Chapter 175: Discomfort

The points she said were very reasonable requirements in Lin Xi's opinion, so there was no objection.

"I don't know how much interest is? If all these conditions are met, how long will it take for the loan to come down? ”

How long it will take to get a loan is what she is most concerned about.

Otherwise, after the contract is signed, the approval procedures will not be completed for a long time, and she will not be able to enter the venue at all.

The teller looked at the manager, who smashed his mouth and said, "We can't guarantee this, after all, there are several units in front of us waiting in line for approval, and this has to be measured in all aspects, so everything is uncertain." ”

Lin Xi naturally heard the meaning of his words, and in fact, he was unwilling to lend them money.

"How can you be sure? There is always an approximate deadline according to the process, right? ”

Yang Chuan was about to say more, but Lin Xi stopped the person, then stood up and said, "Let's go back and think about it, so let's not bother for now." ”

kept coming out of the bank, Yang Chuan was a little indignant.

"What's wrong with the private sector? They are just dogs who look down on people. Who really doesn't know, there are a lot of state-owned enterprises that default on loans, and they haven't taken out loans yet, how can he know that we can't afford to repay? ”

"Forget it."

Lin Xi is very open-minded: "Their bank may not lack this amount, and the review conditions are naturally much stricter." Since this one can't work, let's go to the Agricultural Bank of China again. ”

In 1979, the Agricultural Bank of China resumed operation and was headquartered in Beijing.

Lin Xi and Yang Chuan came to the Agricultural Bank of China, which was similar to the situation of the Savings Bank, and when they heard that the two were preparing to take out a loan, the teller and the manager were very enthusiastic.

In order to avoid the same cold reception, Yang Chuan said directly: "We are a private enterprise. ”

"Whether it's state-owned, private or private, we treat them all equally." Finally, someone came to the door to ask for a loan, which was much less laborious than their loan officer walking the streets to persuade everyone to take out a loan.

In order to encourage independent entrepreneurship and promote the active consumption of the people, the state has deliberately subsidized more than 17 billion yuan, and it is an interest-free and indefinite loan, but the people basically do not buy such a policy, and one of the father's debts and son's repayment has discouraged many people.

Take farmers as an example, the cost of chemical fertilizer is 0.16 yuan per catty, as well as the cost of seeds and farming machinery, which is almost the largest expense in the family.

They only need to talk to the village leader to open a certificate, and then they can go to the rural credit cooperatives in the commune to collect money.

But even with this convenience, the deep-seated thinking allowed them to live a famine not far away.

Unless the family really can't open the pot, you can take out a loan of one or two hundred yuan, as long as you have money, you will repay it first as much as possible.

So much so that in 1984, only more than 4 billion yuan was disbursed, and the effect was not good, so the interest-free loan was cancelled.

However, those who had the courage to take out loans later became the best in the industry.

"All you need to do is bring the contract and we'll process it shortly. Loans can be disbursed in a maximum of a week. ”

Seeing that the two of them dressed and talked differently from other self-employed people, Manager Wang secretly thought in his heart that this might be able to develop into a long-term customer in the industry, so it took ten days and a half a month to expedit, but he directly shortened it to seven days.

With accurate news, Lin Xi and Yang Chuan can finally rest assured.

After coming out of the bank, Yang Chuan actively started to sign a contract with the college.

In the bank, the teller looked at the manager and asked puzzledly: "They are just a private enterprise, why are you so polite to them, manager?" ”

Manager Wang smiled and said: "Just because it is a private enterprise, we should pay more attention to it, after so many years, do you think the bad debts of state-owned units are still less?" On the contrary, it is a private enterprise, as long as you have a good relationship with them, I helped them this time, and next time the bank has a task index, won't they help? Favors are important in society, and it is difficult to buy righteousness, and it is always good to climb more favors......"

Yang Chuan's work efficiency is very high, and he invited the school leaders to have two meals in the middle, and gave some gifts, plus Master Yao was matched, and the project was soon won.

And the other party also agreed to pay according to the previous 15%. The loan was also successfully completed before entering the market, and Yang Chuan specially invited Manager Wang to have a meal to express his gratitude.

Just when Lin Xi was busy with the entry and loans, Feng Yuzhen also arrived in Yangcheng smoothly.

Before leaving, Lin Xi gave her the contact information of two people, one was from the wholesale market stall, and the other was Ou Qingwei, who they often purchased.

But Feng Yuzhen was not in a hurry to contact the two, after all, she came here to open a garment factory, as the so-called peers are jealous, she is ready to find out the market first, and then talk about other things.

So after she stayed in a guest house, she began to leave early and return late every day.

Finally, a week later, she had a general understanding in her heart, and she went to see Ou Qingwei.

Knowing that she also wanted to open a clothing workshop, the smile on her face froze for a moment, but soon returned to normal.

Although the transition from a partner is about to become a competitor, who knows if there will be a bigger collaboration in the future.

As the so-called multiple friends have many roads, besides, he has seen Lin Xi, and the future development of such a person will definitely not be simple.

With a decision, he did not hide his secrets, and informed Feng Yuzhen of his upstream, operations and operations.

Because of the full preparation in the early stage, Ou Qingwei's words can easily distinguish the authenticity.

Seeing that he was genuinely helping, Feng Yuzhen also relieved herself.

It didn't take long for her to rent a space, but it took a lot of trouble to get the machines, but fortunately everything was in place, and then it was time to recruit workers.

That's when her work experience in a cotton mill played a key role.

Whether it is a series of issues such as the training of female workers or the selection of fabrics and patterns, she can handle it with ease.

Lin Xi was also in a good mood when he received Feng Yuzhen's report.

"What are you so happy about?"

Shen Kang tied an apron around his waist, and his hands were cleaning up the prawns.

His fingers are well-defined, his nails are trimmed round and clean, and his flexible up and down movements look very pleasing to the eye.

Shen Xiaofei and Xiao Hei on the side were lying on the stove, and they were even more attentive.

Prawns are rare in northern cities, especially those that are more than a dozen centimeters long when they are alive.

"Your comrade-in-arms is quite discerning, the seafood market in the mainland is underdeveloped, and there is definitely a lot of room for development in the future."

Shen Kang removed the shrimp line of the last prawn, and then began to wash the pot and release the water.

"It's not easy to do any line, just to make the seafood fresher, I don't know how many times I tossed back and forth."

Lin Xi: "Dare to practice, this has been ahead of the vast majority of people. ”

Seeing that as long as the prawns were cooked, the rice could be opened, Lin Xi turned his head to get the dishes and chopsticks.

"Here, taste it." Seeing his son staring at the prawn plate, Shen Kang peeled one and put it in his bowl.

"It's delicious!" Shen Xiaofei chewed the shrimp meat hard, and his round cheeks looked like a little hamster.

Xiao Hei whined anxiously, hoping that his 'good brother' could also share a little bit of it.

Seeing that he ate with relish, Lin Xi also peeled one, but as soon as he put it in his mouth, he felt a fishy smell rushing straight to his throat, and then his stomach also stirred......