But that's no longer the point.

Summer Night saw Lillian nod at the other side, then raised her arm and pointed at Summer Night.

"She owes me 120 moles in rent, and I suspect she is bankrupt, so I apply for bankruptcy liquidation proceedings against her if necessary."

"No problem."

The black-haired witch nodded, took out the crystal ball from one of her pockets, and after swiping it a few times, said to Lillian, "I have sent you the debt collection contract, please confirm the contents of the contract, if you have no opinion, please click 'Confirm'." Then we can move on to the debt collection process. ”

Lillian picked up her crystal ball, glanced at it hastily, and then reached out her finger and tapped it on it.

"I'm sure, let's get started."

"Roger."

The black-haired witch and her two companions crossed Lillian and came to the summer night.

"Miss Summer Night, I suggest that you immediately repay the 120 Mor rent owed to Miss Lillian, otherwise, we will enforce enforcement against you in accordance with the Code of Debts and the debt recovery contract with Miss Lilian."

Until this time, Xia Ye was still confused, but fortunately, this so-called debt collection company did not start as soon as it came up, and it seemed that it could at least communicate.

"Can I start by asking a few questions? I think there's a little misunderstanding between me and Miss Lillian," said Summer Night.

"Absolutely." The black-haired witch replied, "No one would want to do it if it could be solved through communication." ”

"So...... First of all, why do you know my name? Summer Night raised her index finger and asked the first question.

"According to the tenant information provided by Miss Lilian, the tenant's name is Summer Night, and in addition, the full-body photo of the tenant on the tenancy agreement, although you are now covered with your head, compared to other body characteristics, we have good reason to believe that you are the tenant himself."

The black-haired witch explained in great detail, and she didn't seem surprised at all by Summer Night's hooded behavior, maybe someone in the past had used a similar method to avoid debts.

However, what Summer Night was thinking about at the moment was something else:

It seems that the original host himself rented the room.

But at the same time, Summer Night doesn't think that this room is the daily residence of the original host.

Because both the "Soul Chasing" contract that has been used and the "Rift" contract that has not yet been used are all worth a lot, which means that the original host is a wealthy person, and how can such a person live in a room that only costs 40 moles a month and does not even have a window?

So, if it's not for living, why did the original host deliberately rent a room here?

Summer Night kept this question in her heart, ready to wait until she had time to think about it slowly. She then asked a second question:

"Why does Miss Lillian think I'm broke?"

The black-haired witch didn't answer, but turned her gaze to Lillian.

"You can't even directly deliver mana, what else can you do if you're not bankrupt?" Lilian, who was petite in stature, hid behind the three debt collectors and shouted.

"I see." The black-haired witch looked back at Summer Night, "Miss Lillian's reasons are indeed very good. ”

"So, why is it that I can be concluded that I am bankrupt? Also, what exactly does 'bankruptcy' mean? Summer Night asked.

This time, the black-haired witch frowned: "You really don't know? ”

"I don't know."

"Okay......" The other party sighed a little helplessly: "Although I think you are deliberately delaying time, but according to the company's regulations, I do have the obligation to clearly inform you of these things, so listen up:

"First of all, according to the 'Third Law', we can't do without mana in our bodies or we will die, and 'bankruptcy' means that you owe more mana to others than you have in your body, and you won't have enough mana income to pay off your mana debt for a foreseeable limited time.

"So, legally, you no longer have mana, and your mana should be 0, or negative, which means you're already a dead person."

“……”

Summer Night understood, and at the same time, she finally figured out what "that question" was—she had a vague instinct when she learned that the world used magic as currency, but she couldn't grasp the specific idea, but now, she finally understood.

However, she wanted to make sure again.

"So, how did you deduce that I was bankrupt?" She asked.

"According to the 'First Law', magic can be transferred from one person to another, you should know that, right?" The black-haired witch asked rhetorically.

Summer Night nodded.

"That's right, according to the 'First Law', under normal circumstances, you can't fail to transfer mana to Lilian, and if you can't, then there is only one possibility: your mana has been frozen."

"Freezing?"

"Freezing means that the mana in your body cannot be used for any purpose other than to sustain the consumption of life, including but not limited to: sending it to others, buying items, signing contracts, etc."

The black-haired witch paused and continued to explain: "There may be many reasons why your mana is frozen, such as some contracts will continue to monitor your debt status after they take effect, and if it deteriorates to a certain extent, it will automatically freeze your mana; It is also possible that you have been suspected of bankruptcy by other creditors and have applied to a debt collection agency to carry out liquidation procedures against you, but you have only been able to freeze the magic until you have fled...... All in all, if a person's magic is frozen, there is a 95% chance that she is already in bankruptcy. Is this explanation clear enough? ”

"It's clear." Summer Night replied as she pretended to unconsciously put her hand into the pocket of her skirt.

"I have one last question." She said.

"Excuse me."

"According to you, there is a 95% chance that I am bankrupt, so in other words, there is still a 5% chance that I am not bankrupt, since there is no complete certainty, why can you take coercive measures against me?" Summer Night asked.

To this question, the black-haired witch immediately answered:

"According to Article 2 of Chapter III of the Code of Obligations: [When a magic debt is overdue and the debtor is unable to repay, the creditor may use arbitrary means to recover the debt from the debtor, but must not deliberately endanger the debtor's life]. In other words, in this case, Miss Lillian can directly use force against you, of course, she may not be able to beat you, so spending a little magic and seeking the help of a debt collection agency is the best option for most people. ”

"So I guess if the debtor is already bankrupt, what can the creditor do further?"

Summer Night's finger has been pressed on the crystal that seals the "Rift" contract, and as long as the magic power of 2400 Mor is overdrawn into it, the "Rift" contract will take effect.

"Yes, according to Article 3 of Chapter 3 of the Code of Obligations: [In the cases described in Article 2, if the debtor has become bankrupt, the creditor has the right to recover the debt from the debtor by any means, including directly depriving or authorizing others to deprive the debtor of his life] - this is well understood, because a bankrupt person is legally dead, and a person cannot kill a dead person. Therefore, even if the creditor kills the debtor, it does not count as murder. ”