Soon, this thick piece of music came to Zhu Yuanzhang's hands again.

When he opened it, he was stunned.

In the cantata, there are titles, introductions, and even page numbers, etc., which are really similar to a book.

You can know the font at a glance, and it is still written by Jing Jing. However, the content, that is, the way of expression, is completely Zhang Yifan's style.

The vernacular is easy to understand, and when I encounter some obscure words, there are even annotations. At least at first glance, it seems that there is no difficulty in reading, and compared with that Ru Taisu, although they are both more words, they are completely written in two ways.

The subtitle of the first paragraph reads "The Nature of Money". It mainly discusses that money is the equivalent of a commodity, which can be paper money or precious metals, such as gold, silver, copper, and so on.

Regarding this, Zhu Yuanzhang has heard Zhang Yifan talk about it before, and he can probably understand it.

The second paragraph then describes the advantages of paper money and its history. Mainly from the inevitability of the emergence of paper money, from the Song to the Yuan Dynasty, there are narratives.

The third paragraph describes the two ways of issuing banknotes, namely the precious metal standard issuance system and the imperial court reputation system. Among them, the Song and Yuan Dynasty were both precious metal standard, but in the later period, because of the indiscriminate issuance of paper money and other problems, the precious metal standard issuance system was destroyed, resulting in the collapse of paper money.

In the fourth paragraph, Zhang Yifan focused on explaining the issuance method and operation of the imperial court's credibility endorsement, which accounted for most of the margins of the chapter.

Among them, Zhang Yifan, to be precise, is Zhu Jingjing and drawing, and the logical relationship of the text is represented by pictures.

Zhu Yuanzhang read all the content in one go, and then, looking up with a puzzled face, asked Zhu Biao: "This one really has to be written by Yifan?" ”

From his engrossed attention to the recital, page by page, Zhu Biao knew that Yifan's recital was definitely very valuable, otherwise, if Ru Taisu couldn't say the point in more than 10,000 words, his father would have beaten people a long time ago.

At this time, when he heard Zhu Yuanzhang ask him, he hurriedly replied: "It should be, it took him more than a month to write." At that time, when he agreed, he said that there would be more content. ”

Hearing this, Zhu Yuanzhang nodded. He also has his channels and knows what Zhang Yifan is busy with on weekdays.

It's just that when I saw this piece, I felt a little incredible, so I couldn't help but ask my son.

At this time, after hearing Zhu Biao's answer, he asked the eunuch to hand it to Zhu Biao, and at the same time ordered: "You can also take a look." ”

Then, when he saw Zhu Biao start to read the recital, he himself closed his eyes and recuperated. Obviously, he was also recalling the contents of the recital.

After a long time, Zhu Yuanzhang heard the movement and opened his eyes to see that it was Zhu Biao who had finished reading.

So, he asked, "What do you think?" ”

Zhu Biao listened, hesitated a little, and replied after a while: "It sounds reasonable, but the involvement is too big, involving many yamen of the imperial court, as well as the national policies that have been promulgated before, so it is better to be cautious!" ”

Zhu Yuanzhang listened, nodded slightly, and then gestured with his hand: "Tell me in detail!" ”

"Yes, Father!" Zhu Biao listened, agreed, and after thinking about it for a while, he began to comment.

"Daming treasure banknotes should be kept improving, rather than relying only on the law to prohibit counterfeiting, this is no problem, money is moving, even if you kill the whole family, there are indeed people who will take risks."

Zhu Yuanzhang listened, nodded, and motioned to continue.

"Daming treasure banknotes are money, if you can exchange anything, then in turn, anything can also be exchanged for Daming treasure banknotes. For example, if you use Daming treasure banknotes to exchange gold and silver back to the imperial court, the imperial court allows it, and it is also possible and easy to do. Including taxes, etc., all of them must allow Daming treasure banknotes, regardless of the old and new. Erchen thought that what Yifan said was to increase the credibility of the Ming treasure banknote, and it was no problem. ”

Zhu Yuanzhang listened to this and did not nod, but just raised his hand and motioned to continue.

