85_85536 That's it, in the case of Charlotine's extreme displeasure, William took the lead and bought a lot of good things from the merchant John at a relatively low price. It consisted of a hundred sets of breastplates, five hundred extra-long guns, and two hundred kilograms of black powder enough to fill five barrels.

The level of these black powders made William very satisfied. Because it is not an ordinary saltpeter, sulfur, and charcoal. Instead, it is refined, and the proportion of raw materials reaches a near-perfect level, that is, saltpeter 75%, sulfur 10%, charcoal 15%. After that, the egg white liquid is glued into lumps, dried into cubes, and then carefully ground with a hydraulic grinder. The power of the black powder obtained in this way basically reached the best of the same era.

"Yes, very good. He watched as William carefully inspected the quality of the gunpowder in the barrel, whether it was damp, damaged or other additives. After the whole process seemed very expert, the businessman John accompanied a lot of good words about not asking for money. Then he asked tentatively:

"So, sir, don't you really need to buy some firearms?" he asked.

"Yes, of course it is. William smiled and said, "Of course I would like to buy enough army artillery and flintlock pistols if I could." The question is—can the Blue Hat Merchant Group take credit?" he asked rhetorically.

"This ...... Of course not. Listening to William's "honest" words, the merchant John naturally decided to be more realistic: "However, the merchant group will issue loans to the nobles who can afford it. If you really need it, then ......"

At this, John smiled and stopped talking.

Of course, at this point, it's actually already possible. At the end of the day, it's not a glorious thing to be in debt these days. And they wanted the nobles to borrow money from merchants who were inferior to them. It's definitely not a good thing, and it won't have a good reputation.

And at the same time, in today's world, the interest rate of lending is not comparable to that of bank loans in later generations. It can be said that the loans of the present are those of the Church, or the loans of the Knights Templar, or the loans of the wealthy merchants and goldsmith bankers. It's all usury in nature.

Interest rates usually rotate around 10 percent. A 20 percent interest rate is also not a sensational thing. And even if it's a friendship price, even if it's a conscience. Eight to seven percent, and that's the end of it.

By the way, this is a monthly interest, not an annual interest.

If William really had the heart to lend a sum of money to the merchant John, then William could indeed do it - of course, he was not pawning his credit. John, the businessman, was indeed very optimistic about this brilliant mind. Young man who looks like he has a good future.

But that's not a reason to give him money to spend unconditionally. He has seen a lot of people traveling from south to north. Although due to his ability, he is only a middle-level caravan manager now. But the experience is there.

It is not for nothing that he has seen those outstanding, talented, and capable young people who have already made their mark at William's age. And it is very unfortunate that these people grow up, or they are not in the crowd. Or maybe he died in a war, or in a murder.

Of course, the kind of template that sets the main character. Since his debut, he has not suffered any losses, all the way to the gods and Buddhas to block and kill the Buddha, and finally became famous and opened a national name, businessman John has not heard of it......

It's just that this kind of person is too far away from him. It's not a legend from a faraway land, or an illustrated portrait from a history book. He really couldn't compare this kind of person with the young knight in front of him who had to worry about half a day for a dime and a half, and that kind of legendary-level character. He felt that in that case, his head would not be able to stand it.

Therefore, if William can borrow money, then he cannot borrow it in his own name. He was able to borrow money for the sake of his father, Baron Otto, the hero of the Great Frontier War, the Red Knight. With this excellent skill, he can soar to the sky anytime and anywhere. Or Charumi, the countess of Chersk, a wealthy county with a very good economic base.

If William had pledged these two things, John the Merchant would have not hesitated to lend William a large sum of money, which would have been sent to his own treasury in the end.

