Grunt, grunt, grunt......

The Adam's apple slides up and down, and a glass of cold water goes down to the stomach.

Liang Xin exhaled a long time, then threw the disposable water cup in his hand into the small trash can in the corner not far away, turned around and walked back to the chairman's room, brought his special large kettle, and took a pot of hot one.

I didn't come to the company for a week, the kettle was as clean as ever, and I don't know if Xiaofang was cleaning up, or the cleaning aunt here was cleaning up.

If it is the former, Liang Xin is a little worried, in case he and Chen Guangjian have a major conflict of interests one day, Xiaofang will take the opportunity to poison the kettle, which is really dangerous; And if it's the latter, Liang Xin is also very worried that if Aunt Cleaning is in a bad mood one day, or suddenly has an unjustified hatred of the rich, she will secretly add feces to the kettle, which is not only very dangerous, but also really disgusting......

Of course, Liang Xin is not a delusion of being killed, but the probability of such a thing happening is not low.

Especially when the light of money obscures a person's own face, everyone around him can easily become enemies in a certain sense. In the past two months, Liang Xin has listened to others call him Mr. Liang every day, from the initial joy and pride, to the later habits and calm, and then to today's moment, it has quickly transformed into fear and panic for no reason.

A technician, just because Chen Guangjian owed him wages, almost ruined the entire classmate network. If there is a bigger contradiction in the future, Liang Xin can't imagine what kind of nonsensical death he will leave this world in this life.

But what if you don't have any money?

— and obviously more painful.

So......

In this life, people will always run from one extreme to another.

Where is the real optimal solution?

It's just struggling in the world......

"So I chose to be nonsensical, but die with money."

Liang Xin sighed and shook his head, looked in the pantry, found a box of good tea, grabbed a handful, and made a pot of good tea. Smelling the aroma that is different from the tea stalks on the market that can buy a big bag for twenty yuan, he took a small sip, and then spit out a hot breath with satisfaction, "Sure enough, it's good to be rich!" ”

Holding the kettle in one hand and a few fingers in the other, he grabbed the top edge of the hot teacup in a thrilling manner, walked briskly back to the chairman's room, and after sitting down, the thoughts in his head finally returned to the right track.

Sitting in the empty room, Liang Xin began to calmly think about how to go next.

In the capital, Chen Geng is actually not completely reliable. This cousin is just guts, but guts don't mean ability. And Lao Liang is actually very capable, but Lao Liang has been abolished, and due to the ceiling of cultural level, his ability may not be applicable in all scenarios. But at the moment, Liang Xin can only be used by Chen Geng and Lao Liang.

Therefore, there is nothing to dwell on in the "human" aspect, and there is no point in dwelling on it.

Liang Xin let go of his worries about Chen Geng and Lao Liang, and then thought about the house over there, if you want to buy a sufficient quantity, I am afraid it will take two or three months at the earliest, and it is November now, so when the platform is basically set up, it is almost time for the New Year.

In addition, it is still unknown whether real estate mortgages and corporate guarantees can be used to snowball this Ponzi scheme in the process. Even if you wait for the snowball to roll, the cost of capital and leverage that you need to pay every month - to put it bluntly, the interest owed to the bank, whether you can guarantee to repay it on time, and insist on paying it back until the day when the price of the house rises, I am afraid that the risks and pressures here cannot be completely avoided, and you must always be careful of sudden troubles.

Liang Xin took a pen from the pen holder on the table and turned it subconsciously.

He asked again and again, carefully recalculating all the details of the money for the business.

How much interest can be offset from the rent of the rented house? I heard that the rent over there is almost 50 yuan per square meter per month? Then a house of 50 square meters can be rented out for 2,500 yuan per month.

The current commercial loan interest rate of the bank in W City is about 12% to 18% on average per year, and if you can get an acquaintance, it is almost 1% of the total amount of the loan on average every month.