"There is also the recovery of the old Ming treasure banknotes, unless it is damaged by more than half, and there are multiple copies of pruning and splicing, otherwise ordinary depreciation and damage affect the use, and the court must unconditionally give it a new one. If you say that you will endorse the Daming treasure banknote at this cost, it will not be discounted by the old Daming treasure banknote, and the son is also recognized, and doing this is also a matter of one sentence. ”

Zhu Yuanzhang listened, nodded slightly this time, and then signaled to continue.

"The issuance of Daming treasure banknotes is determined according to how much valuable the country produces each year. This is easier said than done. Yifan said that the Daming treasure banknote can be issued, and the issuance of the Daming treasure banknote can be adjusted according to the monitoring of local prices. Maybe, but Erchen didn't quite understand it. ”

"Yifan said that it is better to set up a special yamen to take care of this matter. You can lend money to the people through this yamen, or increase the interest, so that the people can lend money to the yamen, adjust the amount of Daming treasure banknotes of the people, and control the value of Daming treasure banknotes. Why did the court borrow money from the people? This is more like keeping this money for the people, so that it will not be stolen or something, and the court will not charge storage fees, right? ”

Hearing this, Zhu Yuanzhang also frowned, obviously he also had some doubts about this, at least he didn't understand it.

Zhu Biao saw it, but didn't see him stop, so he continued: "Yifan also said that restricting what the people can only do is actually a big hole for the imperial court. In addition to farming, it should also be reasonable for farmers to do some small business and subsidize their families when they are not farming. He also said that some farmers are not good at farming, and may be better at carpentering, so they can also be allowed to be carpenters, and vice versa. Artificial regulations are a step backwards in history......"

Speaking of this, he not only lowered his voice a lot, but also secretly glanced at Zhu Yuanzhang's face, and found that there seemed to be no change, so he went to look at the table of contents again, and then continued to speak.

"Farmers, military households, artisan households, etc., are all the same truth, and it is not necessarily that the son will inherit the father's business. Although in this way, the management of the imperial court will indeed be simple, but this is a lazy government, which will only hinder the strength of the Ming Dynasty. And if foreign countries don't do this, one day in the future, when foreign countries are stronger than the Ming Dynasty, it will be the beginning of the Ming disaster. Erchen thought that this was alarmist, but ...... But there seems to be some truth to it! ”

Hearing this, Zhu Yuanzhang finally spoke: "How can he be so sure, this is lazy politics!" Does he think it's so easy to control the whole world? It's easy to make mistakes when it's complicated, and he doesn't understand this at all! ”

"Father is right." Zhu Biao listened, and hurriedly said good things to Zhang Yifan, "After all, he just came out of Liujia Village, and he has no experience, so it is understandable that he thinks of what to say, and he doesn't know the difficulties!" ”

Zhu Yuanzhang listened, didn't speak again, just waved his hand and motioned for him to continue.

When Zhu Biao saw it, he continued: "Everything that says money and commodities, and even others have their own laws, and they are not subject to human will. Simple, that is, people like money, and the same items like low price and good quality. The imperial court wants to discover this law and use this law, instead of ignoring the law or even destroying it, which will only backfire in the end. The issuance of Daming treasure banknotes should also respect this law. When Erchen saw this paragraph, why did he feel that Yifan didn't seem to finish speaking, and there were still some things he hadn't said! ”

"That kid has itchy skin, he's accusing me." Zhu Yuanzhang listened to it and replied angrily.

As soon as Zhu Biao heard this tone, he knew that his father was not really angry, so he continued: "He said that the practice of quotas is not right. Society is developing, and today's quota is suitable, but tomorrow may not be. Saying what happened to Liujia Village nine years ago, and how is it now, to show that the issuance of Daming treasure banknotes must be adjusted according to local conditions and according to the monitoring of prices. ”

"Huh!" Zhu Yuanzhang heard this, and sneered, "This kid is just using the matter of Daming treasure banknotes to say that there is a problem with the commercial tax quota I give to various places." ”

Zhu Biao listened, and said with a smile: "Yifan, this little slippery head, can't escape his father's eyes at all!" Erchen also guessed what he said below, he was talking about tax collection. ”

Seeing that Zhu Yuanzhang didn't say anything, he continued: "Don't do anything to die, what the people want to do, what they can do, as long as they don't break the law, it is conducive to the people to increase their income and live a better life." The Ming Dynasty had enough food and clothing, and it would last a long time. Erchen felt that if the people did not starve and cold, there would indeed be less trouble. ”

In this regard, Zhu Yuanzhang actually feels too much. If he had been fed and clothed, he would not have rebelled with his head.

