Chen Daojun can already predict that when all the company's cash flow is used to invest in the Burj Khalifa project, Chen Dongji's company will not be able to withstand any storms at all.

Especially when the economic crisis broke out, the double pressure brought about by the announcement of a deferred payment in Dubai and the tightening monetary policy of the financial community in the cold country.

What's even more terrifying is that the financial sector in the cold country will urgently raise bond funds and will not extend the repayment date of existing loans.

Chen Daojun blocked Chen Dongji's way out without accident.

Seeing Chen Daojun standing by the window without saying anything for a long time, Rachel asked him curiously:

"Harry, what are you thinking?"

"Oh, it's not a big deal, I thought about how much this situation would affect the cold country."

Rachel breathed a sigh of relief, he also thought that Chen Daojun had some new ideas: "Oh, you are also a member of the Shunyang Group, I almost forgot"

"So far."

"What are you worried about? If the entire Shunyang Group loses money due to this situation, can you still get enough funds to replenish it? Or maybe we can save the money for a while without risking it and save the money to save the economy of the entire cold country? ”

"I don't like to play heroes like that, oh, by the way, you have to have the money ready, and when needed, if we make money, we need to send money to the cold country day by day."

"Earned? All $85 billion? ”

"No, I don't think we need that much."

"However, cross-border remittances, or such large amounts of money, will not arrive immediately, you know?"

"Of course, each financial institution that has signed up will be different, and I expect all the money to be in place by the end of the first half of next year, and the financial system of country M is so large that it will take quite a long time for this huge aircraft carrier to sink."

Rachel nodded: "At 11:40 p.m. on April 14, 1912, the 52,000-ton Titanic collided with an iceberg, and it took only three hours for the water to enter through the hole before it sank completely, and some companies may hold out until the end, but most of the $85 billion, which is dispersed investment, will be recovered by next spring." ”

She suddenly thought of a question: "What about the money left after sending it to the cold country?" Where should we invest? ”

Chen Daojun smiled: "To do what you are best at, it is better to buy blue chip stocks, especially to observe Apple carefully." ”

"Didn't you say you wanted to buy it and take a closer look?"

Rachel immediately confirmed Apple's current stock price on his computer.

"For almost a month, it's been staying around $15 per share."

Chen Daojun nodded: "It's not bad for long-term investment in stocks, did you see Apple's Apple mobile phone held in San Francisco earlier this year?" ”

"No, is there any new news on the phone?"

Thinking of the industry hegemon who ruled the world mobile phone market for more than ten years in his previous life, Chen Daojun smiled: "I heard that this is an electrostatic touch mobile phone, it is a cross-era mobile phone, and it will be released soon." ”

"Isn't it next year, okay, then, should I buy one and bring it back?"

It's just a mobile phone, and Rachel doesn't know why Chen Daojun holds it so high.

Later, Chen Daojun learned that the first generation of Apple mobile phones did not enter the cold country.

He considered another thing, Shunyang Electronics is strong in the mobile phone market, but it is only a follower in the smartphone era.

This time, with his foresight, can Shunyang Electronics still maintain its market dominance in the era of smart phones?

This is a problem.

Just as Dojoon was immersed in all kinds of complicated thoughts, Rachel glanced at Dojoon and said cautiously.

"What about Huaxia, such a huge market?"

"Huaxia?"

"Yes, I actually want to open offices in Xiangjiang and Modu, but I'd love to hear your opinion."

Rachel follows her duty.

"Whatever you want, if you invest with a long-term perspective, you will never lose money."

Chen Dojun remembered the news that Lee Hak-jae had brought to the Blue House for a meeting some time ago that ZF had allowed the chaebols to subscribe to the bonds of the Hanguo Pension Fund.

The stocks held by the Hanguo Pension Fund have been held for 10 years and have earned more than 10 times the profit, should I buy a large number of them?

After a while.

After confirming that Wall Street was beginning to see a fund run (large-scale redemption of funds), Dojoon boarded a plane to the cold country.

Now no one can stop this from happening.

No one will pay attention to the influx of money, and if the default rate of mortgages exceeds 15%, the media will talk wildly about the collapse of the real estate market in country M in the TV newspapers.

Of course, financial companies will frantically deny this phenomenon for the sake of their own interests and in order to hurry up the shipment.

