Chapter 712: I want to set up a bank

The next day, the Chamber of Commerce for the people was officially established, in order to make everyone think that there are many people in the Chamber of Commerce, Li Si and others have joined the Chamber of Commerce with many businessmen who have cultivated themselves.

From an outsider's point of view, there are many businessmen in this chamber of commerce, but in fact, there are not so many merchants in this chamber of commerce at all, they are all businessmen from the five families.

However, the opening ceremony was very lively, with a lot of onlookers, many businessmen even entered the Chamber of Commerce to visit, and even some businessmen asked about the requirements for joining the Chamber of Commerce.

All this happened, and in less than half a day, the news of the merchants reached the palace.

Ying Zheng looked at the report in his hand and smiled slightly.

"Li Si, Feng Quji, the Bai family, the Gan family, the Meng family, the five major forces have established a chamber of commerce, which is really interesting."

After a while, Ying Zheng said: "Will find Lu." ”

"No."

It didn't take long for Jiang Lu to come to the palace.

"Son-in-law, see father."

"No need to be polite." Ying Zheng said, "You know about Li Si's establishment of the Chamber of Commerce in Xianyang City. ”

"Erchen knows." Jiang Lu said, "Erchen also went to visit." ”

Ying Zheng bowed his head and said, "What do you think about this?" ”

"It's very magnificent, and in the future, it can become Daqin and create countless wealth." Jiang Lu said.

Ying Zheng nodded slightly, and said, "Yes, Li Si's Chamber of Commerce can indeed allow Daqin to create countless wealth, but this is not what I asked. ”

"Not this? What does the father want to ask? Jiang Lu asked.

Ying Zheng was a little angry and said: "After looking at Li Si's Chamber of Commerce, haven't you thought about establishing a Chamber of Commerce in your heart?" ”

"Father, the son really hasn't thought about it." Jiang Lu said, "Erchen wants to set up a business.

The Chamber of Commerce has complex personnel, although it can help Daqin improve its business, but it is not suitable for Erchen, who can integrate all the current industries into one enterprise.

As business became more and more developed, Erchen felt that he could set up another department. ”

"What department?"

"Banks." Jiang Lu said, "Banks can be established by the private sector or by the imperial court.

Erchen suggested that the first bank should be established by the imperial court, and the bank was linked to gold. Gold can be exchanged for copper coins and silver.

As long as there is enough gold, the credibility of the bank will always exist, then the bank can bring you great convenience and at the same time earn a lot of money for the imperial court.

After the establishment of Lis's Chamber of Commerce, the merchants would be united, and when the time came, the news would be transmitted very quickly, and some merchants needed to buy goods, but had no money in hand.

But the bank can lend to them, and we just need to charge interest. ”

"Do banks have that much money?" Ying Zheng asked.

"People will deposit their money in the bank because the bank will give them interest." Jiang Lu said.

Then he explained everything about the bank, which made Ying Zheng's eyes light up and his face was excited.

Although Qin An said about the bank, Qin An didn't say it in detail enough at that time, and Ying Zheng's attention was not on the bank, so Ying Zheng would be excited when he heard Jiang Lu finish speaking.

"Okay." Ying Zheng smiled, "Great." To set up a bank, you must set up a bank. ”

"Father, this bank, will it be opened by the imperial court or by the sons?" Jiang Lu asked.

"Didn't you just say that it would be most appropriate for the imperial court to set up the first bank?" Qin An said.

"That's right." Jiang Lu said, "Because of the high reputation of the imperial court, the people are willing to believe in the imperial court. ”

Ying Zheng frowned slightly, and said: "I have unified the six countries and achieved great achievements, I believe that the people of Qin will believe me, but I do not guarantee that the people of the six countries will believe me." ”

"My father is too worried, how can the people of Daqin not support my father now, and a series of benevolent policies issued by my father have food, clothing, and work.

In the past, how could it be imagined that in such a prosperous era, the father and emperor are now the real first person in the ages.

If there was no father, there would have been wars between the Seven Kingdoms for many years, and the people would still be living in precarious days.

If there was no county system implemented by the father, the situation of the Spring and Autumn Period and the Warring States would still appear in Daqin.

If it were not for the father's implementation of policies such as the same words and the same track, it would be impossible for China in the future to have such cohesion.

Even if there are constantly new dynasties, but it is always one China, without a father and emperor, then China will become like Europe in the future, divided into countless countries.

Every country has its own script, language, and this is the worst-case scenario.

The foundation laid by the father for Huaxia, whether good or bad, is part of the foundation.

It's the same with starting a bank nowadays, who can guarantee that a bank will make money when it is established?

But as long as the father is dead, the stakes in the middle will be discovered by future generations sooner or later, and then the bank will be continued.

This incident will also be recorded in the history books, and the wise decision of the father and emperor is appreciated, but the environment for the establishment of the bank is not at the right time. ”

"Since it's not the right time, then you still let me set up a bank? You're betting that the bank will succeed and won't fail, right? Ying Zheng said in a deep voice.

"No, Erchen doesn't think it will fail, because people are looking at interests, and they can make money by saving money, who doesn't want to do such a good thing.

And it is more beneficial to businessmen, what people who do business are most afraid of is that they carry too much money, and when they have too much money, they are either afraid of being robbed or afraid of dropping, and they are even afraid that people will make money and kill them.

But once the money is deposited in the bank and there is no money on you, then there is no need to be afraid.

And the bank is more convenient for merchants, I deposit money here, I can go to other places to withdraw money, which is simply a blessing for merchants.

Therefore, Erchen is not worried at all that the people will not save money, and the only thing Erchen is worried about is gold. ”

"You're worried that there won't be enough gold, and if the people come together to withdraw money, it will cause a run and end up the bank's credibility will be ruined, right?"

"The father is wise, and this is what the sons are worried about."

Ying Zheng thought for a while and said, "It's okay, not only gold, but also silver and copper coins will be ready."

Since a bank is to be established, there will be a government-private joint venture, and the imperial court and Qin An will run the bank together. ”

"Working with my brother-in-law?" Jiang Lu looked at Yingzheng in shock.

Ying Zheng nodded slightly, and said: "In terms of the people's hearts, the whole world will be Qin An who can convince the people of the Seven Kingdoms."

It can be said that the real people's aspirations, the future is gone, and there is no one in the world who can suppress Qin An. ”

"Then why does my father give my brother-in-law so many benefits." Jiang Lu asked puzzled.

"Because Qin An is not interested in power at all, he is only interested in money, so I want to give him a lot of money, and with money, Qin An will help Daqin do a lot of things, especially to open up the sea.

And you also have to prepare, form a fleet, gallop the sea, the future Daqin is in your hands, I am old, and I don't have much energy to take care of so many things. ”

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(End of chapter)