Under various factors, Li Zhudao and Xiao Wu's trip to Qinghe is imperative. But when he was about to set off, Li Zhudao's headache suddenly occurred, and it was only delayed for a few days.

Li Zhudao experienced a car accident when he was a child, and not only permanently lost his previous memories, but also suffered from headaches.

Qinghe City is connected to Vietnam, Laos and Myanmar in the south, and is the land passage and bridgehead from China to ASEAN. It is located in the low-latitude subtropical plateau humid monsoon climate zone, with diverse climate types under the conditions of atmospheric circulation and complex terrain, and has unique three-dimensional climate characteristics of plateau. The Tropic of Cancer passes through its territory, with a mild climate, abundant rainfall, and sufficient average annual sunshine, which is suitable for the growth of various crops and has a wide variety of biological resources.

Li Haijun (Wang An) founded the Agricultural Development Company in Qinghe City, which should be unique and fully considered. But the company eventually went bankrupt and closed down, and I don't know why.

There is a huge mango orchard near the Qinghe high-speed rail station. At a glance, the lush mango forest is erected high with a huge signboard of "Mountains and Rivers Mango Orchard", which is particularly eye-catching.

Li Zhudao and Xiao Wu traveled all the way, and after getting off the high-speed train, Wu Gang, who was sent by the local police to contact them, welcomed the two of them into the car.

Wu Gang is a northerner, because he served in Qinghe and his spouse is a local, so he chose to change jobs in the local area and entered the criminal police detachment.

In the car, Wu Gang drove while chatting with Li Zhudao briefly, and then said straight to the point: "Qu Lulu, who you want to investigate, is a celebrity in our Qinghe. ”

Wu Gang's figure is not burly, his appearance is soft, and he looks more like a southerner. But as soon as he opened his mouth to speak, the square Mandarin immediately exposed the fact that he was a northerner.

Li Zhudao and Xiao Wu were slightly surprised.

"How?" Li Zhudao asked.

"This has to start with her husband, Li Haijun." Wu Gang said. "In 2014, Li Haijun founded an agricultural development company called 'Genesis' in Qinghe, whose business scope is mainly to reprocess and sell fruits and vegetables in our city, and at the same time engage in agricultural tourism according to local conditions. Genesis' was the city's largest agricultural development project, at the beginning of the opening of more than 5,000 acres of land, basically monopolized the city's fruit processing, after the operation of the 'Qinghe Villa' is also the city's largest resort, a tourist season overcrowded. ”

"It sounds like the agricultural development company founded by Li Haijun is doing well. In addition, as far as I know, the state has given great support to agricultural projects in recent years, so how could Li Haijun's agricultural development company just collapse? Li Zhudao asked.

Wu Gang sneered and said: "It stands to reason that such a well-run agricultural development company must be very profitable. The bad thing is that Li Haijun is not right-minded, using the name of agricultural project development and construction, borrowing money everywhere at high interest rates, and then being forced to pay by the account owner, the 'Qinghe Villa' he runs is gradually depressed, and finally suddenly closes down. Li Haijun also ran away, and when he was found, he had already died in a traffic accident. ”

"It's not going to be a 'Ponzi scheme,' is it?" Li Zhudao asked jokingly.

Wu Gang laughed and said, "You said he was, but it didn't seem to be." Say no, it seems to be. But this is also where Li Haijun is clever. Judging from the situation of Li Haijun's loans, it is in line with the characteristics of the 'Ponzi scheme' in which the funds for demolishing the east wall and making up for the west wall are diverted and replenished. But in 'Ponzi schemes', scammers often use non-existent investments as a name and lure customers to finance with high rates of return. Li Haijun has real agricultural development projects, but his project development is only superficial. ”

Ponzi scheme is the name given to investment fraud in the financial sector, the ancestor of the pyramid scheme, which is used by many illegal pyramid schemes to amass money, and this scam was "invented" by a speculative businessman named Charles Pounds. Ponzi schemes are also known in China as "tearing down the east wall to make up the west wall" and "empty gloves white wolf". In short, it is to use the money of new investors to pay interest and short-term returns to old investors, in order to create the illusion of making money and then defraud more investment.

"For example, the camellia oil development project under 'Genesis' initially circled two hills and planted camellia oil seedlings, but then there was no movement. The camellia oil mountain was not taken care of, and it soon became a barren mountain, and the tea oil refining factory that was originally planned to be built was also built a workshop, with no equipment to enter and no workers. It is also because of these situations that financing customers began to come to the door to force debts. But Li Haijun was unable to repay it, and he did not know where the funds he had integrated had been spent. The comrades who investigated the case found that Li Haijun had no other fixed assets under his name, except for the 'Genesis' Agricultural Development Company, and the possibility of transferring assets overseas was also ruled out. ”

"Old customers came to force debts, Li Haijun's credibility was questioned, and new customers did not dare to invest again. In this way, Li Haijun's capital chain gradually became problematic, and it affected the production and operation of 'Genesis', becoming a vicious circle, and it became a matter of time before it went bankrupt. ”

