27 Money Bank
Central, Baoyu Money.
Qiu De even wrote a pledge, put away the brush, pressed the fingerprint, and his expression was a little uncomfortable: "The three movie stores in Kowloon are mortgaged to you, and a total of 50,000 Hong Kong dollars are loaned!" ”
The boss of the money bank picked up the pledge, looked at the note with satisfaction, handed it to the shopkeeper to collect, and took the five stacks of banknotes covered with red cloth on the tray.
There are as many as 500 banknotes in each stack, tightly bundled into a thick stack, each with a face value of only 20 yuan, and a stack is 10,000 yuan.
"A total of 50,000 yuan, please Boss Qiu take it, the three-month repayment period, the first month needs to repay 10,000 yuan, and I will take the 10,000 yuan......"
The boss smiled shrewdly, his expression sincere, and raised his hand to retrieve a stack of bills from the tray.
"Please remember Mr. Qiu that the monthly interest rate is five cents, all of which are calculated at 50,000 yuan, and the interest is rolled, and the loan can be repaid in advance."
The largest denomination of the Hong Kong dollar in this era was 50 yuan, and there were more 10 yuan and 20 yuan in circulation......
On the one hand, the income of Qiu Degeng's movie store was distributed to Inspector Zhao, and on the other hand, he invested in the operation of the movie store, and he really couldn't take out cash to buy equipment.
This is being sucked by blood.
Unlike He Dingxian, who holds the big head, the money rolls in, and the cash flow is sufficient.
In recent years, the economy of Hong Kong Island has been under the control of the British government, even if the British government implements a policy of free development and does not interfere in any commercial activities, but as a colonizer, British-funded enterprises still seize people's livelihood, finance and other industries, at least before the 80s, British capital has been occupying Hong Kong Island, and Chinese capital is still accumulating strength.
Being a comprador for a ghost guy has more social status than a Chinese boss......
HSBC, Standard Chartered, and Oriental Bank are all ghost foreign firms, often only giving loans to British-funded enterprises or Chinese compradors, so as to achieve British-funded behind-the-scenes control.
In view of this, Li Shipeng, a wealthy Chinese businessman, established the "Bank of East Asia" in 1918 to provide financial support to Chinese businessmen.
However, Qiu De is more engaged in an asset-light business with a capital of tens of thousands of yuan, and he does not want to apply for a loan with the Bank of East Asia, and he will not be able to approve the desired amount.
The best thing to do is to find a bank.
This is also the only way for most Chinese small business owners.
So, when Qiu De decided to sweep the projector, he knew that he would be in debt, but he had to take risks to expand his business.
He couldn't go to the detective for money.
You have to be bold to make a lot of money
If Qiu De has a better relationship with the Ningbo Chamber of Commerce, and can also borrow "bidding money" in the chamber of commerce, the interest rate of this bidding money will be lower than that of the bank, and the amount will be larger than that of the bank.
He took off the 40,000 yuan on the tray, put it into his arms seriously, and nodded vigorously: "I understand the rules, and I must return the money to your village on time." ”
Coupled with the 9,000 yuan of profits saved, the projector is still enough to pay for wages. He is a husband and wife team who personally fights, and the store has fewer workers and lower wages.
The boss of the money bank has seen a lot of businessmen who come to borrow money, some are soaring, some are dead, and they are not interested in what the results of the borrower will be at all, and he doesn't even feel that it doesn't matter if he doesn't pay back the money, anyway, he is in accordance with the rules of the book, not deceived or deceived, if he doesn't pay back the money, the movie store will be recovered, and the collection of money will be done by others, a professional financial company!
And it was the closure of the Chinese in the financial market that promoted the prosperity of Chinese businessmen on Hong Kong Island, resulting in the money banks that bloomed everywhere in China a hundred years ago, and ushered in a second spring on Hong Kong Island, which was hot until the 80s.
Although there has been a demand for underground money banks in various eras, serious money banks have indeed been operated on Hong Kong Island to the end......
At this time, the boss sent Qiu Degen to the door of the money village, and said: "Boss Qiu go slowly, I wish Boss Qiu a wide range of wealth and wealth from all directions!" ”
Qiu De didn't feel happy when he heard the auspicious words, he only felt heavier on his shoulders, and the pressure on his heart was greater: "If the movie store can't really make money, it is impossible to borrow money from a regular bank, so you have to go to an underground bank, so let's go and buy the projector back first." ”
Zhang Haiyang saw Qiu De checking the projectors one by one when he was delivering the goods, and he had to take out two of them for test screening, cautious and meticulous.
Secretly glad that yesterday overnight repaired the rags, at least two machines can last for a while, but I didn't expect the machine sold by the waist boy to be more broken than imagined, it's not an old problem at all, one will turn off the lights, one will break the piece, and some will make a harsh noise that is worse than the ghost crying, and the most disgusting thing is that there are two that can't be used at all, and there are dead rats in it.
It's really TM street goods!
Fortunately, there are two tables that can get by, Zhang Haiyang picked out the two machines, and put a copy of "The Hatred of Chunjiang" in his hand, and urged him to leave on the grounds of work, Qiu De felt a little wrong in his heart but couldn't find fault with it, so he had to pay the workers to carry the goods away, intending to transport them back to Xiangjiang immediately.
Zhang Haiyang received the 48,000 yuan with the ticket number sticker, and the only remaining conscience in his heart felt that he couldn't go, so he simply gave five old video discs, and when he saw Qiu De being more grateful, he felt a lot better in his heart, and when Qiu De left, he laughed directly.
"The money to buy the house is in hand!"
Two days later.
Lard boy sat at the door of the movie store in Shek Kip Mei to sell tickets, but his eyes were fixed on the store more than ten meters away, since the opening of Qiu Degen's dollar store, with different film discs, a large number of audiences have been diverted, plus the poor guys of the plainclothes group, they come to the inspection every three or five days, resulting in most of the business of the movie store being robbed, and it is really a matter of time before it closes down.
Zhao Yutang felt that he had the chance to win, and he didn't want to tear his face and be rubbed on his back, otherwise he would casually let people throw a pack of big cigarettes into the store, or send a few smokers to make trouble, which was enough to close the first one-dollar movie store in Hong Kong!
If you really close the door, you will lose face, and even if you become famous in the future, you will inevitably be laughed at, and you can't even keep the foundation of your start!
"Huh?"
"I'm half an hour late, why hasn't it opened yet." Lard Boy couldn't help but feel a little strange as he watched the movie tickets in his hand sell more and more, but the shop across the street had not opened for a long time.
"In the past, we started work in the afternoon opposite the opposite side, and we were more active in our work, but why haven't we come here today when the sun sets, and the movie doesn't need to be played?" Lard boy felt that something might happen, so he turned his head and called Ah Hao for help: "Brother Hao, you sell tickets for me for a while, I'll go out to find out the news, and I have to report something to the boss immediately." ”
Ah Hao also felt that the situation was wrong, his expression was solemn, he took the movie ticket with a cigarette in his mouth and said, "You go and get busy with you." ”