Chapter 260: Two generations of gambling dogs cherish each other
At half past three in the afternoon, when Liang Xin came out of the bank again, the warm sun on the horizon shone on his face, accompanied by a long breath from his abdomen, and at the same time that another matter of his heart was temporarily put down, the fatigue accumulated for days also surged up his body again.
His feet were slightly soft, and his body shook slightly, almost hitting the street directly.
But fortunately, he was always young, and at the moment when he was about to kneel, he immediately held on to the wall. After slowing down for a few seconds, he regained some strength, turned his head and said to Ling Yu, who was almost half scared to death: "Don't worry, it's okay, I just want to show the pressure in the heart of a promising young man with a debt of 120 million yuan through exaggerated physical performance." ”
"Are you sure...... Just a show? Ling Yu looked at Liang Xin's pale face, and said uneasily, "Why don't you find a place to rest first, I felt very wrong just now with your physical state." ”
"It's okay, comfort is reserved for the dead." Liang Xin looked fearless and smiled, "I dare to lend 100 million yuan, why am I afraid of death?" ”
"Big brother, that's not what you said, although the money died but didn't pay it back, that's a great luck, but just borrowed the money and hung up, and the good life didn't enjoy it for a day, it's not worth it." Ling Yu said bitterly, "You listen to me, I'll take you to the hospital, first go for a blood test, take a film, and do a comprehensive examination, our outlets will point to you alive next year, you must not have an accident......"
"Get out." Liang Xin said with a smile, "I'm just running around and working hard these days, just raise it for two days." ”
As he spoke, he walked to the side of the road and stretched out his hand to stop the car.
"Big brother! Mr. Liang! I'll call you daddy! Ling Yu hurriedly stopped, "Then I'll send you over, I'll send you over, right?" I'll just sit in the car and wait for you to come out, and I won't go in with you, so I won't get in the way of your errands, right? ”
Liang Xin turned his head to look at Ling Yu, who was full of "vowing to protect my customers", and couldn't help laughing, "You are really a good person." ”
Ling Yu inexplicably received a good guy card, and thought that Liang Xin wanted to reject him.
As a result, Liang Xin walked straight to his car and patted the car door, "Let's go, Manager Ling." ”
"Uh-oh." Ling Yu was suddenly so happy as if he was favored by the emperor, and hurriedly ran over and opened the car door for Liang Xin.
Liang Xin Shi Ran sat in, and after sitting down, he immediately closed his eyes and said lightly: "Western Suburbs Industrial Zone, Buguang Shoes Industry." ”
"Okay." Ling Yu nodded, started the car and turned around. After driving out for a while, he suddenly asked, "Where is Mr. Chen Guangjian and Mr. Chen?" ”
Liang Xin was silent.
Ling Yu also closed his mouth in amusement and didn't ask anything more.
And Liang Xin, who closed his eyes and recuperated, did not really recuperate.
Instead, his brain began to spin around involuntarily again.
I was thinking about how to explain to Chen Guangjian about the speculation in the capital later.
Obviously, this matter can't be hidden.
But fortunately, just now, he had already gotten the last loan, and now no one could easily ruin his plan. Especially in a day or two, when he takes the 72 million money, and then goes to Wanhua Jinyuan to buy two buildings, and further confirms this matter, then basically, unless he is sentenced, the relevant departments will auction his real estate, otherwise even if the gods come, it will be impossible to delay his footsteps of getting rich and running to Lao Kang.
And then it's time to sit back and wait for the profiteering......
At most, in about half a year to two years, his life will enter an unprecedented stage.
At that time, he can follow the companies and industries that will sweep the market in the future - takeaway group buying, social platforms, sharing economy, big data, cloud computing, smart phones, AI systems, the picture of the future, scattered and explosive, like a picture scroll composed of stars, brilliantly unfolded in front of him - no need to do it himself, just need to find the best, the company that is destined to win in the end, and then find a way to get even less than 1% of the shares.
In this way, every area he invests in will become a source of wealth for him.
As for retreat, even if you just sell all the assets that have appreciated significantly, or sell most of them, and only rely on the remaining properties to collect rent every month, you can still live the life of the top 1% of the people in the country.
In addition, the part of the proceeds from the sale of assets, which is proportionally put into fixed deposits, insurance, and the stock market, is enough to obtain income that is impossible for ordinary people to obtain by working 18 hours a day. In the second half of his life, his whole family can live a stable and comfortable life without any more labor. It's not about being rich and rich, but life is definitely easy and comfortable.
is so comfortable that even if he and Jiang Lingling have a football team, they don't have to worry about not being able to afford it. Children don't need to go to a particularly good school, just general, don't expect them to have any big achievements, they can all support themselves in the future, Liang Xin is satisfied.
