Chapter 209: How to save money?
In the library, a few sweeping aunts are surrounding the end of the season.
"Girl, we heard that you are studying finance, can you do Auntie a favor?"
She is good-looking, and she greets them politely every time she comes to the library, so several aunts like the end of the season.
"Auntie, what's the matter? Say it. ”
"We want to save money, but we don't know how to save it."
"How much do you save?"
"Hey, it's not much, where is the salary, how much money can I have?"
"Can you tell us about how you save more and more money?"
The citizens who passed by them couldn't help but scoff.
Crazy, right? The more money you deposit in the bank? If that's the case, why don't people line up to save money?
"Auntie, there are actually several ways to save money."
"What's the solution?" Everyone pricked up their ears in curiosity.
"The first is to save a fixed amount of money every month. For example, when you pay your salary every month, you can save 500 yuan on the same day, so that you can save 6,000 yuan in a year. One year or two years, after a long time, the money will be saved. ”
6000 yuan? It doesn't feel like a lot.
"Is there another way?"
"The second type, which requires perseverance and cannot be interrupted, is to save money on a daily basis. Save 1 yuan on the first day, 2 yuan on the second day, 3 yuan on the third day, and so on, and save 365 yuan on the last day, so that you have saved 66,795 yuan in a year. ”
Yes?
"More than sixty thousand?"
"Are there so many?" Not only did the aunts not believe it, but the citizens who watched the excitement around them also felt outrageous.
The fat man hummed and said, "Why can't you?" Don't you know what the result is 1+2+3+4+......+100? ”
"Big brother, I know, our teacher said, 1 all the way up to 100, and the answer is 5050."
The fat man nodded, "Look, save money like this, and when you save it for a hundred days, you will have 5,050 yuan." ”
"Really?"
Everyone let out an exclamation, as if there was no difficulty? Putting a bucket at home and throwing money into it every day, after a year, there are more than 66,000, which sounds very good!
"Anything else? Anything else? Miss Suemo, I didn't expect you to do so much! Someone couldn't help but praise.
"What should I do if my salary is less? I always feel like I don't have enough money to spend every month. Someone muttered quietly.
"The third is called the December savings method, save 100 yuan in January, 200 yuan in February, 300 yuan in March, and so on, save 1,200 yuan in December, so that 7,800 yuan is saved in a year."
"Some are less, not as attractive as the second one." Someone said.
"Anything else? What is the fourth method of saving? ”
"The fourth is the month decreasing method, No. 1 deposit 30 yuan, No. 2 deposit 29 yuan, No. 3 deposit 28 yuan, decreasing step by step, to the 30th deposit of 1 yuan, a year, you can save 5580 yuan."
"Huh? I feel that this method of saving money is suitable for my daughter. A middle-aged elder sister said excitedly.
"My daughter spends a lot of money, and she has spent all her living expenses before the end of the month, and if she follows the girl's saving method, she can save more than 5,000 yuan a year."
"That's right, I can try it too, I don't have moderation in spending money." A college student of their age said.
"What's the fifth?"
"The fifth is called the 52-week savings method."
"There are 52 weeks in a year, save 10 yuan in the first week, 20 yuan in the second week, 30 yuan in the third week, and increase in turn, to the 52nd week, save 520 yuan, so that you can save 13,780 yuan in a year."
"Don't feel like much? Or the second option is the most cost-effective. ”
At the end of the season, I couldn't help but laugh, "I'm just saying that the lowest way to save money, you can save 10 yuan a day, or 100 yuan a week, the amount you set, in short, open source and reduce expenditure, and you can have an unexpected harvest by the end of the year." ”
(End of chapter)