Chapter 57 Pledge Bank
After Wang Hong briefly accompanied the guests, he was stimulated by his son, and he had just received some bad news, so Wang Xi, who was at home, was unlucky again.
Now interview Wang Dashao's feelings, he must let the mosaic cover his eyes, and then tearfully describe his current inner feelings: regret, in short, very regretful, regret why he didn't go with Liu Yifu and them, now I have to guard my own Laozi, the erupting crater, what the hell am I meowing, uncomfortable; Thinking of Liu Yifu and them being chic outside, it was doubly uncomfortable......
Wang Xi told them that the location was near Dongye City in the east, and it took less than half an hour to get from Wuyi Lane to Dongye City in the east of the city, thanks to the fact that their group of rabbit cubs had prepared several carriages in advance, of course, these carriages were not from their own homes, but also rented from the market, which had long been prepared to wait until the matter was completed.
When everyone left Wuyi Lane, you moved a Buddha, I moved a jade, and hurriedly moved it to the carriage. Even so, the rabbits also have a kind of happiness that "the hero intercepted the birth gang".
Not to mention anything else, it's mainly novelty, and it's exciting. What can I do? You have to follow me Liu Dashao.
To say that this movement is not small, that is, no one cares, all the little rabbit cubs can't help but rush to rejoice, feel that this time is too good, the gimmick of the banquet has attracted everyone's attention, the operation of their own group is simply smooth, seamless, during this period, I feel that there is only Liu Yifu who is a little strange, but after speculating, I feel that Wang Hong does not make any sense to do this, shook his head, and then did not think much about it.
At this time, Liu Yifu and his party had already arrived at the location of the pawnshop that Wang Xi told them, which was located in the south of Qing'an Temple in the west of Dongye City.
The rabbits searched for it, and finally found a small shop with a plaque of "Qing'an Temple Quality House".
It is worth mentioning that the pawnshop at this time is not called a pawnshop, it should be called "quality store" or as written on the plaque, it is called "quality house".
Quality, to put it bluntly, is actually a pawnshop, more precisely, "quality" is the predecessor of the pawnshop known to later generations, of course, the pawnshop system at this time has not been developed perfectly, and at this time most of the quality library is operated by the temple, it is difficult to see a private quality bank.
Similarly, this quality warehouse is hung with the plaque of "Qing'an Temple Quality House", indicating that this pawnshop is opened by Qing'an Temple, and the incense burner is curling inside, and the great monks who come and go can also explain this principle.
The quality bank developed to later generations, and another peak period was in the Tang Dynasty. The most famous quality warehouse in the Tang Dynasty is the cabinet workshop, some people sound very familiar, right? This is true, because you may know that the cabinet is the prototype of the first bank in China, and it is hundreds of years before the prototype of European banks.
In the Tang Dynasty, the cabinet could withdraw gold and silver property through vouchers "flying money" (similar to checks), so it was stripped from pawnshops to form "ticket numbers"; Flying money further became "Jiaozi" in the Northern Song Dynasty, becoming the earliest prototype of paper money, so it was spun off from the ticket number and became "Qianzhuang". Of course, in the end, the development of maturity, the formation of these complete set of early financial industry, has to go to the Qing Dynasty, at the beginning of the three in fact, there is little difference, the further development of the pawnshop is the cabinet shop, and the cabinet shop is also a money village in a sense, the functions of the three are basically similar, but they have assumed different positions, and there is a different focus of the functions in different eras, that's all......
This is also one of the reasons why Liu Yifu often regrets why he was not born in a later era, many things in later generations have developed to maturity and scale, and only need to simply improve the rules to make it more perfect, many things at this time need to be started from scratch, such as pawnshops in this era Many people do not realize how profitable pawnshops can be with interest alone, more because the temple is idle and painful, and spontaneously do a little bit of work, and the biggest reliance of this group of great monks is still their landIf we want to open a pawnshop, and then develop to the bank step by step, we have to start with the business philosophy.
Liu Dashao wants to build a pawnshop, or that sentence, like the tea business, if you don't do your own business, you don't have that strength.
The water in the pawnshop is deeper than the tea business, and the relationship between the turtle king and the eight in it is even more complicated. First, Liu Dashao was shy in his pocket, and he really didn't have that capital in his hands; Second, many times the black of the pawnshop is really beyond imagination, Liu Yifu thought about it again and again, without the strong power to make the pawnshop, Liu Yifu still chose not to touch these things.
Only by turning some rules into industry norms, some gray areas can be greatly contained, and now Liu Yifu thinks that he does not have such great energy, if he lets go of this beast in advance, and tells the world how to ban these drawbacks, he will first have to be infamy, and it is very likely that he will not be able to contain the chaos in the industry, resulting in the accumulation of malpractices.
Even now, pawnshops have actually shown signs of joint price reduction to earn pawnbrokers' black money. These pawn shops are all opened by great monks, so don't think that these great monks eat fasting and recite Buddha, and they feel that they are good stubble......
Whenever he thought of these tricky things, Liu Yifu wanted to be out of sight and out of mind, so he opened directly, and then shouted: Daddy, your son doesn't want to work hard.
Liu Yifu is still very conflicted at times. On the one hand, sometimes I am disgusted that I am a little bean in some parts of my body, and now I can't do anything; On the other hand, sometimes I am glad that I am still young, and these things can still be laid out slowly.
