As soon as Gu Rao got home, she couldn't wait to take out the jar she had saved money from the space, poured all the money on the table and counted them one by one.

There were three silver bills of one hundred taels, and two silver ingots of ten taels, and the rest were all gold or silver nudes and copper plates.

Beye watched her count from the side and asked, "Don't you have a special account book, don't you remember exactly how much you earn every day and how much money you had before?" ”

Gu Rao didn't raise her head, and continued to count the money intently.

"I always think that I may have missed it, maybe there will be a surprise on the side of the tree."

The corners of Beye's mouth twitched.

Not to mention that she remembers so meticulously every day, let's just say that her arithmetic ability is unmatched, and she is not very able to miscalculate money.

Gu Rao didn't take long to finish counting, lying on the table in frustration, pointing to her chin with one hand, and looking ahead with blank eyes.

"No surprises at all."

Bei Ye said helplessly, "If there is really a surprise, it means that there is a problem with your accounting, is it a happy thing?" ”

Gu Rao was not comforted.

"I'd rather have a problem with my own arithmetic, and I want to suddenly have a little more money, otherwise, we will have three hundred and seventy taels of silver now, which is not enough to buy that three-story restaurant!"

When the money is used, you hate less!

"There is not only one restaurant in the town that has three floors, but there are others, if that restaurant can't be auctioned, let's take a look at the others." ”

Gu Rao shook her head.

"I compared it elsewhere, although there are also three floors, but first, the location is not as good as that one, second, after the house was photographed, the furniture was also sent, those furniture are made of solid wood, the quality is also very good, and they are all eighty percent new, just that set of furniture, we have to find a carpenter to make it ourselves."

"If the shop is bought somewhere else, I'm not so confident that I can make back the money I bought the shop quickly, but if I buy it there, maybe I can earn back the money I bought the shop in a year!"

Beno was silent.

He could see that his wife really liked the restaurant.

"What are you going to do?"

Gu Rao suppressed the reluctance in her heart and said, "I still have a lot of jewelry, let's choose some that are not so beloved." ”

"You can buy jewelry after you have money, but after our shop buys it, it will hardly be replaced, and it will be used for more than ten or even decades, of course, you must choose the best in all aspects."

Besino's pondering moment.

"You never buy things you don't like, since you buy them, they are all what you like, are you really willing to take them out?"

Gu Rao nodded.

"Pawn it!"

"After all, jewelry is just an ornament, no matter how good-looking it is, it can't be eaten as a meal, in addition to looking good, it won't make money, and the shop is different, after buying, you can make money, compared with the two, it is more cost-effective to sell it to invest in business."

Beye advised, "Those jewels are your beloved things, if you don't have to, don't touch them anymore, if you really want to bid for that restaurant, let's go to the money bank to borrow money." ”

Gu Rao was stunned when she heard this.

"Can the bank lend us money?"

Besino's nodded.

"Borrowing money should be collateralized by property, and the interest rate is relatively high, the sooner you repay it, the better, after borrowing money, we have to work harder to earn money, and strive to replace the borrowed money as soon as possible."

Gu Rao asked if she didn't understand.

"What is the annual interest?"

Beno said, "Double." ”

Gu Rao was taken aback.

"Double?"

Don't be calm.

"It is precisely because the interest rate of borrowing money is too high that ordinary people can't afford to borrow, and they don't dare to borrow, even if it is a little thin, it is possible that because the borrowed money cannot be repaid in time, the interest will roll over more and more, and finally bankrupt."

Gu Rao, "......"

"It's too dangerous!"

Suddenly realized something.

"You've been exposed to it before?"

If you haven't been exposed to it, how can you understand this aspect?

Beye snorted.

"When my father died suddenly, the family did not prepare a coffin for him in advance, and the money was pinched in Liu Guihua's hand, so I could only go to Qianzhuang to borrow money to buy a coffin to bury my father."

Gu Rao was a little incredible.

"You mean, the family actually had money at that time, but Liu Guihua was reluctant to use it to buy a coffin for her husband?"

Bie Ye poured himself and Gu Rao a cup of tea each, and took a sip of his cup of jasmine tea.

"Hmm."

"Liu Guihua wants to keep the money for Bei Chengcai to study."

Gu Rao felt a little sorry for him.

"You were only eleven years old!"

"Why don't you borrow it from someone in the village?"

"I was only eleven years old at the time, and my hunting skills were not as good as they were later, so they refused to lend me money because they were afraid that I would not be able to repay the money. ”

Gu Rao couldn't imagine the picture of an eleven-year-old child, who clearly didn't understand anything, and still went to the town to borrow money alone.

"Although I haven't met your father, but you can have such deep feelings for him, it can be seen that he is still good to you, and there is finally a good person in other families."

"Let's take the time to give him a stick of incense."

A smile crossed Besye's eyes.

"Okay."

Gu Rao asked curiously, "How much money did you borrow?" Doesn't it say that you need to use financial collateral to borrow money? What did you pledge? ”

Beiye said, "I am penniless, the only thing worth me is me, I mortgaged myself to the money bank, borrowed one tael of silver, the interest for a year is one tael, and I have to repay two taels of silver in total." ”

Gu Rao frowned.

If others heard about his experience, they would definitely praise him for his filial piety, but she just wanted to say that he was too stupid to put himself first at all times.

How could he ......

"If you don't do it in a year's time, will you be sold into slavery?"

Beiye stretched out his hand and rubbed Gu Rao's hair, and said with a smile, "It's all over, I still paid back the money within a year, you don't have to feel sorry for me." ”

Gu Rao pulled his hand pick down.

"Messing with my hairstyle again."

He took his wide palm in his hand and played with it, and said seriously, "No matter who you want to do in the future, you are not allowed to do such a stupid thing again." ”

"It's a good thing to be affectionate and righteous, but I'd rather you be selfish, think more about yourself, and don't be stupid to live for others."

Beno closed his palm, covered his hand, which was twice as small as himself, and said lightly, "I'll think more about myself." ”

Gu Rao, "......"

Don't think she can't see it, he just didn't listen to her words in this attitude!

"You are so dedicated, why don't you go to the money bank to borrow money this time, and mortgage yourself as well, you look tall now, you should be more valuable than when you were a child, right?"

Besino's didn't hesitate.

"Okay."

Gu Rao, "! ”

"Do you want to hear what you're saying?"

Don't change your complexion.

"I'm sure we'll be able to pay it back in time, so what's the point of taking a mortgage for the time being?"

Gu Rao, "......"

"Aren't you afraid that after I sell you, I don't want to pay back the money and run away?"

Besano's eyes were determined.

"You don't want to."

Gu Rao, "......"

I really don't know if he's stupid or smart.

If he is stupid, he can always grasp her mind so accurately, and if he is smart, he does something stupid every time!

(End of chapter)