They blatantly ripped the lie to the end in order to redeem more money in their hands.

When Dojun arrives in Hanguo, he observes the current newspapers and news by the way.

He couldn't find a single article on subprime mortgages, only one about opposing President T's candidacy in the election primary.

As long as he makes it to the finals, winning the election is a matter of course.

The two candidates were busy biting each other, and this primary became a matter of life and death, as if the primary was the general T election.

At this time, the competition entered a white-hot stage.

Both candidates exposed each other's most fatal weaknesses to the world, and then busily denied and erased them.

They also know that even if all kinds of bad behaviors are exposed by the other party, as long as they win the primary election within D, they can go straight to the inauguration ceremony of the general T in February next year.

Therefore, they will not hesitate to expose each other's bad behavior.

On the other hand, within the ruling D, several candidates are attacking everywhere, but no one cares.

Of course, Dojoon didn't pay attention, he was focused on another thing.

Lying on the sofa, he asked lazily:

"How's the cash exchange going?"

"At present, small batches are organized, so as not to affect the market, and there is still a little bit left."

Zhang Daoheng introduced the list of financial products owned by Shunyang financial institutions.

Because the performance is too perfect, the result has aroused public doubts.

After reading it, Chen Daojun confessed:

"Soon the stock market will crash, sell the shares of Shunyang Group as soon as possible, of course, if the stock falls, you can buy it back at any time, but the process should be kept secret."

"And what about the rest of the money?"

"Hold your breath."

"You mean, you're willing to cut the meat at a loss?"

Jang Do-hyung seemed taken aback and reconfirmed this.

"Shouldn't we sweat at least a little when someone else bleeds? If we retreat every time we get stuck on the time node and don't suffer a loss, others will wonder if we are behind the ghost. ”

"Ah, I see what you mean."

"There will be fluctuations in the domestic market in the future, tell your employees never to shake their confidence, to be extra careful, not to indulge in hasty short-term investments, and we will not make any evaluation of the performance in the second half of the year, so that they understand that no matter how good their results are, we are not in favor of performance evaluations and we don't care about that."

When the market is bad, you don't need to invest, just keep your money in the bank.

At least the bank will take care of the interest.

But institutions can't.

Even if the economy is in a mess, money has to be invested, and in this way, it can collect commissions and earn profits for the company.

Keeping money in the bank means losing money every day, and if they don't work, they're going to get out.

In addition, individual investors can hold stocks that are falling, wait until the market closes, and sell them when they go up.

But institutions cannot hold stocks that are falling.

They need to get out of their hands quickly and look for other blue chips.

Although some people know that they can make money by sticking to it, the year-end results make them feel powerless.

If retail investors imitate institutional investment, individuals will lose all their money.

"Young master, it looks good, but shouldn't we work?"

"No, under the pressure of a market crash, you're bound to make all sorts of mistakes, oh, just tell them all to go on vacation and use up their annual and monthly leave."

"Really?"

Zhang Daoheng looked at Daojun suspiciously, when the crisis came, others were eager for everyone to work in three shifts, and their boss was good and gave the Fang family directly.

"When you're confused, it's hard to make the right decisions, and it's not too late to regain your composure before you get back to work."

Chen Daojun knew that it would not be long before the decision would be of great benefit to the employees of Shunyang's financial institutions.

The financial crisis began.

A few days before the primary election against the Acting General T candidates, the KOSDAQ index plummeted by more than 10%.

In the morning, the sidecar was triggered by a sharp drop in the futures index, and the circuit breaker mechanism for the suspension of stock and futures trading was triggered for the second time in history in the afternoon.

As many as 293 stocks fell to the limit, and the KOSPI index also fell.

In particular, large securities stocks plummeted by more than 10%, and Shunyang Securities could not escape.

In the stock market, foreigners sold more than 5 trillion won, but institutional investors bought up to 8.5 trillion won.

There has been no run on funds so far.

Han Guo only saw the phenomenon of the stock market of Han Country being affected by the stock market of Country M, but he did not know what the reason was.

Future Asset Management said there was "nothing wrong with its large equity funds," and UBS's Asia manager spoke of attractive valuations and whispered a demagogic tone to investors that the situation would settle down in a month or two.

