"Song Wenbin, I seem to have heard this name somewhere."

The middle-aged man in a suit in front of him was holding Song Wenbin's information, looking thoughtful.

Song Wenbin sat on the chair and moved his buttocks, a little embarrassed. Ran to three banks, and this is the first bank loan officer said that his name is a little familiar.

To be honest, since the filming of the polar special, he doesn't want to be recognized by others at all, everything that happened in the polar regions, his ugly moments, even if he recalls it, he will feel a sting in his heart.

But fortunately, the other party's age does not seem to be within the radiation range of the extraordinary journey, and the credit officer only thought about it, and did not investigate this faint sense of familiarity in more depth.

"Mr. Song, what about your information, we have all read it, and it is still relatively good. To be honest, being able to get a high salary of 50,000 a month in S City is enough to show that you are a very capable person. But I still don't understand why you came here to take out a loan. ”

"As long as it is because of the epidemic before, the factory at home cannot be turnover." Song Wenbin said: "There is no money to purchase and purchase goods now, so ...... I had no choice but to come to the bank and see if I could get the factory up and running again. ”

"I know, it's all in the information you gave us."

"But we're not evaluating the past, we're evaluating the future, and honestly, it's very difficult for this kind of family-run small business to survive in this day and age, and I think you can understand these things even if I don't say them, don't you?" ”

"Yes, I know." Song Wenbin sighed.

"To be honest, I've evaluated your production model, it's very outdated, and I think it's hard for us to lend you money if we continue the previous route." The commissioner regretted.

"Yes, I also saw this, so I decided to terminate the previous business model, and then turn to online sales, but all this also requires a start-up capital, one is to pay off the previous deficit, and the other is to transform also need funds, but this is not much, only one million is enough." Song Wenbin said: "Please believe in my solvency. ”

"That's right, Mr. Song, I don't disbelieve in your solvency. To be honest, one million is not much, but according to my past experience, we are very, very cautious when we take out loans to live broadcast companies, because it is easy to cause the risk of bad debts, after all, it is not 18 or 19 years, and the outlet is no longer there. We must not only consider the solvency of the moment, but also the stability. ”

"This ......"

Song Wenbin was a little embarrassed.

To be honest, he ran several banks, all of which said the same thing, and although they were very optimistic about him, they were not willing to give him a loan.

He didn't give up: "I just need to survive this period of time, find a suitable profit model, and complete this transformation." ”

"Then why not wait for you to complete your transformation before seeking loan services, we welcome you back at any time." The commissioner said very professionally and slightly apologetically: "Sorry, I haven't seen a stable and long-term profit model yet, please understand." ”

"Okay, I got it."

Song Wenbin put away the information, reached out and shook the other party, "Thank you for your time." ”

"It's okay, it's okay."

The commissioner shook hands with Song Wenbin very skillfully.

"By the way, I really heard your name somewhere, what is your position in the Seal Company?"

"My name is popular." Song Wenbin said: "Like my job, there is nothing special. ”

……

Leaving the bank, Song Wenbin sat back in his BYD, lit a cigarette a little depressed, and smoked. Since he traveled, he sometimes forgot to smoke because he was too focused at work, but he still couldn't help but order a cigarette at this time.

It's really hard.

I want to ask the bank for a loan of 1 million.

His house in S City has not been repaid and cannot be used as a mortgage, and he never dares to use the family's old house as a mortgage, so if the business is not completed, his parents will have to go to S City to live with him.

That ending would be too tragic even if you just think about it.

However, if he can't mortgage it, he has to come up with some practical and effective methods to convince the loan officer that he can indeed make a profit and repay the loan, but the continuous encounters made Song Wenbin have self-doubt.

What about encouraging entrepreneurship? Isn't it true that bringing goods can not constitute a long-term and stable profit model, and why are these commissioners so unoptimistic about him?

was smoking a cigarette when the phone rang, and Song Wenbin answered the phone.

"Xiao Song."

It turned out to be Lao Zhangtou, and he was embarrassed and said: "The raw material factory said that we want us to send money to him, have you negotiated with the bank now?" ”

"When are they going to do it?" Song Wenbin asked.

"I want it now, I said that I was in a hurry, we have been delaying it for a long time."

"Do you sell those unused production lines?"

Song Wenbin asked again.

"According to what you said, it was sold for 100,000 yuan." Lao Zhangtou said: "It has been remitted, and there are still more than 600,000 yuan left." ”

Depend on...

The fuck only sold for 100,000, it's too cheap!

Song Wenbin groaned inwardly.

"Okay, I see, you don't have to think about money. I'll get back to you later. Song Wenbin said.

Hearing Song Wenbin's calm voice, Lao Zhangtou put his mind at ease, and he said, "Then I'll reply to the people over there." ”

The phone hung up, Song Wenbin threw away the cigarette butt, sat in the car and rubbed his head, this day is simply not a human life. Although his salary is very high, after all, the working hours are very short, and he has not had time to save enough savings, and he spent more than 70,000 yuan on the compensation wages for workers before, and now where is he going to get these 600,000 yuan......