With a 50-square-meter capital house as collateral, the loan is about the same value, that is, the house price with a value of about 0.5 square meters needs to be repaid every month, which is about 3,500 yuan. Therefore, according to the most optimistic model, there is at least a "1,000 yuan per house per month" capital hole. According to this amount, if you hoard 200 houses, the leverage cost you need to pay every month is just 200,000!

So how to fill the hole of 200,000 yuan per month?

Liang Xin took the pen and knocked it on the table.

In the most ideal case, he must spend another amount of money to smash it into it - but according to the current dividends of the point card, he will get about 100,000 yuan at most every month, and if he smashes it like this, how should Chen Geng's shareholding ratio be calculated? If you just blindly invest your own funds, and Chen Geng continues to maintain 5% of the shares, wouldn't you be a loss?

Liang Xin thought about it and shook his head again.

is not a loss, because of Chen Geng's role, no one can replace it now.

And more importantly, even if he throws money into it out of his own pocket, it will only be 1.2 million in half a year.

Now the bigger question is, where do you go to do this 120?

According to his monthly bonus amount of 100,000 point cards, how to solve the remaining 600,000? Thinking about it this way, even under the most ideal circumstances, it seems that he has to perform the "dismantling and repairing Dafa".

I had to find another bank and lend an additional 600,000 yuan in cash to graft the 600,000 hole.

Commonly known as crossing the bridge.

But then again, these are the most optimistic model deductions.

What if it's not optimistic?

What if you can't borrow money halfway through, or if the bank's interest rate is higher than 12%, or if you just can't borrow the bridge toll? Could it be that he reached out to Chen Guangjian and told him that he would use the assets of Sanjin Company as a guarantee, but as a result, he derailed his leverage and his life hung by a thread? Then Chen Guangjian had to cut the line where he was hanging on the spot and let him swallow his last breath on the spot?

Liang Xin shook his head, to tell the truth, at this time, it is better to find a loan shark than to find Chen Guangjian......

"Alas......"

Time passed minute by minute, and a deep sigh sounded in the chairman's room, which was slowly darkening.

The voice, echoing in the empty company, sounded strange.

But the initiator is unconscious.

A staunch materialist, he has never been afraid of A Piao, but he is afraid of no money......

Liang Xin suddenly found that when he was painting a big cake for Lao Liang and Chen Geng before, all the risks and accidents that came to his mind just now were all things he had never mentioned. He even suspected that he had hypnotized himself, and he deliberately buried all these difficulties deep in his heart. It was only at this time, when there was no one around him, that he clearly realized how fragile his plan was. No matter which part of it is, if there is the slightest problem, he will be completely finished.

And thinking about it the other way around, Lao Liang's choice may really be more correct.

After all, if you withdraw now, it's still too late - only three houses in the capital have been bought, all of them are paid in full, and there is no systemic risk, as long as you are at ease and wait for appreciation, those three houses are pinched in your hands, and they can rise by at least seven or eight times for ten years.

More than a million became seven million and eighty thousand......

Seven or eight million......

I grass! What Lao Tzu lacks is not these seven or eight million!

Liang Xin's mental state gradually moved towards splitting, and he quickly gasped deeply.

After a moment of silence, he shook his head again, and his thoughts flew to his classmates' nets again.

The financial situation of the classmate network is also extremely crucial to his next plan.

He must make the performance of his classmates fully and sustainably develop in order to have a chance to get money from the bank.

As for the gambling contract with Chen Guangjian, Zhou Xian, and Kang Ming, it is completely secondary-

Of course, it's always best to be able to bet and win.

In addition, Liang Xin's heart is also extremely struggling and hesitant at the moment, as to whether to apply for friends through other external forces such as Dongfeng Investment.

If funds are introduced to further expand the classmate network, it will obviously be more conducive to him to make money from the bank, and it will completely relieve the worry that the classmate network will go bankrupt due to insufficient funds in a short period of time. But the problem is that if the other party really joins, then the possibility of his plan to use the website as a guarantee is greatly increased.

