Chapter 105: Saving and Borrowing Money

The next thing to be auctioned has not yet reached that mirror, but there is another one that has not been born in this world, and that is the deposit interest.

Zhou Huairen wasted his strength for a long time, and finally let the people present understand that the next auction is five places, each of which can save one million yuan in Zhizhibao, and by this time next year, you can take one million and fifty thousand yuan in Zhizhibao.

"I said, boy, are you sick in the head? When people deposit money with you, shouldn't you charge a storage fee? How can you give money to others in reverse? Won't you lose 50,000 yuan this time next year? ”

Li Shimin said with some confusion, he originally thought that his grandson was very smart, but now he feels that this grandson has a problem with his head, of course, this can't be blamed on Li Shimin, now the money bank has not appeared, even if the money bank appears, you have to pay a storage fee for saving money from him, and I have never heard of being able to take money from here.

"Of course you won't lose, opening the door to do business is to make money, who can think of losing money? Your old man only sees that I will pay him 50,000 yuan of interest next year, but in this year's time, I can use his million yuan, and I can also make small money with a lot of money, and as long as it is more than 50,000 yuan of profit, then I will not make a lot of money? ”

Li Xiang drew a picture on the table while talking, although Li Shimin understood what Li Xiang said, but he still felt a little incredible, after all, 50,000 yuan is not a decimal number, not to mention that there may be deviations in your business, once you lose money, you can't even lose the principal of others.

When Li Shimin said this, Li Xiang also knew how to answer.

"Grandpa is right, I do have the possibility to lose money, but it is not possible for me to lose money on everything, I will only lose some of it, most of it can still get by, as long as the bad debt rate is stable under a benchmark, then I can still make a lot of money every year."

Regarding this issue, even if Li Xiang explains it, the people of this era are not clear, and Li Shimin is also confused, let alone those below.

"Can someone save the money?"

Li Shimin said with some skepticism.

"Of course there will be, for example, grandpa, the treasury earns 12 million yuan a year, and is escorted to Beijing twice a year, when the imperial court is rich and rich, are you willing to let him grow hair in the treasury? Or will you save it to me? ”

Li Xiang began his own flickering, if the household yamen saved money from him, it would be able to drive many people to save money.

Li Shimin calculated in his heart that there would always be 2 million guan of money in the treasury for preparation, and if all of it was put here for Li Xiang, it would become 2.1 million guan by this time next year.

However, Li Shimin is still a little worried, even if he wants to save money, he can only save one million yuan, and the remaining one million yuan still has to be kept in the treasury to cope with unexpected needs.

"Then grandpa, in order to support your dedication, he will first let the household yamen save one million yuan, but when it expires next year, he must even give me the principal and interest, if you save two million yuan, you will have no money when you use the money."

Li Shimin also ate a lot of money here in Li Xiang, so he had to help when he should help, not to mention that this money could not be small in the treasury, it was better to save it to Li Xiang, and Li Xiang would be able to give me a lot of money and a small amount of money at that time.

"It doesn't matter if you don't have any money, you can borrow money from Zhidao Baolai when the time comes! For example, if the money of the household department is not in place, the court can come to me to borrow money, and I only need to charge a little fee. ”

Li Xiang explained that Li Shimin was interested instead, the court was short of money all the time, and whenever there was a shortage of money, the court couldn't wait to even sell the palace.

"How much does it cost you?"

Li Shimin knew that this grandson was unprofitable and could not afford to be early, and some things had to be asked clearly.

"Not much, not much, if you borrow 1 million yuan, just give me 1.15 million yuan next year."

When Li Xiang said this, Li Shimin immediately slapped the table, you are simply going to die, people save money from you, you only give people 50,000 yuan for the benefit of money, and now you lend money to others a full triple!

"Why don't you kid rob it?"

Li Shimin said angrily.

"Grandpa, don't say that, think about it when you are in a hurry to use money, if someone is willing to lend you money, you only need to pay a little benefit fee, then you can do this thing, but if no one lends you money, then even if you want to make a comeback of this benefit fee, then the matter is delayed, and the benefit fee is compared with what you want to do, what is the benefit fee?"

Li Xiang began to brainwash happily, people in this era will definitely have a very hard time accepting such new things, but Li Xiang is not in a hurry, at present, all the big customers are doing, and the small customers Li Xiang is not willing to do it, and the people do not have so much money in their hands.

"Five thousand dollars."

Just when the two were arguing, the auction below had already begun, and the bidder was still Cui Yuncheng, who was ready to buy the first place.

The Cui family's family has money, and now that Li Xiang is here, he can eat interest, why not, in their opinion, Li Xiang is a fool, and they are not afraid that Li Xiang will not pay back, after all, Li Xiang is the eldest grandson of the emperor, and the East Palace is still in that place, are you still afraid that Li Xiang will run away?

"Seven thousand dollars."

When Cui Yuncheng's words were just finished, Young Master Wang of the Taiyuan Wang clan also stood up.

Although there are differences in the strength of several major families, if you talk about deposits, it is still not much worse, your Cui family can come up with a million yuan, and our Wang family can also take it out.

And in the accumulation of many years, this money is kept at home, according to what they just thought, it is impossible to give birth to new money at home, and next year they can receive 50,000 yuan of interest, which is not a small amount, 50,000 yuan can do a lot of things.

"Eight thousand dollars."

The asking price was higher than the other, and the Li family of Longxi also joined.

Although Li Shimin claimed to be from the Li family in Longxi, the people of the Li family did not recognize this matter, so when he saw these people stand up, Li Shimin was also a little disgusted, Emperor Laozi said that it was from your family, and you still have people to dismantle the stage outside......

However, Li Shimin doesn't have time to take care of this now, he wants to ask someone from the household department and yamen to come forward to take a place, after all, the five surnames and seven wangs have done the right thing over the years......