Chapter 512: Empty Glove Moby Dick (Part II)
Half of the money obtained by the bank through the sale of wealth management is left in the bank account in the form of deposits of Dongfeng Charity, and the other half is returned to Dongfeng Charity, and Dongfeng Charity is transferred to the account of Dongfeng Plaza Company with zero interest.
After Liang Xin got the money transferred to the account of Dongfeng Plaza, he went to other places to get land and projects, and then used the projects and land as collateral to lend out the other half of the money in the bank's hands.
The whole process is summed up, just like Liang Xin and the bank doing a game together, by taking the money from the people to buy wealth management, Liang Xin gets the right to use a fund for nothing, and uses the funds to get the land; The bank used the money obtained by Liang Xin to repay Liang Xin with a loan, and at the same time absorbed savings at zero cost, it also obtained a net profit based on loan interest, and there was enough collateral behind it to hedge the risk of bad debts, and all the actual risks of the accounts were all spread to the people who purchased financial management.
The premise of closing the books is that all of these projects can achieve the expected returns.
To put it more simply, as long as Liang Xin can sell the house on time at the expected price, then all aspects involved in this interest chain can get a considerable return on investment; On the contrary, Dongfeng Plaza went bankrupt, Liang Xin ran away with the money, Teng Zengsui was ruined, and the people who bought financial management basically lost all their money......
The world of financial players is so moralistic.
I do not seek to be born on the same day and month of the same year, but to die on the same day of the same month.
But of course Liang Xin is not afraid at all.
Whoever instigates is a dog is not worthy to be a reborn!
After staying in the hotel for two days, and on Sunday, he focused on a fine assessment and verification of the project budget with the actuaries sent by Teng Zengsui, and repeatedly confirmed that the project was "the inevitable rise of China's real estate" under the premise that it could at least make a vast amount of more than 100 million yuan in vain, and on Monday, Liang Xin took the steps of killing and crippling all his six relatives, and advanced into the street office building next door to the hotel.
It is hard to imagine that Dongfeng Plaza rushed out of the beginning of W City, and the starting point position would be so low.
However, Liang Xin thought about it carefully, and felt that there seemed to be nothing wrong with this. After all, in the center of a third-tier city, even in the north, the annual local fiscal revenue is not low, and at least three or five billion yuan should not be a big problem.
So I came here with a billion yuan, and for others, it was only enough to cover three months' rations.
Investment is just investment, what is there to be arrogant!
"Haha, Mr. Liang is good, young and promising, he only went to college this year?" On this side of the street, the leadership team went out to entertain collectively, but it was the local deputy district mayor who led the team, and when he shook hands with Liang Xin, his eyes really looked like he was looking at three months' rations, and he purely regarded Liang Xin as the stupid son of a Haoqiang family somewhere in W City.
Liang Xin saw that the benevolent brother opposite looked down on him so much, so of course he was very cooperative.
I have to learn more from the elders from all walks of life, and this time it is also a chance for the family to come out to see the world and see the masters, and the posture is very low, and the other party is very happy in three or two clicks.
And not only does it sound good, but it also does it as if it is in a hurry to send money to the locality.
After sitting down, no matter what conditions were put forward by the local side, Liang Xin hesitated a little, and then flatly agreed, and even accepted many unreasonable demands.
"That is to say, the compensation and resettlement and expenses of the relocation will be borne by our Dongfeng Plaza Development Company, and the resettlement houses of the residents here are all provided by our side, and the actual income area of each household on average cannot be less than 80 square meters, that is, the average ......household treatment at the department level," Liang Xin took the meeting materials provided by the other party and repeatedly compared them with the deputy district head.
The deputy district chief nodded seriously with a look of asking for the people's lives on his face, and said: "Many of the residents here belong to our local internal personnel or the families of internal personnel, and we have wanted to improve the treatment of housing for many years. However, at the local level, the financial level is limited, and some developers are not willing to bear such high costs......"
"Wait a minute." Liang Xin interrupted the other party's words, and muttered to his own team leader finance on the side, "If we do this, how much profit can we have left?" ”
"About 800 million."
Liang Xin frowned slightly.
800 million, it's not impossible......
Looking at this poor city, the business potential will not be stronger than that of W City.
Change the scale of the main office building of the square a little smaller, and strive to increase the occupancy rate in the future, the profit will not be bad, and the construction cost can be reduced.
Time is pressing, and getting the ground down early is more important than anything else!
"This project, we're next." Liang Xin stood up suddenly, leaned forward, and stretched out his hand to the deputy district head.
When the deputy district head saw this, he was stunned on the spot.
