The old man's inscription to Fan Ze's company still spread at a certain level.

What Fan Ze could feel was that it became easier when he had to do something.

In just two days, when those cadres came again, all kinds of documents for Fan Ze's 5,000 acres of land to build commercial housing were handed over to him.

Looking at the various documents stamped with red seals, Fan Ze was still a little hard to believe.

However, Fan Ze was quickly relieved, and now everyone is looking at him, hoping that he will come out of a different way, so the whole thing is actually easier.

In fact, while Fan Ze was thinking about things here, a small-scale meeting of the top level was also going on.

"What is the operation method of Xiao Fan's real estate project?" An old man asked.

"He still adopts the joint venture method, forming a Sino-foreign joint venture company under the Hongqi Group, this company is called Hope Real Estate Company, and the shareholding situation is that Hongqi Group will invest 5,000 acres of land, accounting for 50% of the shares, Chen Shumin's Hong Kong company will invest 100 million, and the American Luke Company will invest 100 million, each accounting for 25% of the shares, and this hope real estate company will develop the project."

Several of the old men laughed.

One of the old men smiled and said, "Comrade Xiao Fan is still worried!"

"This is also inevitable, but this operation is still good, at least the Hongqi Group has the majority."

"Well, this kid has a bit of a way of doing things."

"What else could he ask for?"

"This ...... He came up with an idea, which requires the approval of his superiors."

"Oh, tell me."

"He believes that the development of real estate in the whole country cannot be achieved without the support of banks."

"What do you mean?"

Everyone knows that Fan Ze has some skills in these aspects, but they don't know how he wants to operate.

"He said that people in China have always adopted the distribution system for housing, which is not conducive to development, first of all, we must break the distribution method and operate by the market, which can save a lot of things, and at the same time, let everyone have more choices."

"It's true, the south has tried in this regard, and the launch of commercial housing has also had a certain effect."

"I don't think so, I heard that most of the commercial houses in Shenzhen are bought by Hong Kong people, and few people in China can afford to buy them, even if some people make some money, they don't dare to buy it!"

"Therefore, Comrade Fan Ze said that these things need to be solved with the help of the superiors, the first is to support the implementation of commercial housing, and the second is to combine the allocation of units with commercial housing, so that everyone can see that there is no problem in buying a house."

"That's not okay, after all, most people don't have the money to buy a house."

"Comrade Fan Ze said that this requires the intervention of the bank and the cooperation between the bank and the real estate company and the real estate management department." br>

"What do you mean?"

Everyone looked at the person who was reporting.

"If people have the need to buy a house and have no money in their hands, they can take a loan from the bank to buy a house, they can make a small down payment, and then pay the subsequent money in installments, in which interest can be calculated."

Everyone thought seriously at this time.

"Is it okay to pay a certain amount of money and the bank will transfer the money to the developer? But what if the money can't be paid back in the end?"

"The property is used as collateral, Fan Ze said, because it is the beginning of this work, if people really can't repay the loan money, those houses will be redeemed by their company after five years at the current sale price plus five years of bank interest, so that the bank will not have a problem, and the whole house can be sold smoothly."

Immediately afterwards, the person who reported also talked about some real estate pre-sales in later generations that Fan Ze had said.

"This little fan, there are so many flowers, in this way, he can make money without spending money at all, I think this way is beneficial to all parties, even for all places

can also solve financial problems."

Everyone immediately saw the benefits.

"Yes, the most important thing is that although it is the first time to do this kind of thing, there is a certain risk, but after five years, Comrade Xiao Fan promised that if the properties mortgaged by the bank cannot be transferred, he is willing to increase interest to recover them, which eliminates all risks."

"Haha, Xiao Fan is shrewd, with the current price situation, coupled with the development of the economy, those housing prices will not rise higher in five years, if he really just buys back with interest, he will not make crazy money!"

"That's right, that kid wants to eat fart, when everyone is blind, who wants to not want a house then?"

"So the whole plan is actually fine?"

Several of the experts sitting here nodded in agreement.

The old man at the head said, "What do you think of the policies that Comrade Xiao Fan said?"

"How else can you look at it, this is something that has been discussed many times, and now Xiao Fan is about to start working, just waiting for our policy, since it is going to develop, some things must be released."

"Okay, immediately arrange a meeting to settle these things, the situation of reform is very good, we can't let people push them away, we have to rise to the challenge and solve all the problems that everyone needs us to solve first."

A few days have passed, and Fan Ze is also stepping up some things here, and this joint venture is not so high-profile, anyway, it is just the internal people and a few city leaders who have invited them to witness it.

Then 200 million funds were transferred to the account of Hope Real Estate Company.

Fan Ze did not invite outside designers, but went to invite experts from the Planning and Design Institute.

Facing a few old experts, Fan Ze was actually guiding them in the design.

At the beginning, those experts were still a little disgusted with the things that Fan Ze wanted to guide them to design, thinking that they were professional, but as Fan Ze guided them little by little, everyone found that although Fan Ze was not good in some specific places, the content he put forward was never.

"Xiao Fan, even we all want to live in such a house!" A middle-aged man said with a smile.

"In the whole planning, you have thought very comprehensively, and there are even many advanced plans that we did not expect."

"Since it is a commercial house, it is necessary to make everyone feel that it is worth the money after living in it." Fan Ze thought to himself that he had also deducted a lot, otherwise it would be better.

While he was talking, Fan Ze saw Zhou Changfa and others walk in.