth prince Yu Zhen, Lang Lang smiled with a kind and curious look, and called to Yu Zhen: "Cousin! ”

Princess Zhiling: !!

Fu Xuechen's eyes were quick, and he pulled Princess Zhiling by the hand, and pulled the highness who almost jumped back to his seat: "Your Highness, don't be angry!" The county lord and His Royal Highness the Fourth Prince are indeed cousins, and it is normal for her to go and say hello. ”

As soon as she heard the words "cousin and sister", Princess Zhiling was stunned and stunned.

Over there, the fourth prince Yu Zhen was stunned by Yan Siyun's cousin, and slowly got up and nodded.

Yan Siyun followed and asked: "My name is Yan Siyun, my biological father Yan Yongxiao, biological mother Zhang Yunyun, I have just been awarded the title of county lord, the queen mother is my aunt, you are the son of the queen mother, then you are my cousin!" Do you know me? ”

Yan Siyun had a close attitude, a warm smile, and stretched out his hand not to hit the smiling person, even if Yu Zhen was unfamiliar with her, he still eliminated a little coldness on his body, and nodded in response: "I already know." ”

Yan Siyun smiled even more on his face, and said: "Then you know, my parents have passed away, and I have nowhere to go, just because I am the niece of the queen mother, and I am pitied by His Majesty Uncle, so I can live in this palace, in fact, I have no relationship with others, except for the queen mother, the only person who has a blood relationship with me is your cousin!" ”

"Although the queen mother is good to me, she is my elder after all, and she is still very majestic, I actually feel a little awe of her in my heart......" Yan Siyun said to Yu Zhen expectantly: "Cousin! Shall I be close to you? ”

Yan Siyun said politely, to the queen, except for the four concubines in this palace, who is not afraid of her? Who dares to get close to her? There was a little sympathy in Yu Zhen's eyes, and he nodded: "Naturally, you can." ”

Yan Siyun's eyes rolled, and he hurriedly asked, "Then can you take time to visit me in the palace every day?" ”

Yu Zhen hesitated slightly, but finally agreed: "I'll try my best." ”

Yan Siyun smiled sweetly, and talked a few words with Yu Zhen about the rare blood connection between the two, but unfortunately thousands of miles apart, now they finally recognize each other, I hope that the two will have more gossip about being close from now on, until the next feast is about to start, she reluctantly let go of Yu Zhen and returned to her seat.

This cheeky! Princess Zhiling's belly was slandered.

She has always felt that the brother-sister relationship between herself and the fourth prince is particularly precious among the brothers and sisters, but she has never been as straightforward and enthusiastic as Yan Siyun, and she can directly pull the relationship in front of the fourth brother, but the two over there are also related to each other, they are cousins, which really makes her crazy, but helpless, it is really uncomfortable!

It's too late to find the other party's stubble, Li Tao and Li Hanlin have already stepped onto the podium.

Li Hanlin's content is relatively fresh, he talks about the pros and cons of issuing paper money when the imperial court is short of money, although he is limited by the times and has not been able to touch the core of the value of money, he can also perceive one thing, that is, when the domestic silver mine production is insufficient, causing a shortage of money, the imperial court can print paper money instead.

But the paper money is a thing, and the credit of the court is linked, if the credit of the court collapses, the paper money will quickly lose its value, so the court is not not able to print paper money, but must be cautious, can not be overissued, so that the paper money is overflowing, and the monarch, but because it is too easy to print money to make money, often can not suppress the greed in the heart, this is very contradictory!

So Li Hanlin warned all the princes present that until the moment of necessity, they must not open the opening of printing banknotes, and once they are opened, they must not indulge in it, and they must stop in moderation, otherwise they will be in danger of losing the country.

It was the turn of the princes to express their opinions, and the second prince felt that if the country was short of money and could not be solved by paper money, the issuance of paper money was about equivalent to drinking water to quench thirst, so it was better to go to the surrounding barbarian countries and plunder their gold and silver to replace them.

The suggestion of the third prince is more conservative, and he thinks that at this time, he should pay more attention to the word throttling in opening up sources and reducing expenditure, cut off all the spending projects that can be cut, and tighten the belt of the whole country, and cut down on food and clothing.