Therefore, when he heard this, he commented: "This kid is not wrong about this. Perhaps some of the previous considerations, following the practice of the previous dynasty, are a little simpler. ”

Whether the Ming Dynasty is stable or not, whether it will last for a long time or not, this is what Zhu Yuanzhang is most concerned about. When Zhang Yifan mentioned this, he felt that it made sense, and he would pay attention to it. If it's just like the rules mentioned earlier, he doesn't pay attention to it at all.

It was not created by the Ming Dynasty to stipulate what the people could only engage in occupations. In fact, from the official system to the imperial court, many of the laws were passed down from generation to generation using the previous dynasty.

If Zhang Yifan said this kind of thing to Zhu Yuanzhang's previous emperor, it is estimated that few people want to hear it and are willing to listen to it. However, Zhu Yuanzhang is different. He really came out of the common people at the bottom, and compared to other emperors, he can best know the impact of the common people's good and bad lives.

At this time, Zhu Biao heard that although his father did not say that he agreed, he could be regarded as praising this statement, which made him feel refreshed, and he began to talk about the rest of the matter.

Yifan also reminded that in this way, it is very likely that the rich will be richer. Therefore, it is also necessary to limit the excessive gap between the rich and the poor in the Ming Dynasty. What is the best personal income tax to collect. It is said that it is based on individuals and families, and is restricted by etiquette, and in terms of clothing, food, housing, and transportation, it is distinguished by fame, how much tax is paid, and so on. Fame aside, how much tax can be paid every year to live in what kind of house, the better the more tax you collect, it seems to be a feasible practice! ”

When Zhu Biao said this, he smiled and said: "Erchen doesn't believe it, there will be people who have a lot of money, but only live in a thatched hut and wear coarse linen shirts?" If so, is it still interesting to make money? ”

Zhu Yuanzhang listened and did not speak. Zhu Biao knew that his father was thinking. So, he didn't say anything and waited for Zhu Yuanzhang to finish thinking about it first.

Zhu Yuanzhang thought for a while, and suddenly found that there was no sound, so he looked at Zhu Biao and said, "Finished?" ”

"And some more!" Zhu Biao listened and hurriedly said.

"Then go on!" Zhu Yuanzhang listened and ordered.

Actually, he has already seen what is behind it, so he naturally knows. It's just that Zhu Biao is just cultivating Zhu Biao.

Zhu Biao didn't know what it meant, he only knew what his father said, and he would do it.

So, he continued: "Yifan also gave the example of cement, saying that cement is a basic material that can be used by all people. But in terms of the specifications of the construction of the house, it can be distinguished. In this way, the people can also enjoy the good of cement, but they can also allow the court to receive enough money. Including other materials, related to people's livelihood, such as salt and iron, should be operated in this way. Erchen thinks that this point is reasonable, but it is also simple. ”

"That's right, these things are like touching the lower lip from the upper lip, but how easy is it to do?" Zhu Yuanzhang listened, nodded and said, "This kid lacks experience and doesn't know the trouble of really doing things!" ”

Speaking of this, he showed a thoughtful expression, as if he had thought of something.

Zhu Biao saw it, waited a little, and didn't see Zhu Yuanzhang speak again, so he continued: "Yifan also said that the territory of the Ming Dynasty is vast, and the local people's conditions are very different, so even in the use of the Ming treasure banknotes, it must be treated differently and cannot be generalized. Even if a yamen is specially set up for the issuance and recovery of Daming treasure banknotes, the corresponding interest must be treated differently. Erchen believes that this point is still reasonable. Although Yifan used Liujia Village and surrounding villages to explain, this speculation from point to point is reasonable. ”

Speaking of this, he paused, patted the thick piece in his hand and said, "Father, what Yifan said, that's all there is to it. ”

