Chapter 139: What is the purpose of making money?
Under the strong coercion of Chen Ming's uncompromising concessions, Zhang Yuyan and Rourou finally reluctantly persevered to the end, mainly because the grilled fish and roast mutton were really delicious.
Even Zhang Yuyan was burping: "This is the fullest and most sustained meal I have ever eaten in my life!" Hiccup......"
Chen Ming is also very satisfied after eating his own craft, and he is also very tricky when he is good at cooking, so he usually thinks that delicious food must be really delicious.
Taking advantage of Zhang Yuyan's good mood, Chen Ming took the opportunity to start doing her ideological work: "Yuyan, there is something I have always wanted to tell you. ”
"What's the matter? That's it. ”
"I'd like to talk to you about the right way to live."
The correct way of life, for Zhang Yuyan, this is another noun that she has heard of, but the meaning is that she has gone to high school, and the high school students in that era are not very far from the college students thirty years later, of course, the depth and breadth of knowledge is another matter.
So she said directly: "Say, what do you want to say?" ”
Chen Ming started seriously: "First of all, we need to know what the purpose of earning money is, the initial purpose of earning money is to maintain our survival, and then it is to improve our quality of life. ”
He is a master of business negotiation skills, and he has a lot of experience in speaking, and the first sentence he did not say "you" but said "we", which will first make the other party in the conversation have a sense of identity in psychological consciousness.
One of the best skills in negotiation is not to speak on the opposite side of the other party, and not to let the other party see you as his opponent and enemy.
Thirty years later, all those who are engaged in the insurance industry, the first lesson they learn during training is the art of speaking, and the first speaking skill they learn is to sell insurance to customers, not to say "you" but to "we".
In the same sentence, the effect caused by different ways of speaking is absolutely different......
Chen Ming continued: "If you don't spend money after earning it, or you are reluctant to spend it everywhere, then you lose the meaning of earning money, money not only to meet our survival needs, but also to improve our quality of life and meet our life enjoyment." ”
What he said was too official and formal, but fortunately, Zhang Yuyan understood all the meanings she wanted to express, so she replied: "You want to say that I am stingy?" ”
Chen Ming smiled bitterly and shook his head: "I really didn't mean that, you misunderstood me, I just wanted to tell you how we should spend and save money correctly, you definitely don't know that spending money and saving money is actually a very serious skill." ”
"Then you say it, I'll listen."
So Chen Ming continued to teach her a serious lesson: "Then let's continue to chat, people's lives are not long, a hundred years will be counted as full, and it will soon pass, so in addition to survival, we must learn to enjoy life, diligence and thrift are of course virtues, but we must learn moderation." ”
"When we were young, under the premise that conditions permitted, we had to eat a lot of delicious food, buy beautiful clothes, and go outside to see and increase our experience."
"I only know that if we are diligent and thrifty and desperately save money, when we are old, although we may have a lot of money, we can't eat those delicious things if our teeth are broken, our legs and feet are not good, and we can't walk anymore and can't go outside to play around."
"At that time, our bodies and bones can no longer wear any good-looking clothes, holding a lot of money is useless is equivalent to holding a lot of waste paper, maybe then our money can only be used to buy medicine, hahahaha."
Although he is enlightened, his tone of voice is very gentle, and there is always a smile on his face, and the truth is also explained in simple and easy to understand, Zhang Yuyan not only understands it, but also does not have any resistance and resistance.
"Are you trying to tell me how much we should earn and how much we should spend?"
Chen Ming shook his head again: "Of course, how much you earn and how much you spend is also a very wrong way of life, the correct way to spend money should be: for example, if we can earn 3,000 yuan a month, then we should use 1,000 yuan as living expenses, 1,000 yuan as savings, and the other 1,000 yuan for financial investment." ”
In fact, this proportional way of spending money is also outdated, but Chen Ming, a more correct concept of spending money, can't teach Zhang Yuyan, because she absolutely can't understand it at all!
So Chen Ming could only retreat and teach her the "first step" of the concept of spending money, but even so, Zhang Yuyan also encountered a problem: "What does financial investment mean?" ”
"I started a cold drink factory with only 200 yuan on me at that time, and then I earned far more than 200 yuan I don't know how many times, which is called financial investment."
"To put it more simply, what kind of method to use to turn the 100 yuan in our pocket into 200, into 1,000 yuan into 10,000 yuan, this is called financial investment."
Zhang Yuyan probably understood this.
In order to let his wife have a process of digestion and absorption, Chen Ming opened a bottle of drink and handed it to her very politely.
"Do you know why Xu Lili, Zhu Jian, and your previous classmates always like to bully you? Isn't it because our family conditions were not good before, and the clothes we wore were not good, and we looked very down? Therefore, those who have better family conditions than ours can easily look down on us, because they think that we are incapable people. ”
This topic is a bit heavy, and after Zhang Yuyan heard it, she felt a little embarrassed and uncomfortable, but this is a fact.
"But now that our family's living conditions are better, we have bought a washing machine, a TV, a car, and you and Rourou also have good-looking and beautiful clothes, those neighbors who used to laugh at us in various sarcasm, are they not the same as before when they talk to us?"
"Does Fat Liu, who dared to bully you before, still dare to bully you now? He didn't dare, did he? ”
These are all facts, and Zhang Yuyan can't deny them.
"And those people begging for food on the street, why don't they look at them when they walk by, it's not because they can't get enough food, clothing, and poverty, so they can't get everyone's respect."
"So if we want to be respected by others, the first thing is to learn to respect ourselves, and the way to respect ourselves is to let ourselves live decently under the conditions of our own ability."
Chen Ming only analyzes the cause and effect of things instead of teaching people, and his way of communication and teaching has a very good effect, and Zhang Yuyan understands and listens to it without any resistance and resistance.
His only problem is that he speaks too seriously and bluntly, as if he is negotiating or giving a lesson to employees.