The fourth prince did not object to the printing and distribution of paper money, but he felt that this thing needed to be absolutely supervised, and set up a special agency responsible for calculating a value that was acceptable to the general public, and then control the issuance of paper money according to the total amount of silver mines currently owned by the country, so as to limit the greed of the monarch and prevent the overflow of paper money and cause disaster.

The fifth prince felt that if the court was short of money, then it could remove a bunch of officials by strengthening the rule of officials and strengthening the punishment of corrupt officials, confiscate the property of corrupt officials to fill the treasury, and at the same time increase the commercial tax, pay more money from the merchants, and then assign some charitable donations to the rich squires, relying on private wealth to tide over the difficulties.

The Seven Princes once again touted several elder brothers, thinking that everyone had said it very well, and those measures could be carried out at the same time.

What Fu Xuechen didn't expect was that Ji Ze named her again, wanting to hear her opinion.

Let's go! Anyway, Scholar Ji said that there is no need to worry about the class discussion, everyone can speak freely, so she said casually: "I have similar ideas to His Royal Highness the Seventh Prince, and the suggestions of His Royal Highnesses in front of me can actually be carried out at the same time, multi-pronged, and I personally only have one or two small different ideas." ”

Ji Ze asked very face-saving interface: "What do you think differently?" Mr. Fu, please speak! ”

Fu Xuechen smiled slightly: "His Royal Highness the Second Prince said that there is a shortage of silver in the country, and you can seek to conquer other countries and plunder their gold and silver to replenish the treasury, then my suggestion is that if you fight for the silver mines, Your Royal Highness the Second Prince may wish to choose to fight in Fusang." ”

"As far as I know, the land of Fusang is scarcely populated, but it is rich in silver mines, so that the people there often take the silver seriously, and with their extraordinary amount of silver, they come to me to buy it on a large scale, and exchange it for the silver that everyone in the country thinks is not worth mentioning, and I have a huge amount of material wealth."

She didn't go into details, and she didn't mention Shijian Yinshan, in fact, there were Fusang envoys in the Darong Empire, claiming to be a subject country of Darong, and there were many Dongying students studying in the major academies in Darong, and they were quite generous.

"I see!" The second prince slammed his fist on the table, his eyes flickered, obviously listening to Fu Xuechen's words, he had long felt that everyone from Fusang was too generous to talk, but it wasn't until Fu Xuechen pointed out that Fusang was rich in silver mines that he suddenly realized.

Although Fusang sent an envoy to Darong to declare himself a vassal and nominally became a subject of Darong, it was not easy to find an excuse to conquer the other party for the sake of those huge amounts of silver and in order to solve the silver shortage in his country!

Fu Xuechen followed up and praised the views of the fourth prince, she really didn't expect that His Royal Highness the fourth prince was quite economically minded, and actually came up with the prototype of the National Bank.

So she said the word "bank" on the proposal of the four princes: "Nowadays, there are money banks in the four seas, which is convenient for travelers and merchants from all over the world to exchange money, save a large amount of money transportation costs, and is also extremely safe, but in fact, the country needs to build a bank with national exchange and the right to issue banknotes......"

There is no one who is not familiar with the bank, and casually talking about some of the relevant functions and structures of the bank, it sounds extraordinarily comprehensive, specific and mature.

Even if Fu Xuechen didn't talk about it in depth, everyone in the hall listened to it with relish, and they only felt that the various ideas about the bank were really refreshing and eye-opening.

Yu Zhen stared at Fu Xuechen who was talking eloquently, and he was even more excited, he also thought about it for a long time, read countless files and archives, and learned about countless household materials of the previous dynasty, before he vaguely thought of the need to add a related organization.

Unexpectedly, when he arrived at Fu Xuechen, he would come as soon as he opened his mouth, and he was still in order, as if he had already made up his mind, it was just an immature idea for him, and he had already had a comprehensive and mature idea from the other party.

Sure enough, he didn't miss anyone in the first two years, the one in front of him, who is smart and talented, and all kinds of ideas are often unexpected, but often extremely useful, is really a rare genius! It's a pity that outsiders are always used to judging people by their appearance, and they will only treat her as a stunning beauty for the first time, and ignore her inner self far beyond ordinary people.

