I only heard Zhang Yifan explain to them: "The imperial court issued Yulu, it seems to be issued with Daming treasure banknotes, right?" Or something else, like a silver handout. For example, a county official's monthly salary is 100 yuan......"

As soon as he heard this, Zhu Di immediately interrupted: "This is impossible! ”

"Well, I have carefully calculated the salaries of civil and military officials, and it is enough for them to eat and drink." Zhu Yuanzhang listened to it and explained it to avoid Zhang Yifan being too exaggerated.

What he said was indeed true. The official of the Ming Dynasty, he was indeed calculated. However, in fact, he didn't count everything, so the officials of the Hongwu Dynasty were poor.

When Zhang Yifan heard this, he raised his voice and emphasized: "I mean if, a hundred times is enough, right?" However, if you don't pay attention to this money, that is, when the money is becoming less and less valuable, it is that one hundred guan can only buy things that can only be bought with the original consistent money, which is equivalent to the county official's Yu Lu Ming is still one hundred guan, in fact, there is only consistency. If he wants to live, he can only be greedy, or starve to death. When all the county officials do this, will the country still be stable? ”

"You're exaggerating." Zhu Biao listened, shook his head and said, "Reality is impossible!" ”

When Zhang Yifan heard this, he glanced at Zhu Yuanzhang, and then replied to Zhu Biao: "If you want to print money, print money, I can tell you clearly, when the time comes, this Ming treasure banknote will become worthless." Because there are too many of them, they can no longer be the equivalent of goods. No one wants it, and if you want to kill your head, then they would rather barter. ”

Among them, the principle of depreciation, he has explained before, and at this time he is only talking about the harm of depreciation.

After replying to Zhu Biao's words, Zhang Yifan turned his head to look at Zhu Yuanzhang and said: "There is the opposite possibility, such as when collecting taxes, it will be more troublesome to collect physical goods directly, as well as losses, and storage and transportation, etc., so there should be a trend, that is, in the future, it may all be converted with money, and the court can buy the things it needs after getting the money, will this be the case?" ”

Originally, this situation would not be realized until Zhang Juzheng's whip law in history.

However, in this Hongwu Dynasty, there are actually some of them. For example, labor has been allowed to be discounted, that is, to pay money instead.

At this time, Zhang Yifan asked if there was such a possibility, in terms of his convenience, Zhu Yuanzhang was not stupid, nodded with a serious expression and said: "It's possible!" ”

"Well, here's the problem!" When Zhang Yifan heard this, he said to Zhu Yuanzhang, "For example, now, it is a stone of grain that has always been paid, so it is set for a common person to pay a consistent tax." For example, I am for example, ten or twenty years later, the money is more valuable, and it becomes a stone and five buckets to sell for consistent money, so the imperial court still collects the tax of the consistent money, is it equivalent to raising the tax in disguise, and the people may not be able to afford it, and then the people will not be able to make a living? ”

"No way, it's absolutely impossible!" When King Qin heard this, he said disapprovingly, "You said earlier that money is still worthless, how can money be more valuable?" ”

"......" Zhang Yifan was speechless when he heard it, doesn't this brain seem to be able to turn?

So, he had to say patiently: "If there are more things, and the money in circulation is not as much as corresponding, the money will be more valuable." Also, our Ming Dynasty has a vast territory, and between different regions such as Jiangnan and Northwest, there are many things and how much money circulates, in fact, they are all different. There will be the question of whether money can truly reflect the value of money. I was just exaggerating, the reality is very complicated. ”

Speaking of which, Zhang Yifan saw Zhu Yuanzhang thinking seriously, so he added: "Now that my father is here, I can adjust it in time according to the actual situation; But if five or six emperors are passed on to the Ming Dynasty, can we guarantee that every emperor is wise and martial? At that time, if there is a problem with this strategy, is it possible to lead to the exaggerated results I just mentioned? ”

Hearing this, Zhu Yuanzhang felt like someone had been slapped on the head, and he was stunned for a moment.

Why?

Because his current thinking has always been to formulate a national policy that will be worry-free, and he has planned in detail the kind that his children and grandchildren can be worry-free.

As a result, when Zhang Yifan discussed the matter of Daming Treasure Banknote with the perspective of development, with Zhu Yuanzhang's cleverness, he suddenly thought that his other plans would likely have serious consequences in the future!

In the past, Zhu Yuanzhang did not think about problems from the perspective of the development of things, but now that he thinks about it, the more he thinks about it, the more he feels that he has considered many things wrong. However, if you really want to think about it, you can't think it through for a while.

So, he asked Zhang Yifan: "Yifan, as far as this Ming treasure banknote is concerned, what do you think?" ”

Zhang Yifan's statement is too unexpected, but it seems to make sense, Zhu Yuanzhang doesn't mind asking clearly. Anyway, it's his son-in-law, half a son, and he won't be ashamed.