There are also Lao Liang and Sister Ping, as long as Lao Liang can eat and by himself when he is old, Liang Xin can give him a full score, and Sister Ping will be even better fooled, and she can build a church for her. Fully satisfying the vanity and sense of social accomplishment that she has always wanted in her life but has never obtained, Liang Xin is actually very willing to look at her, and Abba Abba recites the Yasutra until she is old.
Belief or something, for ordinary people, it doesn't matter at all.
As long as you are well fed, clothed, warm, disease-free, and have a slightly better quality of life than the average, you don't need to look at the price for daily consumption, and the average working time per day does not exceed two hours.
Of course, if he can really make more money, Liang Xin will definitely not refuse.
Money, life, the more the merrier.
When he gets old, how to divide the inheritance left behind will be handed over to Jiang Lingling to deal with.
Women should generally live longer than men......
Liang Xin threw Chen Guangjian behind him in a blink of an eye, but unconsciously, he imagined the life picture of his life. It wasn't until I thought of the part where I should be buried after I died that I finally quickly stopped this "cranky life series", coughed unnaturally twice, and opened my eyes.
"Are you alright...... Ling Yu asked worriedly, "Would you like to buy you some medicine?" ”
"No, you don't." Liang Xin lightly refused.
Ling Yu said: "Don't stress too much......
"Big hammer." Liang Xin said with a smile, "Within half a year, isn't it stable?" ”
"Hmm......" Ling Yu didn't agree with Liang Xin's words in his heart, but he still didn't object.
The half year that Liang Xin said only refers to the interest on the first batch of 50 million loans.
For this 50 million money, Liang Xin now has to repay 500,000 yuan of interest every month, which is 3 million for half a year. And what they went to borrow just now happened to be this 3 million bridge loan. With this money, within the next six months, Liang Xin's 50 million loan, and the money from his own bank helped him fill the hole.
And the price he needs to pay is to repay the interest generated by this 3 million loan - an annualized rate of 20 points, and he can't return the principal in advance, he must borrow enough for two years, with interest, that is, 4.2 million in two years.
That is, what Liang Xin and Ling Yu said before, at a cost of 4.2 million, leverage 50 million funds.
Leverage can no longer be leveraged.
For this money, Ling Yu is actually relieved.
The worst case is nothing more than half a year later, the house Liang Xin bought did not appreciate, and he was forced to sell the house at the original price, so that he could directly fill the big hole of 50 million, and then the remaining 4.2 million, judging from Liang Xin's shareholding ratio in the classmate network and the current performance of the classmate network, it can be easily repaid within two years at most.
Therefore, Ling Yu and his leaders were also very optimistic about this 50 million loan plan at the beginning.
It seems to be risky, but in fact, even if you lose, it won't hurt your muscles and bones at all.
However, now, Liang Xin has another 72 million in his hand.
This money is really fatal.
First of all, Liang Xin has not applied for a bridge loan for this loan, and the interest generated by the 72 million needs to be paid by Liang Xin directly through the rental income. On the bank's side, in order to create an opportunity for Liang Xin to repay the loan, it also specially gave him the opportunity to postpone the repayment of the money for one month. For Ling Yu and his Ling Yu, they dare to do this, and their actual thoughts can be said to be exactly the same as Liang Xin's - that is, to gamble, bet that the housing prices in the capital will skyrocket, and they will also borrow Liang Xin's hands to achieve huge benefits.
The difference between the two is only that if Liang Xin explodes, then the bank can still recover the principal of 72 million through the auction of Liang Xin's real estate, but Liang Xin himself still needs to repay the 7200 loan, all the interest generated in the loan process.
Ling Yu pinched his fingers and calculated, the annualized rate of 12% is 4.32 million in half a year.
In addition to the previous 4.2 million, Liang Xin's total debt is going to the tens of millions level.
This money is not something that Liang Xin said could be repaid immediately.
And if Liang Xin still doesn't give up at that time, gritting his teeth and continuing to borrow money to continue his life, waiting for the opportunity, then every day, he will owe the bank a lot more.
But here's the problem – bridge loans aren't that easy to borrow.
Banks have always borrowed umbrellas on sunny days and collected umbrellas on rainy days, and when Liang Xin does not pay interest, the bank will be the first to jump out and draw loans, and it will not leave Liang Xin time to linger.