……
The quality bank that Wang Xi said was actually what Wang Hong told them through his son, which is located in the west of Dongye City, and belongs to the pawnshop opened by Qing'an Temple.
Just when he passed the Xiaohang pontoon bridge on the road, Liu Yifu realized that the north side of the pontoon bridge is not Dongfu, and the outline of Dongfu can be vaguely seen.
This, isn't it a coincidence, after the small voyage to the east, you will arrive at Qing'an Temple.
At this moment, the little rabbit cubs have arrived at the "Qing'an Temple Quality House". As mentioned before, most of the pawnshops here are opened by temples, and it is not surprising that the pawnshops are located near the temple.
A line of little rabbits, who have never seen the quality bank when they grow so big, feel special novelty, the family is basically eating and drinking, even if there is this demand, no adult will take this group of children into the quality library This kind of place, so they have shown great interest in this novel storefront.
Liu Yifu was slightly interested. After looking at the "pawnshop" at this time, I really didn't think it was unusual, and even secretly felt that the repair was very simple.
To be precise, the shop of the pawnshop at this time is not very large, because it is still a Buddhist temple, the decoration also has the atmosphere of Buddhism, the incense burner is curling, and several monks are responsible for receiving pilgrims inside.
Seeing Liu Yifu and his party, one of the little monks greeted him, Liu Yifu and his party's "goods" were still in the car, and they were not brought in, everyone was empty-handed, yes, the little monk asked Liu Dashao as the leader, and when he learned that the pawn was a little valuable, he looked at Liu Yifu in disbelief, and then immediately called an older monk to deal with it, this monk hurriedly came from outside, at first he was anxious, and when he saw Liu Yifu and his party, he must have done a salute, Pleasantly:
"Poor Dao Law Hui Ke, the little donors are polite." The title of Poor Dao really belonged to the great monk at the earliest, and Liu Yifu also knew it, so he was not surprised, the Hui Ke monk opposite had a shiny big bald head, soft eyebrows and eyes, and slightly larger ears...... Uh, a good skin for going out to turn into a relationship, you don't see it, only a monk like Tang Seng can meet everyone's impression of a monk, and there are not so many people who resist going out to turn into a relationship, change to a hairy face and Lei Gongzui, Gan, who is that, is this a monk? You're still a human being!
However, Liu Dashao was still hovering in his heart about this question, so he asked:
"Did the master ever have to take ordination in the temple and burn the ring scar?"
"Scarring?" The great monk Hui Ke was blinded in his heart, but his face was still so kind, and he couldn't see that his heart was destroyed by Liu Yifu's messy problems, "I didn't want to burn the so-called ring ......scars in my temple."
"Oh, got it." Liu Yifu nodded, noncommittal, still thinking in his heart It seems that there is no scar quitting at this time, right, such an inhumane thing should be promoted in the future!
Why is it being promoted? It's not enough to be a big monk. Tang people Du Mu heard that this era is the "Southern Dynasty 480 Temple", when the monks are passed on to future generations as a fashion!
Where do so many monks come from?
Many monks are Xibei goods, otherwise where did so many people take the initiative to be monks, because there are interests, many of them are monks for the common people to rely on the temple for tax evasion, and now the degree system has not risen, there is a big leak to drill.
The Chinese people, since ancient times is simple and shrewd, as long as they give them land, they can be happy for a long time, if they are not taxed land, they will be happy to build you a shrine, set up a longevity card, three sacrifices a day, let you feel what is called incense continuously.
So many temples, so many monks, so many fake monks! Obviously he is a monk, but in fact, he covets the land of the temple that does not pay taxes. Moreover, the temple occupies the land without paying taxes, and there will be more people attached to the land, which is the same as the peasants of the Ming Dynasty in later generations who attached the land to the scholars, because neither of them needs to pay taxes!
Another thing that Liu Yifu can't accept about the Buddhist temple is that in addition to the land, some precious metals have also risen sharply because of the large-scale construction of Buddhist temples, such as gold, which is used to gild Buddha statues, and the circulation of gold on the market has been greatly reduced, resulting in a sharp rise in gold prices! Compared with the gold price in the Eastern Han Dynasty, the amount of gold here has increased almost tenfold! Of course, due to inflation and currency confusion, it may not be so high in terms of purchasing power, but it is not a problem to increase it by five or six times.
This is simply intolerable for Liu Dashao, who later intends to develop banks and implement the gold standard system.
These have to be stabbed, Liu Yifu secretly thought in his heart, but these things have to wait for himself to take his time when he takes power.
Raising the entry threshold for being a monk and recasting the glory of a monk, it is incumbent on my generation of monks, Liu Yifu thought secretly.
The great monk Hui Ke was afraid that he never dreamed that this little Langjun, who looked so calm and looked a little cold, would secretly think about the land and gold of his Buddhist temple.
Although there are many believers in the temple, but fortunately, the Celestial Empire has always been wary of the monks and soldiers of the Buddhist temple, and the monk uprisings are basically thunder and rain, and if it really develops to the point where the armed forces of the Buddhist temple can even affect one side of the regime, then the political situation is really out of control.
If Monk Hui Ke knew what Liu Yifu was thinking, he would be afraid that he would expand the monks as soon as possible, arm the monks to the teeth, and swear to defend the temple estate and gilded Buddha of Qing'an Temple.