He shook Liang Xin in a daze, and his expression was extremely exciting, "Xiao ...... Mr. Liang...... Is...... High Wind Bright Festival. ”
Liang Xin immediately kicked his nose on the face, and said awe-inspiringly: "Where is the leadership, building socialist modernization is the highest purpose of our business, and the first rich drive the latter to become rich is our company's consistent corporate culture, CCTV said well, the same world, the same dream, if you can't give back to the society after making money, what's the point of us engaging in business?" ”
The leading comrades' mouths grew when they heard this, and they looked at Liang Xin with dismay.
From his eyes, Liang Xin can clearly see such a meaning:
Are you really riding horses?
"Is the contract ready? Since we want to do it, let's hurry up and sign it in these two days. ”
Liang Xin, who invested his blood, in turn urged to take the money.
The deputy district chief held Liang Xin's hand, turned from stunned to choked, and the whole person trembled, "Thank you, thank you, on behalf of the residents of our district and street, thank you for your sacrifice and dedication!" ”
"The other two pieces of land ......"
"One hundred thousand per acre."
"Sixty thousand, it's not worth a lot of money, and our capital turnover is a little looser. The square was built a day earlier, which is also to serve the people. In this way, 20% of the annual after-tax net profit of the square will go to this place, and we will send audits to each other, plus the party affairs audit department of the four major third-party banks and the fourth party of W City. We invite you to set up a party branch in our square, and we will provide no less than 20 management places, and we will open the salary, which is not lower than the average salary standard here. ”
The deputy district chief was dumbfounded, his eyes were full of tears, and he held Liang Xin's hand tighter.
Mr. Liang...... How can I say yes, you're really ...... O people's entrepreneurs! ”
"The leaders have won awards, all for the quality of life of the people, this side is so close to the capital, the Olympic Games are about to start, if you don't hurry up the construction, let foreigners see it, and when we can't afford to live in a big high-rise building." I can't bear to think about this kind of thing! ”
The deputy district chief's eyes were red when he heard this, and he almost cried.
……
Two days later, the small city invited a large number of media to sign an agreement with Dongfeng Plaza Development and Construction Co., Ltd. with a very high standard. On the same day, local city leaders attended in person and shook hands with Liang Xin for five minutes.
After doing it, Liang Xin took people and rushed to another nearby city overnight.
Rumors immediately came out of the Bohai Rim area, and various cities rushed to tell each other that there was a person who was stupid and had a lot of money in the south, and he was carrying out a big coin movement in our department.
Suddenly, everyone was in awe.
Liang Siyun never expected that he would be remembered for almost ten years after his retirement. People sit at home, sycophants come to the sky, and for some reason they have been popular in the mainstream media in the north for many days.
And Liang Xin was not idle, from the beginning of the initiative to find a project, it soon became an invitation to go to various places for inspection. In 18 days, six cities were transferred, and a six-point agreement was signed, with a total investment of more than 500000000000 yuan......
It's a pity that after investing 5 billion yuan, the Great Sabbi movement came to an abrupt end.
Because of the speed at which the bank sells wealth management, it really can't catch up with Liang Xin's action of spending money. For the first time in the history of human real estate transactions, the efficiency of financial leverage instruments has lost to the subjective initiative of developers......
"Sanjin Technology's reserves are not enough......"
Lan Qiuyan called from W City, explained to Liang Xin, and said, "Why don't you embezzle part of the construction money first, and then put it somewhere else?" ”
"Safety first, don't rush in." Liang Xin said, "The total amount we plan is definitely enough, although the time is very tight, but we can't be in a hurry." The money mortgaged here will not only be used for construction, but more importantly, it will have to be used to repay interest. The confidence of the financial market is more important than life, to say an unlucky word, the building can be rebuilt after it collapses, and the people will forget it. But if you owe money, you will never get it back. ”
"Are you coming back now?"
"Wait a few days." Liang Xin said, "Here in the capital, I still have a small meeting to have, and then I have to go to Nanshan." ”
"Then do you want to stop by H Island to see An An?"
"Let's go home first." Liang Xin smiled, "Let's take a look at my family Lingling first." ”
“……”
On the other end of the phone, Lan Qiuyan was silent for two seconds and smiled, "That's right, by the way, An An's advertisement for that ring has been filmed, you let Mr. Kang put the product on the shelves for pre-sale, we have already asked people to start doing it on a large scale." ”
"Okay, I'll see you in a few days."
"Hmm."
As soon as the mobile phone hung up, Liang Xin thought for a moment, took out the computer, and boarded the classmate network.
On the homepage of the classmate network, An An's ring advertisement, the link has been placed in the most conspicuous place.
Liang Xin clicked on it and saw An An wearing a red wedding dress and being coquettish on the beach.
Damn, I have to say it, my body is really good......
"Brother, I love you for 10,000 years~"
On the screen, everything is close-up, An An looks at the camera, and her winks are slightly thrown.
Liang Xin shuddered for a moment and hurriedly turned it off.
Grandma's, I can't stand it!
I can't stand it at all!
(End of chapter)