This also means that if Liang Xin's real estate company can effectively achieve positive flow of funds within half a year, then the bank will be Mr. Liang's most heartfelt friend, partner and transaction object, he Ling Yu is his Liang Xin's lackey, and the leader of their bank is Liang Xin's New Year's handover, the most beautiful girl in their bank...... Cough!
But on the other hand, if within half a year, Liang Xin's real estate company has no business improvement, then the bank will immediately become Liang Xin's enemy.
Therefore, when Liang Xin said the word "stability", Ling Yu couldn't believe it.
Half a year if it's slow, a month if it's fast, and many things can be seen.
Ling Yu is just standing in the position of a lackey now, and it is inconvenient to choke with Liang Xin, a hunter.
People who do business can be superstitious.
At this juncture, Ling Yu believed that Liang Xin, like all the other bosses, could only listen to good words.
But what he didn't know was that in Liang Xin's heart, he didn't care what others said at all.
I even have a bad taste in my hope that the more unpleasant others say, the better.
In this way, he can experience the pleasure of pretending to be slapped in the face.
However, it is a pity that since he became rich, Liang Xin is now surrounded by all "good people", and he can't hear half a word of gossip or bad words.
He didn't have a chance to be a bad guy at all.
The two of them had a lot of distractions in their hearts, and soon fell silent again. The car drove on the road for nearly 50 minutes, and in an increasingly embarrassing atmosphere, it finally drove into Chen Guangjian's Buguang Shoe Park at half past four in the afternoon.
Liang Xin is familiar with the way, as the well-known "boss illegitimate son" in the factory, after entering the door, Ling Yu was arranged to wait in the pantry downstairs, and the management personnel in the factory only regarded Ling Yu as Liang Xin's follower, and behaved very indifferently.
This style surprised Ling Yu.
The heart said that Liang Xin's strength was so strong, no wonder he was not afraid of thunder.
It's just eight million, which is a lot of money for Chen Guangjian! Not to mention eight million, ten or eight million are not in Chen Guangjian's eyes. The current market price of the Runxin Building next to their bank alone is as high as 380 million!
Chen Guangjian invested in this building in 03, and the current floating profit is nearly 200 million.
Compared with Boss Chen's operation, Liang Xin's series of bells and whistles are simply like playing at home.
Not to mention, in addition to Runxin Building, Chen Guangjian has several similar industries in the city.
"Chen is always your ......," Ling Yu wanted to inquire more.
Liang Xin said directly: "Don't ask what you shouldn't ask." ”
Then he threw down Ling Yu and went straight upstairs.
A moment later, Liang Xin, who had not been here for more than a month, knocked on the door of Chen Guangjian's huge office on the top floor of the building. But Chen Guangjian hadn't spoken in the room yet, but a girl's crisp and cheerful voice came out first: "Come in!" ”
Liang Xin strangely pushed the door in, and saw that in the huge office, Chen Guangjian was sitting behind his oversized desk speechlessly, and beside him, there was a bright and moving girl.
An An looked at Liang Xin with bright eyes, and shouted with a smile: "Great God!" ”
"Hello ......" Liang Xin stepped forward, took his eyes off her big G with difficulty, raised his hand and rubbed his nose unnaturally, and smiled at Chen Guangjian, "Dad......"
"Hmm." Chen Guangjian covered his forehead, he didn't know what he was having a headache, and said in a deep voice, "Are you flipping houses in other places these days?" Or is it fried locally? ”
"Capital." Liang Xin was very direct, and asked rhetorically, "Does Uncle A Xian know?" ”
"What do you say?" Chen Guangjian is still the same, he didn't give Liang Xin a chance to take the initiative at all, this is equivalent to not saying it, and asked Liang Xin angrily, "What do you take as collateral?" Do you have a stake in the company? Or the company's future earnings? ”
"This ...... It's a bit complicated to say. Liang Xin looked at An An.
Chen Guangjian said: "What do you think she is doing? She can understand a fart! It's all my own family, just say it! ”
An An was not angry at all, and parroted in a low voice, "My own family, just say it~" full of scumbag temperament. Except for a pair of big Gs, there is no comparison with Jiang Lingling, a girl with a higher college entrance examination score than Liang Xindu.
Liang Xin had no choice but to speak slowly. opened his mouth, and his eyes involuntarily deepened, as if he was telling a story, "At the beginning, I coaxed my dad first...... My old Liang sold our house......"
Chen Guangjian's eyebrows jumped slightly imperceptibly.
Looking at Liang Xin's eyes, he changed instantly.
actually sold real estate to speculate on real estate......
This kid, I thought he was just a liar, but I didn't expect it......
He's still a gambling dog?!
Promising!
(End of chapter)