When Zhang Yifan heard this, he replied seriously: "It is undeniable that the Daming treasure banknotes are much more convenient to use than gold, silver and copper coins. And now it is still the beginning of the founding of the country, behind the Ming treasure banknote, in fact, is the imperial court, is the credibility of the father. This point must be paid attention to, not to let the Ming treasure banknote lose credibility, that is, not to print money indiscriminately. ”

He saw that Zhu Yuanzhang was listening attentively, so he continued to explain: "The best printing method is to count how many valuable things can be produced in the country in a year, and then how much money can be printed for circulation, that is, to buy and sell these things, which is the most ideal." However, there will be many circumstances that affect this result, such as the Ming treasure banknotes in the hands of some people, who like to hide money and do not buy and sell; In this case, there is still very little money circulating in the market, and the money is even more valuable......"

"What then?" Zhu Yuanzhang also had a headache when he heard it, "I can't give an order, they have to spend money!" ”

Zhu Biao simply didn't want to think about it, he really didn't expect that the more he thought about a money matter, the more complicated it became?

Zhang Yifan glanced at them and continued to answer: "So it's best to have a special yamen to manage the affairs of money, and to be able to grasp how much money is circulating in the market. ”

Speaking of this, he raised his tone and emphasized: "In short, the practice of printing as much as you want will definitely cause accidents!" ”

"I didn't expect there to be so much knowledge here!" Zhu Yuanzhang couldn't help but sigh like this, and then asked, "Then how can you grasp the money on the market?" ”

"Monitor prices, select the prices of some representative things, and verify the prices every few days, if you can monitor them all over the country, it would be the best." Zhang Yifan said without thinking, "At least those things that have a great relationship with people's livelihood, if they are monitored like this, the imperial court can ensure the stability of this price." ”

Zhang Yifan said, he wanted to talk about the bank's squeeze effect, loans, loans or something, but unexpectedly, Zhu Yuanzhang said with a headache: "The situation is too complicated, I have to think about it, let's stop here today!" ”

When King Qin and the others heard this, they were immediately like students hearing the bell for the end of class, which was called a joy.

I heard Zhu Yuanzhang say to Zhang Yifan again: "You are really careful to observe, and you are willing to use your brain, and you actually think of so many things from simple trading." No wonder Jing Jing has always believed that you are better than others! So be it......"

Speaking of this, he paused, seemed to think for a while, and then said: "In addition to helping the fourth child deal with the Japanese invaders, you also have to do some learning." I'm curious to see what else you can do. When I come back to something, I can discuss it with you. ”

At this time, Zhu Yuanzhang really knew what was going on with his eldest daughter's mysterious self-confidence!

I have talked a lot with this Zhang Yifan, and I do feel that he has a lot of messy knowledge, and it may also be useful.

Zhang Yifan listened to it bitterly, but he didn't expect that after exhausting his tongue, Zhu Yuanzhang would actually give him work, instead of farming leisurely.

However, it feels good to be treated by Zhu Yuanzhang as his own family, at least he has a sense of security.

There was no choice, so he had no choice but to respond.

After Zhang Yifan was ordered to take a horse, according to custom, he couldn't meet Zhu Jingjing, and he didn't stay in the palace.

When the etiquette about the princess and the horse led by Li Shanchang is set, the marriage process will begin.

When Zhang Yifan and the others left the Imperial Garden, he first said to Zhu Biao: "Big brother, Jing Jing and I were able to walk together in the end, thanks to the help of my sister-in-law." I'll go with Jing Jing to thank her! ”

Zhu Biao was also happy when he heard that this brother-in-law knew gratitude, and immediately said: "It's okay, it's all family!" ”

"What about me?" When Zhu Di heard this, he pretended to be dissatisfied and asked.

When Zhang Yifan heard this, he smiled and said, "Fourth brother, didn't I give you a gift package?" ”

Zhu Di was stunned for a moment, came back to his senses, and said angrily: "Dealing with the Japanese Invaders? Is this a big package? ”

Although Zhu Di really wanted to lead his troops to fight, he wanted to go to the north to fight the Tartars, not the would-be pirates like mice!

The other princes didn't actually have much friendship with Zhang Yifan, so they quickly dispersed after being polite.

In the end, Zhu Di and Zhang Yifan walked outside the palace.

Zhang Yifan smiled and said to Zhu Di: "You first collect the news about the Japanese Invaders, and then you come to me when you come back." I have a way to deal with the pirates here, and I'll teach you when I go back and make sure you can clear the scourge of the pirates! ”

At this time, the Japanese were not as serious as those in the Jiajing period, and Zhu Di, who used the set of the god of war to deal with the Japanese at that time, was also a powerful Zhu Di, Zhang Yifan had no reason to believe that Zhu Di would not be able to solve Zhu Yuanzhang's headache of the Japanese Emperor.

When Zhu Di heard this, he was very curious, so sure?

Thinking so, he couldn't help but ask, "It seems that you know everything, where did you learn it?" ”

It doesn't feel like it should be!

"It's easy!" When Zhang Yifan heard this, he immediately laughed and said, "I'm a genius!" ”

"......" Zhu Di was speechless for a while when he heard it, this cheeky person is thick enough.

In this way, they walked as they talked, and soon they were outside the noon gate. So, he gathered the people here to hand over the house and land given by Zhu Yuanzhang.