Although after the explosion of this financial bomb, the headquarters of Swiss Bank M was already in chaos.

At this moment, Chen Daojun sat in his office and asked about the current investment situation.

"How much money did you help me get to the bottom?"

Even with the simple question asked by Do-joon, Jang Do-hyung became hesitant and stammered in reply.

"We've bought $3.5 billion last week alone, why would you want to do that."

"It's okay, but what about the situation at home?"

Jang Do-hyung swallowed: "At present, domestic equity funds alone will invest more than 11 trillion won, and overseas equity funds will invest more than 15 trillion won. ”

"The cold country is halved, overseas is suspended, 20 trillion won evaporates, what is the scale of derivatives in country M?"

"Unfortunately, the financial community in the cold country doesn't even know the situation of the subprime mortgage crisis in country M, and Moody's or Standard & Poor's says it's AAA, so they buy it blindly."

"Glad to hear that, hehe."

"Huh?

Chen Daojun smiled, not seeing Zhang Daoheng's surprised expression.

"Vice President Zhang, from now on, there are some things I have to figure out."

"What is it?"

Chen Daojun, who was sitting in the boss's chair, asked word by word: "Thoroughly investigate the bank transactions of subsidiaries associated with Vice Chairman Chen Dongji, how much debt does each bank have, and what is the collateral?" And how much the banks will take from this crisis, go fast!

"Investigate a bank that isn't our negative company?"

"Well, do you know why?"

Zhang Daoheng did not avoid Daojun's gaze and smiled slightly.

"You want to pass on the financial pressure of the bank to the vice president."

"That's right."

A bank with no cash flow is not a bank.

While Hanguo Bank has applied for bailout through the IMF, Dojoon has a terrible guess that the bank could go bankrupt and be dissolved.

This foreign exchange crisis will bring back terrible memories of their past.

"Then we should deposit the surplus funds of our consortium in that bank now."

It's good because it's fast.

When the bank vault was empty, even the money we deposited with us was taken out.

The only way to replenish the coffers is to squeeze out debtors.

A bank that fails to meet its health ratio, i.e., its normal operations, will also lose its maid due to bad debts.

Loans destroy individuals, but banks destroy corporations.

When the bank finds out that the money may not be collected, it must completely forget how many well-connected companies the company has, and in order to survive, they will launch a ruthless recovery operation, for example, directly forcing the company to file for bankruptcy protection and control those high-quality assets.

"I'm also going to deposit the money of the cold country into that bank day by day, and if you take it all out at the right time, some people will lose their minds."

Zhang Daoheng thought for a moment, and then quietly spoke.

Vice President Chen Dongji. He will be sad this time, but, young master, how far are we from this goal? Formerly it was Shunyang Credit Card. Which subsidiary are you targeting this time?

Vice Chairman Jang Do-hyung blinked, as if reading Do-joon's thoughts.

"This time, I'm going to catch a big fish, or maybe it's a person, not a company."

Jang Do-hyung's eyes widened

"Are you Vice President Chen Dongji......?

"Hehe, let's wait and see."

But when Chen Daojun saw Li Xuezai again, the other party smiled:

"How are you doing in country M during this time?"

"It's fine."

Li Xuezai's eyes were inquisitive: "It's been a long time, is it related to the collapse of the stock market in country M?" ”

"Yes, but don't think I'm so strong, the stock market of country M didn't collapse because of me."

Li Xuezai was expressionless, and said with a smile: "You don't have that much influence, it's just some rumors about the outside, hehe." ”

"Is there anything wrong with being in such a hurry to find it?"

"The stock market is also a mess, so if there's anything I need to know, please let me know so I don't have to be responsible for future mistakes."

"There will be problems with liquidity, but I will make sure there are no problems."

"If a person who runs a business has a reliable landlord to solve the money problem, then his opponent game is over from that moment on."

Lee Hak-jae got up from his desk and sat down on the sofa next to Do-joon.

"It seems that something big is going to happen to Vice President Chen Rongji, no, something must happen!"

Dojun sighed because it was a major accident.

"Again, what is a holding company? Unless I work together with Vice President Chen Dongji's co-voting rights, it must be difficult, right? ”

"No, this time it's a matter of succession."

(End of chapter)