Once saw an outstanding and fairy-like genius girl like her, in this world, what other woman can enter his eyes again? Yu Zhen secretly smiled bitterly.

Fu Xuechen finally mentioned the five princes: "...... Since banks have the above functions, the strategy proposed by His Royal Highness the Fifth Prince, donating to the wealthy gentry in China, can actually be completed by banks, such as issuing three-year treasury bills with a total amount of 1 million taels of silver, which are open-ended and anonymous, and let the rich people subscribe to ...... on their own."

She then explained the issuance and recovery of treasury bills, which in simple terms are equivalent to the state borrowing money from the future for modern use, and after a few years the treasury bills have matured, people can use the treasury bills in their hands to exchange with the bank for the interest and principal promised at the beginning.

For the rich, the same amount of silver is deposited in the bank for safekeeping, and burying it in their own cellars will not increase in value, and it is risky to take it out to do business, and they may lose money, but now they can use the money to buy treasury bills with the state, and as long as the state is still there in a few years, they can make a safe profit.

This will greatly mobilize their enthusiasm, and this practice of the imperial court is much more gentle than the unprofitable contribution and apportionment, and there is no need to worry about arousing their dissatisfaction and rebellion against the imperial court.

As far as the country is concerned, the national strength is always moving forward, and with the increase in population, the annual tax received will always maintain an upward growth.

Even if the silver borrowed from the future by issuing treasury bills needs to repay the principal and interest, the pressure to repay the debt is not heavy for the future, and the repayment process is still controllable.

But for now, borrowed money can play a huge role, such as a water conservancy project that requires a huge investment of money and five years to complete, which cannot be borne by the current treasury surplus, but if the six-year treasury bills are issued to raise funds, then the water conservancy project can be started immediately.

When the project is completed in five years, there will be no need for continuous investment, and it will start to play a role, so that all the fields within the beneficiary area will be affected, and the food will increase, and then the tax will also increase, and then the surplus of the national treasury will be used to repay the national debt, which will be beneficial to the people of the country, both in the past and in the future.

Fu Xuechen finished mentioning Fusang silver mines, banks and treasury bills, and ended her speech, she smiled humbly: "These are some of my foolish opinions, purely on paper, how to actually do it, because I have never been to the court, I don't know, I don't know if it's right or wrong, whether it's useful or not, just for your reference in the hall!" ”

Ji Ze was stunned for a moment and came back to his senses, excited: "No, no! This is not just paper! This is a strategic strategy, a decisive victory, thinking about what others have not thought of, and thinking about what others have not thought! Expand our horizons and see thousands of miles, Mr. Fu is a great talent in governing the world! If Mr. Fu was born as a man, there should be a place for Mr. Fu in the Military Aircraft Pavilion! ”

Fu Xuechen was stunned when he heard it, the praise of Scholar Ji is too high! She felt like she couldn't take it anymore.

After all, she didn't study finance in her previous life, and she only had a general understanding of many affairs in the current era, which was really on paper, not modest, well, she felt that she was only worthy of being a dog-headed military advisor, and she had to be able to understand the essence of her words, and then implement it in combination with the actual situation.

"Mr. Ji is too famous!" Fu Xuechen didn't expect Ji Ze to be able to lift her up like this, and the surprised and admiring eyes around her also made her uneasy, so frightened that she hurriedly waved her hand, saying that she was really a quick mouth, and her idea might not be feasible.

"Yes, Mr. allowed everyone to speak freely, and the little woman dared to say some personal thoughts, among which there must be a few places that are out of touch with reality, mistakes and omissions, and I really can't afford Mr. Ji's praise!"

"Deserve it! Totally deserved! Who dares to say that they can't afford it? ”

Fu Xuechen's voice fell, and he suddenly heard this Lang Lang's loud affirmation, but it was not Ji Ze's voice, following the prestige, he saw a person stepping into the Mingde Hall, his body was burly, dressed in a bright yellow gold silk dragon pattern costume, and there was also the eunuch chief Zheng Ze behind him, but it was not who Emperor Yuan An was!

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(End of chapter)