Chapter 121: There is no good thing in the bank

A penny can stump a hero, not to mention a gap of more than a million, no matter how capable you are, it is common sense that you can't do things without money.

The old horse, who had long been confident, watched Yao Yuan scratch his ears and cheeks, and sat there quietly drinking tea.

For a moment, Yao Yuan was a little discouraged, feeling that he had lived too aggrieved, why did he start worrying about money here again?

I don't want to do much of it, it's like earning a little money with my skills and living a little nourishing life, why do I have so many troubles in vain?

"Why don't you take it off first, and then talk about it after New Year's Day and Spring Festival? These two months are the peak sales season, how can we sell 1.8 million goods in a few of our stores, and then we will be able to have more money on hand. Seeing that Lao Ma refused to come up with an idea, Yao Yuan first came up with his own plan.

Now the New Year is about ten days away, the sales season is coming, now the people have a little money in their pockets, almost all of them will be spent on eating, the past few years have been too hard, now can afford to eat meat, it must be hard to make.

What kind of big fish and big meat does the housewife in the family make, where can it compare to the fragrance made by a group of professional chefs of Hongqi Company, so now Hongqi braised meat shop can be said to be open and popular, and the sales are booming, and it is really not difficult to make up 1.8 million yuan in cash, but it takes time.

In winter, the heating is burned, the office temperature in the small white building is quite high, the heating is enough, it is easy to catch fire, the old horse is very good at maintenance, and the old Pu'er is added to the old tangerine peel, which can moisten the lungs and relieve cough, this method of drinking tea is also taught to him by Yao Yuan, even these old tangerine peels are also taken by Yao Yuan, and told him that in a few years, these tangerine peels in his hands can be replaced by a house.

All problems are not a problem, time will solve all problems!

Yao Yuan slowly calmed down, and had a little realization in his heart, why should he be in a hurry to expand production, live a good life, and do things when he has enough money, and it is better to be calm than anything.

Lao Ma Ziyu took a sip of tea, felt a sweetness running down his throat, looked at Yao Yuan in front of him and began to sit opposite him, slowly tasted tea, and then stimulated: "If you wait, Qi Baohua's side will have to stop work, don't you know, the installation of mechanical and electrical equipment must be carried out together with the interior decoration, right?" ”

"Wait, wait, what's the matter, the workers over there of Hongqi Construction have been busy for a year, and at the end of the year, it's just right for people to rest and spend the New Year, don't think about making money all day long, there is money on the street, can that thing be earned?" Yao Yuan, who wanted to open it, looked lazy, and began to lose his shape again.

"The opening of the store has to be stopped, the broken yard you rented is already too crowded to stand, and the output of the store can't keep up." The old horse laid out another fact.

Depend on!

Yao Yuan didn't expect this, now is the beginning of the peak season, the party's plan is to open four more stores before the Spring Festival, and the recruited personnel have already passed the assessment, it can be said that everything is waiting for the new central kitchen to open, before it can be continued.

Lao Ma took out the minutes of the last meeting and pointed to several key dates on it with his finger: "It takes at least twenty days for the equipment to be installed from the order to the installation, that is to say, if you order now, it can be installed in place after New Year's Day, and after a few days of commissioning, it should be put into use in mid-January, and the Spring Festival is February 5th, we should be able to catch up." If it were suspended, everything would have to be reversed, including the contracts for several rental stores, and the central kitchen would have to be moved to around mid-March. ”

Yao Yuan sighed: "What? Ma Lao, do you have any other way? ”

Lao Ma leisurely wandered: "I have seen a lot of businesses, people are in trouble and find ways to solve difficulties, you are good, encounter difficulties and walk around." ”

"I'm not walking around, I'm taking a step back now to save enough food and grass, so that I can make great strides forward in the future!" Yao Yuan defended himself for two sentences, and then suddenly felt that there was something in Lao Ma's words.

"No, Ma Lao, the company's difficulties are everyone's, you are the person in charge of finance, and it is your responsibility to solve the problem of funds, what must you do, don't look at my jokes, okay?"

Lao Ma smiled: "I'm a good accountant in charge, but I can't conjure up money for you, but there are a few ideas for your reference." Generally enterprises encounter the bottleneck of development are tight funds, their own family has no money to find foreign aid, to put it bluntly, borrowing money is not chilling for enterprises, borrowing money can be relatives and friends, can also be business partners, looking for banks to borrow money is not impossible. ”

Yao Yuan slandered in his heart: "The old thing is waiting for me here, there must be a way to refuse to say it, just want to take me." ”

Old Marco didn't care about Yao Yuan's careful thoughts, and continued to analyze by himself: "If you want to borrow money, you have to have collateral, fixed assets are more recognized by the bank, and there is another way to sell shares to finance, and you can even find an electromechanical equipment company to negotiate installment payments, as long as you pay a certain amount of interest, the problem of funds is not a problem at all, there is a way to solve it, but what is your attitude?" The development of the enterprise should take advantage of the trend, now the development momentum of Hongqi company is all the way up, all employees are holding a momentum, waiting for the new central kitchen to start operating, if you wait until March, the loss is not only a peak season sales, right? ”

Yao Yuan understood what this old horse was talking about.