Maybe when the time comes, I may really go to jail......

- What is the crime of concealing the company's shareholders and taking the company's common interests to make ultra-high-risk leveraged investments?

Liang Xin suddenly wanted to call Wu Keyong and ask him for a professional consultation......

But now that I consult Professor Wu, isn't that the same as committing suicide by sending someone's head?

"Well......" Liang Xin was halfway through his complaint, he couldn't help but hold his head, rubbed it vigorously, and muttered to himself, "Human life is defeated, between the lines, it's so exciting......"

Bang! Suddenly, there was a cold sound outside the company's door.

Liang Xin raised his head violently, only to find that it was dark in front of him.

I don't know when, it's already dark.

He raised his hand and looked at the time, it was almost seven o'clock.

In the blink of an eye, he actually sat for two hours?

"Why don't you turn on the lights?"

"No one?"

"Husband...... Husband, are you in there? ”

Outside the chairman's room, the voices of Xiao Fang and Jiang Lingling came one after another.

This was followed by a continuous, soft, banging sound when the fluorescent lamp was turned on.

A soft and bright light that instantly illuminates every corner outside the office.

The light shone into Liang Xin's office, Liang Xin took a long breath, picked up the teacup that seemed to be hot for a few seconds and took a sip, but the water in the cup was already cold, and it was so cold that Liang Xin, who forgot to eat dinner, felt extremely uncomfortable.

"Lingling." He put down his teacup and walked out of the office.

"Husband~!" Jiang Lingling took a few steps closer and saw Liang Xin, and immediately flew up with a happy face.

Liang Xin opened his arms, and the two of them hugged each other tightly.

"Mr. Liang, there are still some documents in the company that have not been signed, do you think I should get out of now, or let's finish the business first, and you let me have a good rest tomorrow for the weekend?" Xiao Fang looked at Liang Xin and asked with a smile on her face.

Liang Xin ignored him, kissed Jiang Lingling on the face, hugged it tightly before letting go, and then said to Xiaofang: "Let's do things first, and then leave after finishing things, by the way, have you eaten?" ”

"Not yet...... Jiang Lingling hugged Liang Xin, rubbed gently, and said coquettishly, "I'm so hungry......"

"Then eat first." Liang Xin looked at her and smiled slightly, and called Xiaofang by the way, "Sister Xiaofang, you go downstairs to buy some food, issue invoices, go to the company's accounts, and let's have an overtime working meal." ”

"Okay." Xiao Fang turned around and left very quickly, but after taking two steps, she turned her head again and reminded Liang Xindao, "I'll be back soon, within twenty minutes, you two don't do anything to challenge the limit." ”

Liang Xin was amused, "Get out!" I'm not in a hurry! Jiang Lingling hugged Liang Xin tightly in shame, lowered her head on his shoulder, the height difference was here, and when she was standing, there was no place to bury her face.

Xiaofang smiled, swallowed the other half of the sentence "I'm afraid she can't help it", and walked out of the company with a smile.

"It's so annoying......"

"Yes." Liang Xin hugged Jiang Lingling's slender waist and pressed down on him. I haven't seen him for a week, and as soon as he put on Jiang Lingling, his body's reaction was very violent.

Jiang Lingling blushed and asked a question in Liang Xin's ear shyly.

Liang Xin shook his head, held her face, and warmed her mouth.

After kissing deeply for a long time, Liang Xin let go of her, and found a place to sit in the office area monitored everywhere, and then listened to Jiang Lingling's chatter, and talked to him about the school very happily-

How did she learn about the routine of each academic year's excellent class evaluation through the people of the student union of the college this week, and from which senior sister of the student union of the college, she got the appearance of their class evaluation work ledger last year, and then how to lead the first class of Chinese medicine to carry out the first activity planning, and now everything is ready, just waiting for Mr. Liang's money......

"If you do it for a long time, I still have to pay for it......"

