After the beginning of the year, Ran Min held the first court meeting in the sixth year of the emperor's reign.

"Happy New Year, Zhuqing!"

"Happy New Year, Your Majesty!" The ministers didn't know what Ran Min wanted to express, but they still returned the salute.

Ran Min was in a very good mood, so he stroked his beard and said with a smile: "Zhuqing, I have prepared a red envelope for you, a little money, and please accept it with a smile." ”

"Thank you, Your Majesty, for the reward!"

Many people are not to blame.

Hearing that the emperor gave him a reward, the ministers were very happy, as long as it was a reward from His Majesty, it was a penny of copper plate, and they could all be half happy.

Subsequently, Liu Zhi took a few chamberlains to the ministers in the palace, and each of them sent a red envelope.

The ministers are very strange, what is in this red envelope?

The emperor is rewarding money, but this red envelope is so thin that there is no sign of a bulge, can this place silver taels or copper coins?

Rao is ministers are well-informed, and at this moment, they don't know what kind of reward Ran Min is sending.

"Let's open it all and take a look."

When the ministers heard this, they all opened the red envelope with curiosity, and when they saw it, they were immediately stunned.

Inside the red envelope is a treasure banknote with a face value of ten yuan, with the book "Da Wei Bao Banknote", but in fact, it is similar to the bonds issued by the imperial court before, but the style is different and the pattern is different.

What is it? The emperor issued them bonds?

"Do you know what you're holding?" Ran Min said with a smile.

Shang Shu Ling Cui Hao stiffened his head and said: "Your Majesty, isn't this the bond issued by the imperial court to the scholars and the soldiers of the three armies last year?" ”

"Wrong."

"Is this money?"

Ran Min bowed slightly: "To be precise, this is a currency." Ladies and gentlemen, you are all well-read people who have read a lot of subsets of scriptures and histories, and you should know that money is constantly evolving. In ancient times, people exchanged things easily, but there were real difficulties in inconvenience, so the medium of exchange was produced, and the shape of money came into being. ”

"Our ancestors in ancient times, there was no currency, so they often bartered, and then there appeared turtle shells, pearls, gold and silver, skin, knives, cloth, round money, etc., but there are many kinds, Qin Shi Huang unified China, the car is the same track, the book is the same text, and the currency is also unified as a round square hole copper coin. In the Han Dynasty, it was five baht money. ”

"Since ancient times, the monetary system of our Chinese dynasties has no standard system, and there is no distinction between the main currency and the vice-currency, and often gold, silver, copper, grain, and silk all exercise the function of currency to varying degrees at the same time, but they have their own emphasis in different historical periods. The monetary system of each dynasty is also very inconsistent, and even different periods and regions of a dynasty have various changes and differences, and the list goes on! ”

Ran Min said lightly: "Money, it is money, sometimes the currency is complicated, but it will make the market more chaotic!" ”

The emperor's words were reacted by the ministers, and they felt that His Majesty the emperor wanted to reform the monetary system of the Great Wei.

"What Your Majesty said is very true." Wang Meng said: "Since the advent of money, private money has been huge, copper coins are of different weights, fineness is different, and the price difference between money, private money, and white money is large and varied. Even in the great unified dynasties, this situation could not be changed, and the people weighed, but often due to the different scales, there were frequent quarrels, and civil disputes continued. If there is this kind of paper money, I believe that all this will not be a problem. ”

"Does Your Majesty want to promote this currency throughout the country and promote this Great Wei Bao banknote?" Cui Hao said suspiciously.

Hearing this, Ran Min nodded and said, "Not bad." As Wang Meng Shicai said, the price difference between money, private money, and white money is large and varied! In addition, the fire consumption will be returned to the public, and the interests of the people will be lost in vain, and after the broken silver is melted into official silver, the loss of this will be added to the heads of the people, and I really can't help it. ”

"And I know it's not easy to travel. Merchants often carried a large amount of gold and silver, a large amount of copper coins, tens of thousands, and several boxes to pack every time they went out. Isn't it a pity that so much gold, silver, bronze, and silk has been stolen or dropped? And it's not convenient to carry. ”

Hearing this, Cui Hao sighed and said, "Your Majesty's heart for the people is a blessing for the common people. But has Your Majesty thought about it? The new monetary system is difficult to replace the old monetary system, and the common people are used to copper money, silver, and gold, and suddenly they are replaced with treasure money, what if it becomes a pile of waste paper? ”

"Yes, Your Majesty." Wei Jian came out at this time and said: "Your Majesty's intentions are good, but they are really not considered. This treasure banknote is made of paper, which is easy to be damaged, and it is not as real as real money, and it is easy to be counterfeited by others. When the time comes, it will disrupt the order of the market. Your Majesty, please think again! ”

Ran Min pondered for a moment and said, "Cui Hao, Wei Hu, what you do, in fact, I have considered it. It is impossible for me to push the treasure money all at once, and it is impossible to collect the real money and silver in the hands of the common people and exchange it for treasure money, so that there will be a big chaos. So I thought about it, this kind of big Wei treasure banknote will be implemented in Daliang first, and then gradually promoted in the whole country if the situation is good."

"But how does Your Majesty want the common people to accept this paper Dawei treasure banknote? This treasure money is like a bond, but ordinary people can't get in touch with the government, so they can't go directly to the yamen to exchange real money, right? Cui Hao asked a very concerned question.

"I've thought about it. First set up a money village in Daliang, and the people could exchange treasure money for real money and silver, and they could also exchange real money for treasure money. ”

"What does this money bank do?"

The ministers were all very confused.

In this era, no bank or bank has yet appeared!

"Qianzhuang, which can also be called the silver school, the people can deposit their money in the bank, and the money bank will store it on their behalf, and every month the money bank can produce a certain interest for the people who deposit money in the bank. For example, if you take out 10,000 yuan after three months, you can get 65 yuan in interest. The formula for calculating the interest on the deposit is as follows: the interest is equal to the principal multiplied by the interest rate multiplied by the time. ”

"......" The ministers were speechless, and there was a sudden silence in the court.

Ahem, I'm most afraid of the sudden silence of the air!

In order to break this embarrassing situation, Cui Hao was the first to stand up and said: "Your Majesty, how did you know the interest of this bank, you deposited 10,000 yuan three months ago, and you can get 65 yuan of interest when you withdraw it three months later?" ”

The ministers were curious.

Looking at the ministers who were like curious babies, Ran Min really couldn't help but cover his face, nerve-wracking, almost forgetting that people in this era don't know addition, subtraction, multiplication and division, let alone what money, interest, principal, and interest rate are!

"Liu Zhi, pen, ink, paper, and inkstone are waiting. Hang the paper on the screen! ”

"No!"

It's time to give these ministers a math lesson!