He has always been paranoid about emphasizing craftsmanship and product quality, just to seize the height of the market.

It is easy for others to learn such a non-technical job as braised pork, and besides, they are open to their entire production process, which is tantamount to cultivating potential competitors for themselves.

Once someone has a heart to copy the model of Hongqi Company, start to fight with themselves, and lose the market opportunity, it is difficult to say what the final development prospects will be, at least if you want to maintain a high profit margin, it is impossible.

Therefore, in a certain sense, time is the most important thing for Hongqi Company, and it can even determine life and death.

This point even the party building, Gao Yang, Li Tie, and even Mancheng, who have never done business, have deeply understood that now Mancheng can no longer find anyone every day, driving a dilapidated second-hand Dafa van, and running to the village every day, just to build their own foundation early, so that the competitors who are about to appear will never be able to catch up.

Therefore, Yao Yuan's Buddhist attitude at this time is a bit inappropriate.

However, Yao Yuan's reaction was beyond Lao Ma's expectations, he was completely indifferent when he heard the words bank loan: "I don't know that the central kitchen can open as soon as possible, I have so many fist products, just waiting for this kitchen to be able to produce in large quantities and make a lot of money!" ”

Lao Ma was so angry that he almost slapped the table: "Then you will take out a loan!" ”

Unexpectedly, Yao Yuan twisted his neck: "No loan!" ”

Then he felt that his attitude was a little excessive, and hurriedly explained: "Ma Lao, don't be angry, you don't know, the grandsons in the bank are all capitalists who eat people and don't spit out bones, and they don't have good things!" ”

Finished!

As soon as this sentence came out, the old horse was completely mad, and his hand finally slapped on the table, shaking the teacup: "What did you say?" How dare you say it again?! ”

Yao Yuan once dealt with the bank, but that was in his previous life, he used a few credit cards when his job was not working, and then he was put on and became a card slave as others said.

As soon as I heard the word "loan", I began to get tired of it in my heart, and I forgot what the identity of the old horse sitting opposite was, and blurted out a bunch of trash talk.

Hearing Lao Ma slap the table, Yao Yuan came back to his senses and hurriedly apologized.

"But, Ma Lao, I really don't want to use the bank's money if I don't get that, it's not that I feel sorry for the interest, it's just that we don't make this company to make some money for everyone to live a good life, and now that the money is not earned, what's the matter with owing someone a sum first?" After the apology, I have to explain.

Yao Yuan brought out the reason for not taking out a loan, which almost amused Lao Ma again: "Okay, okay, your kid is radical like a two hundred and five, why are you conservative today, this conservatism is more conservative than the landlord Lao Cai in the old society, anyway, the company's affairs are up to you, I taught you the idea, and I will listen to you in the end." ”

"Ma Lao, Ma Lao, don't be angry, give me a day, I'll weigh it up, okay?" Yao Yuan directly used the word "drag" again, which made the old horse lose his temper completely.

Yao Yuan went downstairs depressed, and there were still two old people waiting for him to go back to make dumplings.

You can't eat dumplings at home without side dishes, and when you have something in your heart, Yao Yuan doesn't bother to go home and get anything complicated, so she buys a little braised vegetables directly from the counter on the first floor and makes a fool of yourself.

Seeing the little proprietor walk to the counter, the store manager Sister Wang personally greeted her, Yao Yuan pointed to smoked liver, braised chicken, chicken bean skin and bought some, Sister Wang quickly wrapped it one by one with straw paper, and then tied it into a string of beautiful small bags with hemp rope, and handed it out across the counter.

At this moment, a tattered tricycle stopped at the door with a "squeak", and the tattered king shouted to Sister Wang at the top of his voice: "Sister, how many cartons are there today?" “

Sister Wang looked at her little proprietor hesitantly, hurriedly greeted the door, and whispered a few words to the tattered king, and then the tattered king looked at Yao Yuan suspiciously, raised his body and pedaled the tricycle and ran.

Yao Yuan understood a little, and asked Sister Wang directly: "Why, the packing boxes are sold to this tattered one?" ”

Sister Wang's face was slightly red, as if she had done something wrong and was caught: "Yes, the packing boxes are all disposable, and the regulations cannot be reused, so we will save up and sell them to the tattered ones for some change, but this money is not in my personal pocket, I can buy some snacks if I save enough, or laundry detergent and the like and send them to everyone." ”

Yao Yuan nodded: "Oh, that's good, you can have a meal or something if you save more, is it like this in every store?" ”

Sister Wang replied honestly: "Yes, they all know about this matter from the party manager." ”

Saving rags, selling rags, scraping together enough money to rub the whole kitchen brothers, this thing is not new in the kitchen, everyone does this, no boss is so blind, and he has to ask about these things.

Yao Yuan smiled and nodded to Sister Wang to show understanding, then carried the oiled paper bag and walked home.

The lack of money has been on my mind, and I am a little distracted when I walk, and when I walk to the corner of the street, I almost load a tricycle parked on the sidewalk.

When I looked up, I saw that it was still the tattered king just now, cleaning up a folding table that he had just received.

Encountering this tattered man again, Yao Yuan suddenly had a flash of inspiration in his mind and had some new ideas.