An An definitely can't control it, now that he is famous and rich, it is no problem to make his debut in place.

Liang Xin could only sigh, cheer up, and argue with Chen Guangjian, "I think it's okay, don't we have a charitable foundation?" It is better to transfer all the money of the company in the name of the foundation except for daily expenses to the account of the charitable fund, and the charity fund will not take this money in vain, and return the money to the company at an interest rate of about four percent per year, a little higher than that of the bank, even if the time is in February 09, that is, half a year before listing.

When the time comes, with interest, all the money, from the left hand to the right hand, will be transferred back to the account of Sanjin Technology. In this way, there are two benefits, the first three gold technology can sit and take four more points of profit for nothing. Second, the company's books have less liquidity, and the internal funds are appropriately tight, which can also remind all parties to spend less money. ”

Chen Guangjian said: "Let's buy you a new car? ”

"Don't forget about that little drizzle, let's buy it all ......" Liang Xin didn't know what his face was at all, and casually "didn't need a reason" to justify, and immediately continued, "And then the key is the follow-up action." ”

Chen Guangjian nodded, I don't know whether to agree with Liang Xin's practice of spending the company's money to improve his treatment, or let him continue to speak, but anyway, Liang Xin did not stop, and said to himself: "The second step in the follow-up, the money from the charity fund can be used as a reserve, and we will use it to cooperate with the W City Commercial Bank under Dongfeng Investment, so that the bank can help us launch an annualized financial product with an annualized rate of 6%, which will be purchased in two years, no matter how much the people buy, the 6% interest will be deducted from our reserves." As much as we have reserves, we will issue as many wealth management products. In this way, according to our current daily turnover of 30 million, let's use 90% of it, 27 million, which can correspond to ......."

Liang Xin looked left and right, An Anxin comprehended, and immediately reached out to take the calculator from the table and handed it to Liang Xin.

"yes, that's it." Liang Xin took it from An An's hand, and quickly crackled and pressed it, "Twenty-seven million, divided by 12 percent...... That's 225 million. In this way, we can absorb more than 200 million funds from the society every day, and according to our current flow situation, we should average this number, which can last for 300 days, and we can pull ...... Six hundred and seventy billion? Exercise! Six hundred and seventy billion!? ”

Liang Xin exclaimed.

Chen Guangjian was also stunned instantly.

The two of them stared at each other for a few seconds, Chen Guangjian licked his lips and took a pack of cigarettes from the table, "You continue." ”

"Well......" Liang Xin said, "That's ...... And then it is, isn't the 67.5 billion yuan that belongs to the common people, and it must be returned, and the loss must be prevented first, right? Then let's put more than half of it, 37.5 billion, fixed for two years in the bank, the interest on this deposit, can be as long as 6 percent, W City Commercial Bank is its own people, so that the bank takes the deposit, our actual wealth management product interest expenses, can also save half.

Then, the other half, that is, the 30 billion, part of us, can be used to buy land, to buy land in City B and land in City S, and there is no need to rush to develop after buying. Some of them can be appropriately raised and sold to Dongfeng International Real Estate, anyway, Dongfeng International Real Estate is also going to take the land, we took it for them in advance, and we should charge some handling fees, not too much, right? ”

Chen Guangjian thought for a while and said, "It's not too much. ”

Liang Xin continued: "Then the other part can be greatly increased according to the market situation, and we will sell as much as the market rises." Next, domestic real estate companies must be rushing to buy land, and we will first block the road they want to take, so that they have no way out. In this way, when the two years are up, the wealth management products we set up in the name of the charity fund can be cashed out 100% in terms of interest payment, and even half of the funds are surplused.

In terms of principal repayment, more than half of it is in the hands of the bank, and the bank will certainly not have problems, and the remaining small half, in our own hands, according to optimistic calculations, according to the average increase of at least 50 percent, we can not only repay the principal of 30 billion yuan in the market, but also make an additional 15 billion profits, and at the same time greatly help Dongfeng International Real Estate, shortening the time to get land.

In the end, the 15 billion profits, plus the half of the reserves that have not been used up, will be transferred back to the account of the charitable fund. This part of the money can be divided into three parts, the first part, with interest, the money and interest transferred to the charity fund in recent years by Sanjin Technology, all of which will be returned to Sanjin Technology, and even a little more appropriately, anyway, how to divide it at that time, or we have the final say. In the first half year of listing, Sanjin Technology has abundant funds in the account, and it will be very good-looking.

Let's go back and use this money as a reserve fund to do the second round of cooperation with W City Commercial Bank. All the money earned this time will go to the charity fund, so I propose that we can make the charity fund relatively independent now. If you subscribe for a part of the shares, let's say I take 5% first, and you also take 5%, which means ......"

Lao Chen nodded again and again, "Hmm...... It's really interesting. ”

Liang Xin said: "Dad, don't worry, the most interesting part is the last part." Of this 15 billion, Sanjin Technology took a piece, and the charity fund kept a piece for itself, so what about the rest, there must be a tenth, right? 1.5 billion should always have, right? Then we are busy, especially now, the actual right to use this money is in the hands of the council, you are the chairman of the Sanjin Science and Technology Council, and I am the vice president of Dongfeng International Real Estate, this money to get out, also need a name - just you said that it is so coincidental, I happen to be in charge of the Dongfeng Times No. 1 Plaza project in W City now, from beginning to end, this thing is what our father and son are doing, so when the matter is done, even if we have no credit, we have hard work, right? ”

Chen Guangjian's eyes lit up, "Hmm...... Be! ”

Liang Xin shouted: "It's not just yes! It's just not no! This thing can't be done without the two of us, right? Without the two of us operating together, Sanjin Technology would not be able to sit and make money, right? If Sanjin Technology can't make money, it will be doomed if it goes public in 09, right? If Dongfeng International Real Estate didn't have the two of us, it wouldn't be able to grab the land from others, right? ”

Chen Guangjian couldn't help nodding, and his eyes lit up.

An An listened with indescribable admiration on her face, and looked at Liang Xin's eyes that were about to draw.

"Dad, I'll just say, just the credit of the two of us, this share ratio, when the time comes, you half, I half, we will divide the money together, can others gossip?"

Chen Guangjian took the case, "I see who dares to step on the horse!" ”

"Yes!" Liang Xin said, "Let's do this thing, Sanjin Technology Sanjin Technology takes benefits, Dongfeng Real Estate Dongfeng Real Estate takes benefits, banks and banks take benefits, and ordinary people take benefits. The state should thank us for making important contributions to the early realization of the four modernizations of the motherland. When the time comes, the two of us will spit on the ground, and the weight will be heavier than winning a Nobel Prize in Economics! ”

"Ah Xin, it's really ...... you to step on a horse" Chen Guangjian walked out from behind the table excitedly, walked quickly to Liang Xin, hugged him fiercely, and slammed Liang Xin's back twice with a bang, "Okay!" Good! You are stronger than Lao Teng! You're better than Lao Teng! ”

"Old Teng?" Liang Xin endured his grief and asked, "What's wrong with Lao Teng?" ”

"Oh, you just talk, why do you hit so hard!" At this time, An An suddenly stood up from the side, slapped Chen Guangjian's hand away angrily, glared at his father angrily, and touched Liang Xin's back distressedly, "Brother, does it hurt?" ”

Liang Xin didn't dare to speak.

Chen Guangjian smiled at An An, hurriedly let go of Liang Xin, looked at Liang Xin and sighed: "Alas, Lao Teng can't do it, Lao Teng's idea can't be opened without you......"

(End of chapter)