"Will he do that?" said John, a little excited. He seemed to see a very lucrative route. He gave William a loan, and William used it to buy weapons and arm an army of thousands, if not more. And then hit all the way through. Fight the homeless, and after beating the homeless, beat the other nobles. After the other nobles were defeated, they went to fight the Grand Duke of Mazovia, other dukes, centaurs, other kingdoms, and the whole world...... With this loan, he will be able to get ten times more than money, one hundred and ten times more...... Of course, how much you can earn depends on William's ability.

"That's it, that's it. Use loans to control the other party's economy, and then arm a war machine out. Then let him bite around. He followed behind, making war money while acquiring the spoils of war and receiving interest on the loans. As long as this army will not be defeated. Then you can make a lot of money thousands of times—"

In an instant, the merchant John was suddenly blessed with a blessing to his heart. He suddenly thought of a new way to get money. This path may have been done a long time ago. Army, munitions, war and merchants. From the time of the classical city-states, when warriors armed with bronze weapons fought in heavy infantry formations, there were enough connections between these words. It's just that it evolved into a theory, into a whole concept, first the chicken, then the egg. This is rare, rare, and even extremely rare.

William noticed a strange glint in the merchant John's eyes for a moment. It's a *-style, longing, fanatical, even mad light. If it were an ordinary person, it might be misunderstood. But William won't, William, who has carefully studied psychology books, is a little worse than the experts. But this basic thing can still be separated.

This kind of * is very simple. It's greed. Businessman, greedy for money. In other words, greed is profit, and it is the way to make money. and the opportunity to make money.

"What do you have in mind?" William smiled and continued, "I really don't have any money for you to earn." And other than that, the words of the loan ......"

"Interest doesn't matter. John said excitedly, almost excitedly—he couldn't wait to experiment with the profit cycle he had just come up with. And the real yàn object is also ready-made. Isn't there William the best person here? And it's just an experiment, not an investment. It's best to be able to make money. But even if it's a loss. It can also be thought of as a lesson.

"Oh?" After hearing this guy say such things, William's vigilance was raised to the highest level in an instant-he wanted a merchant. Especially if a businessman who has no friendship with him, no interest entanglement, and no desire to say such a thing, then there is only one possibility, that is, what he asks for is more important than the benefit he gives himself, that is, the 'unimportant' profit.

"Actually, I can lend Mr. Knight a sum of money. John the Merchant said impatiently, "But it is not unconditional, Mr. Knight—this condition is—"

"- Wait, wait, wait. William interrupted: "I never said I wanted a loan." ”

"......" Hearing William say this, the merchant John was stunned for a moment, and then calmed down again - by the way, his mind was spinning too fast just now, and his mind didn't know where to fly. After he figured it out again, he would naturally not be able to keep up with his train of thought.

Of course, this was just what businessman John took for granted. This is not the case. What kind of person was William? What kind of person was John? He just rolled his eyes, and William naturally understood at once what he wanted to do.

"This guy is a clever guy, and he's ruthless enough. Greedy enough. Thinking of this, the smile on William's face was a little brighter than before. Then he said:

"So, what do you want to do? lend me a large sum of money, and then ask me to use your loan to buy your weapons and equipment? So that your money is just a circle of left hand and right hand. Aside from a lot of useless weapons and equipment, my only gain was a debt that I couldn't replace. Mr. John. Do you think I'm stupid, or do you think my sword isn't fast enough to kill you?"

What William said was said with a smile the whole time. But it's because he said it with a smile. So John felt terrible.

"I, that, I didn't mean that...... Mr. Knight, I-"

So, I have bought so many weapons and munitions, how many troops am I going to arm? I have so many troops, so where am I going to find so many officers? I have found so many officers and really formed a qualified army. So who am I going to fight next? Or my creditor, the one who provided me with these weapons and equipment, and maybe the one who will manage my military salaries and grain and grass next, will fight whoever he wants me to fight?"

The more William spoke, the more frightened John became. He really regretted it in his heart now. I regret that I was impulsive for a while, and put myself in this position of death.

So, I saw more and more sweat on his head. William finally couldn't help but laugh heartily.