Now he starts to miss the first season of Extraordinary Journey, when he got money for every episode he filmed, unlike this season, where the reward for each filming was something vain.

Six hundred thousand

Six hundred thousand

600,000 .....

Song Wenbin took out his mobile phone in a tangled way and flipped through his address book.

First he flipped to Ma Qiang's avatar and stopped.

Ask Ma Qiang to borrow?

Song Wenbin didn't mind.

But this amount is too big, if it is only 50,000 or 60,000, he will definitely open his mouth without any hesitation, but 600,000, where can Ma Qiang get this money, and the second-hand car business will only pick up in a few days.

Song Wenbin flipped through the list of friends again, and found that the people he knew before were all poor buddies, and they were not as good as him, so he didn't ask him to borrow money and burned high incense, where could he borrow 600,000 yuan.

Suddenly, Song Wenbin's finger stopped on a GTR avatar.

Huo Yu......

She must be rich.

The income from the dragon farm, the salary of the seals, and the money from the filming of the first season......

If you ask her to borrow 600,000 ......

Thinking about it, Song Wenbin scratched her avatar away again, only to feel that her face was burning hot.

I was so ashamed that I asked Huo Yu to borrow money.

She will definitely look down on her.

His finger rested on the head of another white-haired cartoon avatar.

Sutina ......

It stands to reason that she is also very rich......

After the filming of the first season, she won the final award, this guy doesn't look like a person who spends money indiscriminately, and his net worth should be millions.

But after thinking about it all his life, he thought of the extremely ambiguous moment on the polar carriage again.

“… Do you want me to help you pay it back...."

Song Wenbin almost didn't have PTSD.

He threw away his mobile phone and sat in the carriage gasping for breath, cold sweat breaking out on his body.

No, no, no!

What are you thinking.

It's complicated enough, it can't be more complicated.

He finally recovered, took a tissue and wiped the cold sweat on his head, gritted his teeth, and drove the car all the way to the Agricultural Bank next door.

Ten minutes later. Song Wenbin came out of the Agricultural Bank again, and sat in the car with a depressed face.

There is no doubt that the four major banks have run through, but none of them are willing to lend him money.

After a while, he said to himself, "Song Wenbin, Song Wenbin, you have run away from so many banks, can you still pull down your face and ask your colleagues to borrow some money?" The more embarrassed you are, the more it means that you have a ghost in your heart, if you want me to say it, just treat Huo Yu is bank to borrow again, anyway, you are innocent, what are you afraid of. ”

After muttering to himself for a while, Song Wenbin's heart calmed down, he took a deep breath, picked up the phone again, and clicked the voice call button under Huo Yu's phone with trembling fingers.

After a while, the phone was connected.

"Huh?"

Huo Yu over there developed his questions in the most concise tone.

"You ......"

Song Wenbin is stuck.

Silence.

"Huh? Speak. Huo Yu, who didn't wait for Song Wenbin to speak, asked.

Song Wenbin hung up the phone at the speed of light and sat in the car and gasped.

It's a mistake, and it's completely unspeakable.

No wonder Ma Qiang asked him to borrow money every time he first sent a "are you there" and then asked him to borrow money in words.

"Are you free now?" Song Wenbin sent a text and asked, it was really much more comfortable.

"What?" Huo Yu replied.

"I'd like to talk to you about something." Song Wenbin said.

Toot toot.

The phone rang.

It was Huo Yu who called, and it didn't seem like she wanted to type.

With great helplessness, Song Wenbin had to answer the phone and feed him hard.

"Talk, I'm ironing."

Huo Yu said briefly.

"I... I... That's what I've been lately..."

"I want to borrow money." Huo Yu was very crisp.

Song Wenbin almost didn't cry, it's outrageous, is his intention so obvious.

"Yes." He said embarrassedly: "I've recently... It's a bit difficult. ”

"Hahaha."

The other side laughed.

Song Wenbin felt embarrassed, this guy! Ma Qiang didn't laugh when he asked him to borrow money, it was so unscrupulous!!

With the heavy sound of the barbell falling to the ground, Huo Yu said happily: "The misogynistic anchor asked the woman to borrow money." ”

"Yes." Song Wenbin gritted his teeth and reluctantly admitted in pain.

"Hahahaha." Huo Yu laughed again.

"What are you laughing at!?" Song Wenbin couldn't help but was a little angry.

"Look at you." Huo Yu on the phone said disgustedly: "The first time I saw you call someone after work, I borrowed money, are you embarrassed?" ”

Song Wenbin: ......

"Indeed... I'm sorry. But ......"

"There's a fishing tournament at the Dragon Farm, there's a bonus, do you want it?" Huo Yu asked.

Song Wenbin: ......

"If you want money, come and get it yourself." Without waiting for Song Wenbin to answer, Huo Yu said.

(End of chapter)