When Zhu Yuanzhang heard this, he stretched out his hand and signaled that he wanted to pass this recital, and after opening it and flipping it for a while, he looked up at Zhu Biao and asked, "What do you think, this kid has said so much, which ones are useful?" ”

Zhu Biao listened, a little embarrassed, he couldn't answer immediately, and after thinking for a long time, he replied to Zhu Yuanzhang: "Father, if you just look at this recital, Erchen thinks...... In fact...... It seems to make some sense. But if you can make sure it's easy to do and not easy to make mistakes, it's to change the money dumping method. Erchen felt that the imperial court should indeed bear the cost of the new banknotes. As for the exchange of gold and silver, perhaps they were allowed to exchange gold and silver for gold and silver, and they were allowed to exchange them for gold and silver with Daming treasure banknotes, but if they didn't, they couldn't exchange it. ”

Speaking of this, seeing that Zhu Yuanzhang didn't speak, he thought for a while and then continued: "As for the others, the involvement is too wide, and Erchen feels that if he just does it based on Yifan's words, I'm afraid it's a bit of a child's play!" ”

Hearing this, Zhu Yuanzhang showed a satisfied smile, nodded and said, "That's right, as the crown prince, you should be cautious." Unlike that kid, what he thinks of and says anything, he can be reckless! ”

Zhu Biao's performance obviously made him very satisfied, which made Zhu Biao's heart also a burst of joy and was affirmed by his father.

Zhu Yuanzhang then said to him: "For example, gold and silver, really according to what Yifan said, the court sent out so many Ming treasure banknotes, all of them came to exchange for gold and silver, how can the court have so much gold and silver for them?" That kid, I really dare to say it. ”

Zhang Yifan is not here, if he is, he may say that you have sent too many banknotes.

But seriously, Daming Bao banknotes have only been issued for a year, and if you really want to say a lot, it's actually not much. It's just that the Ming Empire has just been founded, and it has grown from poverty to whiteness, and the money and property of the Yuan Dynasty have been swept away by the Yuan Dynasty emperor, so there is not much gold and silver in the treasury of the Ming Dynasty.

At this time, after Zhu Yuanzhang gave this example, he asked Zhu Biao: "I won't look for this kid first, you go and talk to him, tell him your opinion, and see how he quibbles?" ”

Zhu Biao didn't understand a little, if his father was to find Yifan directly, wouldn't it be more direct? If you have something to ask, you can just ask. It's a bit troublesome to pour a hand in the middle.

Thinking so, he replied: "Father, if not, just pass Yifan over, anyway, he is in the Horse Mansion now, and he has nothing to do!" ”

Zhu Yuanzhang listened, but shook his head and said: "I still have a lot of things to do, you talk to him first, useful, you can do, you tell me, I don't have so much time to talk to him!" ”

When Zhu Biao heard this, he only agreed, and then left.

Zhu Yuanzhang looked at his back and watched him disappear at the palace gate.

This son didn't know how hard he was doing this.

In fact, Zhu Yuanzhang agrees with Zhang Yifan's performance, but he also has concerns. However, these things are not urgent matters at the moment, so he intends to cultivate Zhu Biao, let Zhu Biao communicate with Zhang Yifan, think and think, and then tell him to see how Zhu Biao handles!

At this time, Wen has Zhu Biao, and Wu has Zhu Di, so you can save a lot of worry. It's the other sons, and they make him uneasy!

Thinking of this, Zhu Yuanzhang began to drive the Wuying Hall and went to deal with government affairs with the courtiers.

What he didn't expect was that in the afternoon, Zhu Biao would come back.

Zhu Yuanzhang just finished dealing with a bunch of concerts, and they were all transferred back to the prime minister to deal with.

So, he asked Zhu Biao: "What did that kid say?" These troublesome things may have a great impact, is he answering it, or can't he answer, admitting that his experience is limited, and he talks nonsense? ”

After a pause, he looked at Zhu Biao and asked, "What do you think, don't be fooled by him, right?" ”

Zhu Biao listened, shook his head, and said with a slightly strange face: "He didn't talk nonsense, he just replied to Erchen!" ”