Liang Xin gently pinched Jiang Lingling's little face, "Why are you so smart?" ”

Jiang Lingling said: "There's no way, I only have you......"

"It's a reason that's irrefutable." Liang Xin smiled and shook his head, looking at her, his eyes were full of spoiling.

……

Liang Xin and Jiang Lingling were very restrained and crooked, and Xiao Fang did what she said, and after half an hour, she returned to the company quite efficiently with two large bags full of dinner.

"Well......" After entering the house, she confirmed with scrutinizing eyes that Liang Xin and Jiang Lingling had not taken advantage of the time she was out to do anything, and then she grinned and said, "Mr. Liang is really a hero, praise me." ”

Mr. Liang didn't answer, just quietly watched Xiao Fang walk into the pantry with the bag, and shouted to them: "Come on, eat, hurry up and work after eating, and don't delay your entertainment and leisure time at night......"

"I'll not mention my evening entertainment, okay?" Liang Xin said lightly, took Jiang Lingling's hand, and walked into the pantry, "Sister Xiaofang, do you need to worry about the boss's private life?" Is this what you should say? ”

Xiao Fang looked at Liang Xin as if he was joking, and the smile on his face narrowed slightly, "Okay, I was wrong." ”

"Of course it's wrong, and it's very wrong." Liang Xin pulled Jiang Lingling, moved two chairs and sat down, watched Xiaofang lower her head, and took the things in the bag out one by one, soy sauce duck, sauce duck tongue, braised beef, fish ball soup, pot stickers, fried dried noodles, common cooked food in W City, the aroma instantly filled the whole room, Liang Xin adjusted his mood slightly, slowed down his tone, and said lightly, "There are some things, it's good to understand in your heart, you have to say it, except to make the boss unhappy, what's the point?" ”

"Hmm......" Xiao Fang nodded with an embarrassed expression.

Liang Xin continued: "You work in this company, I am your boss, and you are my employee. I also want to get along with you like a friend, but no, Sister Xiaofang. Now that I'm your boss, I can't be friends with you anymore. ”

Xiao Fang's eyes obviously showed a little loss, but she immediately squeezed out a smile: "Okay boss, I understand." ”

"I'm sorry." Liang Xin said softly, brought Jiang Lingling's favorite fish ball soup to her, and smiled at her again, "It doesn't matter to you, you can say whatever you want, because you are my wife, and I hope it will always be." It's best that when I die, you can still take our children and cry twice in front of my coffin. ”

Jiang Lingling: "......"

"Hurry up and eat." Liang Xin took a box of potstickers and said lightly.

Jiang Lingling looked at Xiao Fang.

Xiao Fang's face was expressionless, she lowered her head and ate quietly. Jiang Lingling sighed softly, scooped a fish ball with a spoon, put it in her mouth and chewed it, her eyes suddenly lit up, and she said in surprise: "Wow, what is this, it's delicious!" ”

Liang Xin smiled and said, "Then eat more." ”

"Hmm!" Jiang Lingling nodded, her face full of happiness as Mrs. Liang.

A hearty working meal, Liang Xin and Xiaofang ate very quickly.

The two of them tacitly put down their chopsticks after less than twenty minutes, leaving Jiang Lingling to continue to sit in the pantry to eat, and they hurried to cope with the backlog of work that had been backlogged for a whole week.

Those words before the meal did not affect the efficiency of the work in the slightest.

Xiaofang, as always, told Liang Xin about every expenditure very responsibly and carefully, and Liang Xin also listened carefully, and asked all the details and circumstances one by one before signing his name.

"The biggest problem now is that the bandwidth is not enough."

After an hour and a half, after doing all the work, Xiao Fang added, "Manager Ling, I went to ask him, and he changed jobs, but the preferential conditions are still there." However, if we replace it with a larger bandwidth, this money is very expensive, and we now need to pay 600,000 yuan per year on the original basis. ”

"Six hundred thousand?" Liang Xin's eyes widened slightly, "Can't you pay in installments?" What about monthly payment? ”

"There is no discount if you pay separately." Xiao Fang said, "The total price is at least twice as expensive." ”

"More than a million a year?" Liang Xin was dumbfounded.

