"In the future, Tang Chuan will be in the business department. ”

Xu Heng glanced at Tang Chuan and said.

Tang Chuan was still studying the spirit stone card, the card was made of pure crystal, and the card surface was a series of characters, and his name was engraved on the key.

Every time his divine sense detected, he could feel 100 spirit stones, proving that he had saved 100 spirit stones in the bank.

It was the first time he had seen something so novel.

If it had been before, he would have been greedy and robbed with his hands.

Now, I can't protect myself, and I don't have this mind anymore.

It's better to hide in this remote corner of the cultivation realm to be safe, and the most important thing is to take care of your injuries.

As for this bank, he has to take a good look.

Moreover, he also felt threatened from this strange bank.

There was always a feeling that as long as he dared to do it, he would be wiped out immediately.

At this time, suddenly hearing Xu Heng's words, Tang Chuan had no choice but to nod slightly.

Then, Xu Heng arranged other people's positions properly.

Each has its own job.

In this way, the preliminary work of the money bank was finally arranged.

"Since it's a money bank, what is the interest?"

Tang Chuan clasped his hands to his chest and asked lightly.

"Well, Tang Chuan's question is very good. ”

Xu Heng nodded solemnly, frowned and said, "Whether it is a deposit or a loan, it is difficult to determine the interest. ”

This world is not a previous life.

The monks of this world have a long lifespan, if they keep the spirit stone for 100 years, how can this interest be paid?

Or if you borrow for 100 years, how to determine the interest?

Therefore, Xu Heng also has a bit of a headache.

After pondering for a moment, Xu Heng said: "When the money bank was founded, it was limited to one year, and the interest on the deposit was one cent for one year, and the current account was five percent. ”

"One point !!"

The guys were all shocked.

Can you afford such a high interest rate?

Xu Heng explained what is current and what is regular.

It's kind of a science popularization for everyone.

Fortunately, the business of the money bank is simple, there is nothing difficult, and it is easy to understand.

Of course, this is only a one-year fixed interest.

In the future, with the continuous development of the bank, the interest of two-year, three-year, five-year, and even centennial and millennium tenors is certainly not the case.

These interest rates can be negotiated with customers, and there is no need to rush to settle them for the time being.

Anyway, in another world, there is no institution like the China Banking Regulatory Commission to control him, let alone the crime of collecting savings with high interest, he can do whatever he wants.

He has the final say in everything at No. 9 Money.

Everything is negotiable!

As long as you come over to store spirit stones and become a customer of Qianzhuang, it's easy to say.

At present, Xu Heng is still focusing on opening the Donghe City market, and he also needs a large number of spirit stones as reserve funds.

To open the market, a million start-up capital is far from enough.

So.

Let a little profit, get it.

"What about loans?"

Tang Chuan asked.

"It is also limited to one year, with annual interest ranging from three to eight cents, with interest first and principal later, that is, interest repaid monthly, and principal repaid after maturity. ”

Xu Heng said with a smile.

However, he didn't know that this smile was, in the eyes of the guys, a complete treacherous smile.

Profiteers, undoubtedly profiteers!

Isn't this usury?

Such a high interest rate!

That's right, it's really usury.

Xu Heng smiled secretly.

In the future, there will be higher interest rates!

But Xu Heng was not worried at all that the interest rate was too high, and no one borrowed spirit stones.

Hehe, in this world of murder and arson, what is this interest worth?

What is it to borrow money first, arm yourself to the teeth, take some pills, improve your cultivation, and pay some interest?

This is also one of the reasons why Xu Heng dares to set the interest rate high.

After all, this is not a previous life, and it is subject to the rules and regulations of the law.

This is the cruel fairy world.

There is a more critical reason that he must make the money bank profitable as soon as possible.

In this way, he can improve his strength.

Hearing such a high interest, Tang Chuan's brows jumped fiercely.

"The shopkeeper, isn't it good to roll profits?"

One of the guys smiled and said to Xu Heng.

Hearing this, Xu Heng raised his eyebrows and looked at him in surprise.

Tut!

Ruthless enough!

However, Xu Heng didn't dare to go too far, so he said: "Forget it, the profit is too ruthless, what we want is sustainable development." By the way, if the monthly interest is not repaid on time, the interest will be added to the principal, and the interest will be rolled over, which is a little punishment. ”

"Hey, okay. ”

The guy smiled and nodded.

"Zhang Liu, I see that you have a good future, so follow Tang Chuan in the business department. ”

Xu Heng looks at this kind of subordinate who is trying to make money for himself.

Just now, he really didn't think about it.

The point is that he also needs to be cheeky.

Zhang Liu reminded him.

It's good.

Old earns money.

However, it is not possible to do so for the time being.

Zhang Liu was quite pleasantly surprised.

Originally, he was assigned to the counter, and he always felt that there was no future there.

The business department is just what he likes.

Unexpectedly, one sentence actually made the shopkeeper value himself more.

"Zhang Liu, here is a thousand taels of silver, you go to find some mortals to vigorously promote the ninth money bank, including our business type, and then every merchant will run over and let them come over to open an account, it doesn't matter if you save spirit stones, if it is a loan, it will be better." ”

Xu Heng said to Zhang Liu.

He saw that Zhang Liu was quite clever, and it was just right for him to hand over this matter.

If it is handed over to Tang Chuan, what do others think is wrong?

"Yes, shopkeeper. ”

Zhang Liu said solemnly: "I must complete the task." ”

Silver was nothing in the eyes of the monks.

Xu Heng didn't feel distressed when he used it.

"Everyone else has their own business. ”

Xu Heng clapped his hands and said to everyone.

"Yes, shopkeeper. ”

The guys responded one after another.

Although I don't know if this money bank can continue, as long as they can get treatment.

Looking at the guys who were performing their duties, Xu Heng smiled slightly, and the No. 9 Money Village finally stood up.

Next, it depends on the effect of publicity.

One million spirit stones, I don't know if it's enough......

......

Today, the recruitment of No. 9 Qian Zhuang in Donghe City has come to an end.

However, it didn't take long for someone to immediately have another kind of propaganda in the city.

In this regard, Xu Heng is willing to spend money.

Besides, the shouters are all mortals, and it doesn't cost much silver.

"No. 9 Money Village opened today, and specially launched deposit and loan business, specifically for all immortals, if you are worried about not having a spirit stone to buy magic weapons and pills, No. 9 Money Village is willing to solve your troubles and give you a loan of spirit stones.

Of course, if you have a spirit stone in your hand that you can't spend temporarily, you can go to the No. 9 Money Village to save it, and you can also earn a cent of interest every year, so why not. ”

Statements like these slowly spread in Donghe City.

As soon as the No. 9 Money Village opened, it was remembered by many people.

I really don't want to remember it, and from time to time someone comes over and shouts twice.

And Zhang Liu did not directly go to the merchants to introduce the business of Nine Money.

Instead, thousands of advertisements were printed and then distributed to various merchants.

If it were just his tongue, I am afraid that no one would want to listen to what he had to say.

Especially a low-ranking monk like him.

This kind of text propaganda, perhaps seen in leisure time, can also play a certain role.