Goo Woo fell to his knees and didn't even have the courage to look up.

In front of him, Yao Guangxiao, Pu Qia, and Xu Jingchang sat upright. Next to him are Jinyiwei, in fact, there is no need for Jinyiwei, he is a mouthful, where does he have the courage to escape?

"Master, uncle, and Dingguo Gong, you just have to ask, sinners know everything and say everything."

Yao Guangxiao closed his eyes and said nothing, and the old Pu Qia looked at this former beloved disciple, and sighed helplessly, "Amitabha, why did you take this step!" ”

Wuyu was stunned, and suddenly burst into tears, crying loudly.

"Master, the disciple really doesn't want to, the disciple just wants to make some money, but he doesn't want to fall deeper and deeper, and he can't go back." Wu Yu kowtowed, "Master, you have to save your disciple and give your disciple a way to live!" ”

When the old monk Pu Qia heard this, he simply closed his eyes and said nothing, and he also learned from his junior brother Yao Guangxiao.

At this moment, only Xu Jingchang was left, and he was interested and looked down at Wuyu.

"I said, Senior Brother Wuyu, when did you start doing this? Tell me more about it. ”

Wu Yu stabilized his mind and kowtowed.

"If I returned to Dingguogong, I didn't pass the Buddhist exam that year, so I was expelled from the temple and had to do business...... At the beginning of the term, I opened a dim sum shop, and the business was excellent, and in less than half a year, I made a lot of money, and people came to me every day to queue up to buy dim sum. When I came back, I gradually couldn't do it, and I could only sell 500 copies a day. But every festival, this is not enough to sell, and there are people who want to give gifts, and they want more. I, I thought I could make an IOU. ”

Xu Jingchang thought about it for a while, and immediately understood what was going on, "Those who want to give gifts don't eat by themselves at all, spend money to buy an IOU, and then give it away, and the people who get the IOU can come to you to exchange snacks within the agreed time, right?" ”

Wuyu nodded, "That's right, after a few months, I found that some of the IOUs sold will always be damaged and lost, and I can't come to get snacks." And even if they come to exchange it every once in a while, I always have some money in my hand. This money can be used to lend money and make profits. ”

Wu Yu said, relying on his courage, he looked up at Xu Jingchang, and found that this Dingguo Gong had a smile on his face, stroked his palms and laughed, "You are worthy of being a master of financial management from Buddhism, collecting money and lending, this is the ability you learned in the temple, right?" Master, how well did you teach the old man? ”

Pu Qia couldn't hold back any longer, "Don't talk nonsense, Lao Qu is just dedicated to the Buddha, and he will never be contaminated with copper stench." At present, there is no mess in Jizenji Temple. ”

That's what it used to be!

Xu Jingchang didn't say much, he was not surprised at all by Wuyu's model.

In fact, many time-honored brands in Yingtian are like this, such as the roast duck shop that Xu Jingchang likes, if you want to buy it in batches, you must book in advance and pay a deposit of 30%.

After receiving the money, they will purchase the materials in advance and bake them out on time.

Wu Yu's dim sum shop is similar, he collects money in advance and waits for customers to come and pick up the goods...... There's always some time difference in between.

In other words, there is always a batch of IOUs on the market, and Wuyu always has a sum of money in his account that is not needed.

If you have money, you can make a profit, lend it out, or store it in a money bank, you can get something, this is already the instinct of Wuyu, who was born as a monk.

"Senior brother, I'm curious now, how did you get your eyes on gold, and how did you take this step? Can you talk about it? ”

Wuyu said bitterly: "In fact, I gradually discovered that the more famous I am, the more IOUs outside, the more money I have in my hands." And even if I sold some more IOUs, no one would notice. Some people just want something to give as a gift, and I just need to take back the old IOU on a regular basis and exchange it for a new one at the original price for an extended period of time. ”

When Xu Jingchang heard this, he instantly understood, "Borrow the new to repay the old...... The more you sell, and no one runs, the more money you make? ”

Wu Yu was stunned for a moment, and nodded helplessly, "What Dingguo Gong said is very true, and the sinner later thought that the price of dim sum is limited after all, and even if you sell more, you won't be able to make a fortune." Do sinners have to find something more valuable to attract people to the bait? ”

"And then you thought of gold?"

"Hmm!"

"How did you come up with that?"

"I, I just came from the Di newspaper, I heard that there is gold in Liaodong, I told some people that as long as you buy the dry shares of the gold mine, you can get a lot of dividends, and the dry shares will become more and more valuable."

Xu Jingchang said: "Who was the first to be fooled?" ”

"That's it, it's those who bought dim sum IOUs, I picked a few good families, sold a few dry shares, and then half a month later, I bought them back at a price of 30%."

The interest of 30% for half a month is really exciting.

After all, on Zhu Gaoxu's side, the annual interest rate is only one and five.

"The first time I took it back at a markup, it cost me my own money...... Then I sold another batch, this time ten times the original, and half a month later, the price was increased by 30 percent...... This time I put all the money I earned into it, and I borrowed a lot of money, and if I failed, I would be bankrupt and never recovered. ”

"And then?"

"Then many people came to me to buy, much more than before, and there were many rich businessmen and celebrities, and it didn't take long for me to have more than 100,000 taels of money in my hand."