"That's right." Xiao Fang said, "Manager Ling said that so many people visit our website, which is equivalent to opening a special signal channel for so many people, and hundreds of thousands of people are using it, more than one million a year, that is, a few yuan per person per year." The objective cost is so high, it is equivalent to not making any money from us. ”

"Okay, you let me think about it first......"

Liang Xin had nothing to say, and there was another huge debt in his mind, and he sent Xiaofang away numbly.

As soon as the door of the "husband~" company was closed, Jiang Lingling immediately walked out of the pantry.

Liang Xin saw her expectant little appearance, temporarily put down the company's worries, and a smile appeared on his face again. He walked up, wrapped his arms around her, and asked, clearly meaningfully, "Have you taken a shower?" ”

"Hmm......" Jiang Lingling said softly, blushing with shame, and suddenly said, "By the way, I bought you a gift." ”

"What gift?"

"Birthday present, today is November 3rd, I saw it from the class's personal enrollment information." Jiang Lingling's ears were slightly red, and her voice became softer and softer, "It's also the first time we've ...... Full Moon Anniversary. ”

First Full Moon? This is what to say

Liang Xin pondered carefully, and then remembered that the day he and Jiang Lingling went to open the house for the first time happened to be October 3rd.

So after a closer calculation, it's only been a month?!

Damn, how do I feel that I have finished the weight of a normal middle-aged couple for two years......

The love period is really a test of the waist......

"You actually remember this day......" Liang Xin complained convincingly.

"What a coincidence!" Jiang Lingling slapped Liang Xin's chest in shame, and looked at him with watery eyes, "Who made you so bad, you just started a few days of love, and you ...... me That's it! ”

"It's no wonder that the little brother is not human, it's all because my sister is too charming......" Liang Xin kissed her on the mouth, "What about the gift?" ”

"Oh, wait for me!" Jiang Lingling hurriedly pushed him away, walked on her long legs, trotted back to the pantry, took out a small box from her bag, and sent it to Liang Xin as if offering a treasure, "I pestered Lu Na to accompany me to the city to buy it on Wednesday night." ”

Liang Xin took it and opened it to see that inside the box, there was a watch lying there.

is obviously a few grades higher than the broken electronic watch in his hand.

"How much?"

"Two thousand five."

"Didn't you take all the money I gave you?"

"I even posted it myself!" Jiang Lingling looked proud, and asked expectantly, "Do you like it?" ”

"I like it." Liang Xin immediately took off the watch in his hand, replaced it with the one given by Jiang Lingling, and swore solemnly, "Whoever wants to take off my watch in this life, unless they cut off my hand first!" ”

Jiang Lingling was amused by Liang Xin's words, and her heart was sweet.

"And a gift." She suddenly grabbed Liang Xin's hand again and took him to the chairman's room, her face was hot.

Liang Xin let her pull her, and the two of them walked quickly into the dark room of the chairman's room.

Jiang Lingling closed the door and pushed Liang Xin onto the bed.

The two looked at each other, Liang Xin looked at the slender girl in front of him, one by one, and removed the clothes on his body, leaving only two close-fitting ones, which were the clothes he bought for her not long ago.

The bright red clothes lined Jiang Lingling's already white body, and it became whiter and whiter as if it was glowing.

Liang Xin saw that he was short of breath and jumped up.

hugged Jiang Lingling, and reflexively pressed her on the bed.

"Husband......" Jiang Lingling was flushed, and her voice was hazy and softly called.

Liang Xin, where can he bear it......

Passionate about small farewells.

Stormy winds.

Forget it, give up the pursuit of data, and the audit will drag its feet casually.

(End of chapter)