During this period, some people also called the police, saying that Li Haijun was a financial fraud. The rate of return promised by Li Haijun is a little high, but within the scope of the law, he really pays the interest according to the contract in the early stage, and is indeed engaged in the development of agricultural projects. According to him, he suspended the construction of the project because of problems with funding. Therefore, the comrades who have been investigating can only handle his case as a private lending dispute. In this way, no one can say whether Li Haijun is engaged in a 'Ponzi scheme' or not. ”

Li Zhudao asked: "According to what you said, Li Haijun should have had a large amount of financing in the early stage, and then there was a financial problem, the project construction was suspended, and then the account owner came to force the account." The question is that the money he integrated into it was neither transferred by him personally, nor used to purchase fixed assets, so where did it go? ”

This problem has troubled the vast number of Qinghe people. There are also rumors that Li Haijun's financial loopholes are related to a high-ranking official in our city. The fallen official is precisely related to agriculture, rural revitalization, and natural resource planning, and the bankruptcy of the 'Genesis' is also immediately following the fall of that high-ranking official. Therefore, this rumor is quite convincing in the market. The implication of Wu Gang's words is that Li Haijun used the integrated funds to pay bribes.

"Check this with the fallen officials, and you won't know if it's true or not." Xiao Wu said.

Wu Gang smiled bitterly and said, "I can't verify it." ”

Li Zhudao and Xiao Wu were only shot dead when the officials involved, so they couldn't verify it.

Wu Gang continued: "The official who fell off the horse is called Zhang Dewang. The person who accepted sexual bribes and provided services to them was a young girl, under the age of 14, who was still in junior high school. Beforehand, Zhang Dewang drank a lot of alcohol and took aphrodisiac drugs, and when he exercised vigorously that night, he caused coronary heart disease and died. The little girl was frightened and called the police on the spot. It was still me at the scene. Zhang Dewang's fall also began from this. ”

Li Zhudao and Xiao Wu looked at each other, speechless.

"I don't know very much about the specific situation of Li Haijun. After all, I'm a criminal investigator, not an economic investigator, you know. What I told you was also occasionally heard from the detectives, so I don't know what to expect. What I want to say is that after Li Haijun ran away and died in a traffic accident, Qu Lulu stood up and said that she was willing to bear all the previous accounts of her husband Li Haijun, but she was a woman with limited ability and could only repay the principal of all the previous account owners. As for the interest, please forgive it for the sake of her orphans and widows. ”

"I thought I wouldn't get a penny back, but I was able to get the principal back. As the accountant, there is no reason not to agree. Besides, people are orphans and widows, and they are willing to wipe their buttocks for their deceased husbands and clean up the mess, so why do they bully her? ”

Almost overnight, Qu Lulu became a household name in Qinghe. If it weren't for Li Haijun's bad debts, no one would be able to tell whether he had paid bribes or whether he was engaged in a 'Ponzi scheme', and Qu Lulu would have been vigorously promoted by the official media as Qinghe's image. Wu Gang added.

After the continuous rain, Qinghe City is shrouded in mist, the mountains are looming, the forests are verdant, and the turquoise Qingshui River passes through the city, like a dream.

The car drove safely into the Qingshui Bridge.

Through the car window, I saw a person standing on the guardrail of the bridge in the mist. There were many people on the sidewalk, but they didn't dare to approach. In the crowd of onlookers, someone was shouting to the people on the guardrail, probably to persuade them not to commit suicide. The man on the bridge didn't speak, just stood quietly, looking out into the middle of the river.

Finally, the man turned, bowed deeply to the crowd, then spread his arms and fell backwards.

At this time, Wu Gang's car happened to be parked, and it was only a few meters away from the place where the man fell into the river.

Wu Gang pushed the car door, rushed out like an arrow, and after a few arrow steps, he grabbed the barrier between the motorcycle lane and the sidewalk with one hand, and jumped hard, like a vigorous cheetah soaring over. Between breaths, he took off his coat, threw it on the sidewalk, stepped on the bridge guardrail, followed closely behind the suicide man, and fell into the water with a "poof".

At this time, the crowd is chaotic. There are those who shout for help, those who complain that the police are not coming, those who scream in shock, and those who take out their mobile phones to take videos.

The guardrail of the bridge was full of onlookers, and Li Zhudao and Xiao Wu were blocked out of the crowd, making it difficult to get close.

Fortunately, an enthusiastic crowd saw that Li Zhudao and Xiao Wu were together with the person who jumped into the water to save people, and after squeezing out of the crowd, he stuffed Wu Gang's coat into Li Zhudao's hand and said, "This is the clothes of the person who saved people, and I handed them over to you." ”

Xiao Wu thanked him again and again.

Li Zhudao rummaged through the inside and outside pockets of Wu Gang's coat, his face changed, and said: "When Wu Gang threw away his clothes, I saw that the handle of the gun was exposed in the inner pocket, and now there is nothing left, something has happened." ”

Xiao Wu's expression changed, looking at the back of the person who returned the clothes, but Li Zhudao grabbed her and said, "It won't be him, if he touched the gun away, he would definitely not come to return the clothes." ”