Xu Jingchang nodded, "You are really clever in this hand, you put a long line to catch big fish, you have a lot of pattern!" ”

Wuyu cried, "Dingguo Gong, I really didn't think too much, I just planned to get some money, and then find a way to lend money to make money, fill the hole, I will make a million hundred thousand taels, and I will stop." ”

Xu Jingchang smiled and said: "You have opened a profit of 30% for half a month, how can you make so much?" You still want to fill the hole, isn't that a dream? ”

Wu Yu also said: "Yes, later I found out that I couldn't fill the hole, I only had to take the money I received and supply the people who were due." As long as they can trust me and keep throwing money into it, it doesn't matter how much money they have on their books. The most feared thing is redemption! As long as I don't redeem it, I can keep it going forever. ”

Xu Jingchang smiled: "Then how can you not maintain it?" ”

Wuyu said bitterly: "I originally said that it was a gold mine in Liaodong, but what happened to the gold mine in Liaodong, someone in the imperial court knows, as long as you send someone to Liaodong to have a look, or ask the merchants of Liaodong, it will be clear." I can only tell them that it is the gold mine of the Japanese country. But although the country is far away, it is not impossible to reach. Some people also went to the Wa country to find out about the situation, and they made more and more money on my books, as long as a few big accounts redeemed it, I couldn't sustain it. ”

Xu Jingchang nodded, "Yes, so you're planning to run away?" ”

Wuyu said helplessly: "Yes, I have made some money in the past few years, and I have also used it to honor my master, so that the master can accept me as a lay disciple again." I, I plan to go to Hangzhou, and then find a way to take Hu Shang's ship, escape overseas, hide to the ends of the earth, and escape the catastrophe. ”

Wuyu raised his head and begged: "Dingguo Gong, I really didn't think about it so much, I just wanted to make some money, I, I beg you, give me a way to live!" Let me do anything. ”

At this moment, the old monk Pu Qia raised his eyebrows, and sighed helplessly, "There is something to be done in heaven, but you can't live if you do it yourself!" The old monk is really blind, and if he accepts such a thing from you, he is really going to be killed by you. ”

Yao Guangxiao, who had been silent at this time, also said: "Animal, how much money did you charge?" ”

Wu Yu trembled, and said helplessly: "If I go back to my uncle, I have received more than 4.8 million taels in my hands, and if you look at the accounts, I owe tens of millions of taels." ”

Tens of millions of taels?

Is it higher than the annual income of Daming?

Yao Guangxiao said helplessly: "You did something that broke the sky, even if the Buddha came into the world, he couldn't save you." ”

After Yao Guangxiao finished speaking, he looked at Xu Jingchang, but found that Xu Jingchang was holding his chin and fell into thought. Yao Guangxiao couldn't help laughing, "I said Dingguogong, do you still want to protect him?" ”

Xu Jingchang shook his head with a smile, "I don't have that much ability, but if I want me to say, everyone may not want to kill him, and this matter may still be discussed." ”

Yao Guangxiao was dumbfounded, and Pu Qia was also shocked...... The two of them are combined, they are both one hundred and fifty years old, they have never seen such a thing that pierces the sky, can they still live?

Is this a joke of Da Ming Law?

Xu Jingchang smiled faintly, "Don't worry, you two, I want this person from Jinyiwei." ”

Xu Jingchang said again: "Wuyu, all your current accounts of receiving money will be handed over to me, and you are not allowed to hide the slightest mistake." ”

So far, how dare Wuyu hide it, he can only obediently agree, he can live for a quarter of an hour at this moment.

Xu Jingchang put away the matter here, turned the day, and went to the General Administration Department with a smile.

When he arrived, it felt like the vibe was different.

The officials of the headquarters also exchanged heads and whispered to each other...... Those who were in line with the other yamen to deliver official documents also took the opportunity to chat and ask about something.

Xu Jingchang called Hu Hu over, "How's it going?" Could it be that the news has spread? ”

Hu Hui said: "Someone said that the sale of the gold mine shares, I'm afraid that there is a problem, and King Zhao has withdrawn the money." There are also corresponding people who are missing. ”

Hu Hui lowered his voice, "Dingguo Gong, what do you think you should do about this?" ”

Xu Jingchang said with a smile: "I don't need to look at this, someone will come over soon." ”

Sure enough, just as Xu Jingchang finished speaking, the old father-in-law, Huang Guan, the secretary of the Ministry of Rites, came.

Xu Jingchang was surprised, "I said, how can your old man get involved in this kind of thing?" ”

Huang Guan snorted: "How can the old man covet this money, besides, I have a daughter, she often helps, and my family's money is enough to spend." ”

"Your daughter? Isn't that my money! ”

Huang Guan snorted: "I don't care about those, anyway, I spend your money, I am at ease." It's just that I have some protégé disciples, and I also want fellow villagers from Jiangxi, and their property at home has been copied by His Royal Highness the Prince, so they want to make some money to spend...... Now that no one can find it, what do you say? ”

Only then did Xu Jingchang understand that there were still many big families in Jiangxi who had become the last pick-up man.

"I can only praise, it's really wise and brave, amazing!"

As soon as Xu Jingchang finished speaking, Jian Yi, the secretary of the Ministry of Officials, Xia Yuanji, the secretary of the Ministry of Households, the Secretary of the Ministry of War, and Lu Zhen, the secretary of the Criminal Department...... Except for the Ministry of Industry who is still in the field, these people are here.

"Did I say you're all trapped? We don't have a single person in the Ming Dynasty who understands? ”