On this day, as soon as Naoki Ishihara walked into the door of the investment department of Karuizawa Commercial Bank, he saw his subordinates standing, smiling and applauding at him.

The Deputy Minister enthusiastically took the lead and said, "Minister, congratulations on your appointment to the Board of Directors as a Director. Not only do you deserve it, but you deserve it."

Although Naoki Ishihara knew that this day would come and it was only a matter of time, he was not very happy in his heart.

He didn't show his true thoughts on his face, but pressed his hands downward, motioning for everyone to stop applauding and saying, "In the evening, I invite you to guests."

The section leader deliberately raised his voice and said, "Thank you, Minister. Minister, hooray, hooray. It's definitely a blessing for us to be able to follow a good boss like you."

Ishihara Naoki is still very calm in his heart for his subordinates' praise and praise. My immediate priority is to solve the problem.

He briefly motioned to the deputy minister and section chief to follow him. So, the deputy minister and the section chief followed him into each other's independent offices.

Before Naoki Ishihara could sit down in his ministerial seat, he said, "Close the door and close the curtains."

The deputy minister and the section chief went to close the door and the other to pull up the curtains. They know that this means that the minister has something important to say to them.

Naoki Ishihara sat in his seat, but didn't rush to speak. He just looked at the two subordinates sitting across from him.

The two are not mediocre people who can only make sycophants, but talents with very high IQ and EQ. Otherwise, you won't be able to enter your own department.

As the investment department, this is one of the core departments of Karuizawa Commercial Bank. For a long time, countless people have been extremely yearning.

Every year, Karuizawa Commercial Bank's full-time employee recruitment is not only extremely competitive, but also like thousands of troops crossing a single-plank bridge.

Formal employee recruitment at major Japanese companies is notoriously "perverted". The banking industry has done this to the extreme.

According to their words, this is a job that needs to deal with money all the time, and there is no room for sloppiness. Job seekers are flocking to the banking industry like a carp crossing a river.

This is no exaggeration, which is equivalent to the scene of a group of candidates taking the prestigious university entrance examination every year. Of course, if the job seeker does not have a bachelor's degree from a prestigious university, he or she will not even be able to pass the first hurdle of submitting a resume.

Such resumes will either be returned directly by HR, or they will be thrown into the trash. After the HR review of the candidate's resume, it means that the candidate is eligible to participate in the first round of written examination.

As for the specific location of the written test, it will naturally be designated by the big companies themselves, and their internal personnel will serve as invigilators.

Even if a candidate passes the first round of the written test, there will be a second round of written test. After all the written tests are passed, there will be an interview, and there will be more than one interview.

Even if you have to have three interviews, it's normal. Interviews are definitely not just a formality. It is normal for a person to be asked questions by the interviewer for three to five hours at a time.

Entering the investment department of Karuizawa Commercial Bank is not only as difficult as being admitted to the University of Tokyo, but also as being admitted to the Faculty of Medicine, which has the highest admission score at the University of Tokyo.

Both the deputy director and the section chief graduated from the University of Tokyo with a degree in finance. The deputy minister is a senior of Naoki Ishihara's alma mater, and the head of the section is a junior of his alma mater.

Neither of them is a rookie, and they are not unaware of one of the unspoken rules of the Japanese workplace, that is, they must be able to pat their bosses. What's more, this boss of theirs is still the crown prince.

Who wants to miss out on an opportunity like this? Once you are appreciated by the prince, it means that you have become a person of the prince, and your future will be bright.

Naoki Ishihara said with a solemn face, "So far, the book loss of our investment department has been as high as 8%."

The deputy minister did not blindly shirk his responsibilities and said, "Minister, you are just too demanding of yourself and too much pursuit of perfection.

The current global economic environment is not good, but this year it has caught up with the United States, and some banking problems in Europe have also been brought to Japan.

The average loss rate for the entire banking sector in Japan is 16%, and we are only half of the loss rate of the entire industry, which is already very good."

Naoki Ishihara was not satisfied with his reply, "I didn't mean to hear you say that. I want a turnaround."

The section chief hurriedly said, "The current loss of our investment department is only a floating loss, and it has not caused an actual loss. Our losses are mainly in two areas.

One is on U.S. bonds, and the other is investment in Vietnam. As far as the former is concerned, it is difficult to change in the short term. As long as we adhere to the strategy of not selling for the time being, there will be a negative to positive expiration in the future.

The liquidity of our Karuizawa Commercial Bank is very sufficient, and there is even some surplus, and there is no problem of insufficient liquidity at all.

In case, I'm just talking about just in case, if we Karuizawa Commercial Bank encounters a situation of insufficient liquidity, we can also go to the parent company of the Karuizawa Group for help.

The problem that Karuizawa Commercial Bank is facing, to be more precise, is how to invest its excess savings.

Otherwise, the interest paid to depositors will become a burden on our banks. As for the latter, I have something I don't know whether to say or not to say."

Naoki Ishihara said bluntly, "Say whatever you want."

The section chief was bold and cautious, and said cautiously, "I know that the minister's wife is the daughter of the Nomura family. Nomura Securities' joint investment in real estate in Vietnam is not a small amount.

Housing prices in Ho Chi Minh City, Hanoi, Da Nang and other cities in Vietnam are also ridiculously high. I'm worried that Vietnam's economy simply won't be able to support such high housing prices."

The deputy minister said with obvious pertinence: "You mean to persuade the minister not to greet Nomura Securities in advance and withdraw the funds invested in the Vietnamese real estate market in advance. It's treachery."

The section chief said bluntly, "There are no eternal friends, only eternal interests."

The deputy minister retorted, "It's not the minister's friend, it's the minister's wife. If you really adopt this trick, it is tantamount to short-sightedness.

In the long run, this will seriously damage the good relationship and trust between Karuizawa Commercial Bank and Nomura Masanori, Ishihara and Nomura."