In Seoul, South Korea, Park Yilin's home is full of her mother's family. Among them are not only their elderly parents, but also their siblings and their respective children.

Father Park said expressionlessly: "Yilin, this is the case. Now, you are the only one in our family who has the power to save them. ”

Park Yilin looked at them with a blushing face and said, "Help, how can I save it?" I have to save them all, can I save them? Are you really your daughter and I'm the bank? ”

Sister-in-law Park blurted out: "If you don't save our family, then I can only take the children to jump the Han River with your eldest brother." ”

Faced with such words, Park Yilin directly replied: "My eldest brother is such an honest man, why did he marry a woman like you who loves vanity?" Don't know how much your income is? Does your family have the financial strength to buy a house in Gangnam? ”

Sister-in-law Park said stiffly: "I don't want my children to enjoy the best education in Korea, so that they can have the opportunity to live a good life without worrying about money and being rich in the future."

Besides, if you don't know that if you don't graduate from Seoul National University, Korea University, and Yonsei University, which are one of the three universities called SKY University, then you don't want to work in a famous company as a full-fledged member. ”

Park Yilin said bluntly: "Fart." Did I live in Gangnam-gu before I was admitted to Korea University? ”

Sister-in-law Park retorted with a certain confidence: "Don't forget, your cram school fees that year, as well as university tuition and living expenses...... Not only did your parents pay for it, but your eldest brother also paid for it.

What's more, your eldest brother entered social work early after graduating from junior high school for the sake of your family. How much he suffered, how much sin he suffered.

Your eldest brother told me that in order to save money for you, he not only did not buy new clothes for nearly ten years, but also never went to drink and relax with his co-workers after work. ”

Brother Park suddenly interjected and said, "Don't say it." I am the eldest son in this family, and it is only natural that I should take care of the younger ones. I'll find a way. ”

Sister-in-law Park looked sideways at her man, frowned and said, "You have a way, you have a way, what else can you do?" Now, our family has reached the end of the mountain, and we are completely facing a hurdle that cannot be passed. ”

Of course, Brother Park knows this objective fact in his heart. When his wife said this in public, he could only bow his head and remain silent.

Park Yilin looked at the eldest brother's desperate look that moved and made her sad, and said with relief: "I know that the eldest brother is a man who never asks for help easily.

Since the eldest brother is here today, he must really be desperate. I have always been grateful to my eldest brother for his selfless help to me.

I always believe that in the future, there will be more places for your family to have money. If you don't object, then sell me that house at the current market price.

After the sale, not only will you continue to live there, but you will not have to pay a single won in rent for the next 10 years. As for the property fee or something, you still have to give it to me. ”

Brother Park suddenly raised his head and looked at his sister, and said again and again: "Okay, okay, okay." ”

Sister-in-law Park said: "In this way, the 20% of the down payment we invested before, and we can't get back a single won?" ”

Park Yilin said categorically: "If you are reluctant to sell, then it is better to keep it." Don't say I didn't warn you beforehand, the housing market in Seoul, South Korea will only get worse and worse for a period of time in the future, not better.

If your family has the ability to survive the cold winter and wait for the property market to recover and rise, it is not impossible. Now, the average house price in Seoul, South Korea, has fallen by more than 20%.

The house you bought on the most marginal part of Gangnam District is pretty good, but it's down about 20%. Other remote areas of Seoul have been cut in half. ”

Sister-in-law Park is not unaware that if her family can still resist, she will not appear here to beg for help. The down payment is just gone, which is really unacceptable.

Sister-in-law Park was immediately distressed, and her tears couldn't stop flowing out: "Our family's money! Do you know how hard it is for us husband and wife to save that money? ”

Park Yilin said straight: "Back then, when you had to buy it, I advised you not to buy it in a panic. If you can live here, then you can live for the time being.

But you don't listen. In the current situation, you can only blame yourself for making the wrong decisions. ”

Father Park said seriously: "That's good." Boss, don't have to carry a heavy financial burden anymore. You don't have to worry about the mortgage every month.

Yilin also solved it very well. It not only left the children of the eldest family with the tuition money they deserved, did not cut off their future, but also saved their family from falling into the ranks of personal bankruptcy. ”

In Korea, if an individual goes bankrupt, it will have a negative impact not only on his own future, but also on the next generation. Children will be treated differently when they apply for bank loans, find jobs, etc.

Ordinary people have a normal interest rate when it comes to applying for a loan, then they will encounter either direct rejection or much higher interest.

As for jobs, the choice will be greatly reduced, and even applying for the civil service examination will be negatively affected. Especially when dealing with money-related work, don't think about it. In addition, restricting consumption or something, compared to these, it is completely small.

Park Yilin didn't say anything and said with a smile: "If the eldest brother and sister-in-law can't make a decision for a while, then you can go back and discuss it and call me again."

Let me say a few more words, as far as the current Korean property market is concerned, the longer it drags on, the more housing prices will fall. When the time comes, you're not just losing a down payment, you're also going to owe the bank a sum of money. ”

Mother Park, who had not spoken, couldn't help but feel sorry for her grandchildren and said, "If you don't think about yourself, you have to think about your children!"

This is a matter that you adults have done, so you have to shoulder your due responsibility. Yilin did this, in my personal opinion, it is already an excellent repayment of the boss for her help back then.

The small amount of money that the boss invested in Yilin in the past has also gotten back a lot of money today. In the next 10 years, you can continue to live there for free without paying a single won in rent, what else do you want? Could it be that you still want to live for free for the rest of your life and live until you die? ”

(End of chapter)